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Regulation V - Fair Credit Reporting

Authority: 15 U.S.C. 1681a, 1681b, 1681c, 1681m, 1681s, 1681s-2, 1681s-3, 1681t, and 1681w; Secs. 3 and 214, Pub. L. 108–159, 117 Stat. 1952.

Subpart A - General Provisions

Sec. 222.1 - Purpose, scope, and effective dates.

Sec. 222.2 - Examples.

Sec. 222.3 - Definitions.

Subpart B [Reserved]

Subpart C - Affiliate Marketing

Sec. 222.20 - Coverage and definitions.

Sec. 222.21 - Affiliate marketing opt-out and exceptions.

Sec. 222.22 - Scope and duration of opt-out.

Sec. 222.23 - Contents of opt-out notice; consolidated and equivalent notices.

Sec. 222.24 - Reasonable opportunity to opt out.

Sec. 222.25 - Reasonable and simple methods of opting out.

Sec. 222.26 - Delivery of opt-out notices.

Sec. 222.27 - Renewal of opt-out.

Sec. 222.28 - Effective date, compliance date, and prospective application.

Subpart D - Medical Information

Sec. 222.30 - Obtaining or using medical information in connection with a determination of eligibility for credit.

Sec. 222.31 - Limits on redisclosure of information.

Sec. 222.32 - Sharing medical information with affiliates.

Subparts E-H [Reserved]

Subpart I - Duties of Users of Consumer Reports Regarding Address Discrepancies and Records Disposal

Sec. 222.82 - Duties of users regarding address discrepancies.

Sec. 222.83 - Disposal of consumer information.

Subpart J - Identity Theft Red Flags

Sec. 222.90 - Duties regarding the detection, prevention, and mitigation of identity theft.

Sec. 222.91 - Duties of card issuers regarding changes of address.

Appendix A – [Reserved]

Appendix B – Model Notices of Furnishing Negative Information

Appendix C - Model Forms for Opt-Out Notices

Appendices D - I [reserved]

Appendix J - Interagency Guidelines on Identity Theft Detection, Prevention, and Mitigation

     Supplement A to Appendix J





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