HMDA MSA Boundaries
Answer by Mary Beth Guard, BOL Guru Guru BIOS
Still confused about the current status of MSAs for HMDA purposes? Me, too! For authoritative information regarding the OMB's revised Metropolitan and Micropolitan Statistical Areas, based on 2000 Census data, which are to be used in collecting HMDA and CRA data beginning January 1, 2004, for submissions due by March 1, 2005, there are several helpful resources online.
The FFIEC offers a detailed summary of the MSA boundary changes as they apply to HMDA and CRA reporting, in addition to a complete reference to FFIEC 2004 HMDA edits with information on new OMB definitions;
All of the new MSAs are in the attachment, List 2, to OMB Bulletin No. 03-04;
You can access the new geographic definitions in downloadable format from the Census Bureau's Web site.
A five-digit MSA code from the CY2004 list of MSAs is to be used for any application on which final action is taken in 2004. The five-digit code for Metropolitan Divisions should be used whenever it is available for CY2004 data.
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