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UCC 3-312 "Claim to Lost" & "Declaration of Loss"
Answers by Ken Golliher, BOL Guru
Guru Bio

Question:   Our state has adopted UCC 3-312. Should the "Claim to Lost, Stolen or Destroyed" and "Declaration of Loss" forms be notarized when signed by the customer?

Answer: The UCC does not contain a model form for this purpose. It only specifies that the statement be made under penalties of perjury. Making that statement in front of a public official; i.e. a notary, adds weight and may be necessary in some states.

First published on BankersOnline.com 1/23/12









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