December 9, 2003
Here's our BOL MONTHLY ROUNDUP
The hottest articles, best Threads, newest tools, latest products, new faces,
and a look at some of the sponsors and advertisers who make it all possible!
Welcome to the BOL Family
A warm welcome to the following companies who have joined BankersOnline.com or BOL Vendor Connect or renewed during the past month as advertisers or sponsors. These companies help make BOL possible. We urge you to learn about their offerings today!
  • Aurum Technology provides open and integrated technology-based solutions to the financial services industry, with capabilities ranging from core solutions to check imaging to e-Banking to Business Intelligence including Check 21 solutions.
  • Brintech helps financial institutions improve efficiency, manage technology and achieve financial and operational performance excellence.
  • The Centrax Group provides comprehensive CRA, HMDA and Fair Lending solutions in the industry. Centrax solutions are easy, complete, and affordable.
  • Compliance Coach blends Web-based delivery of regulatory compliance education through its Regulatory University with opportunity to meet at real world conferences such as the Compliance Summit.
  • Information Technology, Inc. has the most advanced and flexible solutions available. American financial institutions of all sizes and types use Information Technology's integrated suite of PremierTM products and services to provide better service and become more profitable.
  • Primary Payment Systems provides early warning solutions that help mitigate operational losses by detecting high-risk deposits, payments and suspicious identities.
  • Tumbleweed Communications offers secure, reliable and cost-effective Internet communications software, including Check 21 solutions.
  • Questsoft provides comprehensive HMDA, CRA and Fair Lending solutions through legendary customer support and bug-free releases.
Don't miss our latest special section on BOL



You'll find a host of resources to help you comply with HMDA in 2004!


Did you miss a previous issue of the Roundup? Click here for September and October.
Guru Spotlight
This month we'd like to introduce you to BOL Guru Dana Turner.

Dana is a principal with Security Education Systems, a consulting, training and investigation firm located near San Antonio, Texas. Dana has served as a law enforcement officer in several capacities, including the investigation of business and banking crimes.

Dana is the author of the Financial Institutions Security Library, which consists of five books: Security Program Manual, Conducting Investigations Manual, Disaster Recovery Manual, Loss Prevention Techniques & Training Manual, and Workplace Violence Manual.

You'll find Dana's quick wit and humor evidenced every week in his Net News happenings in the Security Section.

You'll also find a variety of Dana's security-related training programs in our BOL Learning Connect On-Demand training library.

Click over to Guru Central to learn more about what our gurus can do for you.
New in the Banker Store
Order your Christmas Coin Sets
Also known as the 26 Piece Starter Kit. What better way to start a collection than with a complete set of all 25 State Quarter Collections released so far! This Starter Kit features all of the quarters from the first five years (the first Collection from each year are displayed here: Delaware from 1999, Massachusetts from 2000, New York from 2001, Tennessee from 2002, and Illinois from 2003).

Theyıre all together with our award-winning Collector Box, which will organize and protect them as you collect your way to all 50!

Order TODAY!

Post a Sign -- Stop a Crime
The customer dress code movement is sweeping the nation, with good reason. Study any set of bank robbery suspect photos and one thing is strikingly clear -- these individuals are desperate to hide their identities and a huge percentage wear hats, hoods, or sunglasses while committing the crime in order to make it more difficult to accurately identify them afterwards.

Order TODAY!

Are you our
LUCKY BOL USER?
We've hidden the name of one of our BOL users in this email. If you find it and you are the person, email us within 2 days. You'll receive a special prize for being our December User of the Month! Your prize must be collected during the month of December to make room for next month's lucky winner.
Banker Theme eCards
BOL is the only spot on the Internet where you can find free virtual greetings on banking-related topics.
Send your holiday greetings electronically this year. We have special holiday ecards designed for bankers like you! Plus a variety of other greeting cards to get you in the holiday spirit! You'll find this one in the Holidays section of the BOL eCard Exchange


OFFER UP A LITTLE RELIEF ...
We've provided you with a little light humor to help your co-workers get through the upcoming 2004 HMDA changes. Laugh your way through with our HMDA He** ecard in the Office Humor section of the eCard Exchange.
BOL Learning Connect Webinars
Our Winter Calendar is out and we have a star-studded cast of experts!

December Webinar
Training Events
Wed., December 10, The A-Z of Website Auditing, Andy Zavoina
Monday, December 15, Introduction to the Check 21 Act , Ken Golliher, Mary Beth Guard and John Burnett
CubDave
Tuesday, December 16, FCRA: What`s New, Jack Holzknecht, Mary Beth Guard and Andy Zavoina
Tuesday, December 16, How Safe is Your Safe Deposit Security?, Dave McGuinn
Wed., December 17th, Adverse Action: Decisions, Notices - How Hard Can It Be? , Lucy Griffin
Creating A Customer ID Theft Prevention Program
Thursday, December 18th, Mary Beth Guard and Ken Golliher
Coming up this month!
In December, we'll feature the Best of BOL. This popular annual feature spotlights articles from throughout the year and offers a quick look at the hottest topics in banking in 2003. See what you missed, or revisit some of your favorites.




In the December Executive Briefing, we'll look ahead to the challenges on the horizon for 2004, from last-minute HMDA tips to more things to think about on Check 21. Subscribe to the BOL Executive Briefing monthly email.





Subscribe to the BOL Executive Briefing monthly email.
Favorite Threads
With over 138,000 messages, Bankers' Threads has no equal as a spot for bankers to network and exchange information.
Hottest Articles

  • If Your Customer Needs an EIN
  • Check 21 Is Here
  • Electronic Checks & Angry Customers
  • Predatory Lending: Lessons Learned
  • Check 21: Ten Customer Questions
  • Examiner's Corner: Blind Spots
  • Preparing for Check 21
  • Unfair or Deceptive: Avoid Like the Plague
  • Joint Account Deposits & CTRs
  • Co-applicant vs. Co-signer
  • OFAC Help on Wire Transfers
  • Two Forgery Issues
  • Liability Waiver on Stolen Checks
  • Image Exchange: Get Ready
  • BSA Exams: Lessons Learned
  • Hiring Correctly: Three Simple Steps
  • Reviewing Unusual Activity in Employee Accounts
  • HMDA: Final HMDA Rules for 2004
  • Check 21 Standards: ASC X9 Statement
  • 314(a) Search Request Questions
    • Newest Tools

    Functionality Checklist for Image Exchange Solutions
    In doing your preparation for Check 21, this checklist will help you determine whether a solution has the functionality you should require.
    Functionality Checklist for Image Exchange Solutions

    BOL's Steal of Fortune -- Frontline Security Training
    Frontline security training that is sure to get your employees involved. Take turns answering questions from five categories.
    BOL's Steal of Fortune

    SBA Ratio Analysis Worksheet
    When you need a quick ratio analysis of that commercial borrower's financial statement, this spreadsheet is for you. This tool is handy if you do commercial lending, financial analysis, or loan review.
    SBA Ratio Analysis Worksheet