The following list indicates the federal agencies that enforce Regulation B for particular classes of creditors. Any questions concerning a particular creditor should be directed to its enforcement agency. Terms that are not defined in the Federal Deposit
Insurance Act (12 U.S.C. 1813(s)) shall have the meaning given to them in the International Banking Act of 1978 (12 U.S.C. 3101).
National Banks, and Federal Branches and Federal Agencies of Foreign Banks
Office of the Comptroller of the Currency
Customer Assistance Group
1301 McKinney Street, Suite 3450
Houston, Texas 77010-9050
State member banks, branches and agencies of foreign banks (other than federal branches, federal agencies, and insured state branches of foreign banks), commercial lending companies owned or controlled by foreign banks, and organizations operating under section 25 or 25A of the Federal Reserve Act:
Federal Reserve Consumer Help Center
P.O. Box 1200
Minneapolis, MN 55480
Note: This group of creditors has until October 1, 2008, to include the new name and address above on their adverse action notices.
Nonmember Insured Banks and Insured State Branches of Foreign Banks
FDIC Consumer Response Center
2345 Grand Boulevard, Suite 100
Kansas City, Missouri 64108
Savings institutions insured under the Savings Association Insurance Fund of the FDIC and federally chartered savings banks insured under the Bank Insurance Fund of the FDIC (but not including state-chartered savings banks insured under the Bank Insurance Fund).
Office of Thrift Supervision Regional Director for the region in which the institution is located.
Federal Credit Unions
Regional office of the National Credit Union Administration serving the area in which the federal credit union is located.
Air carriers
Assistant General Counsel for Aviation Enforcement and Proceedings
Department of Transportation
400 Seventh Street, SW
Washington, DC 20590
Creditors Subject to Surface Transportation Board
Office of Proceedings
Surface Transportation Board
Department of Transportation
1925 K Street NW
Washington, DC 20423
Creditors Subject to Packers and Stockyards Act
Nearest Packers and Stockyards Administration area supervisor.
Associate Deputy Administrator for Capital Access
Small Business Investment Companies
U.S. Small Business Administration
409 Third Street, SW, 8th Floor
Washington, DC 20416
Brokers and Dealers
Securities and Exchange Commission
Washington, DC 20549
Federal Land Banks, Federal Land Bank Associations, Federal Intermediate Credit Banks, and Production Credit Associations
Farm Credit Administration
1501 Farm Credit Drive
McLean, VA 22102-5090
Retailers, Finance Companies, and All Other Creditors Not Listed Above
FTC Regional Office for region in which the creditor operates or Federal Trade Commission, Equal Credit Opportunity, Washington, DC 20580.
Updated effective June 13, 2008 (73 Federal Register 33662)
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