Regulation V - Fair Credit Reporting
Authority: 15 U.S.C. 1681a, 1681b, 1681c,
1681m, 1681s, 1681s-2, 1681s-3, 1681t, and
1681w; Secs. 3 and 214, Pub. L. 108–159, 117
Stat. 1952.
Subpart A - General Provisions
Sec. 222.1 - Purpose, scope, and effective dates.
Sec. 222.2 - Examples.
Sec. 222.3 - Definitions.
Subpart B [Reserved]
Subpart C - Affiliate Marketing
Sec. 222.20 - Coverage and definitions.
Sec. 222.21 - Affiliate marketing opt-out and
exceptions.
Sec. 222.22 - Scope and duration of opt-out.
Sec. 222.23 - Contents of opt-out notice;
consolidated and equivalent notices.
Sec. 222.24 - Reasonable opportunity to opt out.
Sec. 222.25 - Reasonable and simple methods of
opting out.
Sec. 222.26 - Delivery of opt-out notices.
Sec. 222.27 - Renewal of opt-out.
Sec. 222.28 - Effective date, compliance date, and
prospective application.
Subpart D - Medical Information
Sec. 222.30 - Obtaining or using medical information in connection with a determination of eligibility for credit.
Sec. 222.31 - Limits on redisclosure of information.
Sec. 222.32 - Sharing medical information with affiliates.
Subparts E-H [Reserved]
Subpart I - Duties of Users of Consumer Reports Regarding Address Discrepancies and Records Disposal
Sec. 222.82 - Duties of users regarding address discrepancies.
Sec. 222.83 - Disposal of consumer information.
Subpart J - Identity Theft Red Flags
Sec. 222.90 - Duties regarding the detection, prevention, and mitigation of identity theft.
Sec. 222.91 - Duties of card issuers regarding changes of address.
Appendix A – [Reserved]
Appendix B – Model Notices of Furnishing Negative Information
Appendix C - Model Forms for Opt-Out Notices
Appendices D - I [reserved]
Appendix J - Interagency Guidelines on Identity Theft Detection, Prevention, and Mitigation
Supplement A to Appendix J
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