January 8, 2004
Here's our BOL MONTHLY ROUNDUP
The hottest articles, best Threads, newest tools, latest products, new faces,
and a look at some of the sponsors and advertisers who make it all possible!
Welcome to the BOL Family
A warm welcome to the following companies who have joined BankersOnline.com or BOL Vendor Connect or renewed during the past month as advertisers or sponsors. These companies help make BOL possible. We urge you to learn about their offerings today!
  • Bankers Systems offers a wide variety of compliance information, tools and technology.
  • Compliance Coach provides regulatory compliance education and consulting services.
  • Private Business provides accounts receivable financing solutions and products that leverage technology to improve asset quality.
NEW for 2004
Slash Your Training Costs
Using BOL Learning Connect Webinars.
Every Webinar comes with
30 days of UNLIMITED PLAYBACK!
That is right. Your bank gets unlimited opportunities to listen to it again for 30 days. So that branch, any branch, and any of your employees can work around a) staffing requirements, b) schedule conflicts, c) that person has the flu, d) it is to far to travel, e) all of the above. You can have it played 4 times, 5 times, 10 times if you want.

Unlimited playbacks for your bank for 30 days just by logging on with your PC and listening to streaming audio. And yes, the PowerPoint presentation is shown, synchronized with the audio presentation.

Learning Connect Webinars offer nationally recognized speakers covering the staples of compliance, hot topics and the new rules. Programs are designed for the small bank, the medium sized bank and large banks too. Material is presented in terms you understand with real world application and take-aways. Yes, many of our listeners love walking away with a PowerPoint presentation, policy samples, audit checklists and more and our speakers provide them any time they can.

Our programs offer the BEST VALUE and the HIGHEST QUALITY of professional training for bankers!

View our 2004 Training Calendar
Did you miss a previous issue of the Roundup? Click here for October and November.
Guru Spotlight
on
Connie Fenchel
This month we welcome Connie Fenchel to our list of BOL Gurus.

Connie Fenchel has a broad range of law enforcement, regulatory and management expertise in the areas of financial crimes and customs violations comprised of over 26 years of government and private sector experience.

Ms. Fenchel is president of Global Consulting Services Inc., specializing in anti-money laundering, the Bank Secrecy Act, and customs matters. Her expertise includes internal reviews and investigations, threat/risk assessments, domestic and international training, expert testimony and anti-money laundering program development.

Connie Fenchel served as the Deputy Director, Operations and the Executive Assistant Director of Law Enforcement Policy for the Financial Crimes Enforcement Network (FinCEN) from 1999-2003. Ms. Fenchel oversaw the operating programs and regulatory policies of FinCEN and she was responsible for ensuring that FinCEN's programs and policies effectively supported federal, state, and local law enforcement investigations and initiatives.

Click over to Guru Central to learn more about what our gurus can do for you.
See our new look in the
BOL Banker Store!
Self-Service Safe Deposit Box Manual
Interest in the self-service box rental concept is growing nationwide. If your financial institution is considering this option, for your box renters, have you thoroughly researched all of the ramifications of providing this type of service?

This comprehensive, step by step manual provides clear concise answers to the many questions that you must answer before this important decision is made. It also covers the procedures and precautions you must follow to limit your potential liability and legal exposure.

Are you our
LUCKY BOL USER?
We've hidden the name of one of our BOL users in this email. If you find it and you are the person, email us within 2 days. You'll receive a special prize for being our December User of the Month! Your prize must be collected during the month of December to make room for next month's lucky winner.





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Banker Theme eCards
BOL is the only spot on the Internet where you can find
free virtual greetings on banking-related topics.
Are your southern colleagues pining for snow when you're already sick of the cold? Send them some virtual white stuff with an appropriate e-greeting.

Or, when it's freezing outside, share a pic of where you'd really rather be. These selections and more are in the "Just Because" section of the BOL e-Card exchange.
BOL Learning Connect Webinars
NEW for 2004
30 day UNLIMITED ACCESS to ARCHIVE
Wednesday
January 7th		 HMDA & Regulation C - The Morning AfterJack Holzknecht
Thursday
January 8th		 BSA Update, 2004Ken Golliher
Tuesday
January 13th		 C@NNED 4 $P@M? Richard Insley and Andy Zavoina
Wednesday
January 14th		 RESPA: Getting Every Disclosure Right - On Time!Lucy Griffin
Wednesday
January 21st		 Electronic Image Exchange: How to do it safely and profitablyMark Craig and Kelly Ingram with Mary Beth Guard as moderator
Wednesday
January 28th		 Risk Management for OperationsSam Ott
Wednesday
February 4th		 CRA: Making the CaseLucy Griffin
Wednesday
February 11th		 The A to Z of Compliance AuditingAndy Zavoina
Wednesday
February 18th		 Spotting Fake ID'sMary Beth Guard
Thursday
February 26th		 Understanding Loan DocumentsJack Holzknecht
Two New Training Videos!!
HMDA has changed! Is your lending staff fully trained? Do they know the best way to collect monitoring data by telephone? This new HMDA video training program, from the Bankers Video Library and the Paragon Compliance Group can help. BDyess

This video breaks the changes down into manageable bite-sized chunks and is appropriate for the front line lending staff as well as the those doing data entry.

Flood Insurance Fundamentals Regulators are using a zero tolerance for flood violations and civil money penalties are increasing. Using this flood insurance training video, your institution can train front line and compliance staff on the essentials of the Flood Act and on how following these critical rules will reduce the risk of loss to both your bank and your customer.

These two new video programs will be available within two weeks. Check out the entire video training library and order today!
Favorite Threads
With over 145,000 messages, Bankers' Threads has no equal as a spot for bankers to network and exchange information.
Hottest Articles

  • FACT Act Is a Reality
  • Reg B Changes Roundup
  • Compliance Related Attention Deficit Disorder
  • Holds On Credit Card Checks
  • Check 21: Ten Customer Questions
  • ACH and OFAC
  • Ten Tips for Writing Bank Policies
  • Archiving Web Site Changes
  • Internet Transfers & MMDA Limitations
  • FinCEN Expands E-Filing System
  • Check 21 Is Here
  • HMDA Help
  • Service Provider Compliance & InfoSec
  • Transition to Check 21
  • Documentation: Necessary For Everything
  • Depositing a Trust Check Into Individual Account
  • Image exchange: Get ready, here it comes.
  • If Your Customer Needs an EIN
  • Electronic check conversion & angry customers
  • Bad Credit Report & Employee Dismissal

    More threads ...

  • Safe Deposit Area Procedures
  • Who Owns an Escheated Cashier's Check
  • Reasonable Cause Holds - CC
  • Midnight Deadlines
  • New Reg. B, New Apps
  • HMDA Rate Spreads
  • Performance Reviews
  • Statute of Limitations on SSCRA
    • Newest Tools

    Logos for Your Web Site
    Tired of looking for images you need for your web site? Here are several sizes of the Equal Housing Lender, Equal Housing Opportunity and FDIC logos you need to comply. Logos for Your Web Site.

    New Certification Log for Auditors
    BOL User Wendy LaVoie, CPA and Corporate Auditor at FirstBank Northwest provided this New Certification Log for Auditors in response to users requests.

    HMDA Heaven
    The following tools were all added to the HMDA Heaven page during December. Be sure and check out these tools along with all the other helpful information.
  • HMDA Workflow

  • HMDA Changes Cheat Sheet
  • HMDA/CRA Data Collection Worksheet (2003 version)

  • HMDA Input Reporting Worksheet


    • Commercial Loan App Revision
    This existing worksheet was updated during December. Get the most recent version of the Commercial Loan Application.

    HOEPA Worksheet Correction
    This worksheet has been change to correct a formula. Be sure and get the updated version of the HOEPA Worksheet.