Subpart A--General

Sec. 226.1 - Authority, purpose, coverage, organization, enforcement and liability.
Sec. 226.2 - Definitions and rules of construction.
Sec. 226.3 - Exempt transactions.
Sec. 226.4 - Finance charge.

Subpart B--Open-End Credit

Sec. 226.5 - General disclosure requirements.
Sec. 226.5a - Credit and charge card applications and solicitations.
Sec. 226.5b - Requirements for home equity plans.
Sec. 226.6 - Initial disclosure statement.
(Effective 7/1/2010, Account Opening Disclosures.)
Sec. 226.7 - Periodic statement.
Sec. 226.8 - Identification of transactions.
(Effective 7/1/2010, Identifying transactions on periodic statements.)
Sec. 226.9 - Subsequent disclosure requirements.
Sec. 226.10 - Prompt crediting of payments.
Sec. 226.11 - Treatment of credit balances.
(Effective 7/1/2010, Treatment of credit balances; account termination.)
Sec. 226.12 - Special credit card provisions.
Sec. 226.13 - Billing error resolution.
Sec. 226.14 - Determination of annual percentage rate.
Sec. 226.15 - Right of rescission.
Sec. 226.16 - Advertising.

Subpart C--Closed-End Credit

Sec. 226.17 - General disclosure requirements.
Sec. 226.18 - Content of disclosures.
Sec. 226.19 - Certain residential mortgage and variable-rate transactions.
(Effective 10/1/2009, "residential" removed from section title)
Sec. 226.20 - Subsequent disclosure requirements.
Sec. 226.21 - Treatment of credit balances.
Sec. 226.22 - Determination of annual percentage rate.
Sec. 226.23 - Right of rescission.
Sec. 226.24 - Advertising.

Subpart D--Miscellaneous

Sec. 226.25 - Record retention.
Sec. 226.26 - Use of annual percentage rate in oral disclosures.
Sec. 226.27 - Language of disclosures.
Sec. 226.28 - Effect on state laws.
Sec. 226.29 - State exemptions.
Sec. 226.30 - Limitation on rates.

Subpart E--Special Rules for Certain Home Mortgage Transactions

Sec. 226.31 - General rules.
Sec. 226.32 - Requirements for certain closed-end home mortgages.
Sec. 226.33 - Requirements for reverse mortgages.
Sec. 226.34 - Prohibited acts or practices in connection with credit secured by a consumer's dwelling.
(Effective 10/1/2009, Section 226.34 title changed to "Prohibited acts or practices in connection with credit subject to Sec. 226.32."

Sections 226.35 and 226.36 added, effective 10/1/2009

Sec. 226.35 - Prohibited acts or practices in connection with higher-priced mortgage loans.
Sec. 226.36 - Prohibited acts or practices in connection with credit secured by a consumer's principal dwelling.


Appendix A to Part 226--Effect on State Laws
Appendix B to Part 226--State Exemptions
Appendix C to Part 226--Issuance of Staff Interpretations
Appendix D to Part 226--Multiple Advance Construction Loans
Appendix E to Part 226--Rules For Card Issuers That Bill On a Transaction-By-Transaction Basis
Appendix F to Part 226--Annual Percentage Rate Computations for Certain Open-End Credit Plans
(Effective 7/1/2010, Optional Annual Percentage Rate Computations for Creditors Offering Open-End Plans Subject to the Requirements of §226.5b.)
Appendix G to Part 226--Open-End Model Forms and Clauses
Appendix H to Part 226--Closed-End Model Forms and Clauses
Appendix I to Part 226--Federal Enforcement Agencies
Appendix J to Part 226--Annual Percentage Rate Computations For Closed- End Credit Transactions
Appendix K to Part 226--Total Annual Loan Cost Rate Computations for Reverse Mortgage Transactions
Appendix L to Part 226--Assumed Loan Periods for Computations of Total Annual Loan Cost Rates

(Appendices M1, M2 and M3 added effective 7/1/2010)
Appendix M1 to Part 226--Generic Repayment Estimates
Appendix M2 to Part 226--Actual Repayment Disclosures
Appendix M3 to Part 226--Sample Calculations of Generic Repayment Estimates and Actual Repayment Disclosures

Supplement I to Reg Z -- Official Staff Interpretations (Commentary)

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