HUD's Reg X - Real Estate Settlement Procedures Act

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HUD's Reg X

Real Estate Settlement Procedures Act

Authority: 12 U.S.C. 1709, 1710, 1715b, 1715z�16, and 1715u; 42 U.S.C. 3535(d).

Sec. 3500.1 Designation and applicability.
Sec. 3500.2 Definitions.
Sec. 3500.3 Questions or suggestions from public and copies of public guidance documents.
Sec. 3500.4 Reliance upon rule, regulation or interpretation by HUD.
Sec. 3500.5 Coverage of RESPA.
Sec. 3500.6 Special information booklet at time of loan application.
Sec. 3500.7 Good faith estimate or GFE.
Sec. 3500.8 Use of HUD-1 or HUD-1A settlement statements.
Sec. 3500.9 Reproduction of settlement statements.
Sec. 3500.10 One-day advance inspection of HUD-1 or HUD-1A
settlement statement; delivery; recordkeeping.
Sec. 3500.11 Mailing.
Sec. 3500.12 No fee.
Sec. 3500.13 Relation to State laws.
Sec. 3500.14 Prohibition against kickbacks and unearned fees.
Sec. 3500.15 Affiliated business arrangements.
Sec. 3500.16 Title companies.
Sec. 3500.17 Escrow accounts.
Sec. 3500.18 Validity of contracts and liens.
Sec. 3500.19 Enforcement.
Sec. 3500.20 Reserved.
Sec. 3500.21 Mortgage servicing transfers.
Sec. 3500.22 Severability.
Sec. 3500.23 ESIGN Applicability.

Appendix A Instructions for Completing HUD-1 and HUD-1A
Settlement Statements; Sample HUD-1 and HUD-1A Statements
Appendix B Illustrations of Requirements of RESPA
Appendix C Instructions for Completing Good Faith Estimate (GFE) Form
Appendix D Affiliated Business Disclosure Statement Format
Appendix E Arithmetic Steps
Appendix MS-1
Appendix MS-2 is omitted

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