Money and Finance - FINANCIAL RECORDKEEPING AND REPORTING OF CURRENCY AND FOREIGN TRANSACTIONS

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FINANCIAL RECORDKEEPING AND REPORTING OF CURRENCY AND FOREIGN TRANSACTIONS
31 C.F.R. Part 103

Authority: 12 U.S.C. 1829b and 1951-1959; 31 U.S.C. 5311-5314 and 5316-5332; title III, sec. 314, Pub. L. 107-56, 115 Stat. 307.

Subpart A--Definitions

Sec. - 103.11 Meaning of terms

Subpart B--Reports Required To Be Made

Sec. - 103.12 Determination by the Secretary.
Sec. - 103.15 Reports by mutual funds of suspicious transactions.
Sec. - 103.16 Reports by insurance companies of suspicious transactions.
Sec. - 103.17 Reports by futures commission merchants and introducing brokers in commodities of suspicious transactions.
Sec. - 103.18 Reports by banks of suspicious transactions.
Sec. - 103.19 Reports by brokers or dealers in securities of suspicious transactions.
Sec. - 103.20 Reports by money services businesses of suspicious transactions.
Sec. - 103.21 Reports by casinos of suspicious transactions.
Sec. - 103.22 Reports of transactions in currency
Sec. - 103.23 Reports of transportation of currency or monetary instruments.
Sec. - 103.24 Reports of foreign financial accounts.
Sec. - 103.25 Reports of transactions with foreign financial agencies.
Sec. - 103.26 Reports of certain domestic coin and currency transactions.
Sec. - 103.27 Filing of reports.
Sec. - 103.28 Identification required.
Sec. - 103.29 Purchases of bank checks and drafts, cashier's checks, money orders and traveler's checks.
Sec. - 103.30 Reports relating to currency in excess of $10,000 received in a trade or business.

Subpart C--Records Required To Be Maintained

Sec. - 103.31 Determination by the Secretary.
Sec. - 103.32 Records to be made and retained by persons having financial interests in foreign financial accounts.
Sec. - 103.33 Records to be made and retained by financial institutions
Sec. - 103.34 Additional records to be made and retained by banks.
Sec. - 103.35 Additional records to be made and retained by brokers or dealers in securities.
Sec. - 103.36 Additional records to be made and retained by casinos.
Sec. - 103.37 Additional records to be made and retained by currency dealers or exchangers.
Sec. - 103.38 Nature of records and retention period.
Sec. - 103.39 Person outside the United States.

Subpart D--Special Rules for Money Services Businesses

Sec. - 103.41 Registration of money services businesses.

Subpart E--General Provisions

Sec. - 103.51 Dollars as including foreign currency.
Sec. - 103.52 Photographic or other reproductions of Government obligations.
Sec. - 103.53 Availability of information.
Sec. - 103.54 Disclosure.
Sec. - 103.55 Exceptions, exemptions, and reports.
Sec. - 103.56 Enforcement.
Sec. - 103.57 Civil penalty.
Sec. - 103.58 Forfeiture of currency or monetary instruments.
Sec. - 103.59 Criminal penalty.
Sec. - 103.60 Enforcement authority with respect to transportation of currency or monetary instruments.
Sec. - 103.61 Access to records.
Sec. - 103.62 Rewards for informants.
Sec. - 103.63 Structured transactions.
Sec. - 103.64 Special rules for casinos.

Subpart F--Summons

Sec. - 103.71 General.
Sec. - 103.72 Persons who may issue summons.
Sec. - 103.73 Contents of summons.
Sec. - 103.74 Service of summons.
Sec. - 103.75 Examination of witnesses and records.
Sec. - 103.76 Enforcement of summons.
Sec. - 103.77 Payment of expenses.

Subpart G--Administrative Rulings

Sec. - 103.80 Scope.
Sec. - 103.81 Submitting requests.
Sec. - 103.82 Nonconforming requests.
Sec. - 103.83 Oral communications.
Sec. - 103.84 Withdrawing requests.
Sec. - 103.85 Issuing rulings.
Sec. - 103.86 Modifying or rescinding rulings.
Sec. - 103.87 Disclosing information.

Subpart H--Special Information Sharing Procedures To Deter Money Laundering and Terrorist Activity

Sec. - 103.90 Definitions.Scope.
Sec. - 103.100 Information sharing with federal law enforcement agencies.
Sec. - 103.110 Voluntary information sharing among financial institutions.

Subpart I--Anti-Money Laundering Programs

Sec. - 103.120 Anti-money laundering program requirements for financial institutions regulated by a Federal functional regulator or a self-regulatory organization, and casinos.
Sec. - 103.121 Customer Identification Programs for banks, savings associations, credit unions, and certain non-Federally regulated banks.

Sec. - 103.125 Anti-money laundering programs for money services businesses.
Sec. - 103.135 Anti-money laundering programs for operators of credit card systems.
Sec. - 103.170 Deferred anti-money laundering programs for certain financial institutions.

Special Due Diligence for Correspondent Accounts and Private Banking Accounts

Sec. - 103.175 Definitions.
Sec. - 103.176 Due diligence programs for correspondent accounts for foreign financial institutions.
Sec. - 103.177 Prohibition on correspondent accounts for foreign shell banks; Records concerning owners of foreign banks and agents for service of legal process.
Sec. - 103.178 Due diligence programs for private banking accounts.
Note: Sections 103.181 - 103.183 removed, effective 2/3/2006

Sec. - 103.185 Summons or subpoena of foreign bank records; Termination of correspondent relationship.
Sec. - 103.186 Special measures against Burma.
Sec. - 103.187 Special measures against Myanmar Mayflower Bank and Asia Wealth Bank.
Sec. - 103.188 Special measures against Commercial Bank of Syria.
Sec. - 103.192 Special measures against VEF Bank.
Sec. - 103.193 Special measures against Banco Delta Asia.

Appendix A to Subpart I -- Certification Regarding Correspondent Accounts for Foreign Banks

Appendix B to Subpart I -- Recertification Regarding Correspondent Accounts for Foreign Banks

Appendix A to Part 103 -- Administrative Rulings (no longer official effective 12/17/2009)

Appendix B to Part 103 -- Certification for Purposes of Section 314() of the USA Patriot Act and 31 CFR 103.110

Appendix C to Part 103 -- Interpretive Rules

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