November 4, 2003
Here's our BOL MONTHLY ROUNDUP
The hottest articles, best Threads, newest tools, latest products, new faces,
and a look at some of the sponsors and advertisers who make it all possible!
Welcome to the BOL Family
A warm welcome to the following companies who have joined BankersOnline.com or BOL Vendor Connect or renewed during banker mama the past month as advertisers or sponsors. These companies help make BOL possible. We urge you to learn about their offerings today!
  • Attus Technology provides regulatory compliance solutions for USA PATRIOT Act, OFAC, BSA, Reg CC and AML.
  • Carreker Corporation offers integrated consulting and software solutions designed to increase clients' revenues and reduce their expenses.
  • Compliance Coach blends Web-based delivery of regulatory compliance education through its Regulatory University with the opportunity to meet at real world conferences such as the Compliance Summit.
  • ChoicePoint offers a variety of solutions, including identity verification, that helps reduce fraud and mitigate risk.
  • Global Vision Systems, Inc.'s newest product, PATRIOT OfficerTM, automates a bank's entire Anti-Money Laundering process and acts as the bodyguard for your bank.
  • Hyland Software provides integrated document management (IDM) solutions that help financial institutions operate more efficiently and effectively.
  • Pinnacle Financial Strategies offers consulting services specializing in building loyalty and revenue for financial institutions including overdraft privilege products.
  • VECTORsgi, Inc. solutions assists with every aspect of check payments from electronic presentment to research and reconcilement.

    Visit our NEW Check 21 Center sponsored by:

    VECTORsgi
    and
    Carreker Corporation

Did you miss a previous issue of the Roundup? Click here for August and September.
Guru Spotlight
This month we'd like to introduce you to BOL Guru Richard Insley.

One of the very first users of BOL, and an early adopter of the Internet in general, Richard Insley is a leading trainer in the banking industry. A former regulator with the Federal Reserve for 11 years, Richard's scope of banking expertise ranges from Truth in Lending to ebanking compliance. He's also the developer of the APR Examiner calculation tool.

Join us for Richard's BOL Learning Connect Webinar TREE-FREE COMPLIANCE: How to Reduce Disclosure Costs With ESIGN, Thursday, December 4 th.


Click over to Guru Central to learn more about what our gurus can do for you.
Our European Counterparts will be gathering for a special conference on cyber-security in London.

If you are on that side of the Atlantic, you may want to join them Dec. 15-16 at the ExCel Conference Centre !

New in the Banker Store
IRS Customer Information Reporting
This manual from Pegasus Educational Services, LLC is suitable as a broad reference on information reporting topics including: Matching information returns and income tax returns, U.S. Citizens, Resident Aliens and Nonresident Aliens, Routine errors in name/TIN combinations, Deposit related reporting, Vendor related reporting, Backup withholding, Loan related reporting, Customer monitoring, Filing information returns and mailing payee statements, and Penalties.

2003 IRS Customer Information Reporting Order today.
Do you need help writing job descriptions? We have the answer for you! Check out the job descriptions featured in the BOL Banker Store.


Are you our
LUCKY BOL USER?
We've hidden the name of one of our BOL users in this email. If you are the user whose name appears in this briefing, email us within 2 days. You'll receive a special prize for being our October User of the Month! Your prize must be collected during the month of November to make room for next month's lucky winner.


Just in time for Fall
BOL sweatshirts! The perfect Christmas gift for your favorite BOL user. Order several today -- you'll find them in our BOL Banker Store.
Banker Theme eCards
BOL is the only spot on the Internet where you can find free virtual greetings on banking-related topics.
Do you have co-workers who think they are experts in check processing? Have a little fun with our Check 21 eCards! You'll find this one in the Office Humor section of the BOL eCard Exchange


STRICTLY CONFIDENTIAL ... Dear Sir ... Have you seen this type of email before? Probably only a few hundred times. Share a laugh by sending this Nigerian take-out card! You'll find it in the Office Humor section of the eCard Exchange.
BOL Learning Connect Webinars
November Webinar
Training Events
Thursday
November 6th
Is it a Finance Charge or Not?, Lucy Griffin and Phil Gay
Friday
November 7th
2003 CRA - Review and Update, Jack Holzknecht
Friday
November 7th
Introduction to the Check 21 Act
NOTE: Special Time
 Mary Beth Guard, Ken Golliher and John Burnett
Monday
November 17th
Train the Trainer: Robbery Response, Dana Turner, Barbara Hurst and Barry Thompson
Wednesday
November 19th
Dealing with Forged Checks, Mary Beth Guard
Thursday
November 20th
Advertising: Getting it Right, David Dickinson
Tuesday
November 25th
Workplace Violence Survival Program , Dana Turner
See our complete Fall Calendar.
Subscribe to the BOL Executive Briefing monthly email.

This month's Executive Briefing focuses on more bottom line issues, from what it will take to gear up for Check 21 (and what you'll get out of the process) to ten tips for quick and easy changes to your operations. Plus, we'll talk about the growing popularity of "customer dress codes" and why you should consider adopting one, if you haven't done so already.

The Executive Briefing is written specifically for senior management, covering banking issues with a style and at a level of detail that is designed for busy executives. Sign up for this periodic email briefing today.


In November . . .
Watch for the new bank robbery suspect photos, help celebrate BOL's 3rd birthday, gear up for HMDA changes and more!
Favorite Threads
With over 128,000 messages, Bankers' Threads has no equal as a spot for bankers to network and exchange information.
Hottest Articles

Hundreds of articles were added to BOL last month. These were the most popular, based upon article referral statistics:

  • Critical Flaw in Windows
  • Check 21 Is Here
  • "SHARE" and "ICE"
  • The New $20 Quiz
  • OFAC Help on Wire Transfers
  • Final HMDA Rules for 2004
  • The MATRICULA CONSULAR
  • Check 21: Ten Customer Questions
  • The New $20
  • CIP & Credit Reports
  • Top 20 Internet Security Vulnerabilities
  • Blocked Parties, ACH, and OFAC
  • ABA Offers Electronic Fingerprint Checks
  • Lingo for Check 21
  • New Account Red Flags
  • ID Theft: The Real Numbers
  • Checklist: Overdraft Privilege Programs
  • Handling an OFAC Hit
  • OFAC Verification & Cashier's Check Payee
  • Destroying Signature Cards

    Plus, don't miss our new BOL Money Matters section!
    		•
    Newest Tools

  • Reg Z Finance Charges Spreadsheet
    This Regulation Z finance charges spreadsheet, submitted by KatH, organizes the fees charged by name, description, range, citation in the regulation, where it should appear on the HUD and TIL's, and much more. Take this spreadsheet and "tweak" it for your institution.


    Reg Z Finance Charges Spreadsheet
    New Discussion Forum
    added to Threads

    We've added an important new forum recently to Bankers' Threads recently, just for CRA professionals.

    The CRA forum is THE place to go for discussions on specific Community Reinvestment Act issues. Thanks to BOL users Dawnie, Bonnie M, and Don Narup for agreeing to moderate the forum.

    Want to keep track of new posts on your favorite forums, while screening out those that aren't relevant to you? This thread explains how registered users of the message board can do precisely that.