The following list indicates the federal agencies that enforce Regulation B for particular classes of creditors. Any questions concerning a particular creditor should be directed to its enforcement agency. Terms that are not defined in the Federal Deposit
Insurance Act (12 U.S.C. 1813(s)) shall have the meaning given to them in the International Banking Act of 1978 (12 U.S.C. 3101).
National Banks, and Federal Branches and Federal Agencies of Foreign Banks:
Office of the Comptroller of the Currency
Customer Assistance Group
1301 McKinney Street, Suite 3450
Houston, Texas 77010-9050
State member banks, branches and agencies of foreign banks (other than federal branches, federal agencies, and insured state branches of foreign banks), commercial lending companies owned or controlled by foreign banks, and organizations operating under section 25 or 25A of the Federal Reserve Act:
Federal Reserve Consumer Help Center
P.O. Box 1200
Minneapolis, MN 55480
Nonmember Insured Banks and Insured State Branches of Foreign Banks:
FDIC Consumer Response Center
2345 Grand Boulevard, Suite 100
Kansas City, Missouri 64108
Savings institutions insured under the Savings Association Insurance Fund of the FDIC and federally chartered savings banks insured under the Bank Insurance Fund of the FDIC (but not including state-chartered savings banks insured under the Bank Insurance Fund):
Office of Thrift Supervision
Consumer Response Unit
1700 G Street, NW.
Washington, DC 20552
Note: The above address was changed in an amendment published on 9/17/08 (see list below), effective 10/17/08. Compliance is optional until 9/17/09.
Note: The following material was restored to this Appendix immediately upon publication of a CFR Correction on 4/20/2009, at 74 FR 17899.
Federal Credit Unions:
Regional office of the
National Credit Union Administration
serving the area in which the federal credit
union is located.
Air carriers:
Assistant General Counsel for
Aviation Enforcement and Proceedings,
Department of Transportation,
400 Seventh Street, SW.,
Washington, DC 20590
Creditors Subject to Surface Transportation
Board:
Office of Proceedings,
Surface
Transportation Board,
Department of
Transportation,
1925 K Street NW.,
Washington, DC 20423
Creditors Subject to Packers and Stockyards
Act:
Nearest Packers and Stockyards
Administration area supervisor.
Small Business Investment Companies:
Associate Deputy Administrator for Capital
Access,
United States Small Business
Administration,
409 Third Street, SW., 8th
Floor,
Washington, DC 20416.
Brokers and Dealers:
Securities and Exchange
Commission,
Washington, DC 20549.
Federal Land Banks, Federal Land Bank
Associations, Federal Intermediate Credit
Banks, and Production Credit Associations:
Farm Credit Administration,
1501 Farm
Credit Drive,
McLean, VA 22102–5090.
Retailers, Finance Companies, and All Other
Creditors Not Listed Above:
FTC Regional
Office for region in which the creditor
operates or
Federal Trade Commission,
Equal Credit Opportunity,
Washington, DC
20580.
[Reg. B, 68 FR 13161, Mar. 18, 2003, as amended at 71 FR 11296, Mar. 7, 2006; 71 FR 28563, May 17, 2006; 72 FR 55020, Sept. 28, 2007; 73 FR 33663, June 13, 2008; 73 FR 53685, Sept. 17, 2008; 74 FR 17899, Apr. 20, 2009]
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