BankersOnline — with the help of a special set of sponsors — has compiled a selection of articles, tools, resources and tips to help you pull it all together. Check out what's available now to help you get ready for the Red Flags compliance deadline. Red Flags Requirements Not Delayed for Banks - The FTC has delayed enforcement of the Red Flag rules for six months. They announced this on October 22, 2008 in this release. This affects only those businesses regulated by the FTC and this extension does not delay the November 1, 2008 mandatory compliance date for banks. ARTICLES FACT Act Identity Theft Prevention Program Mandates Referral Volumes as a Significant Operations Concern ID Theft Red Flags Examination Procedures Complying with the New Red Flag Rules: A Recipe for Success On What do Red Flag Examiners Focus? Red Flag Rule Compliance: 5 Things You Need to Know For What do Red Flag Examiners Look? Financial Crisis: Identity Theft Puts Banks at Greater Risk Guarding Against Phishing Scams Silver Lining in Red Flag Rule: Bankers Can Generate Revenue and Increase Customer Satisfaction Policies and Procedures Manual for Red Flag Compliance Identifying and tracking account risk is part of the Red Flag program, do you know what these requirements include? Red Flags and BSA/AML programs involve twelve critical functions, do you know what they are? Red Flag Program – do I have to use all 26 Red Flags? How should my bank respond to the Red Flags Rule requirements effective     Nov. 1st? Implementing Red Flag Compliance Measures before the November Deadline Financial Institutions Up in Arms over New Red Flag Regulations Policies and Procedures Manual for Red Flag Compliance Red Flag Program – Service Provider Arrangements Fighting Fraud Takes a Mix of Tools Address Changes and Card Replacement Staff Training for Red Flag Regulations? For Financial Institutions, Identity Theft Protection is a No-Brainer Red Flag Program – oversight from the Board Red Flag – Separate Program Required? Identity Theft Red Flags Is Your Financial Institution Red Flag Ready? New Ways To Fight Identity Theft Getting Compliant: The 7 Step Red Flag Checklist Phishing for a Banking Solution Risk Assessment for Red Flags involves both creativity and math! Red Flags overlaps BSA/AML, do you know where to look? Do We Really Need an Anti-Phishing Program? Crackdown On Compliance COMPLETE COMPILATION OF RED FLAGS ARTICLES Red Flags Discussions What are other bankers’ questions and concerns about the impending ID Theft Red Flags rules? From definitions to covered accounts, address verification to board reports, we’ve assembled a collection of Bankers’ Threads on ID Theft Red Flags that shows how other bankers are thinking. ID Theft and Red Flags Discussions FEATURED Q&A of the DAY Each weekday between now and the November 1 compliance date, you'll find a featured Q&A of the day by Red Flags experts Mary Beth Guard and Jack Holzknecht. Read today's Featured Question of the Day or access the five Featured Questions from last week in our Featured Question archive. Featured Question of the Day Archive of Featured Red Flag Questions Training Tools We’ve posted a new Red Flag tool – Red Flag Assessment Testing means breaking down products and services and examining and rating them them individually for risk. Controls have to be imposed and reviewed as well. This tool, in the form of an Excel checklist, will help banks get started on this process. Please review the Red Flag Assessment Testing tool provided by BOL user Rizzo. Added in November, Ann Manchester and Corky Corley have provided a detailed policy and procedures on the FCRA as a whole, and PowerPoints on training for the FCRA and Red Flags. Find these training aids here. Red Flag Training Tools Annotated Red Flags Rules We've taken the Red Flag and address discrepancy rules, and we've annotated them with companion links for your convenience. They provide you with a quick jumping off point to get to the law itself, the prefatory material published with the final rules, the FCRA/FACT Act Forum on Bankers' Threads, our FACT Act Developments page, Launch Pad links, compilations of articles, the statutes, the Red Flags examples from Supplement A to Appendix J, and more. Annotated Red Flags and Address Discrepancy Regulations One stop for the essential information related to the regulatory requirements!