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Looking for something on BOL and can't find it? Try the InfoVault or the Site Map.

OFAC
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Translate Anything


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OSHA
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REGULATIONS:
Final Reg. DD Clarifying Amendments relative to balance disclosures and overdraft fee disclosures - 6/4/2010
Final Reg. E Clarifying Amendments relative to overdraft service for ATM and one-time debit card transactions - 6/4/2010
Reg. E Amendment requiring opt-in for overdraft service for ATM and one-time debit card transactions - Eff. 7/1/2010
Reg. DD Amendments affecting disclosures re OD fees and balances - eff. 1/1/2010
Reg. DD Amendment Corrections - eff. 1/1/2010
Reg. DD Amendments for ODP Programs - eff. 7/1/2006

GUIDANCE:
FDIC Proposed Guidance on Deposit Advance Products - 4/30/13
OCC Proposed Guidance on Deposit Advance Products - 4/30/11
OCC Proposed Guidance on Deposit-Related Consumer Credit Products -6/8/11 [withdrawn 4/30/13]
FDIC Overdraft Payment Program Supervisory Guidance - FAQ - 4/1/2011
FDIC FIL-81-2010, Final Overdraft Payment Supervisory Guidance - 11/24/2010
FDIC FIL-44-2008, Guidance for Managing Third-Party Risk - 6/6/2008
FDIC FIL-47-2010, Overdraft Payment Supervisory Guidance - 8/11/2010, superceded
Joint Guidance on Overdraft Protection Programs - Feb. 2005
NCUA Letter: Overdraft Protection (Bounce Protection) Programs
NCUA Reg DD Manual Zip File
FRB - Informing Consumers about Overdraft Rules

ENFORCEMENT ACTIONS:
OTS CMP Enforcement Action - Woodforest 04-23-10
OTS C&D - Woodforest 04-23-10

BOL ARTICLES:
Are You Ready for Truth in Savings Changes? - Executive Briefing, Feb. 2006
Analysis of Separate Fee Name Requirement


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Getting Started: FIs
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SAFE Act 12 USC 51
Final rules implementing SAFE
  - Federal Register 07/28/2010

SAFE Act Regs in Alphabet Soup's Reg H
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Federal Registration - NMLS* Resource Center
NMLS* Registration page
  (requires logon credentials)

SAFE Act Forum
* Nationwide Mortgage Licensing System & Registry (NMLS)

RESPA
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Reg X
Respa Information Booklet
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Servicemember Lending
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Legal/Soldier's and Sailor's
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Final "Warner Act" Rules on Military Lending


Security Acts & Regulations
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Regulation S


Security Humor
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BankTech.com
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Technology Manuals
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FFIEC IT Handbook InfoBase


Technology Regulatory Guidance
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FDIC IT Risk Assessment Procedures
Guidance on Safeguarding Customers Against E-Mail and Internet-Related Fraudulent Schemes
FDIC Guidance on Information Systems and E-Banking Issues
FFIEC Authentication in an Electronic Banking Environment (October 2005)
Supplement to Authentication in an Internet Banking Environment (June 2011)
Internet Banking Guidance - Bulletins, Advisory Letters, Alerts, Handbooks, Proposed Rules and Current Reg.
OCC News, Press Releases and Speeches Regarding Internet Banking
Permissible Electronic Banking Activities - Opinions and Letters

Technology Research
OCC Electronic Banking Guidance
Electronic Money Research and Reports


Technology (Information) Security

Anti-Phishing: Best Practices for Institutions and Consumers
Multi-Factor Authentication - Special Briefing
Authentication in an Internet Banking Environment (FFIEC - 2005)
Supplement to Authentication in an Internet Banking Environment (FFIEC - 6/28/2011)
Safe Internet Banking
Special Alert FILs - Online Banks
ICSA
Panda Computer Security Alerts
Strategic Planning for Technology
Symantec Security Check


Truth in Lending
APR Calculation Software
Reg Z
TILA


TISA
APY Software
Reg DD
FDIC SCANS Bulletin on "Rewards" Checking


Unclaimed Property
MissingMoney.com
NAUPA


Uniform Commercial Code
UCC
Article 3
Article 4
Article 4A
Article 9
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USA PATRIOT Act
Patriot Act
Access the BankersOnline.com USA PATRIOT Act page for complete links, articles and tools.

UTMA
Kids' Accounts under UTMA (Real Player Required)
UTMA / UGMA Questions and Answers




Virtual Currency
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CoinDesk
coinbase
Blockchain

New York Department of Financial Services hearings - Jan. 2014
 - Public hearings - videos
 - Testimony of Barry Silbert, Bitcoin Invest. Trust
 - Testimony Mark Williams, Boston Univ. Finance Dept.

Homeland Security & Governmental Affairs hearings - Nov. 2013
 - Public hearings - videos + testimony links

Congressional Research Service - Bitcoin: Questions, Answers, and Analysis of Legal Issues, Dec. 20, 2013





Virus Information
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Information Please
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