Click to return to BOL home page
Banker Store Read A Reg BOL Insiders Career Connect Learning Connect Bankers Information Network

Search BankersOnline
using Google









Alphabet Soup


Banker Store

Bankers Info Ntwk


Career Connect

Learning Connect

Guru Central


Ask a Guru

Bankers Threads

Contact Us

Give Us Feedback


About Our Sponsors

About Us

Print Friendly! Email This Article! Discuss NOW!

Bureau of Consumer Financial Protection —
12 CFR Chapter X

Part 1016 — Privacy of Consumer Financial Information (Regulation P)

[Click HERE for table of recent Federal Register documents affecting this regulation.]

This regulation is a republication of Federal Reserve Board Regulation P
(12 CFR Part 216) Click HERE to go to the former regulation.


1016.1—Purpose and scope.
1016.2—Model privacy form and examples.

Subpart A—Privacy and Opt Out Notices

1016.4—Initial privacy notice to consumers required.
1016.5—Annual privacy notice to customers required.
1016.6—Information to be included in privacy notices.
1016.7—Form of opt out notice to consumers; opt out methods.
1016.8—Revised privacy notices.
1016.9—Delivering privacy and opt out notices.

Subpart B—Limits on Disclosures

1016.10—Limits on disclosure of nonpublic personal information to nonaffiliated third parties.
1016.11—Limits on redisclosure and reuse of information.
1016.12—Limits on sharing account number information for marketing purposes.

Subpart C—Exceptions

1016.13—Exception to opt out requirements for service providers and joint marketing.
1016.14—Exceptions to notice and opt out requirements for processing and servicing transactions.
1016.15—Other exceptions to notice and opt out requirements.

Subpart D—Relation to Other Laws

1016.16—Protection of Fair Credit Reporting Act.
1016.17—Relation to state laws.

Appendix A to Part 1016--Model Privacy Form

Recent Federal Register documents affecting this regulation.
FR Citation Date Status Comments
79 FR 64057 10/20/14
publ. 10/28/14
Final rule, eff. 10/28/14 Provides financial institutions an alternative delivery method for annual privacy disclosures, which can be used under certain circumstances.
79 FR 27214 5/13/14 Proposed rule Proposal would provide some companies subject to Regulation P the option of an alternative delivery method for the annual disclosures under the rule. Comments due by 6/12/14.
76 FR 79025 12/21/2011 Interim Final
Eff. 12/30/11
Interim final rule transferring rule from FRB (and other agencies). Comments accepted through 2/21/2012.


Privacy Policy    Disclaimer   Recommend This Site !   Contact Us

BankersOnline is a free service made possible by the generous support of our advertisers and sponsors. Advertisers and sponsors are not responsible for site content. Please help us keep BankersOnline FREE to all banking professionals. Support our advertisers and sponsors by clicking through to learn more about their products and services.