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Games/Quizzes
BOL's STEAL OF FORTUNE game
New $20 Quiz
Consumer Protection Insurance Quiz
Match the Reg
Reg E Timing Quiz
TILA Jumble
Article 9 Quiz
Flood Jumble
Lending Disclosure Timing Match Game
Concentration
Lending Terminology Crossword
Currency Characteristics
Know Your Money
GLB Privacy Fill-in Exercise
Face Memory Challenge
Picture Memory
SAR Find a Number
Memorable Lines Match Game
Marketing Jumble
Marketing Terminology Crossword Puzzle
Quiz on Information Security
Tech Jumble
Technology Crossword
Rank the Banks Quiz
eBanking Number
Mystery Picture
IRS Levy Quiz


Garnishment
Timeframe to Respond to a Garnishment
Disclosing Garnishment to Signer
Pass on Legal Fees to Garnished Customer?
File a SAR on Levied/Garnished Customer?
Garnishment of Authorized Signer
One Owner Garnished - Garnish Joint Account?
CD Garnishment
Tax Levy or Garnishment on a IRA Account
Broad Reach of a Garnishment
Garnishment with Different Name but the Same EIN
Styling Minor Account to Protect Minor's Funds
Reg DD - Garnishment & Levy Fees
Garnishments and Levies (PDF)
Account Protection from Subpoena and Garnishment
Garnishment
Service of Tax Levy or Garnishment Papers
Authorized Signer Liability
Garnishment Doesn't Accurately Reflect Entity
Hold Garnishment Pending Outcome of a Hearing?
Garnishment - how much to hold?
Can a trust be garnished (if the customer's SSN is used)?
Notification Requirements: Garnishments & Excess Loan Balance


Giveaways/Gifts
Check & Debit Card Buy Back
Tax Value of Fulfillment Company Gift Coupons
Gift Card and Reporting
Giving away Lotto Tickets
Offering Gas Coupons
1099 on Giveaway Valued Less than $250?
Bank T-shirts
Bonus to Open for Existing Customers
Is a Gift a Bonus?
TISA Disclosures
Bonus or Not?
Charitable Contributions Considered a Bonus?
Gifts to Top Loan Customers
Giving a $50 Certificate to 18 Year Olds
Shredding the Competition
Money Tree Promo
Johnny Appleseed Jr. Ecology Club Program
Gifts to Employees
Accepting Gifts from Bank Customers
Illegal Third Party Inducement?
Existing Home as Collateral - Give ROR?
Gift Cards for Loans
Bonuses On an Account
Gift Cards- disclosing fees on advertising
Sporting Event Tickets - New Account Giveaway
New Branch Opening - New Car Giveaway
New Account Giveaway
Revamping Our Refer a Friend Promotion
Is a 1099 Required for Gift Cards?
Gas Certificates - Reporting
Giving Gifts to Auto Dealers for Loan Referrals
Premiums - Bonuses & Gifts
Reporting Forms for Account Giveaways
Give Aways and Drawings
Spin the Prize Wheel
Limits on Customer Referral Programs
RESPA & gift certificates
Regulations Regarding The Acceptance Of Gifts
Vacation Giveaway Rules
Bank Promotional Giveaways And The "Toaster Rule"
Can You Be Bought? Should You Accept Christmas Gifts?


GLBA
Reg P & Commercial Borrowers
Gramm-Leach-Bliley Act Requirements
SAS 70 reviews for GLBA and FACTA Compliance
GLBA and Customer Information
Truncating Bank Receipts
GLBA Violation-Loan Info Displayed on File Cabinet
Clean Desk Act
Service Provider Documentation
Sending Financial Information Over Non-secure Line
FACTA Confusion - Sharing Information w/Affiliates
ATM Privacy Notice
GLBA IT Compliance
Password Protected Email Sufficient Under GLBA?
Can We Verify Whether a Check is Good?
"Yes, That Check Will Clear," Violating the USAPA?
Should We ID Bank in Collector's Phone Message?
Getting Customers to Sign Night Bag Log
Required Privacy Training
Are your Internal Controls like Swiss Cheese? Part 13: Branch or Department Keys
Privacy Notices to Shareholders
Gramm Leach Bliley 501b
Privacy and Outsourcing Loan Reviews
Security of Personal Customer Information
Disclosure of Confidential Customer Information
Privacy notice with mortgage affiliate
Ensuring Compliance with Third-Party Vendors


Good Faith Estimate
Changes to RESPA and TILA
GFE – Inspection Fee Disclosures
No Property Identified – Disclosures Apply?
GFE Error on the High Side - Redo or Not?
Requesting Tax Returns at Time of Application
Credit Score Notice Timing
Mortgage Reforms
Estimate Insurance Cost of the GFE?
Being Current with New Changes to Mortgage Lending
Home Equity Loan Disclosures
RESPA Guidance Needed
GFE Disclosure & Documentation
The Mortgage Disclosure Improvement Act
Secondary Market Mortgage Loan Disclosures
Provider List Requirements
Third Party Originator Referral Fee
Appraisers & the GFE
Determining the Flood Premium & Disclosing on GFE
Manual Underwrite Recommendations
RESPA - Risk Insurance Premium Disclosures
Provide Another GFE?
Signing the GFE on a Refinance
CSDS Provided Prior to Closing?
Appraisal Fee Reimbursement
Application Date & RESPA Disclosures
Will Copies of the Initial Disclosures Suffice?
Saturday a Business Day for GFE/TIL Disclosures?
RESPA - Personal Residence Construction Loan
RESPA - GFE Given to All Borrowers?
Perplexed Over POC
GFE Disclosure Limits
Credit Report Fee
Treatment of Appraisal Fee on GFE and HUD-1
AFBD Required for Director?
GFE Disclosures
Disclosing Credit Report Fee
Applicant's Timeline to Sign GFE & TIL
Complying with FDIC SCANS bulletin #Chiro-04-2001
Construction Loan Disclosures
GFE Required?
Disclosing Condo Fees
Merging Required Service Providers on the Same GFE
Do I Send a GFI, and is this Temporary Financing?
Payment of Taxes Disclosed on the GFE & HUD-1
Charging a Fee. How Do We Update the GFE?
Timing of the GFE
POC Costs & Property Taxes Listed on HUD-1A form
Disclosing Referral Arrangement on the HUD-1 Form
Change in Completing the HUD-1?
Initial Application Date for HMDA Purposes
Disclosing Providers on GFE
Customer Revised Loan Request
RESPA and a Preferred Realtor Credit to Applicant
Co-Borrowers, GFEs, and Signing the HUD-1
Three Days Starting From When?
RESPA GFE For Incomplete Application?
Completing a GFE with "P.O.C"
Special Information Booklet Not Provided, Penalty?
GFE & Settlement Statement - Fixed Rate 2nd Mortgage?
POC Insurance on GFE for Home Equity Loan?
Borrower Didn't Sign or Return Early Disclosures
Does Line X on the GFE and HUD-1 Have to Match
When to Make Early Disclosures
Disagreement Over Exemption from GFE Requirement
Do borrowers need to sign the HUD-1?
No Fee, Waived Fee and RESPA GFE
What Fees are Marked as Prepaid?
Showing/Calculating Escrows for a Good Faith
Requirements on Short-Term Construction Loans
Is a GFE Required if We Close Before 3 Day
Showing Waived Fees on the HUD-1
Customer Signatures on RESPA Docs
Multiple GFEs and Customer Confusion
Items on a GFE That Are Prepaid Finance Charges
Failure to Disclose Odd Days Interest
HUD-1, Disclosing Costs vs. Coverage
Taxes and the GFE
RESPA / Reg X: What's in the Water at HUD?
Declined Applications & RESPA Disclosures
Disclosures: Construction & Permanent Financing
Construction Loans, Permanent Loans & HUD Disclosure
Seller-paid Closing Costs and the GFE
Is it necessary to have a new GFE if the amount of the loan changes before the closing of the loan?
Must the GFE be Signed?
If we show an item as POC on the GFE, should we also list it on the TIL?
RESPA, Recording Fees, and the GFE
We purchased a loan missing a GFE. Are we in trouble?
Information Errors v. Computation Errors
Real Estate Tax Information On The GFE
If the customer increases a loan request, do we need to modify the GFE?
Disclosing Taxes and Insurance On Second Mortgages
GFE/Settlement Sheet Completion Appraisal Notification for Residentially Secured Business Loans
GFE Requirements
Hazard Insurance Costs on the GFE & HUD-1
Understanding The Service Providers List


Government Checks
Government Check Payable to Two Persons
Government Checks Expiration Date
Return Check "Payee Deceased"?
Exception Holds on Treasurer or Bank Checks
Surviving Payee Negotiating Treasury Check
Treasury Check Payable Ambiguously
Right of Setoff on Depost of Stimulus Check
Endorsing & Signing Over a Treasury Check
POA Check Deposit Procedures
Reg CC - Saturday Deposit of US Treasury Check
Timeframe for a Treasury Check Return
U.S .Treasury Checks - Personal Endorsements
US Treasury Check Endorsement Issue
Signing Over a Government Check
Refusing to Cash Government Checks
The USA PATRIOT Act & the Irate Customer
Treasury Check Payable to Married (Not Maiden) Name
Charging a Fee to Cash IRS & State Checks
Placing Holds on US Treasury Checks
Cashing a Check with Two Signatures and One ID
US Treasury Checks Prepared by Outside Firms
Third-Party Endorsement, Bank Liability
Government Check Cashing on Small Balances
Reg. CC and Treasury Checks
Cashing Government Checks for Noncustomers
Endorsing government check over to a third party
26.3 Million Treasury Checks Going Out: What Every Teller Should Know
Are we required to cash government checks?
Charging Fees To Cash Government Checks
IN THE NEWS - Regulatory Developments - Electronic Transfer Accounts
Treasury Details Electronic Account Features
Government Starts E-Check Program
Question & Answer
Countdown To A Check-free Government
In The News… Electronic Payments To Start January 1, 1999-Maybe
No More Government Checks?
Question & Answer
Is Government Check Cashing Legislation Necessary?
Question & Answer
Question & Answer


Guardian Accounts
Guardian/Custodian Account Questions
Guardian & Joint Owner?
UTMA Custodian
Account POD to Minor Living in Another State
Getting Rid of the Guardian
Beneficiary Withdrawals & Representative Payee Accounts
Court Opening Account as Guardian
Beneficiary Withdrawals & Representative Payee Accounts
Power Granted by Springing POA
Deceased Custodian: Appointing a New Custodian for a Minor
Duties And Limitations Of A Guardian
Definition: Guardian's Account


Guarantor/Guarantee
Guarantor on a Consumer Real Estate Loan
Guarantor Disclosures
Possible Regulation B Violations?
Agent Closing UTMA Account
Loan Guaranteed, Not Cosigned – Compliance Issues?
Credit Bureaus on Guarantor
Signing the Co-Signer Notice
Loans to One Borrower Limitations
Send FCRA Adverse Notice to Individual & Company?
Send Loan Denials to Applicant & Guarantor?
Father Guarantor of Son's Loan
Commercial Loan with Guarantors
Negative Pledge of Assets
Cosigners and Guarantors
Collecting GMI on Loan Guarantors
Personal Loan Guarantor
Co-Signer/Guarantor Notice after Denial
LLC Loan - Lending Limits for Guarantor
Guarantor on a Commercial Loan to a Corporation
Joint Intent Needed on Corporate Application?
Insider Report Requirement on Guaranty?
Bank signature guarantees without Medallion
Is Reg O Just for the Borrower?
Are There Legal Differences Between These Entities?
Minor with a Debit Card
CIP and Guarantors
CIP Procedures, Guarantors, and Co-borrowers
Guarantor's Right to a Copy of Note
Guarantor Access To Borrower's Credit Scores
Loan Guarantee By Spouse
Signature Required For Guarantor's Credit Report?





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