Click to return to BOL home page
Banker Store Read A Reg BOL Insiders Career Connect Learning Connect Bankers Information Network

Search BankersOnline
using Google

MAIN CONTENT 
Compliance

    Agency Road Maps

    Alphabet Soup

    Compliance Tools

    FACTA/FCRA

    OFAC

Lending

    FACTA/FCRA

    Lending Tools

    SCRA

Marketing

Operations

    Check 21

    Operations Tools

    SAR Resrch Guide

Security

    AML/BSA

    Bank Robbery

    Counterfeits

    ID Fraud/Phishing

    Security Tools

Technology/eBanking

    Info Security


SPECIAL AREAS 
BOL Archives

BOL Blogs

Briefing Archive

Calendar

Court Watch

e-Card Exchange

Examiner's Corner

Executive Briefing

HR Corner

Infovault

Launch Pad

Regulator Roadmaps

Risk Management

Site Map

Site Orientation

Top Stories


~ ~ ~
SERVICES 
CrimeDex

Em@il Education

ID Verification


~ ~ ~
SHOP 

Banker Store

Bankers Info Ntwk

CONNECT 

Career Connect

Learning Connect

Guru Central

INTERACT 

Ask a Guru
Bankers Threads

Contact Us

Give Us Feedback


TOOLS 


60 Second Solutions

Alphabet Soup

Banker Tools

BOL Forms

FUN 

BOL Recipes

eCard Exchange

LEARN MORE 


About Our Sponsors
About Us


Print Friendly! Email This Article! Discuss NOW!



HUD's Reg X

NOTE: Under the provisions of the Dodd-Frank Act, this regulation was republished by the Consumer Financial Protection Bureau effective 12/30/2011 at 12 CFR Part 1024.

Real Estate Settlement Procedures Act


Authority: 12 U.S.C. 1709, 1710, 1715b, 1715z16, and 1715u; 42 U.S.C. 3535(d).

Sec. 3500.1 Designation and applicability.
Sec. 3500.2 Definitions.
Sec. 3500.3 Questions or suggestions from public and copies of public guidance documents.
Sec. 3500.4 Reliance upon rule, regulation or interpretation by HUD.
Sec. 3500.5 Coverage of RESPA.
Sec. 3500.6 Special information booklet at time of loan application.
Sec. 3500.7 Good faith estimate or GFE.
Sec. 3500.8 Use of HUD-1 or HUD-1A settlement statements.
Sec. 3500.9 Reproduction of settlement statements.
Sec. 3500.10 One-day advance inspection of HUD-1 or HUD-1A
      settlement statement; delivery; recordkeeping.
Sec. 3500.11 Mailing.
Sec. 3500.12 No fee.
Sec. 3500.13 Relation to State laws.
Sec. 3500.14 Prohibition against kickbacks and unearned fees.
Sec. 3500.15 Affiliated business arrangements.
Sec. 3500.16 Title companies.
Sec. 3500.17 Escrow accounts.
Sec. 3500.18 Validity of contracts and liens.
Sec. 3500.19 Enforcement.
Sec. 3500.20 Reserved.
Sec. 3500.21 Mortgage servicing transfers.
Sec. 3500.22 Severability.
Sec. 3500.23 ESIGN Applicability.


Appendix A Instructions for Completing HUD-1 and HUD-1A
     Settlement Statements; Sample HUD-1 and HUD-1A Statements
Appendix B Illustrations of Requirements of RESPA
Appendix C Instructions for Completing Good Faith Estimate (GFE) Form
Appendix D Affiliated Business Disclosure Statement Format
Appendix E Arithmetic Steps
Appendix MS-1
Appendix MS-2 is omitted






Privacy Policy    Disclaimer   Recommend This Site !   Contact Us


BankersOnline is a free service made possible by the generous support of our advertisers and sponsors. Advertisers and sponsors are not responsible for site content. Please help us keep BankersOnline FREE to all banking professionals. Support our advertisers and sponsors by clicking through to learn more about their products and services.