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Stale-dated Check Definition
by John Burnett, BOL Guru
Guru Bios

Question: When is check considered "stale"? I've always known it to be 6 months from the date the check is written. Does the law vary state to state or is it a Federal law?

Answer: In spite of being called the "Uniform Commercial Code," the UCC is state law which is fairly consistent across the country. The six month "stale date" reference is found in 4-404. Check you own state's version of the UCC to see if it varies from the "standard."

First published on BankersOnline.com 1/6/03





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