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This is a Quick Reference Guide to missing, stolen, fictitious, and altered official checks, cashier's checks, money orders, and similar items. The data is organized alphabetically by name of institution and reflects alerts issued since 2001. To see alerts in chronological order, click here.

1st - A   |    B   |    C   |    D - E   |    F   |    G - H   |    I - J   |    K - L   |    M   |    N   |    O

P - Q   |    R   |    S   |    T   |    U - V   |    W - XYZ


tr >
Institution Name Type of Item
Date of Alert
Details
F&M Bank
Washington, GA

Contact:
Debra Guin,
Telephone: (706) 678-2187
Fax: (706) 678-4908
Counterfeit Cashier's Checks


SA-27-2011
October 6, 2011
F&M Bank, Washington, Georgia, has contacted the Federal Deposit Insurance Corporation (FDIC) to report that counterfeit cashier's checks bearing the institution's name are in circulation.

The counterfeit items display the routing number 061112830, which is assigned to F&M Bank. The items are blue, have rounded corners, and display a security feature statement embedded within a darkened top border. The bank's logo, name, and Web site address appear near the top-left corner of the counterfeit items.

Authentic cashier's checks are yellow and display a security padlock icon at the end of the written dollar amount line. The bank's logo, name, and Web site address are in the top-center area.
Fairfield National Bank
Lancaster, OH

Contact:
Sandy Uhl,
Phone: (740) 653-7242, ext. 247
Fax: (740) 653-6573
Counterfeit Cashier's Checks


SA-4-2007
January 29, 2007
Counterfeit official checks issued in the bank's name and using a correct routing number of 011007092 are being presented for payment nationwide in connection with a lottery scam. Counterfeit items may be identified by the following traits: the checks are light brown in color with a dark brown border. The following statement is located in the top border of the item: "THE FACE OF THIS DOCUMENT HAS A COLORED BACKGROUND ON WHITE PAPER AND ORIGINAL DOCUMENT SECURITY SCREEN ON BACK WITH PADLOCK SECURITY ICON." The bank's name and logo are located in the upper-left corner of the check and followed by incorrect information "DIVISION OF THE FARM NATIONAL BANK." The "Issued By:" information contained in the upper-right portion of the check shows the issuer as "Travelers Express Company, Inc., P.O. Box 9476, Minneapolis, MN 56480."

Items presented to date have been made payable in the amount of $3,150, have been dated December 27, 2006, and have included a remitter of Regina Carter. Correspondence accompanying the checks may contain the letterhead of "Classic Lotto Commision Inc, 60 Subbase Suite 104, St. Thomas, Virgin Islands 00802." Note that the word "Commision" is misspelled in the correspondence. The letter alerts the recipient that he or she is the winner of an unclaimed prize and should contact the office immediately. The recipient is advised to keep all information confidential and is encouraged to act by a specific date or the winnings will be forfeited. Recipients are to contact North America claim agent Jack Dempsey at 1-204-952-4415 (Canadian telephone number) for further instruction. The correspondence may be signed by Margaret Adams. Note that this is the same letter that was used in a previous scam as reported in Alert 2007-1, which may be viewed at: [www.occ.treas.gov/ftp/alert/2007-1.html].
Falcon International Bank
Laredo, Texas

Contact:
Roy J. Gonzales,
Phone: (956) 723-2265
Fax: (956) 723 0841
Counterfeit Cashier's Checks


SA-87-2008
April 14. 2008
The counterfeit items display the routing number 114915803, which is assigned to Falcon International Bank. The items are markedly dissimilar to authentic cashier's checks and have ornate top and side borders with solid squares in the top corners and solid circles in the bottom corners. On either side of a rectangle in the top center are the repetitive words "INTEGRATED PAYMENT SYSTEM" and "HOLD DOCUMENT TO THE LIGHT TO VIEW TRUE WATERMARK." A padlock icon and security feature statement appears in the top-right corner.

Authentic cashier's checks have an ornate top border. The following security feature statement is written in italics below the written dollar amount line: "THIS DOCUMENT HAS A MULTI-COLOR BACKGROUND, A MICRO-PRINT SIGNATURE LINE, AND A HOLOGRAPHIC FOIL TITLE; ABSENCE OF THESE FEATURES WILL INDICATE A COPY." A padlock icon and security feature statement are embedded in the right border.
Fannin Bank
Windom, Texas

Contact:
Windom, Texas,
Phone: 903-623-4755
Fax: 903-623-3807
Counterfeit Cashier's Checks


SA-30-2006
February 9, 2006
The counterfeit items display the routing number 111920325, which is assigned to Fannin Bank, but they are dissimilar to authentic checks. On the counterfeit items, "CASHIER'S CHECK" is printed vertically on the left side, and "Fannin Bank" is printed in the top center next to a logo of a globe that incorporates the United States and the number "1" in its center. The city and state are printed below the bank's name. The following appears in the bottom-left corner: "Issued by 3Core Payment Systems Inc., Houston, Texas to Fannin Bank, Windom, TX." The counterfeit items are printed on light blue and white security paper.

Authentic checks bear the words "CASHIER'S CHECK" on the lower left-hand side, and "FANNIN BANK" is printed in the top center above the city, state and zip code. Authentic checks are printed on either light green or light brown paper with ornamental borders.
Farmers & Merchants Bank of Central California, Lodi, CA


Contact:
Bill Bruneel
Telephone: (209) 367-2431
Fax: (209) 369-1957

Counterfeit Cashier's Checks


SA-80-2007
March 27, 2007
The counterfeit items are reportedly associated with lottery and sweepstakes scams. The counterfeit items display the routing number 121108441, which is assigned to Farmers & Merchants Bank of Central California. The items are similar to authentic checks, but have rounded corners and display a security statement embedded within the top border. The counterfeit items also display the words "Cashier's Check," with an apostrophe, in the upper-right corner; authentic checks display the same words in the same location without an apostrophe.
Farmers Deposit Bank, Eminence, KY


Contact:
Terry D. Lucas
Telephone: (502) 845-5639, Extension 19
Fax: (502) 845-5695

Counterfeit Cashier's Checks


SA-141-2010
December 8, 2010
The counterfeit items display the routing number 083902701, which is assigned to Farmers Deposit Bank. The items are very similar to authentic cashier's checks; however, authentic checks are green with a cube design background. Copies of a counterfeit item and an authentic check (VOID) are attached for your review. Be aware that the appearance of counterfeit items can be modified and that additional variations may be presented.
Farmers Bank of Appomattox,
Appomattox, Virginia


Contact:
Jane Kelly
Telephone: (434) 352-7171
Fax: (434) 352-0741

Counterfeit Cashier's Checks


SA-38-2010
April 27, 2010
The counterfeit items display the routing number 051405528, which is assigned to The Farmers Bank of Appomattox. The counterfeit items are similar to authentic cashier's checks; however, the counterfeit items do not display a telephone number as on the authentic cashier's check. Items are reported to be pinkish in color. Authentic checks are beige in color and display a security feature statement embedded in a darkened top border and along a darkened bottom border between two padlocks. A heat-sensitive icon is centered above the micro-encoding. The bank's telephone number is displayed in the top center.
Farmers State Bank,
Northwood, IA


Contact:
Jean Miller
Telephone: (641) 588-3121
Fax: (641) 588-3621

Counterfeit Cashier's Checks


SA-144-2010
December 8, 2010
The counterfeit items display the routing number 073918569, which is assigned to Farmers State Bank. The items display the words "CASHIER'S CHECK" in the lower-left corner above a "PAYABLE THROUGH" statement. The words "TWO SIGNATURES REQUIRED" appear below the written dollar amount line. The words "AUTHORIZED SIGNATURES" appear below two signature lines in the lower-right corner of the items. Authentic cashier's checks display the addresses of eight office locations around the bank's logo and name in the top-center area. A security feature statement appears below the written amount line, and the bank's name appears in the lower-left corner.
Farmers State Bank,
Marion, IA


Contact:
Dorothy Moulds
Telephone: (319) 730-6913
Fax: (319) 373-8164

Counterfeit Cashier's Checks


SA-37-2010
April 27, 2010
The counterfeit items display the routing number 073911676, which is assigned to Farmers State Bank. The items are similar to authentic cashier's checks; however, counterfeit items are pink. Authentic cashier's checks are printed on light blue marbled paper.
Farmers State Bank of Blue Mound,
Blue Mound, Kansas


Contact:
Lonnie Sprague
Telephone: (785) 448-5451
Fax: (785) 448-5453

Counterfeit Cashier's Checks


SA-216-2008
December 11, 2008
TThe counterfeit items display the routing number 101111490, which is assigned to The Farmers State Bank of Blue Mound. The counterfeit items are similar to authentic cashier's checks. However, authentic cashier's checks display the word "DATE" next to the date line and have a line below the word "REMITTER" in the top-left corner.
Farmers State Bank of Waupaca, Waupaca, WI


Contact:
Laine M. Lazers
Telephone: (715) 258-1400
Fax: (715) 258-1414

Counterfeit Cashier's Checks


SA-77-2007
March 20, 2007
The counterfeit items display the routing number 075902573, which is assigned to The Farmers State Bank of Waupaca, and are very similar to authentic cashier's checks. However, most of the counterfeit items display the following statement above the signature line: "TWO SIGNATURES REQUIRED ON CHECK OVER $10,000.00." Authentic checks display the following statement above the signature line: "TWO SIGNATURES REQUIRED ON CHECK OVER $2,500.00."
Farmers Bank (using checks from Extraco Banks, N.A., Temple, Texas)


Contact:
Marisa Truelove
Fax: (254) 744-5590

Counterfeit Cashier's Checks


SA-140-2006
May 11, 2006
The counterfeit items display the routing number 111915576, which was previously assigned to First Waco National Bank, Waco, Texas. Extraco Banks, N.A. acquired First Waco National Bank and the aforementioned routing number is no longer used on authentic cashier's checks, but may be still in use for customer checks.

Counterfeit items display the following statement embedded in the top border: "THE FACE OF THIS DOCUMENT HAS A BLUE CHECK BACKGROUND ON WHITE PAPER AND A VOID PANTOGRAPH WITH A BLUE SECURITY STRIP IN CENTER." The wording "CASHIER'S CHECK" appears along the left border of the item and "Farmers Bank, San Antonio, Texas" appears in the center, adjacent to a fictitious logo consisting of a "1" inside an image of the United States encircled by a globe. In the lower-left corner "TO THE ORDER OF" is displayed. The items appear to be prepared using a digital check writer.
Farmers & Commercial Bank

Contact: Cathy Hilke
Farmers & Commercial Bank
816-732-5516

Lost Cashier's Checks


October 31, 2003
Check #14249, written 10/24/03 payable to Jordan Knox
Farmers and Merchants Bank
Rudolph, WI,

Contact:
Dave Cooper
Telephone: (715) 435-3111
Fax: (715) 435-3100
Counterfeit Cashier's Checks


SA-63-2010
AMay 24, 2010
The counterfeit items display the routing number 075909660, which is assigned to Farmers and Merchants Bank. The items are dissimilar to authentic cashier's checks. A security feature statement is embedded in a darkened top border and along the bottom border between two padlock icons. The words "CASHIER'S CHECK" are displayed in the lower-left corner. The words "AUTHORIZED SIGNATURE; ACCEPTED BY DRAWER/DRAWEE" are displayed below the signature line in the lower-right corner. Authentic cashier's checks have ornate borders. A padlock icon and security feature statement are embedded in the right border.
Farmers and Merchants Bank
Baldwyn, MS,

Contact:
Patti Sparks
Telephone: (662) 365-1200
Fax: (662) 365-1238
Missing, Lost or Stolen Cashier's Checks


SA-163-2008
August 11, 2008
The check numbers associated with these checks are: 039700 through 039799 and 042500 through 042599. The checks display the routing number 084205737, which is assigned to Farmers and Merchants Bank.
Farmers and Merchants Bank
Eatonton, GA,

Contact:
Anna S. Mullis
Telephone: (706) 485-9941
Fax: (706) 485-5970
Counterfeit Official Checks


SA-199-2007
August 2, 2007
The counterfeit items display the routing number 061110557, which is assigned to Farmers & Merchants Bank. The counterfeit items are identical to authentic checks except that the counterfeit checks have scanned signatures printed in the lower-right area. Authentic checks are manually signed using an ink pen
Farmers and Merchants Bank of South Carolina
Holly Hill, South Carolina,

Contact:
William H. Sohm, Jr.
Telephone: (803) 496-1428
Counterfeit Cashier's Checks


SA-146-2005
October 31, 2005
The counterfeit items display the routing number 053204280, which is assigned to Farmers and Merchants Bank of South Carolina, Holly Hill, South Carolina. The counterfeit items are dissimilar to authentic checks, with a different layout, style and font. Authentic checks have a scroll on the top of the checks, while the counterfeit checks have wording embedded in the top edge.
Farmers and Merchants State Bank of Springfield
Springfield, Minnesota

Contact: Ms. Julie Smith
Telephone: (507) 723-4800
FAX: (507) 723-4228

Counterfeit Cashier's Checks


SA-70-2003
October 29, 2003
The counterfeit instruments are drawn upon the bank and display the bank's routing number of 091214339. The checks are being delivered to individuals at their personal residences along with a letter stating that the recipient "has won a ruffle draw," rather than a raffle drawing. The amount printed on these counterfeit checks appears to be the same in all cases and is stated as "SUM OF $5,906.34" on the checks. The counterfeit items resemble the bank's genuine cashier's checks; however, the authentic checks have a security statement underneath the printed amount line and a small security icon on the far right-hand side of the check. The lettering font size and the check paper quality also vary from the authentic checks.
Farmers and Miners
Pennington Gap, VA

Contact: Kevin W. Mullins
Telephone: (276) 546-4692
Fax: (276) 546-5931

Counterfeit Cashier's Checks


SA-182-2008
August 22, 2008
The counterfeit items display the routing number 051404545, which is assigned to Farmers and Miners Bank. The items are similar to authentic cashier's checks; however, authentic checks display a security statement embedded within the top border and a logo to the left of the bank's name in the top-left corner. The word "DATE" also appears next to the date line on authentic checks.
Farmers Bank and Trust Company of Georgetown
Georgetown, Kentucky
Contact:
Lynn McKinney
Telephone: (502) 863-2393, extension 122
Fax: (502) 863-6927

Counterfeit Cashier's Checks


SA-96-2007
April 23, 2007
Counterfeit cashier's checks bearing the institution's name are in circulation. The counterfeit items are reportedly associated with a lottery scam. The counterfeit items display the routing number 042101404, which is assigned to Farmers Bank and Trust Company. The counterfeit items are very similar to authentic cashier's checks, but display a "VOID" background when copied. Authentic checks display the words "CASHIER'S CHECK" printed in red in the lower-left corner.
The Farmers National Bank
Lebanon, KY
Contact:
Gilbert Todd
Telephone: (270) 692-3177
Fax: (270) 692-3426

Counterfeit Cashier's Checks


SA-162-2005
November 8, 2005
The counterfeit items display the wording "Official Check" in the top-center portion of the check, while authentic checks display the wording "Cashier's Checks" in the bottom-left portion of the check. The counterfeit items also display the routing number 043310139, which is assigned to The Farmers National Bank of Emlenton, Pennsylvania, or 4310139, which is invalid. Authentic cashier's checks reflect the proper routing number, which is 083901728.
The Farmers National Bank of Emlenton
Emlenton, Pennsylvania
Contact:
Andrew M. Hogue
Telephone: (724) 867-2311

Counterfeit Cashier's Checks


SA-62-2004
September 2, 2004
The counterfeit items display the proper routing number of 043310139 for The Farmers National Bank of Emlenton. The counterfeit items closely resemble authentic checks. However, authentic instruments have a textured background and a dark green border. The counterfeit items have a smooth face and a lighter border.
Farmers National Bank
Seymour, Texas

Contact:
OCC
Fax: (202) 874-5301

Counterfeit Cashier's Checks


Alert 2006-6
February 9, 2006
Counterfeit official checks issued in the bank's name and using a correct routing number of 111304064 are being presented for payment in what appears to be a scam initiated by a group on the internet, www.abantehome.org, which poses as a nonprofit charitable organization.
The Farmers National Bank of Seymour,
Seymour, Texas

Contact:
Dana Winn
Telephone: (940) 889-3161
Fax: (940) 889-1828

Counterfeit Cashier's Checks


SA-28-2006
February 8, 2006
The counterfeit items display the routing number 111304064, which is assigned to The Farmers National Bank of Seymour, but are dissimilar to authentic cashier's checks in style and layout. The counterfeit items display the wording "CASHIER'S CHECK" across the left side of the item; authentic checks display the wording in the lower-left corner of the check. In addition, the counterfeit items display the printed dollar amount in block numbers against a dark-lined background. The counterfeit checks also display an oval-shaped logo of a globe that incorporates the United States and the number "1" in the center of the globe, which is located in the top-center portion of the item. Authentic checks display a flower-shaped logo in the top- center portion of the check, with the bank's name on one line adjacent to the logo. A lock is shown at the end of the dollar amount line on authentic checks.
The Farmers State Bank
LaGrange, IN

Contact:
Becky Oakley
Telephone: (260) 463-7111, extension 6005
Fax: (260) 463-7341

Counterfeit Cashier's Checks


SA-27-2009
February 18, 2009
The counterfeit items display the routing number 074910854, which is assigned to Farmers State Bank. The items are similar to authentic cashier's checks; however, the counterfeit items display a security feature statement embedded within a darkened top border with rounded edges and along the bottom border between two padlock icons. Authentic cashier's checks display a vertical security feature statement and padlock icon along the right side.
The Farmers State Bank
Fairview, KS

Contact:
Gregory A. Jackson
Telephone: (785) 467-3560
Fax: (785) 467-8101

Counterfeit Official Checks


SA-177-2008
August 22, 2008
The counterfeit items display the routing number 101112716, which is assigned to The Farmers State Bank. The bank does not issue official checks. It does, however, issue bank money orders, which have the words "BANK MONEY ORDER" in the top center and an ornate left border.
Farmers State Bank
Quinton, OK

Contact:
Cheryl Davis
Telephone: (918) 469-3337
Fax: (918) 469-3388

Counterfeit Cashier's Checks


SA-237-2006
August 23, 2006
The counterfeit items display the routing number 103104874, which is assigned to The Farmers State Bank. Embedded in the top border of the items is the following security wording: "THIS DOCUMENT HAS A COLORED BACKGROUND AND MICROPRINTING. THE REVERSE SIDE INCLUDES AN ARTIFICIAL WATERMARK." Located in the upper-left corner is an oval "FSB" logo and the bank's name italicized in solid lettering directly below the logo. The counterfeit items are cream and brown in color.

Authentic cashier's checks display security statements embedded in both the top and bottom borders and are printed on blue check stock. The circular "FSB" logo is located in the upper-left corner. Directly below the logo is the bank's name printed in italicized font, each letter having a dark outline and an unfilled center.
Farmers State Bank
Pittsfield, Illinois

Contact:
Nichole Archer
Phone: (217) 285-5585
Fax: (217) 285-4645
E-mail: narcher@farmersstate.com

Counterfeit Bank Drafts


SA-147-2006
May 15, 2006
The counterfeit items display the routing number 081000032, which is assigned to Bank of America. Farmers State Bank issues bank drafts using a payable-through account at Bank of America. The counterfeit items are similar to authentic bank drafts. The counterfeit items have one signature line in the lower-right corner, and security feature descriptions printed in the top and bottom borders. The routing number appears below the bottom border. The borders have rounded corners.

Authentic bank drafts have two signature lines in the lower-right corner and display the routing number above the bottom border. The bank drafts are printed on light blue safety paper and have ornate borders with square corners.
Farmers State Bank
Booneville, Kentucky

Contact:
Farmers State Bank
Telephone: (606) 593-5151

Counterfeit Checks


SA-71-2006
March 23, 2006
Farmers State Bank is receiving numerous inquiries on a daily basis concerning the authenticity of bank checks, such as official and cashier's checks. These checks are in a variety of styles, types and dollar amounts. Bank management is asking that financial institutions contact the bank to verify a check's authenticity prior to cashing any official or cashier's check bearing the bank's name.
Farmers State Bank, Booneville, Kentucky


Contact:
Wanda Trosper or Kim Callahan
Telephone: (606) 593-5151

Counterfeit Cashier's Checks


SA-70-2004
September 30, 2004
The counterfeit items display the proper routing number of 042107738 for Farmers State Bank. The counterfeit items and the authentic checks are similar. However, authentic cashier's checks have an "X" watermark design on the back that is only visible when held directly in front of light. The counterfeit items do not have this security feature.
Farmers State Bank
Pittsfield, Illinois
(Winchester Branch)

Contact: Ms. Tammy Lind
Telephone: (217) 285-5616
FAX: (217) 285-4645
Counterfeit Official Checks


SA-40-2003
July 22, 2003
Counterfeit bank drafts drawn on the Bank of America account at the bank are in circulation.
The counterfeit instruments include the correct routing number of 081000032.
While the counterfeit items display a design similar to the bank's genuine checks, they are inconsistent in the use of print style and font size for the draft number.
Farmington Savings Bank
Farmington, Connecticut

Contact:
William L. Greger
Phone: (860) 284-6532
Fax: (860) 674-4834

Counterfeit Cashier's Checks


SA-63-2007
March 16, 2007
The counterfeit items display the routing number 051900353, which is assigned to Branch Banking and Trust Company (BB&T), Charleston, West Virginia. Farmington Savings Bank issues cashier's checks through a BB&T account. The counterfeit items are not similar to authentic checks. The counterfeit items have security feature descriptions embedded in the top, bottom and right borders. In addition, a toll-free telephone number, which is not associated with the bank, is printed below the bank's name and location in the upper-left corner. Authentic checks have security feature descriptions printed below the top border. The words "PAYABLE THROUGH BB&T, CHARLESTON, WV" are displayed directly below the "REMITTER" line in the lower-left corner. The checks are printed on light blue paper with dark blue borders.
Farmington Savings Bank
Farmington, Connecticut

Contact:
William L. Greger
Cell Telephone: (860) 637-2887

Counterfeit Official Checks


SA-112-2007
May 1, 2007
The Federal Deposit Insurance Corporation (FDIC) has become aware of letters that appear to be sent from the FDIC to financial institutions in the United States and other countries. The letters instruct the financial institution to deposit an enclosed official or cashier's check into a customer's account. The letters include "DEPOSIT ACCLERATION" directly below the letterhead and display the forged signatures of "Sandra L. Thompson, Director" and "Christopher J. Spoth, Acting Director 2." The letters are fraudulent and were not sent by the FDIC.

To date, the fraudulent letters have included one or more counterfeit official or cashier's checks and state that the FDIC is authorizing the deposit of the instruments as a payment to a customer's deposit account. The letters provide an actual customer's name and account number.

Financial institutions should not deposit the checks enclosed with the fraudulent letters. The FDIC does NOT authorize payments or deposits to customers' accounts and does not play a role in transactions between an open financial institution and its customers. Financial institutions that receive one of the subject letters should recognize that an unauthorized party may have the deposit account information of one of its customers and should consider assisting the customer in closing any compromised accounts and opening new accounts, as necessary.
FDIC
Fraudulent Letters Claiming to Be From the FDIC
Washington, D.C.,

Contact:
Sandra L. Thompson
http://www2.fdic.gov/starsmail/index.asp alert@fdic.gov

Consumer Alert


SA-163-2006
June 13, 2006
FDIC Consumer Call Centers in Kansas City, Missouri, and Washington, D.C., have begun receiving a large number of complaints by consumers who received an e-mail that has the appearance of being sent from the FDIC. The e-mail informs the recipient that Department of Homeland Security Director Tom Ridge has advised the FDIC to suspend all deposit insurance on the recipient's bank account due to suspected violations of the USA PATRIOT Act. The e-mail further indicates that deposit insurance will be suspended until personal identity, including bank account information, can be verified.

This e-mail was not sent by the FDIC and is a fraudulent attempt to obtain personal information from consumers. Financial institutions and consumers should NOT access the link provided within the body of the e-mail and should NOT under any circumstances provide any personal information through this media.

The FDIC is attempting to identify the source of the e-mails and disrupt the transmission
FDIC
FDIC Consumer Call Centers
in Kansas City, Missouri, and Washington, D.C.,

Contact:
Sandra L. Thompson
http://www2.fdic.gov/starsmail/index.asp alert@fdic.gov

Consumer Alert


SA-163-2006
June 13, 2006
FDIC Consumer Call Centers in Kansas City, Missouri, and Washington, D.C., have begun receiving a large number of complaints by consumers who received an e-mail that has the appearance of being sent from the FDIC. The e-mail informs the recipient that Department of Homeland Security Director Tom Ridge has advised the FDIC to suspend all deposit insurance on the recipient's bank account due to suspected violations of the USA PATRIOT Act. The e-mail further indicates that deposit insurance will be suspended until personal identity, including bank account information, can be verified.

This e-mail was not sent by the FDIC and is a fraudulent attempt to obtain personal information from consumers. Financial institutions and consumers should NOT access the link provided within the body of the e-mail and should NOT under any circumstances provide any personal information through this media.

The FDIC is attempting to identify the source of the e-mails and disrupt the transmission
FDIC
FDIC's Cyber Fraud and Financial Crimes Section

Contact:
Cyber Fraud and Financial Crimes Section
T550 17th Street, N.W., Room F-4004,
Washington, D.C. 20429
alert@fdic.gov

Counterfeit International Money Orders


SA-88-2005
July 28, 2005
The Federal Deposit Insurance Corporation (FDIC) has been informed that counterfeit TravelersExpress money orders are reportedly in circulation. TravelersExpress issues a wide variety of money orders, money grams, official checks, share drafts and gift certificates. Therefore, a description of each item is not included in this Special Alert. However, the www.moneygram.com Web site describes the location for displaying the money order numbers on money orders, including the stub, bank code line, and – in large block – numbers on the side or on the upper right hand corner of the money order. The signature of the purchaser should be on the item.

To verify the authenticity of TravelersExpress money grams or money orders, you may call (800) 542-3590. Customer service representatives are available Monday through Friday from 7:00 a.m. to 8:00 p.m. Central Standard Time; on Saturday, 8:00 a.m. to 5:00 p.m. Central Standard Time; and on Sunday, 8:00 a.m. to 4:00 p.m. Central Standard Time. An automated service is offered 24 hours a day.

To verify the authenticity of TravelersExpress official checks, you may call (800) 323-6873. Customer service representatives are available Monday through Friday from 7:00 a.m. to 7:00 p.m. Central Standard Time and on Saturday from 9:00 a.m. to 1:00 p.m. Central Standard Time. An automated system is available Monday through Friday from 6:00 a.m. to 10:00 p.m. Central Standard Time; and on Saturday from 7:00 a.m. to 5:00 p.m. Central Standard Time.
FDIC


Contact:
Counterfeit U.S. Treasury Checks


SA-87-2005
July 27, 2005
The Federal Reserve Banks have issued an alert describing two counterfeit scams involving U.S. Treasury checks.

The Richmond Federal Reserve Bank can verify U.S. Treasury check information at (804) 697-2605. Security features of Treasury checks are displayed at: http://www.fms.treas.gov/checkclaims/check_security_new.pdf 112k (PDF Help).
FDIC (Northridge Bank)
Austin and San Antonio, Texas

Contact:
FDIC's Cyber-Fraud and Financial Crimes Section
550 17th Street, N.W., Room F-4004,
Washington, D.C. 20429,

Fraudulent Cashier's Checks


SA-150-2006
May 25, 2006
Several financial institutions have contacted the Federal Deposit Insurance Corporation (FDIC) to report that fraudulent cashier's checks bearing the name Northridge Bank and routing numbers assigned to a variety of other financial institutions are in circulation. There are no active federally chartered or state-chartered financial institutions with the name Northridge Bank.

Fraudulent items display one of two logos. One is a logo consisting of a "1" superimposed on a map of the United States, encircled by a globe. The other logo consists of the letters "NB." To the right of either logo, "Northridge Bank" is printed. To date, the fraudulent items have included Austin, Texas, and San Antonio, Texas, as the city and state where Northridge Bank is purported to be located. The fraudulent items display the wording "CASHIER'S CHECK" printed vertically on the left side of the item and a "NOTICE TO CUSTOMERS" is displayed in the top-left corner.
Federal Home Loan Bank of Des Moines
Des Moines, IA

Contact:
Nichola K. Schissel
Telephone: (800) 544-3452, extension 1124 or, (515) 281-1124
Fax: (515) 281-1022

Counterfeit Cashier's Checks


SA-249-2007
September 13, 2007
The counterfeit items are associated with a sweepstakes scam. The counterfeit items display the routing number 263179914, which is assigned to Country Federal Credit Union, Maclenny, Florida. Federal Home Loan Banks have business relationships with financial institutions, but do not issue checks to the public. The counterfeit items display the bank's name as "FHLB Des Moines" in the top-left corner. They have a "NOTICE TO MEMBERS" regarding an indemnity bond in the top center. The words "CASHIER'S CHECK" appear in the center area. The word "REMITTER" appears in the lower-left corner. "VOID AFTER 90 DAYS" and "NOT VALID OVER $10,000.00" appear in the lower-center portion. A box is shown on the right for the numerical dollar amount and the words "AUTHORIZED SIGNATURE" are printed below a signature line. Authentic checks display bank's name, "Federal Home Loan Bank of Des Moines," in the top-left corner. They are not designated as "cashier's checks" and display the routing number 073000914, which is assigned to the Federal Home Loan Bank of Des Moines.
The Federal Reserve Bank of Philadelpha

Contact:
FRB Philadelphia or local Reserve Bank

Fraudulent Checks


Special Notice
March 15, 2011
Federal Reserve Financial Services has issued a Notice of Fraudulent Items Drawn on Federal Reserve Banks.
These items have the following characteristics:
  • All are drawn on the Federal Reserve Bank of Philadelphia routing number "031000040"
  • The bank name on many of the items is missing the first four letters of "Federal" and the last four letters of "Philadelphia" and is shown as "ral Bank of Philadel"
  • The leading character of the four digit check serial number is "7"
  • An account number of "78240237" has consistently been used in each fraudulent incident
  • The dollar amount of the items has ranged between several thousand and several hundred thousand dollars
  • The items are formatted to appear as a check issued from a checking account maintained by the check maker at the Federal Reserve Bank of Philadelphia.
  • The Federal Reserve Banks do not offer checking accounts to the public or businesses
  • The checks currently list the account holder as and are signed by Everardo Rodriguez with a residential address in Berwyn, Illinois
  • The check maker is making the checks payable to themselves, to individuals, to corporations, to financial institutions or to local government entities
The Federal Reserve Bank of San Francisco

Contact:
Rafael Barillas
Telephone: (415) 974-2875

Fraudulent Checks


SA-131-2005
September 30, 2005
The Federal Reserve Bank of San Francisco has issued an alert stating that fraudulent checks bearing its name are in circulation.
Ferndale Trust & Loan
22750 Woodward Avenue
Ferndale, MI 48226
Fictitious Cashier's Checks

FDIC FIL-37-2001
May 4, 2001
Ferndale Trust & Loan does not exist.
Federated Bank
Onaga, IL,

Contact:
Terry Reutter
Telephone: (815) 268-7676
Fax: (815) 268-7229

Counterfeit Cashier's Checks


SA-3-2008
January 4, 2008
The counterfeit items display the routing number 071107783, which is assigned to Federated Bank. The counterfeit items are markedly dissimilar to authentic cashier's checks and do not display an official check designation. The bank's logo (initials "F" and "B") and name are displayed in the top-left corner. The words "FEDERATED BANK, N.A." and "federatedbank.com" appear in the top center area. The date and amount are both contained inside boxes on the right side. The items also display a computer-generated signature.

Authentic checks have ornate borders and display the words "CASHIER'S CHECK" in the lower-left corner. The bank's logo ("F" and "B" initials) and name are displayed in the top center area. A padlock icon and vertical security feature statement are embedded in the right border. A rectangle contains the numerical dollar amount on the right side. The phrase "VOID AFTER 90 DAYS" appears above two signature lines.
Fidelity Bank
Fuquay-Varina, NC

Contact:
Robin Henderson
Telephone: (919) 557-4574
Fax: (919) 567-7454

Counterfeit Cashier's Checks


SA-59-2010
May 24, 2010
The counterfeit items display the routing number 053103585, which is assigned to The Fidelity Bank. The items are markedly dissimilar to authentic checks. The words "Cashier's Check" are shown inside of a box in the top-center area. A security feature statement appears below the border on both sides of the box. A security feature statement also appears across the bottom of the items. The phrase "AUTHORIZED SIGNATURE" is shown below the signature line in the lower-right corner. Authentic cashier's checks are gray. The words "Cashier's Check" are in the top-center area with horizontal lines on both sides. A "Notice To Customers" statement appears inside of a box below the written amount line on the left side of the checks.
Fidelity Bank
Norcross, GA,

Contact:
Gloria O'Neal
Telephone: (404) 639-6729
Fax: (404) 639-6733

Counterfeit Official Checks


SA-37-2009
February 25, 2009
The counterfeit items display the routing number 011007092, which is assigned to Boston Safe Deposit & Trust Company, Boston, Massachusetts. Fidelity Bank issues official checks through Moneygram Payment Systems, Inc., Minneapolis, Minnesota, payable through Boston Safe Deposit & Trust Company. The items are similar to authentic checks; however, the counterfeit items display a security statement embedded within the top border. Authentic official checks display an ornate border on the top and sides. A padlock icon is displayed on the right side.
Fidelity Bank
Wichita, KS,

Contact:
Beverly Dixon
Telephone: (800) 658-1637, extension 7215
Fax: (316) 268-7324

Counterfeit Cashier's Checks


SA-192-2008
September 4, 2008
The counterfeit items display the routing number 301171353, which is assigned to Fidelity Bank. The items are similar to some of the bank's authentic cashier's checks; however, the counterfeit items show a telephone number beginning with area code "(406)" after the zip code and have only one signature line. Authentic checks from Fidelity Bank are issued in two forms. The first check displays a "NOTICE TO CUSTOMERS" above two signature lines. The bank's local telephone number, which begins with area code "(316)," is shown on a line below the bank's address. The second authentic check displays the bank name as "Oklahoma Fidelity Bank" and also has a "NOTICE TO CUSTOMERS" above two signature lines. The bank's local telephone number, which begins with area code "(316)," is shown on a line below the bank's address.
Fidelity Bank & Trust
Dubuque, IA,

Contact:
Julie Wieneke
Telephone: (563) 875-7157
Fax: (563) 875-2474

Counterfeit Cashier's Checks


SA-184-2008
August 22, 2008
The counterfeit items display the routing number 073922500, which is assigned to Fidelity Bank & Trust. The items also display a security feature statement embedded in the top border and along the bottom border between two padlocks. The bank's name, address and a toll-free telephone number, which is not associated with the bank, appear in the upper-left corner. The words "CASHIERS CHECK" are displayed in the top center. The items have only one signature line in the lower-right corner.

Authentic cashier's checks display the routing number 073914398, which is assigned to Fidelity Bank & Trust. The words "CASHIER'S CHECK" are displayed in the lower-left corner. A vertical security statement and padlock symbol are shown in the right border. Authentic cashier's checks have two signature lines in the lower-right corner.
Fiduciary Trust Company International
New York, New York,

Contact:
John J. Conte
Telephone: (212) 632-3011

Counterfeit Cashier's Checks


SA-32-2005
March 17, 2005
The counterfeit items display the proper routing number of 026007922 for Fiduciary Trust Company International (FTCI). The counterfeit items and the authentic checks are nearly identical, so a visual inspection of a presented check may not be sufficient to identify counterfeit items. Therefore, the institution recommends that any official checks drawn on FTCI should be verified directly by utilizing the contact information below.
Fifth Third Bank
Cincinnati, Ohio

Contact:
Diane Ness, CFE, CFSSP
Telephone: (513) 358-0488
Fax: (513) 358-5214
Email: Diane.Ness@53.com

Counterfeit Official and Travelers' Checks


SA-310-2006
November 16, 2006
The counterfeit official checks display the routing number 042101190, which is assigned to Fifth Third Bank. Different variations of counterfeit items are in circulation, most of which are associated with lottery and work-from-home scams.

Authentic official checks display security wording embedded in the top border and on the line beneath the routing number. The checks also display a reflective watermark that can be seen by holding the check at an angle.

Be aware that counterfeit American Express travelers checks bearing the Fifth Third Bank's name are also in circulation. Most of the counterfeit traveler's checks are in denominations of $500.00, which are not issued by the bank.
Fifth Third Bank
Cincinnati, Ohio

Contact:
Fifth Third Protection Department
Telephone: (800) 927-0395
Fax: (513) 358-5214

Counterfeit Cashier's Checks


SA-310-2006
November 16, 2006
The counterfeit items display the routing number 042101190, which is assigned to Fifth Third Bank, Cincinnati, Ohio. The counterfeit items are similar to authentic cashier's checks; however, the borders on the counterfeit items have rounded corners. Authentic checks display printed lines for both the "Pay to the Order of" and "Amount" fields. On three lines in the lower-left portion of the checks are the fields "Drawn on," "Memo," and "Purchased by." Authentic checks also display "Transaction Number" and "Cost Center" to the right of the "Drawn on" field. The following statement appears in the lower left-corner of authentic checks: "The purchase of a Surety Bond may be required before any Cashier's Check on this bank will be replaced or refunded in the event it is lost, misplaced, or stolen." Additionally, the following security statement appears below the routing number on the bottom of authentic checks: "THE ORIGINAL DOCUMENT HAS A WHITE REFLECTIVE WATERMARK ON THE BACK. HOLD AT AN ANGLE TO SEE THE MARK WHEN CHECKING THE ENDORSEMENTS."
Fifth Third Bank
Cincinnati, Ohio

Contact:
Fifth Third Protection Department
Telephone: (800) 927-0395

Counterfeit Official checks


SA-173-2006
June 26, 2006
The counterfeit items display the routing number 042101190, which is assigned to Fifth Third Bank, Cincinnati, Ohio, and are very similar to authentic checks. However, the counterfeit items are trimmed in pastel blue, and are printed on very light-blue check stock. Authentic checks are trimmed in dark blue, and are printed on blue check stock.
Fifth Third Bank
Cincinnati, Ohio

Contact:
Diane Ness
Telephone: (513) 358-0488
Toll-Free: (800) 772-4273

Counterfeit Official checks


SA-57-2006
March 15, 2006
The counterfeit items display the routing number 042101190, which is assigned to Fifth Third Bank. The counterfeit items also display the bank's name and location in the bottom-left portion of the item, along with a 1-888 telephone number, which is not associated with the bank. In addition, the bank logo and name appear in the top-center portion of the item. The wording "(Central Ohio)" appears immediately following the bank's name. The counterfeit items contain security wording embedded in the top border.

Authentic official checks display security wording embedded in the top border and on the line beneath the routing number. Authentic checks do not display a telephone number.
Fifth Third Bank, Kentucky, Inc.
Louisville, Kentucky
Contact: Ms. Tamara Mullins
Telephone: (937) 840-5380
FAX: (937) 840-5399
Counterfeit Official Checks
SA-14-2003
March 13, 2003
The counterfeit official checks are in circulation. All of the known counterfeit items include the bank's routing number of 042101190. The counterfeit items, while laid out similarly to the bank's authentic instruments, use different fonts and have asterisks behind the numeric dollar amount.
Financial Security Bank,
Kerkhoven, MN
Contact: Deb Kneisl
Telephone: (320) 264-2161
Fax: (320) 264-1306
Counterfeit Cashier's Checks
SA-109-2009
July 20, 2009
The counterfeit items display the routing number 091905402, which is assigned to Financial Security Bank. Financial Security Bank does not issue cashier's checks; however, it does issue bank money orders. The counterfeit items are markedly dissimilar to authentic bank money orders. The items display a security feature statement centered within the top border and along the bottom border between two padlocks. The words "CASHIER'S CHECK" appear in the top-left corner. Another padlock is shown on the written dollar amount line. A telephone number (866-471-8238), unassociated with the bank, is in the lower-left corner.

Authentic bank money orders display a foil strip hologram across the top. The words "BANK MONEY ORDER" are centered below inside a rectangle. A padlock and security feature statement appear following "dollars" on the right side. The security statement "TWO SIGNATURES REQUIRED FOR AMOUNTS MORE THAN $1000.00" is displayed above two signature lines. The bank's telephone number (320-264-2161) and e-mail address (www.financialsecuritybank.com) are in the lower-left corner.
The First, National Association
Damariscotta, ME
Contact: Cathy Peterman
Telephone: (800) 564-3195, x2408
Fax: (207) 882-9517
Counterfeit Cashier's Checks
SA-51-2007
August 8, 2007
Counterfeit cashier's checks issued in the bank's name and using a correct routing number of 011201830 are being presented for payment nationwide in connection with a lottery scam. While the counterfeit checks resemble the authentic items, they may be identified by the following: the check is of unknown color and contains the following statement within the darkened top border: "FOR SECURITY PURPOSES, THE FACE OF THIS DOCUMENT CONTAINS A TWO-TONED COLORED BACKGROUND AND MICROPRINTING IN THE BORDER." The following statement appears in the bottom center-portion of the item: "SECURITY FEATURES INCLUDED. DETAILS ON BACK."

Items presented to date have been made payable in the amount of $3,875.00, contain check numbers in the range of 38002300 – 38002500, utilize an authorized signature of "Robert S. Wilson," and have been dated 7/18/2007. Due to possible variations of appearance, it is suggested that officials of The First, N.A. be contacted to verify authenticity of the bank's cashier's checks if received from an unknown or questionable source.

Correspondence accompanying the counterfeit items may contain the letterhead of "Century Lotto Gaming Corporation (CLGC), PO Box 7852, St. John, Virgin Islands 00831." The letter alerts the recipient that he or she is the winner of an unclaimed prize and instructs the recipient to contact the claim agent, Mrs. Angela Watts, at 1-866-812-6674, Ext 1 by a specific date, or the money will be forfeited. The letter further states that the enclosed check is to be used to pay for the applicable taxes, which is to be paid via Moneygram or Western Union. The letter may be signed by Robert Risenham.
First American Bank, SSB, Bryan, Texas


Contact:
Sandy Klepacz
Telephone: (979) 260-5537

Counterfeit Cashier's Checks


SA-4-2005
January 5, 2005
The counterfeit items and authentic checks are similar. However, there are two types of counterfeit items in circulation. Although counterfeit item #1 displays a proper routing number of 113193532 for First American Bank, the routing number on authentic cashier's checks is that of the "payable through" bank shown on authentic checks. Counterfeit item #2 displays the proper routing number of 044015543 for the "payable through" bank. Counterfeit item #2 also includes a telephone number under the name First American Bank in the upper left corner. Authentic cashier's checks do not include a telephone number.
First American Bank, Birmingham, AL


Contact:
Wesley Buzbee
Phone: (205) 795-4259
Fax: (205) 583-3245

Counterfeit Official Checks


SA-145-2007
June 6, 2007
The counterfeit items display the routing number 022000868 and are tan in color. Descriptions of security features are embedded in the top border. A telephone number, which is not associated with the bank, is printed in the top-left corner below the bank logo and name.

Authentic checks are blue and display "OFFICIAL CHECK" inside a rectangle with rounded corners in the top center. Printed on both sides of the rectangle is the following security statement: "HOLD DOCUMENT UP TO THE LIGHT TO VIEW TRUE WATERMARK." The top and side borders have a scroll pattern. A padlock symbol and security feature notice are located on the right side. The statement "Issued by Integrated Payment Systems, Inc., Englewood, Colorado To Citibank, N.A., Buffalo, NY" is printed in the lower-left corner.
First American Bank & Trust, Vacherie, LA


Contact:
Michael Guillot
Telephone: (225) 265-2265
Fax: (225) 265-9398

Counterfeit Cashier's Checks


SA-319-2006
November 20, 2006
The counterfeit items display the routing number 065402423, which is assigned to First American Bank and Trust. The items also display the bank's name in a dark-shaded box in the top-left corner. A star appears below the letter "F" in the bank's name. Authentic checks display the bank's logo, consisting of a star-and-stripes pattern, in the top-left corner beneath the words "First American" and to the left of the word "Bank." Authentic checks also have security wording embedded in the top border.
First American Bank & Trust Company, Athens, Georgia


Contact:
Lisa Wilson
Telephone: (706) 354-5000
Fax: (706) 354-5034

Counterfeit Cashier's Checks


SA-20-2005
February 28, 2005
The counterfeit items do not display the proper routing number for First American Bank & Trust Company. The proper routing number for First American Bank & Trust Company, Athens, Georgia, is 061111255. In addition, the counterfeit items are markedly dissimilar from authentic checks. The counterfeit items display "Cashier's Check" at the top center of the check and list a fraudulent toll-free telephone number beneath the bank logo in the upper left corner. Authentic instruments display "Cashier's Check" in the lower left corner of the check.
First Associations Bank,
Dallas, TX


Contact:
Camille A. Sharp
Telephone: (866) 468-1110
Fax: (972) 701-1155

Counterfeit Cashier's Checks


SA-120-2009
July 21, 2009
The counterfeit items display the routing number 011007092, which is a payable-through account issued by Moneygram Payment Systems, Inc., Minneapolis, Minnesota, and drawn on Boston Safe Deposit & Trust Company, Boston, Massachusetts. The items are dissimilar to authentic cashier's checks. The counterfeit items are green. The bank logo is blue and gold. A security feature statement is embedded in the top border and along the bottom border between two padlocks. The American Bankers Association institution number is missing and the watermark on the back is DocuGard. Authentic checks are blue. The bank logo is solid blue. The security feature statement is displayed below the top border. The watermark on the back is MGI.
FirstAtlantic Bank,
Jacksonville, Florida
Contact: Kim E. McAfee
Telephone: (904) 446-2543
Fax: (904) 446-2599
Counterfeit Cashier's Checks
SA-208-2008

October 31, 2008
The counterfeit items display the routing number 063092770, which is assigned to FirstAtlantic Bank. The items also display the name and address of a company in the top-left corner. The bank's name appears in the top-center area and a padlock icon is shown in the lower-right corner. Authentic official checks display a security statement within the top and bottom borders. The bank's logo, name and address appear in the top-left corner. The words "OFFICIAL CHECK" appear above the signature line.
FirstBank (1stBank) of Colorado, Lakewood, CO
Contact: Centralized Fraud Department
Telephone: (303) 231-2070
Fax: (303) 235-1041
Counterfeit Cashier's Checks
SA-68-2009

May 28, 2009
The counterfeit items display the routing number 107005047, which is assigned to FirstBank of Colorado. The items are similar to authentic cashier's checks; however, they display a security feature statement embedded in the top border and along the bottom border between two padlocks. Authentic checks display ornate top and bottom left corners. A padlock icon and vertical security statement appear within the right border. A security feature statement is centered in the middle below the written dollar amount.
FirstBank (1stBank) of Northern Colorado, Fort Collins, CO
Contact: Centralized Fraud Department
Telephone: (303) 231-2070
Fax: (303) 235-1041
Counterfeit Cashier's Checks
SA-67-2009

May 28, 2009
The counterfeit items display the routing number 107006305, which is assigned to FirstBank of Northern Colorado. The items are similar to authentic cashier's checks; however, they display a security feature statement embedded in the top border and along the bottom border between two padlocks. Authentic checks display a three-sided ornate border and a holographic foil title in the top center. A security feature statement is centered in the middle below the written dollar amount. A padlock icon and vertical security statement also appear within the right border.
FirstBank of Parker (also known as 1STBank),
Parker, CO
Contact: Kelyn Naughton
Telephone: (303) 235-1492
Fax: (303) 235-1046
Counterfeit Cashier's Checks
SA-294-2006

October 16, 2006
The counterfeit items display the routing number 107006512, which is assigned to FirstBank of Parker. The counterfeit items are dissimilar to authentic checks and display the following statement embedded within the top border: "THIS DOCUMENT HAS A COLORED BACKGROUND AND MICROPRINTING. THE REVERSE SIDE OF THIS DOCUMENT INCLUDES AN ARTIFICIAL WATERMARK." The counterfeit items are printed on green VersaCheck® stock.

Authentic checks include ornate scroll borders. The following statement and telephone number are centered near the top of the checks directly below the bank name: "24 HOUR BANKING (303) 237-5000." Additionally, the following statement appears below the dollars amount line: "This document has a multi-color background, a micro-print signature line, and a holographic foil title; absence of these features will indicate a copy."
Firstbank - West Branch
West Branch, Michigan
Contact: Ms. Marie Wilkins
Telephone: (989) 345-7900
FAX: (989) 343-6428
Counterfeit Cashier's Checks
SA-21-2003

May 14, 2003
Counterfeit cashier's checks drawn on the Firstbank - West Branch, West Branch, Michigan, and payable through Huntington National Bank, are in circulation. The items bear Firstbank - West Branch's routing number of 044015543. The reported counterfeit items appear to be indistinguishable from the bank's official instruments.
First Bank
Troy, NC

Contact:
Tom Clay
Telephone: (910) 572-3037, extension 225 or Toll Free: (866) 493-2265
Fax: (910) 572-3295

Counterfeit Official Checks


SA-126-2009
August 13, 2009
The counterfeit items display the routing number 053104568, which is assigned to First Bank. The items are markedly dissimilar to authentic official checks. The counterfeit items are light green with a diamond background and dark green border. A security feature statement is embedded in the top border and along the bottom border between two padlock icons. "Authorized Signature" appears below the signature line on the left side of the line. Authentic official checks are light green with an ornate scroll on the left border. The top and bottom borders are dark green. The right border contains a vertical security statement and padlock icon. "Authorized Signature" appears below the signature line on the right side of the line.
First Bank
Creve Coeur, MO

Contact:
Gail Williams
Telephone: (314) 592-6851
Fax: (314) 592-6884

Counterfeit Checks


SA-28-2009
February 18, 2009
The counterfeit items display the routing number 113000939, which is assigned to First Bank. The items are nearly identical to authentic checks issued by the bank. However, the counterfeit items display a darkened top border with rounded corners, while authentic checks display a darkened top border with squared edges.
First Bank
Austin, Texas

Contact:
Sally Galindo
Telephone: (707) 678-3041
Fax: (707) 678-9734

Counterfeit Cashier's Checks


SA-161-2006
June 6, 2006
The counterfeit items include the routing number 121105156, which is assigned to First Northern Bank of Dixon. The counterfeit items are dissimilar to authentic checks in style. The counterfeit items display a "1" superimposed on top of a map of the United States, encircled by a globe. "First Bank" appears to the right of the globe logo, in the top-center portion of the item. Printed directly below the bank name is the location "Austin, Texas."

Authentic cashier's checks display "FIRST NORTHERN BANK" in the top-center portion of the check. Beneath the bank name, "OF DIXON" appears in a small font, and the bank's address is printed on the next two lines.
First Bank
Ketchikan, Alaska

Contact:
Cindy Balzer
Telephone: (907) 228-4206
Fax: (907) 228-4428

Counterfeit Cashier's Checks


SA-52-2006
March 6, 2006
The counterfeit items display the routing number 125200044, which is assigned to First Bank, Ketchikan, Alaska. However, the counterfeit items state they are drawn on First Bank, Austin, Texas, and are issued by Accelerated Payment Systems, Inc., Mesa, Arizona. They display the wording "CASHIER'S CHECK" across the left border of the item and a logo of a "1" superimposed on top of a map of the United States, encircled in a globe. Authentic cashier's checks display the logo consisting of a large "1" to the left of the bank's name and address.
First Bank
Creve Coeur, Missouri

Contact:
Ms. Gail Williams
Telephone: (314) 592-6851

Counterfeit Cashier's Checks


SA-17-2004
March 3, 2004
The counterfeit instruments are drawn upon the bank's account at Citibank, N.A., New York, New York; however, the correct routing number of 022000868 is not displayed. In addition, "Official Check" is printed in the lower left-hand corner of the authentic checks, while in the counterfeit items, "Cashier's Check" is printed in the upper middle portion of the check.
First Bank & Trust, N.A.
Canton, SD

Contact:
OCC
Fax: (202) 874-5214

Counterfeit Cashier's Checks/Fictitious Business Checks


Alert 2006-24
May 10, 2006
The above-named bank has reported that one group of counterfeit checks and one group of fictitious business checks issued in the bank's name, using a correct routing number of 091400606 and a correct account number are being presented nationwide for payment.
First Bank and Trust
Lebanon, VA

Contact:
Christopher D. Chalkley
Phone: (276) 623-2323. Ext. 211
Fax: (276) 623-2361
Counterfeit Cashier's Checks


SA-125-2007
May 11, 2007
The counterfeit items display the routing number 051404464, which is assigned to The First Bank and Trust Company. Centered below the top border are the bank's logo, name and address. Security feature descriptions are embedded within the top border. All of the borders have rounded corners. An "AUTHORIZED SIGNATURE" line is printed above the lower-right corner. Authentic checks are printed on multi-colored check stock. Centered below the top border are the bank's logo, name, address and telephone number.
First Bank and Trust
New Orleans, LA

Contact:
Earleen Boisdore
Telephone: (504) 584-5781
Fax: (504) 584-5902
Counterfeit Cashier's Checks


SA-47-2005
April 27, 2005
The counterfeit items display the proper routing number of 065002289, which is the routing number for First Bank and Trust. The counterfeit items and authentic checks are dissimilar. The authentic cashier's check has the wording "Cashier's Check" on the bottom-left corner, and two signature lines with the wording "Two Signatures Required over $5,000.00." The counterfeit item has the wording "Cashier's Check" centered at the top, and a single signature line with no text.
First Bank of Canyon Creek
Richardson, Texas

Contact:
Pat Johnson
Telephone: (972) 470-4001

Counterfeit Cashier's Checks


SA-12-2005
February 11, 2005
Counterfeit items display the proper routing number of 111924305 for First National Bank of Crockett. The counterfeit items appear similar to authentic checks; however, authentic cashier's checks provide a telephone number for the institution under the bank logo in the upper left-hand corner of the check. Additionally, counterfeit items denote security features within a thin dark border across the top of the checks and underneath the signature line.
First Bank of Conroe NA
Conroe, Texas

Contact:
Tim Hinz
Telephone: (936) 523-1311
Fax: (936) 523-1317
Counterfeit Cashier's Checks


SA-124-2005
September 19, 2005
The counterfeit items display the proper routing number of 113114647 for First Bank of Conroe, National Association. The counterfeit items and the authentic checks are similar. However, the counterfeit items are white with a blue diamond background, while authentic checks have a solid blue background.
First Bank of Indiantown
Indiantown, Florida

Contact:
J. D. St. Clergy
Telephone: (772) 597-2181
Fax: (772) 597-4159
Missing, Lost or Stolen Cashier's Checks


SA-169-2006
June 23, 2006
The serial numbers on the reported cashier's checks are: 87801 through 87850, and 88201 through 88350, for a total of 200 cashier's checks.
First Bank of Jacksonville
Jacksonville, FL

Contact:
Margaret O. Saoud
Telephone: (904) 262-1849
Fax: (904) 262-5413
Counterfeit Cashier's Checks


SA-96-2010
July 15, 2010
First Bank of Jacksonville does not issue cashier's checks; however, it does issue official checks. The counterfeit items display the routing number 063013597, which is assigned to First Bank of Jacksonville. The items have ornate borders and display the words "1ST BANK" and "24 HOUR BANKING" in the top-center area. The words "CASHIER'S CHECK" and a "Notice to Purchaser" appear in the lower-left corner. One signature line appears in the lower-right corner.

Authentic official checks are light blue and white. The checks have top and side borders with security statements embedded within. The words "First Bank" and the bank's logo are displayed in the top center. The words "OFFICIAL CHECK" are displayed in the lower-left corner. Two signature lines appear in the lower-right corner under the restrictive feature statement "TWO SIGNATURES ARE REQUIRED FOR AMOUNTS OVER $2,500.00."
First Bank of Northern Kentucky, Inc.
Ft. Mitchell, KY

Contact:
Mr. Stacey Dickerson
Telephone: (859) 426-2234
Fax: (859) 578-7486
Counterfeit Official Checks


SA-325-2006
December 5, 2006
The counterfeit items display the routing number 042102254, which is assigned to First Bank of Northern Kentucky, Inc. They also display the words "OFFICIAL CHECK" in the top center below the words "VOID AFTER 12 MONTHS." The bank's name and address appear in the top-left corner; however, the bank's name is misspelled. A description of security features is embedded in the top border. Authentic checks display the bank's logo, name and address in the upper left corner. The words "OFFICIAL CHECK" are displayed in the top center above the statement "VOID AFTER 12 MONTHS" in parenthesis.
First Bank of Owasso
Owasso, KY

Contact:
Amy Scoggins
Telephone: (918) 272-8917
Fax: (918) 272-8219
Counterfeit Cashier's Checks


SA-39-2008
February 19, 2008
The items are reportedly associated with a mystery shopping scam. The counterfeit items display the routing number 103112853, which is assigned to First Bank of Owasso, but are markedly dissimilar to authentic cashier's checks. The counterfeit items display a security feature statement embedded in the top border and along the bottom border between two padlocks. The words "CASHIER'S CHECK" and an indemnity bond statement are in the top center. The bank's logo ("First.") and name are shown in white print inside a darkened rectangle in the top-left corner. The bank's name, the statement "Payable Through First Bank of Owasso, Owasso, OK" and a telephone number ("1-866-504-3141"), which is not associated with the bank, appear below the darkened rectangle on the left side. The word "REMITTER" appears in the lower-left corner.

Authentic cashier's checks have ornate borders. The words "CASHIER'S CHECK" and a "NOTICE TO CUSTOMERS" regarding an indemnity bond appear in the lower-left corner. The bank's logo, name, slogan "The bank you can believe in" and location are in the top center. Displayed in the right border is a security padlock between two vertical security statements. "OFFICIAL COUNTERSIGNATURE REQUIRED IF ISSUED FOR $10,000.00 OR OVER" and "AUTHORIZED OFFICER" appear above two signature lines in the lower-right corner.
First Bank of San Luis Obispo Pacific Capital Bank, N.A.
San Luis Obispo, California

Contact:
Holly Mislavsky
Telephone: (805) 783-5125
Fax: (805) 544-2217

Counterfeit Cashier's Checks


SA-53-2006
March 9, 2006
The counterfeit items display the routing number 122238077, which is assigned to First Bank of San Luis Obispo, and are printed on blue check stock, which has a security strip in the top border. The following statement is embedded in that border: "THE FACE OF THIS DOCUMENT HAS A BLUE CHECK BACKGROUND ON WHITE PAPER AND A VOID PANTOGRAPH WITH A BLUE SECURITY STRIP IN CENTER." In addition, the wording "CASHIER'S CHECK" appears along the left border of the item. The bank's name, "First Bank, San Luis, California," appears in the center of the item, with a fictitious bank logo to the left. The fictitious logo is the number "1" embedded in a map of the United States, encircled by a globe. The wording "TO THE ORDER OF" appears in the lower-left corner of the item.

Authentic cashier's checks display the bank's logo of a bird flying across an ocean view in the top-center portion of the check. Directly below the logo is printed: "FIRST BANK OF SAN LUIS OBISPO, PO BOX 1249, 995 Higuera Street, San Luis Obispo, CA 93406, Tel: (805) 541-6100 -Fax (805) 544-2217." The dollar amount is embossed on the check and is followed by the statement: "This document has a micro-print signature line, watermark and a thermochromic icon; Absence of these features will indicate a copy." The wording "CASHIER'S CHECK" is displayed in the lower-left portion of the check.
First Bank Richmond, N.A.
Richmond, IN

Contact:
Brian K. Robinson
Telephone: (765) 962-2581, Extension 272
Fax: (765) 962-0538

Counterfeit Cashier's Checks


SA-140-2010
December 8, 2010
First Bank Richmond, N.A. does not issue cashier's checks; however, it does issue official checks. The counterfeit items display the routing number 274970791, which is assigned to First Bank Richmond, N.A. The items are very similar to authentic official checks; however, they display the words "CASHIER'S CHECK" near the top-right corner. Authentic checks display the words "OFFICIAL CHECK" near the top-right corner.
Firstbank — Alma
Alma, MI

Contact:
Dianne Stilson
Telephone: (989) 352-7272, extension 2209
Fax: (989) 352-7809

Counterfeit Cashier's Checks


SA-104-2008
May 13, 2008
The items are reportedly associated with a fraudulent "class action settlement" scam and are accompanied by a letter purportedly from Bergman, Kutinsky Law Group with addresses shown in Michigan and Canada. The counterfeit items display the routing number 096016765, which is assigned to U.S. Bank, Saint Paul, Minnesota. Firstbank - Alma issues its cashier's checks through U.S. Bank. The counterfeit items are similar to authentic cashier's checks.

Authentic cashier's checks have a double-lined border and burgundy lettering. The bank's logo (one white diamond between two burgundy diamonds) appears as a watermark in the middle and on the back. The following security statements are displayed below the top border: "THIS DOCUMENT HAS AN ARTIFICIAL WATERMARK PRINTED ON THE BACK. THE FRONT OF THE DOCUMENT HAS A MICRO-PRINT SIGNATURE LINE. ABSENCE OF THESE FEATURES WILL INDICATE A COPY. The phrase "VOID AFTER 90 DAYS" is centered just above the bottom border.
First California Bank
Westlake Village, California

Contact:
Penny Stewart
Telephone: (805) 437-4302
Fax: (805) 312-6247
E-mail: PStewart@FCBank.com

Counterfeit Cashier's Checks


SA-13-2011
March 2, 2011
The counterfeit items display the routing number 322271724, which is assigned to Citibank, FSB, New Castle, Delaware. The items are dissimilar to authentic cashier's checks and, when copied, have a "VOID" background. A security feature statement is embedded within a darkened top border and along the bottom border between two padlocks. The words "CASHIERS CHECK" are in the top-left corner and the bank's name and an address, not associated with the bank, are in the top center area.

Authentic cashier's checks display the routing number 122237308, which is assigned to First California Bank. A security feature statement is centered below the written dollar amount line. The bank's logo, name and address are in the top-left corner. A dark vertical stripe is along the left border and a padlock and vertical security statement are at the end of the written dollar amount line. An indemnity bond statement is in the top center. The words "Cashier's Check" are written in a cursive font in the lower-left corner.
First Century Bank, National Association
Bluefield, WV

Contact:
Matthew W. Barnett
Phone: (304)
Fax: (304) 324-3256,

Official Checks


SA-37-2008
August 21, 2008
The above-named bank has reported that fictitious official checks, issued in the bank's name and using a correct routing number of 051500601, are being presented nationwide for payment in connection with a variety of international up-front fee scams. These items are fictitious, as First Century Bank, N.A., does not issue official checks. Checks presented to date have been made payable in varying large dollar amounts and have included a remitter name of "0506/Mill Bore Engineering Inc." or "0506/David Emerson." The fictitious items contain a telephone number of "1-888-843-0662," which is not associated with First Century Bank, N.A.

The checks may be distributed as part of various Internet purchase payments in addition to legal representation payments to attorneys, who have seemingly been retained to collect funds from third parties for their "client." Correspondence accompanying the checks may include one of the following letterheads:
  • David Emerson, Corporate Server, 28 Helene Street, Mississauga, Ont L5G387
  • Jane McKenzie, MBEI International Services, Mill Bore Engineering Inc., 115 Dodge Avenue, Stratford, CT 06615-7303
  • Ivan Pateya, MBE - Mill Bore Engineering, 115 Dodge Avenue, Stratford, CT 06615-7303, Phone: 888-203-7608, 203-516-2215, Fax: 206-339-4024
  • Mr. Roman Hidotashi, Hidotashi Consultants, 33-35 Queen Square, BS1 7LU, London, UK Li>Dr. Lee Song, Chipang Lee Song Manufacturing Company, 2-1-11, Showamachi, Kika-ku, Tokyo, Japan, 114-8516
First Century Bank, National Association
Bluefield, WV

Contact:
Cathy Laxton
Phone: (304) 324-3281
Fax: (304) 324-3309

Counterfeit Cashier's Checks


SA-173-2007
July 2, 2007
The counterfeit items display the routing number 051500601, which is assigned to First Century Bank, National Association, but are markedly dissimilar to authentic cashier's checks. The counterfeit items display the following security feature description within the top border: "THIS DOCUMENT HAS A GRADUATED BACKGROUND, DARK TO LIGHT. THE REVERSE SIDE INCLUDES AN ARTIFICIAL WATERMARK." The words "CASHIER'S CHECK" appear inside a rectangle in the top center. An unassociated logo containing a boxed "1" and "st Century Bank" appear on the left side. "First Century Bank, 500 FEDERAL & 525 FEDERAL STS, BLUEFILED, WV 24701"appears in the top-left corner. The date is inside of a box in the top-right corner. "DRAWER:" appears in the lower-left corner.

Authentic checks display "CASHIER'S CHECK" in the lower-left corner. The bank's logo (which consists of "CB" and a clustered center of "1's"), "FIRST CENTURY BANK, NA," city, state and zip code appear in the top center. The following security statement appears below the printed dollar amount: "THIS DOCUMENT HAS A MICRO-PRINT SIGNATURE LINE, WATERMARK AND A THERMOCHROMIC ICON, ABSENCE OF THESE FEATURES WILL INDICATE A COPY." The words "PURCHASED BY" appear in the upper-left corner. A padlock icon is displayed on the right side of the written dollar amount line.
First Century Bank,
Tazewell, TN

Contact:
Joyce Love
Phone: (423) 626-7261, Extension 2125
Fax: (423) 626-1773

Counterfeit Cashier's Checks


SA-103-2007
April 25, 2007
The counterfeit items display the routing number 064204774, which is assigned to First Century Bank, and are dissimilar to authentic checks. The counterfeit items are printed on burgundy-colored check stock with a marbled background. The bank's name and logo are printed in black and centered below the top border. Security feature descriptions are embedded within the top and bottom borders, which have rounded corners. Printed in the lower-right corner is a telephone number, which is not associated with the bank. Directly above the telephone number is the statement "TWO SIGNATURES REQUIRED OVER $25,000.00." Authentic checks are printed on gray paper with a patterned, basket-weave background. The bank's name and logo are printed in red and centered below the top border. "TENNESSEE BANK SUPPLY" is printed vertically along the left side.
First Chicago Bank & Trust,
Itasca, IL,

Contact:
Raymond Wengel
Phone: (630) 250-9500
Fax: (630) 250-0935

Counterfeit Cashier's Checks


SA-150-2010
December 22, 2010
The counterfeit items display the routing number 271070953, which is assigned to First Chicago Bank & Trust. The items are similar to authentic cashier's checks; however, they display a security feature statement embedded within a darkened top border. Authentic cashier's checks display the bank's telephone number below the address.
First Chicago Bank & Trust,
Itasca, IL,

Contact:
Raymond Wengel
Phone:(630) 250-9500
Fax: (630) 250-0935

Counterfeit Official Checks


SA-24-2007
January 25, 2008
First Chicago Bank & Trust does not issue official checks; however, it does issue cashier's checks. The counterfeit items display the routing number 001121507, which is not a valid routing number. The items are markedly dissimilar to the bank's authentic cashier's checks. The counterfeit items are aqua in color and have a swirl-design background with blue borders. The statement "THE AMOUNT OF THIS CHECK WILL BE SUBJECT TO SERVICE CHARGES AS SPECIFIED IN THE BANKS SCHEDULE OF CHARGES IF NOT PRESENTED FOR PAYMENT WITHIN ONE OF THE DATE OF ISSUANCE" is printed below the bank's name and address in the top-left corner. A security feature statement is embedded in a darkened top border. The words "OFFICIAL CHECK" are in the top center. A rectangle containing the phrase "FOR OR PURCHASER" appears in the top-right corner. The statement "VOID AFTER 180 DAYS" is printed below the written dollar amount line. "AUTHORIZED SIGNATURE" and "COUNTER SIGNATURE" are printed below two signature lines, respectively, in the bottom-right corner.

Authentic cashier's checks display the routing number 271070953, which is assigned to First Chicago Bank & Trust. They are light gray in color and have a dash-design border on all sides. A Roman column logo is shown to the left of the bank's name, address and telephone number in the top-left corner. The statement "VOID AFTER 1 YEAR" and the words "CASHIERS CHECK" are shown near the top-right corner. The statement "TWO SIGNATURES REQUIRED FOR AMOUNT OF $100,000 OR GREATER" is printed above two signature lines in the bottom-right corner.
First Citizens National Bank
Mansfield, Pennsylvania

Contact:
Ms. Joanne Marvin
Telephone: (570) 662-0421
FAX: (570) 662-0485

Counterfeit Cashier's Checks


SA-70-2003
October 29, 2003
The counterfeit instruments appear to be altered copies of an authentic check, and the bank's routing number of 031309589 is displayed. However, the counterfeit check has a less pronounced bank logo, and a small security icon is missing from the upper left corner. In addition, the layout of the counterfeit item is significantly compressed.
First Citizens National Bank
Mansfield, PA

Contact: Renee Davis
Phone 570-662-0426

Counterfeit Cashier's Checks



October 17, 2003
Description: (Counterfeit) Cashier's Check 054262
Remitter - David Soi
Payee - Kenya Airways
Date - October 6, 2003
Amount - $7,800. How to spot the fake - It was heavier paper
If you know FCNB's logo the "F" and "C" are not wide or tall enough, and "National Bank" is too tall
The serial number in the upper right is in very large size type
Payee = Kenya Airways
The counterfeit instruments include the bank's routing number of 031309589, but the MICR line was merely printed with regular ink.
First-Citizens Bank & Trust Company
Columbia, SC

Contact:
Mr. Brad McFarland
Telephone: (803) 733-2760
Fax: (803) 733-2098

Counterfeit Cashier's Checks


SA-55-2005
May 20, 2005
The counterfeit items display the proper routing number of 053201487, which is the routing number for First Citizens Bank and Trust Company, Inc. The counterfeit items and the authentic checks are dissimilar. Authentic cashier's checks are issued on blue pre-printed, secure paper stock, have a decorative gold or burgundy border and do not have a telephone number on the check. The counterfeit items are printed on blue computer check stock, have a thin blue border at the top of the check, and display the telephone number 1-888-225-3873, which is not associated with First Citizens Bank and Trust Company.
First-Citizens Bank & Trust Company
Greenville, North Carolina

Contact:
Mr. Charles E. Davis
Telephone: (252) 321-6411
Fax: (252) 493-7185

Counterfeit Cashier's Checks


SA-22-2004
March 23, 2004
The counterfeit instruments are drawn upon the bank and display the bank's proper routing number of 053100300. The counterfeit checks resemble the bank's genuine checks; however, the counterfeit checks display "Branch No. 089" and "s&w" in the upper-right corner.
First-Citizens Bank & Trust Company, Inc.
Columbia, South Carolina

Contact:
Kathy M. Houston
Telephone: (803) 733-2760
Fax: (803) 733-2098

Counterfeit Cashier's Checks


SA-254-2007
September 14, 2007
The counterfeit items display the routing number 053201487, which is assigned to First Citizens Bank and Trust Company, Inc. The items also display the following statement embedded within the top border: "THE FACE OF THIS DOCUMENT IS PRINTED BLUE – THE BACK CONTAINS A SIMULATED WATERMARK." A security padlock is printed blue in the lower-right corner. "Quality Pre Owned Homes" appears below the bank's name and "Member FDIC" appears in the top-left corner. Authentic checks have the following statements embedded within the top border: "PRINTED WITH A BLUE BACKGROUND ON WHITE PAPER- THE BACK OF THIS CHECK HAS AN ARTIFICIAL WATERMARK. HOLD AT AN ANGLE TO VIEW."
First Collinsville Bank, Collinsville, Illinois


Contact:
Jodie Gibbs
Telephone: (618) 346-9000

Counterfeit Cashier's Checks


SA-69-2004
September 28, 2004
The counterfeit items display the proper routing number of 081025198 for First Collinsville Bank. The counterfeit items and the authentic checks are similar. However, authentic cashier's checks are printed on a green check paper stock and have a small rope border. The counterfeit items are printed on blue, green, and brown check paper stock, with a dark border across the top describing the security features of the check.
First Commerce Bank
Corpus Christi, Texas

Contact:
Mr. Emmett Harris
Telephone: (361) 850-6800
FAX: (361) 850-6865

Counterfeit Cashier's Checks


SA-70-2003
October 29, 2003
The counterfeit checks display the bank's routing number of 051900353, and the layout closely resembles that of the authentic cashier's checks. However, the printed font on the counterfeit item is smaller than that of an authentic cashier's check, and the paper quality is different from an authentic item.
First Commercial Bank of Florida, Orlando, Florida


Contact:
Paula Castleberry
Telephone: (407) 872-3889, Ext. 311

Counterfeit Cashier's Checks


SA-49-2004
August 9, 2004
The counterfeit items display the proper routing number of 063114603; however, the fraudulent instruments are markedly dissimilar to authentic bank checks. Counterfeit items display the bank name in the upper left corner of the check, but without the bank logo "1st." Counterfeit items also include the wording "Cashier's Check" located at the top in the center of the check with "Void After 90 Days" displayed below. Authentic cashier's checks display the bank logo in the upper-left corner of the check and include the wording "Official Check" beneath the legal amount line.
First Commercial Bank, N.A.
Seguin, Texas

Contact:
Mr. Kelly Goulart
Telephone: (830) 379-0380, ext. 2251
FAX: (830) 379-4030

Counterfeit Cashier's Checks


SA-65-2003
October 17, 2003
The counterfeit instruments utilize the bank's routing number of 114912220 and are reported to be almost exact copies of the bank's genuine cashier's checks. As of October 1, 2003, the bank began utilizing cashier's checks that include a gold foil security strip across the top.
First Commonwealth Bank
Indiana, PA

Contact:
Michael Dovicsak
Telephone: (724) 349-1079
Fax: (724) 463-5589

Counterfeit Money Orders


SA-239-2006
August 23, 2006
The counterfeit items display the routing number 043306826, which is assigned to First Commonwealth Bank, and are similar to authentic money orders issued by the bank. The counterfeit items have a sequence number printed in red ink in the top-right corner. The counterfeit items are printed on dark grey paper, and the word "VOID" appears lightly in the background. Authentic money orders have a sequence number printed in burgundy in the top right-corner. The money orders are printed on light grey paper.
First Commonwealth Bank
Indiana, PA

Contact:
Michael Dovicsak
Telephone: (724) 349-1079
Fax: (724) 463-5589

Counterfeit Official and Cashier's Checks


SA-206-2006
July 27, 2006
The counterfeit items display the routing number 043306826, which is assigned to First Commonwealth Bank, and either "OFFICIAL CHECK" or "CASHIER'S CHECK" in the top-right portion of the item. The check numbers are printed in black ink and appear in the top-right corner. Security wording is embedded in the top border.

Authentic checks display a horizontal line near the top of the check, with the following security wording centered in the line: "This Document Contains a Watermark – Hold At An Angle To View." A padlock symbol is shown on the right side of the check beneath the dollar amount line. To the right of the padlock symbol appears the following wording: "Security features included. Details on back."
First Community Bank, N.A.
Bluefield, VA

Contact:
Timothy D. Velie
Telephone: (304) 325-2784
Fax: (304) 325-2794

Counterfeit Cahsier's Checks


SA-129-2007
May 11, 2007
The counterfeit items display the routing number 053000196, which is not assigned to First Community Bank. The items include the bank's name and a Winston-Salem address in the top- left corner. "CASHIER'S CHECK" is centered below the top border. Authentic checks are printed on blue check stock and display the bank's logo, name and slogan in the top-left corner. "OFFICIAL CHECK" is embedded in a rectangular box within the top border. The top and side borders have an ornate scroll design. Security feature descriptions are printed directly below the top border. A padlock security symbol appears on the right side. "Issued by Integrated Payment Systems, Inc., Englewood, Colorado" and "Wells Fargo Bank Ltd., Los Angeles, California" are printed in the lower-left corner.
First Community Bank, National Association
Lexington, South Carolina

Contact:
Debbie Estes
Telephone: (803) 951-0534
Fax: (803) 951-1632

Counterfeit Checks


SA-191-2007
July 5, 2007
The counterfeit items display the routing number 061119558, which is assigned to Atlantic Southern Bank, Macon, Georgia, and are markedly dissimilar to authentic official checks. The counterfeit items display a security feature statement within the top and bottom borders. The bank's logo, name, city, state and a telephone number ("1-888-333-4883"), which is not associated with the bank, appear near the upper-left corner. A padlock icon appears within the right border. Two signature lines are displayed in the lower-right corner. The word "Remitter" appears near the lower-left corner. The counterfeit items are blue in color.
First Community Bank
Chatom, Alabama

Contact:
Patrick Hoffman
Telephone: (251) 866-7327
Fax: (251) 866-9458

Counterfeit Official Checks


SA-102-2006
April 13, 2006
The counterfeit items display the routing number 096016765, which is assigned to US Bank, St. Paul, Minnesota. First Community Bank issues official checks through US Bank, St. Paul, Minnesota. The counterfeit items also display a logo of a building between the words "FIRST" and "COMMUNITY" in the top-center portion of the item. Security wording is embedded in the top border.

Authentic official checks display a logo consisting of computerized people standing in front of a pine tree between the words "FIRST" and "COMMUNITY." Authentic official checks also display security wording along the top of the check, which is not embedded in the border.
First Community Bank of Crawford County
Van Buren, AR

Contact:
Rex Woods
Telephone: (479) 471-5400
Fax: (479) 471-5404

Stolen Cashier's Checks, Money Orders and Temporary Checks


SA-194-2007
July 16, 2007
Stolen cashier's checks, money orders and temporary checks bearing the institution's name are in circulation. The stolen cashier's checks are numbered from 10253 to 10300 and are yellow. The stolen money orders are numbered from 001429 to 011499 and are blue. The temporary checks display account numbers ranging from 7000111 to 7000421 and have a global crest watermark in the center. All of these items display the routing number 082908748, which is assigned to First Community Bank of Crawford County. These items were stolen during a bank robbery on July 1, 2007.
First Community Bank of East Tennessee
Rogersville, Tennessee

Contact:
Mr. Matthew Branham
Telephone: (423) 272-5800
Fax: (423) 723-1029
Counterfeit Checks


SA-136-2010
October 6, 2010
The counterfeit items display the routing number 064204075, which is assigned to First Community Bank of East Tennessee. The items display a security feature statement embedded within a darkened top border. The word "Memo" is displayed in the lower-left corner and one signature line is displayed in the lower-right corner. First Community Bank issues cashier's checks, and authentic cashier's checks display a vertical security feature statement and padlock icon within the right border. They display a "NOTICE" statement and the word "REMITTER" in the top-left corner. The words "Cashiers Check" appear in the top-right corner. Two signature lines appear in the lower-right corner.
First Community Bank of East Tennessee
Rogersville, Tennessee

Contact:
Mr. Matthew Branham
Telephone: (423) 272-5800

Counterfeit Cashier's Checks


SA-14-2004
March 3, 2004
The counterfeit instruments are drawn upon the bank and display the bank's routing number of 064204075. The counterfeit checks are very similar to the authentic official checks.
First Community Bank of Galena (Illinois, a branch of Apple River State Bank, Apple River, IL
Galena, IL

Contact:
David Wilmarth
Telephone: (815) 777-6300
Fax: (815) 777-6304
Counterfeit Cashier's Checks


SA-225-2004
August 17, 2006
The items are reportedly associated with merchandise sales over the Internet. The counterfeit items display the routing number 071108698, which is assigned to Galena State Bank & Trust Co., Galena, Illinois. Authentic cashier's checks display the proper routing number 071122247, which is assigned to Apple River State Bank. The counterfeit items display the words "CASHIER'S CHECK" in the top-center portion and the logo of First Community Bank of Galena in the upper-left corner. An address of "971 Gear Street," which is a branch location of Galena State Bank & Trust Co., is displayed in the lower-left corner, along with the telephone number "(815) 777-8800." This telephone number is First Community Bank of Galena's 24-hour banking service number. The statement "VOID AFTER 90 DAYS OF ISSUANCE" is located in the lower right above an "Authorized Signature" line. Authentic cashier's checks display a logo in the upper-left corner, with "P.O. Box 6006, Galena, IL 61036" printed to the right of the logo. "CASHIER'S CHECK" is displayed in the lower-left corner.
First County Bank
New Baden, IL

Contact:
Darlene Larsen
Telephone: (618) 346-9000
Fax: (618) 346-9051

Counterfeit Cashier's Checks


SA-16-2009
January 8, 2009
The counterfeit items display the routing number 081914856, which is assigned to First County Bank. The counterfeit items are similar to authentic cashier's checks; however, they are printed on blue, green and brown check stock and display a security feature statement along the bottom border between two padlock icons. Authentic cashier's checks are printed on grey check stock.
First Coweta Bank
Newnan, GA

Contact:
Cindy Gosdin
Telephone: (770) 251-4311

Counterfeit Expense Checks


SA-70-2005
June 28, 2005
The counterfeit items display the proper routing number of 061120437 for First Coweta Bank. The counterfeit items and the authentic checks are similar. However, authentic expense checks include the following wording at the bottom of the check: "WARNING: THIS DOCUMENT IS VOID IF ACCOUNT NUMBER DOES NOT APPEAR ON THE REVERSE SIDE IN RED."
First FarmBank
Greeley, CO

Contact:
Rich Thurley
Telephone: (970) 346-7907
Fax: (970) 304-0456

Counterfeit Cashier's Checks


SA-244-2007
August 30, 2007
The counterfeit items display the routing number 107007210, which is assigned to First FarmBank. The items are markedly dissimilar to authentic cashier's checks and display the bank's name with spacing between "FARM" and "BANK." The counterfeit items have security feature statements embedded in the borders and a security padlock icon embedded in the right border. The words "CASHIER'S CHECK" appear in the top center. The bank's logo and name (repeated twice), city, state and a toll-free telephone number ("1-888-658-8546"), which is not associated with the bank, are displayed in the top-left corner. The bank's name is repeated as "DRAWER" in the top-right corner and after the word "for" below the written dollar amount line. Two signature lines preceded by the word "PER" appear on the right side. "Signing Officer" is printed below each signature line. The word "REMITTER" is also displayed in the lower-right corner. The counterfeit items are brown and have a "VOID" background when copied.

Authentic checks display the bank's logo, name ("FIRST FARMBANK"), street address, city, state and zip code in the top center. The words "CASHIER'S CHECK" and an indemnity bond statement are printed near the lower-left corner. The words "AUTHORIZED SIGNATURE" appear above one signature line in the lower-right corner. The word "REMITTER" is displayed above "PAY TO THE ORDER OF" on the left side. Authentic checks are beige.
First Farmers and Merchants Bank
Columbia, TN

Contact:
Glynis D. Smith
Telephone: (931) 380-8273
Fax: (931) 490-5923

Counterfeit Cashier's Checks


SA-187-2009
November 9, 2009
The counterfeit items display the routing number 064108113, which is assigned to First Farmers and Merchants Bank. The items are similar to authentic cashier's checks; however, they display a security feature statement embedded within a darkened top border. Authentic checks are green and display a padlock icon and security statement embedded vertically in the right border.
First Farmers Bank & Trust
Converse, IN

Contact:
Christy Williams
Telephone: (765) 472-2700
Fax: (765) 472-3738
E-mail: Christy.Williams@ffbt.com

Counterfeit Cashier's Checks


SA-153-2010
December 22, 2010
The counterfeit items display the routing number 061103056, which is assigned to Wachovia Bank, N.A., Buford, Georgia. First Farmers Bank and Trust Company issues its cashier's checks using a payable-through account at Wachovia Bank, N.A. The items are light tan and display a security feature statement embedded within a darkened top border and along the bottom border between two padlock icons. The phrase "AUTHORIZED SIGNATURE" is displayed below the signature line in the lower-right corner. Authentic checks are green and display a security feature statement below the top border. A padlock security icon appears below the right side of the written dollar amount line.
First Federal Bank, FSB, Kansas City, MO

Contact:
Krysia Gornicki
Telephone: (816) 245-4123
Fax: (816) 245-4247

Counterfeit Cashier's Checks


Special Alert 2010-132
September 15, 2010
The counterfeit items display the routing number 301071592, which is assigned to First Federal Bank, F.S.B. The items are markedly dissimilar to authentic cashier's checks. A border is shown on all four sides. A security feature statement is shown below the top border and vertically along the right side. The written dollar amount is contained within a rectangle. The word "MEMO" is in the lower-left corner. Authentic cashier's checks are blue and have the words "CASHIERS CHECK" centered inside a rectangle with rounded corners in the top-center area. The word "Remitter" and a "NOTICE TO CUSTOMERS" are in the lower-left corner. The words "Authorized Signature" appear below the signature line in the lower-right corner.
First Federal Bank, Harrison, AR

Contact:
Tammy Robinson
Telephone: (870) 365-8343 or (800) 345-2539, extension 8343
Fax: (870) 365-8340

Counterfeit Cashier's Checks


Special Alert 2008-19
January 14, 2008
The counterfeit items are reportedly associated with an Internet employment scam. The counterfeit items display the routing number 282970204, which is assigned to First Federal Bank. The items are nearly identical to authentic cashier's checks and both spell "CASHIERS CHECK" without an apostrophe. Authentic checks are light blue and, when copied, display a "VOID" background.
First Federal Bank, Lake City, FL

Contact:
Ashley Fieber
Telephone: (904) 398-7859, x3337

Counterfeit Cashier's Checks


Alert 2013-6
May 6, 2013
The above-named bank has reported that counterfeit cashier's checks issued in the bank's name and using a correct routing number of 263184488 are being presented for payment nationwide in connection with unknown scams.

The counterfeit checks do not resemble the bank's authentic items and may be identified by the following: Counterfeit items contain the incorrect bank names of either "First Federal Savings Bank of Florida" or "Federal State Savings Bank of Florida" in the upper-left corner of the instrument. The words "Cashiers Check" or "CASHIER'S CHECK" are located in the top-center portion of the checks, and the following security statement may be printed in the top border: "THIS CHECK IS VOID WITHOUT A GREEN BACKGROUND AND AN ARTIFICIAL WATERMAK ON THE BANK – HOLD AT ANGLE TO VIEW." The following statement appears beneath the signature line: "SIGNATURE AREA HAS A COLORED BACKGROUND – BORDER CONTAINS MICROPRINTING." Items presented to date contain serial numbers in the 152000 series and may contain remitter names of either Craig Brown or John Smith.
First Federal Bank of Florida, Lake City, FL

Contact:
Kathy Baird
Telephone: (386) 755-0600, extension 3174
Fax: (386) 754-7163

Counterfeit Cashier's Checks



August 22, 2008
The counterfeit items display the routing number 263184488, which is assigned to First Federal Bank of Florida. The items are similar to authentic cashier's checks; however, the counterfeit items display a security feature statement along the bottom border between two padlocks. Authentic checks display the words "REMITTER FFBF" in the lower-left corner of the check.
First Federal Bank of the Midwest, Defiance, OH

Contact:
Patricia A. Cooper
Telephone: (419) 782-5074
Fax: (419) 782-6573

Counterfeit Cashier's Checks



January 23, 2008
The counterfeit items display the routing number 241270861, which is assigned to First Federal Bank of the Midwest. The counterfeit items are very similar to authentic cashier's checks; however, they are light green and display the following security feature statements within the top border: "Front of document features colored background inside this high resolution border, micro-print signature, outside of border. Back of document has border and white background. 'Security Screent' a micro-print line and artificial watermarks."

Authentic checks are greenish blue and display the following security feature statements in the top border: "Front of document features colored background inside this high resolution border and a white band outside of border. Back of document has grey printing on a white background. 'Security Document' is micro-printed in bottom border and 'Authorized Signature' in signature line."
First Federal Bank of Ohio, Galion, OH

Contact:
David B. Beach
Telephone: (419) 468-1518
Counterfeit Official Checks



June 14, 2010
The counterfeit items display the routing number 241271041, which is assigned to First Federal Savings and Loan Association, Galion, Ohio. The items are markedly dissimilar to authentic checks. A security feature statement is embedded in a darkened top border with rounded corners. The words "OFFICIAL CHECK" are top-centered above the bank's name and logo. The bank's name also appears in the top-left corner, along with a street address and a telephone number, which is not associated with the bank. The written amount appears in a box that is displayed in the center of the items. One signature line appears in the lower-right corner and the word "Memo" appears in the lower-left corner.

Authentic cashier's checks are blue and display the routing number 042000314, which is assigned to Fifth Third Bank, Cincinnati, Ohio. First Federal Bank of Ohio issues its checks through an account held at Fifth Third Bank. A security feature statement appears below the top border. The bank's name, logo and office locations appear in the top-left corner. The checks display Fifth Third Bank as the "DRAWEE" in the top center area and First Federal Bank of Ohio as the "DRAWER" above two signature lines. The restrictive feature statements "VOID AFTER 90 DAYS" and "TWO SIGNATURES REQUIRED OVER $5,000.00" also appear above the signature lines in the lower-right corner.
First Federal Community Bank of Bucyrus,
Bucyrus, OH

Contact:
Lynn Brewer
Telephone: (419) 562-7055
Fax: (419) 562-5516

Counterfeit Cashier's Checks



February 25, 2008
The items are reportedly associated with a "secret shopper" scam. The counterfeit items display the routing number 241270233, which is assigned to First Federal Community Bank of Bucyrus. First Federal Community Bank of Bucyrus does not issue cashier's checks; however, it does issue official checks.

The counterfeit items display a security feature statement embedded in a darkened top border and along the bottom border between two padlocks. The words "CASHIER'S CHECK" appear in the top center. A toll-free telephone number ("1.888.360.9571"), which is not associated with the bank, is shown below "Bucyrus, OH" and next to the bank's logo and name in the top-left corner. "RE" and a "NOTICE TO CUSTOMERS" regarding an indemnity bond appear in the lower-left corner. The signature line is preceded by "PER," and "AUTHORIZED SIGNATURE" is shown below the signature line.

Authentic official checks are light blue with red check numbers. The bank's logo, name and branch locations (Bucyrus, New Washington, and Marysville) are in the top-left corner. The words "OFFICIAL CHECK" are centered within a royal blue band that spreads across the entire check. The words "REMITTER" and "ADDRESS" appear in the lower-left corner.
First Federal Savings & Loan Association of Charleston, Charleston, SC

Contact:
Robert C. Bailey
Telephone: (843) 529-5806
Fax: (843) 529-5449

Counterfeit Checks


SA-15-2009
January 8, 2009
The counterfeit items display the routing number 253271945, which is assigned to First Federal Savings and Loan Association of Charleston. The counterfeit items are similar to authentic official checks; however, they display the address "P.O. Box 113058" in the top center and a vertical security feature statement along the right side. Authentic checks display the address "P.O. Box 118068" in the top center. A security feature statement is displayed above the bank's name, city and state in the lower-left corner.
First Federal Savings & Loan Association of Charleston, Charleston, SC

Contact:
Robert C. Bailey
Telephone: (843) 529-5806

Counterfeit Cashier's Checks


SA-41-2005
April 8, 2004
The counterfeit items display the proper routing number of 253271945, which is the routing number for First Federal Savings & Loan Association of Charleston. The counterfeit items and the authentic checks are similar in appearance. However, authentic checks have a decorative border framing the check. Counterfeit items do not have this border. Additionally, counterfeit items underscore check information which is not displayed on authentic instruments.
First Federal Savings & Loan Association of Lakewood, Lakewood, OH

Contact:
Nicole Herttua
Telephone: (800) 966-7300, ext. 5635
Fax: (216) 529-2732

Counterfeit Cashier's Checks


Alert 2014-7
January 27, 2014
The above-named bank has reported that at least two different counterfeit cashier's checks issued in the name of First Federal Lakewood are being presented for payment nationwide in connection with a variety of internet scams, including but not limited to fictitious online auctions, job opportunities, lottery winnings, and beneficiary payments. While the counterfeit checks resemble the bank's authentic checks, counterfeit items may be identified by several traits: One of the following security statements may be located in the top border: "WARNING, THIS DOCUMENT HAS SECURITY FEATURES IN THE PAPER" or "THIS DOCUMENT HAS A COLORED BACKGROUND AND MICROPRINTING. THE REVERSE SIDE INCLUDES AN ARTIFICIAL WATERMARK."
  • The bank logo in the upper-left corner presents in a narrow black font.
  • The printing in the lower-left corner of the checks is not appropriately spaced, but rather garbled.
  • The reverse side of the checks may include the wording, "PLEASE ENDORSE HERE" in the top-left corner. The following statement is separated by the last line of the endorsement section: "DO NOT WRITE, STAMP, OR SIGN BELOW THIS LINE. RESERVED FOR FINANCIAL INSTITUTION."
  • A security feature box may also be included on the back of the counterfeit check followed by the language, "Federal Banking Act 1947 – Federal reserve Reg CC."
Counterfeit checks presented to date have been made payable in varying amounts, including $2,150, $9,860, and $35,000, although the lower amounts are more common. A remitter name of Bridge Sofia may also appear on the "Customer's Signature or Name" line.
First Federal Savings and Loan, Lorain, OH

Contact:
Lori Mihalek
Telephone: (440) 282-6338
Fax: (440) 282-4918

Counterfeit Cashier's Checks


Alert 2014-20
April 18, 2014
The above-named bank has reported that counterfeit cashier's checks using a correct routing number of 241271342 are being presented for payment nationwide in connection with various online auction and employment opportunity scams.
The counterfeit checks resemble the bank's authentic checks; however, the counterfeit items may be identified by the following traits on the front of the checks:
  • A padlock security icon and the words "Security Features Included. Details on Back" appear along the bottom border of the check.
  • The following security statement appears in the top border: "FOR SECURITY PURPOSES, THE FACE OF THIS DOCUMENT CONTAINS A COLORED BACKGROUND AND MICROPRINTING IN THE BORDER."
Counterfeit checks presented to date have been made payable in varying amounts from $1,984.70 to $2,450 and with the remitter name Jessica Meyer. The counterfeit checks presented have included the following address beside the bank's logo in the top-center portion of the check: "1840 E. Perry Street, Port Clinton, Ohio 43452." E-mail correspondence related to this scam has been generated by the following three individuals:
  • Bill Carlton, who uses these two e-mail addresses: [ohnelman@hotmail.com] and [itswell1477@live.com]. He has sent potential victims this telephone number: (520) 344-4579 for text messages.
  • Tionna and Hopkins Hoffman, who use the following e-mail address: [tionnahoffman10@att.net].
First Federal Savings Bank of Florida
Live Oak, Florida
Contact: Ms. Kathy Baird
Telephone: (386) 362-3433 Ext. 3174
Counterfeit Cashier's Checks
FDIC FIL-89-2002
August 12, 2002
The routing number on the counterfeit checks is 263184488.
First Federal Bank of North Florida, Palatka, FL
Contact: Pam Winkleman
Telephone: (386) 312-4899
Fax: (386) 325-3899
Counterfeit Cashier's Checks
SA-130-2009
August 13, 2009
The counterfeit items display the routing number 263170175, which is assigned to First Federal Bank of North Florida. The items are dissimilar to authentic cashier's checks. The counterfeit items are maroon and display a security feature statement centered within the top border and along the bottom border between two padlock icons. The bank's name appears in the top-left corner. Authentic cashier's checks display the bank's official logo on a multi-colored background. The checks also display a padlock icon and vertical security statement along the right border.
First Federal Savings and Loan Association,
Pascagoula, MS

Contact:
Patricia Williams
Telephone: (228) 762-4034
Fax: (228) 769-7105

Counterfeit Cashier's Checks


SA-146-2009
August 20, 2009
The financial institution does not issue cashier's checks; however, it issues official checks. The counterfeit items display a fictitious routing number, 265371121, which is not assigned to First Federal Savings and Loan. The items are light blue and display a security feature statement centered within the top border and along the bottom border between two padlock icons. The words "Cashier's Check" appear in the top-left corner. In the lower-left corner, a false logo appears to the left of the bank's name, city, state, and a toll-free telephone number, not associated with the bank. Authentic official checks display the routing number 011007092. The checks, which display the words "OFFICIAL CHECK" in the top center, are issued through MoneyGram Payment Systems, P.O. Box 9476, Minneapolis, Minnesota. The checks have a security feature within the top border. The bank's logo and name appear in the top-left corner.
First Federal Savings and Loan Association of Independence,
Independence, KS

Contact:
Cindi Alexander
Telephone: (620) 331-1660
Fax: (620) 331-1694

Counterfeit Checks


SA-177-2009
October 5, 2009
The counterfeit items display the routing number 301170817, which is not assigned to First Federal Savings and Loan. The items are markedly dissimilar to authentic checks. The items display the name "FIRST FEDERAL SAVINGS & LOAN ASSN" and a P.O. Box address in the top-left corner. Seven arrows appear before the words "PAY ONLY" on the left side of the items. The statement "VOID AFTER 6 MONTHS" appears on the right side. The words "PAY" and "TO THE ORDER OF" appear on two separate lines. The phrase "MEMBER OF FDIC" appears centered on the lower-portion of the items.

Authentic checks display the routing number 011007092, which is assigned to the Bank of New York Mellon, Everett, Massachusetts. First Federal Savings and Loan issues checks through a payable-through account at the Bank of New York Mellon. The checks have an ornate border with a security feature statement below the top border. The bank's logo, name and locations are displayed in the top-left corner. The statement "VOID AFTER 6 MONTHS" appears in the top center of the checks. The words "PAYABLE THROUGH BANK OF NEW YORK MELLON, EVERETT, MA" are displayed in the lower-left corner. The bank's name appears above the signature line in the lower-right corner.
First Federal Savings Bank of Twin Falls
Twin Falls, Idaho

Contact:
Trudi A. Nutile, CCBSO
Telephone: (208) 733-4222

Counterfeit Cashier's Checks


SA-77-2005
July 1, 2005
The counterfeit items display the proper routing number of 324170179 for First Federal Savings Bank of Twin Falls; however, the fraudulent items are markedly dissimilar to authentic bank checks. The layout, style and fonts are different. The counterfeit items are printed on several different check stocks; authentic cashier's checks are printed on light blue stock. The counterfeit items have the words "CASHIER'S CHECK" in large bold print in the lower-left portion of the item; for an authentic check, "CASHIER'S CHECK" is printed above the signature line.
First Fidelity Bank
Burke, South Dakota

Contact:
Randy Sachtjen
Telephone: (605) 775-2641
Fax: (605) 775-2250

Fraudulent Cashier's Checks


SA-91-2006
April 12, 2006
The fraudulent items display the routing number 091403865, which is assigned to First Fidelity Bank; however, First Fidelity Bank does not issue cashier's checks. The fraudulent items bear a logo and the bank's name in the top-left corner above the slogan "The Family Business Bank." Also, the fraudulent items include the bank's name, address and a telephone number, not associated with the bank, in the lower-left corner and the words "CASHIERS CHECK" in the top center.
First Financial Bank
El Dorado, AR

Contact:
Melissa Jerry
Telephone: (870) 863-7000 Fax: (870) 881-5395

Counterfeit Accounts Payable Checks


SA-103-2008
May 13, 2008
This check is reportedly associated with a lottery scam. The counterfeit items display the routing number 282970110, which is assigned to First Financial Bank. The counterfeit items are very similar to authentic account payable checks. However, counterfeit items display the bank's address as "P.O. Box 1764, El Dorado, Arkansas 71731-1764" in the top center.

Authentic account payable checks show the bank's correct address (P.O. Box 1754, El Dorado, Arkansas 71731-1754) in the top center. Additionally, authentic checks show the bank's telephone number (870-881-5251) below the address in the top center and the letters "MP" at the end of the signature line.
First Georgia Banking Company
Franklin, GA

Contact:
Mark A. Sailors
Telephone: (678) 839-6776
Fax: (678) 839-6828

Counterfeit Official Checks


SA-202-2007
August 3, 2007
The counterfeit items display the routing number 061120369, which is assigned to First Georgia Banking Company. The items display the bank's Carrollton Branch's street address ("100 Tom Reeve Drive") in the top-left area. A padlock symbol and the initials "MP" appear in the lower- right corner of counterfeit items. Authentic checks have the following statement embedded in the top border: "THIS DOCUMENT IS PROTECTED BY A MICRO-PRINT SIGNATURE LINE, FLUORESCENT PAPER FIBERS, A WATERMARKED BACKER, AND IS REACTIVE TO CHEMICAL ALTERATION." A Carrollton, Georgia, post office box address, "P.O. Box 2578," appears in the top-left side above the bank's telephone number, "(770) 830-1233."
First Guaranty Bank and Trust Company of Jacksonville,
Jacksonville, FL

Contact:
Karan LeMoine
Telephone: (904) 301-2108
Fax: (904) 301-2038

Counterfeit Official Checks


SA-102-2009
June 24, 2009
The counterfeit items display the routing number 011007092, which is assigned to First Guaranty Bank using a payable-through account at The Bank of New York Mellon, Everett, Massachusetts. The items are identical to authentic cashier's checks; however, the counterfeit items display darkened top and bottom borders, and a security feature statement is displayed within the top border. Authentic official checks have a blue micro-dot background. The top and bottom borders display a bold dark blue line. The bank's logo, which is a hologram, is displayed in the top-left corner.
First Harrison Bank
Corydon, IN

Contact:
Roger A. Alexander
Telephone: (812) 734-3475
Fax: (812) 738-2202

Counterfeit Cashier's


SA-205-2007
August 6, 2007
The counterfeit items display the routing number 083913033, which is assigned to First Harrison Bank. The items are similar to authentic cashier's checks, but have different security feature statements. On the counterfeit items, the statement "THE FACE OF THIS DOCUMENT HAS A COLORED BACKGROUND ON WHITE PAPER" is embedded within the top border. The statement "THE BACK OF THIS DOCUMENT CONTAINS AN ARTIFICIAL WATERMARK-HOLD AT AN ANGLE TO VIEW" is embedded within the bottom border. The statement "THIS DOCUMENT HAS A MICRO PRINT SIGNATURE LINE ABSENCE OF THE SIGNATURE WILL INDICATE A COPY" appears directly below the printed dollar amount line. In addition, a security padlock icon is embedded within the right border.

Authentic checks display the statements "SECURITY FEATURES ARE INCLUDED. DETAILS ON BACK," centered inside a darkened box within a double lined top border. The statements "THIS DOCUMENT HAS A MICRO PRINT SIGNATURE LINE. ABSENCE OF THIS FEATURE WILL INDICATE A COPY" appear directly below the printed dollar amount. A security padlock appears above the signature line. The checks have a pale green background with black printing.
First Hawaiian Bank
Honolulu, Hawaii,

Contact:
Nora Forsythe
Telephone: (808) 844-3071
Fax: (808) 844-3119

Counterfeit Cashier's Checks


SA-288-2006
September 26, 2006
The counterfeit items are reportedly associated with an Internet scam and are originating in Nigeria. The counterfeit items display the routing number 121301015, which is assigned to First Hawaiian Bank. However, First Hawaiian Bank does not issue cashier's checks. The bank issues "OFFICIAL BANK CHECKS" through Bank of the West, Walnut Creek, California, and those checks bear the routing number 121100782.

The counterfeit items are dissimilar to the bank's authentic checks. The counterfeit items display the words "CASHIER'S CHECK" in the top center and have boxes for the date and numerical dollar amount. A solid white box is centered on the item and is adjacent to the wording "PAY TO THE ORDER OF." The counterfeit items also display "MAIN BRANCH," "First Hawaiian Bank," and "HONOLULU, HAWAII" on three lines in the bottom-right corner. Authentic checks display the bank's logo and mailing address in the bottom-left corner. The words "OFFICIAL BANK CHECK" are displayed in the top-left corner of authentic checks.
First Hawaiian Bank
Honolulu, Hawaii,

Contact:
Cindy Fontanilla
Telephone: (808) 844-3719

Counterfeit Cashier's Checks


SA-33-2005
March 22, 2005
The counterfeit items display the proper routing number of 121100782, which is the payable-through bank for First Hawaiian Bank. However, the counterfeit items are markedly dissimilar to authentic checks. Authentic cashier's checks prominently display the image of a person surfing in full color, as background for the instrument. Additionally, the bank logo is presented in color on the left-hand side of the check. The counterfeit checks do not have the background image, and the bank logo is reproduced in black and white.
First Hawaiian Bank
Honolulu, Hawaii

Contact:
Ms. Cyndi Hottendorf or Ms. Cindy Fontanilla
Telephone: (808) 844-3718

Counterfeit Cashier's Checks


SA-59-2004
March 26, 2004
The counterfeit items display the proper routing number of 121100782; however, the fraudulent instruments are markedly dissimilar to authentic bank checks. Authentic cashier's checks display a surfer on the face of the check. The counterfeit items do not display a surfer and have an incorrect address of First Hawaiian Bank, P.O. Box 510, Honolulu, HI 96320 next to the bank logo in the upper-left corner of the check. Authentic cashier's checks display "Payable through Bank of the West, Walnut Creek, CA-"1211" (or "CA") directly below the words "OFFICIAL BANK CHECK" or below the First Hawaiian Bank address, located at the bottom left corner of the check. The counterfeit items do not display any of this wording. The authentic cashier's checks do not include remitter information. The counterfeit items include the words "REMITTER: SAFRON INSURANCE INC" or "REMITTER HANCOCK INSURANCE INC."
First Hawaiian Bank
Honolulu, Hawaii
Contact: Michael S. Cotter
Telephone: (800) 996-5554 , Extension 2404
Counterfeit Cashier's Checks
FIL-183-2006
June 29, 2006
The counterfeit items are associated with a lottery scam and are accompanied by a sweepstakes notification letter from www.uk-winners-sweepstakes.com, which is sent via the U.S. Postal Service.The counterfeit items display the routing number 111915259, which is assigned to First International Bank, and are relatively similar to authentic cashier's checks. However, the following statement is embedded in the top border and displayed in dark lettering: "THIS CHECK IS VOID WITHOUT A COLORED BORDER AND BACKGROUND PLUS A KNIGHT & FINGERPRINT WATERMARK ON THE BACK – HOLD AT ANGLE TO VIEW." Above the bottom border on the right side, the following statement appears: "SIGNATURE AREA CONTAINS A KNIGHT & FINGERPRINT CHECK WORDING." The statement is followed by six "U.S. Patent" numbers.

Authentic cashiers checks have the following statement embedded in the top border: "THIS CHECK CONTAINS AN ARTIFICIAL WATERMARK, MICROPRINTING, FLUORESCENT FIBERS AND IS CHEMICAL REACTIVE." The statement appears in light lettering against a darker background. Authentic checks do not contain any security wording or mention of U.S. Patent numbers below the signature line. The telephone number (800) 996-5554 is shown on authentic checks.
First Heritage Bank
Snohomish, Washington
Contact: Kelly van Valey
Phone: (360) 568-0536
Fax: (360) 568-0543
Counterfeit Official Checks
SA-27-2007
January 8, 2007
The counterfeit items display the routing number 125107875, which is assigned to First Heritage Bank. The items also display the words "OFFICIAL CHECK" at the top center. The bank's logo, name, and a Seattle, Washington, address are printed in the lower-left corner.

First Heritage Bank uses two different types of authentic checks. One version displays the words "CASHIER'S CHECK" in the lower-left corner, and another official check displays "Cashier's Check" in the top-right corner. Both versions display the bank's logo and name at the top center.
First Independent Bank of Nevada,
Reno, NV
Contact: Dana Paull
Telephone: (775) 824-4248
Fax: (775) 824-4255
Counterfeit Cashier's Checks
SA-19-2009
January 8, 2009
The counterfeit items display the routing number 121202062, which is assigned to First Independent Bank of Nevada. The items also display the words "Cashiers Check" inside a rectangular box embedded in the top border. The top and side borders have an ornate design. Authentic cashier's checks display vertical security statements and padlock icons along the left and right sides.
First Independent Bank,
Russell, MN
Contact: Audie Sanderson
Telephone: (507) 823-4391
Fax: (507) 823-4398
Counterfeit Cashier's Checks
SA-140-2008
July 9, 2008
The items are reportedly associated with a mystery shopper scam. The counterfeit items display the routing number 091209247, which is assigned to First Independent Bank. The items are markedly dissimilar to authentic cashier's checks. They display a "VOID" background when copied and have dark top and bottom borders. A security feature statement and padlock icon are centered in the bottom border. A heat sensor icon is centered above the bottom border. The words "CASHIER'S CHECK" are shown inside of a rectangle with rounded corners in the top-center area.

Authentic cashier's checks have a silver foil hologram strip showing the words "FOIL STRIP HOLOGRAM" repeated across the top. Authentic checks have graduated colors from left to right of peach to green. The words "CASHIER'S CHECK" are shown inside of a rectangle with scrolled top corners. A padlock icon and security feature statement appear on the right side above signature lines.
First Indiana Bank, National Association
Indianapolis, IN
Contact: Kay Tindall
Telephone: (317) 885-3187
Fax: (317) 859-4940
Counterfeit Cashier's Checks
SA-111-2007
April 25, 2007
The counterfeit items reportedly are being used to purchase vehicles in the Indianapolis, Indiana, area. The counterfeit items display the routing number 061092387, which is not associated with the bank. The items fade in color from light blue at the borders to white in the center. The bank's logo, name and address are displayed in the top center. "CASHIER'S CHECK" is displayed in the lower-left corner. Authentic checks display the routing number 274070439, which is assigned to First Indiana Bank, N.A., previously known as Indiana Federal Savings Bank. The bank's logo and name are shown in the top-left corner. "CASHIER'S CHECK" is displayed in the top center.
First International Bank
Plano, TX
Contact: Mr. David R. Sage
Telephone: (808) 844-3831
Fax: (808) 844-3839
Counterfeit Official Bank Checks
FIL-108-2002
September 16, 2002
The above-named bank has reported that counterfeit cashier's checks issued in the bank's name and using a correct routing number of 031307125 are being presented nationwide in connection with both a lottery scam and a mystery shopping scam. While counterfeit items strongly resemble the authentic items, they may be identified by the following traits: checks may be pink in color and contain the following security statement in the top border: "FOR SECURITY PURPOSES, THE FACE OF THIS DOCUMENT CONTAINS A COLORED BACKGROUND AND MICROPRINTING IN THE BORDER." The bank's logo is navy blue in color, and the check number is printed in black. The bottom center portion of the check contains the following statement printed between two padlock icons: "SECURITY FEATURES INCLUDED. DETAILS ON BACK." Items presented to date have been made payable in the amounts of $3,850 and $4,850 and may be dated January 4, 2008, or January 14, 2008.

Correspondence accompanying the lottery scam checks may contain the letterhead of "Security Capital Trust Financial, P.O. Box 266, Jersey City, NJ 07307-0226, 1-905-462-1363; fax: 1-866-544-7540." The letter alerts the recipient that he or she is the winner of an unclaimed lottery prize. The letter further states that the enclosed check is to be used to pay the local taxes and administrative fees. The recipient is instructed to contact, by a specific date, claim agent Robert Elliot at 1-905-462-1363 for further instructions. Note that this telephone number originates in Milton, Ontario. The letter may be signed by David Abrams, Reward Claims Specialist.

Correspondence accompanying the mystery shopping scam checks may contain the letterhead of "Money-Op Marketing Corporation, www.money-op.com, 3595 Rider Trail, South Earth City, MO 63045, tel: 1-905-598-1213, Fax: 1-866-291-4199." The letter may be signed by Patrick Logan, Director Human Resources. The correspondence informs the recipient that he or she has been pre-qualified to be a secret shopper for the company. It is explained that the enclosed cashier's check is to be used to purchase merchandise at various nationally known merchants as well as to transfer money using a nationally known wire service. The funds to be spent at each location are broken down with a specific dollar amount, with the shopper being allotted the remaining funds as payment for his or her mystery-shopper service. Recipients are instructed to fax a completed acceptance form before depositing the check. The letter states that the recipient will then be instructed to wire money to one of several persons located in various cities, including one in Canada.
First Keystone National Bank
Berwick, PA
Contact: Lee A. Hess
Telephone: (570) 752-3671, x141
Fax: (570) 752-4022
Counterfeit Cashier's Checks
SA-4-2008
January 28, 2008
The counterfeit items reflect the Liliha Branch as the issuing office and are not MICR encoded. They are payable through Bank of the West, Walnut Creek, California, routing number 121100782.
First-Knox National Bank
Mt. Vernon, OH
Contact: Karen Mill
Telephone: (740) 399-5253
Fax: (740) 399-5300
Counterfeit Money Orders
SA-243-2006
August 24, 2006
The counterfeit items display the routing number 011007092, which is assigned to MoneyGram Payment Systems, Inc., the company that issues money orders on behalf of the bank. The counterfeit items are very similar to authentic money orders. However, the counterfeit items include an area for "REMITTER" information in the lower-left corner, while authentic money orders do not include a designated area for remitter information. Be aware that the appearance of counterfeit items can be modified and that additional variations may be presented.
First Freedom Bank
Lebanon, TN
Contact: Maliea K. Oakley
Telephone: (615) 470-1304
Fax: (615) 470-1353
Counterfeit Cashier's Checks
SA-167-2009
September 17, 2009
First Freedom Bank does not issue cashier's checks; however, it does issue official checks. The counterfeit items display the routing number 064109086, which is assigned to First Freedom Bank. A security feature statement is embedded in a darkened top border and along the bottom border between two padlocks. The words "CASHIER'S CHECK" appear slightly off center at the top of the items. Authentic checks have security feature statements embedded in darkened top and side borders with "SECURE" displayed in the top center of the border. The words "OFFICIAL CHECK" appear in the lower-left corner of the checks. The word "REMITTER" appears above "PAY TO THE ORDER OF" on the left side. An eagle emblem appears in the top center of the checks.
First Liberty National Bank
Washington, D.C.,

Contact:
Mary Queen
Telephone: (202) 331-7031
Fax: (202) 452-2189

Counterfeit Official Checks


SA-139-2006
May 5, 2006
The counterfeit official items include the routing number 055073480, which is assigned to First Liberty National Bank. However, First Liberty National Bank issues cashier's checks, which bear the routing number 054001602, a routing number also assigned to First Liberty National Bank. Counterfeit items display the wording "OFFICIAL CHECK" in the top-center portion of the item. "ENTERPRISE FEDERAL SAVINGS BANK" followed by a Largo, Maryland address, is shown in the top-left corner of the item. Counterfeit items display two signature lines.

Authentic checks display the wording "CASHIER'S CHECK" in the lower-left portion of the check and display one signature line. To the right of the bank's logo consisting of a flag inside a square is: "FIRST LIBERTY NATIONAL BANK, 1146 19TH ST NW, WASHINGTON, D.C. 20036."
First Lincoln Federal Credit Union
Lincoln, NE,

Contact:
Deb Esch
Telephone: (402) 466-4040
Fax: (402) 466-5405

Counterfeit Cashier's Checks


SA-123-2008
June 16, 2008
The counterfeit items display the routing number 304982439, which is assigned to First Lincoln Federal Credit Union. The items are dissimilar to authentic cashier's checks. The items may vary with the words "CASHIER'S CHECK" shown or not shown in a rectangular box incorporated in the center of the top border. Some counterfeit items display a telephone number that is not associated with the bank ("1-888-214-2033") below the bank's address. The counterfeit items have scrolled top and side borders and have a patterned light blue hexagonal background. The embossed numeric dollar amount is printed red. The back of the counterfeit items is white with blue lines and displays the following sentence: "This check is void without a patterned background on front."

Authentic cashier's checks are light green with blue print and red check numbers. The top and bottom edges are perforated. The following security feature statement is embedded in a dark blue top border: "Warning: The back of this document is blue and has a LineMark lines in the paper that change from dark to light in reflected light." The bank's telephone number ("(402) 466-4040") appears below the bank's address in the top portion of the checks. The back of the check is blue with black lines.
First Lowndes Bank,
Fort Deposit, AL,

Contact:
Nolan Heartsill
Telephone: (334) 227-8301 Fax: (334) 227-9987

Counterfeit Cashier's Checks


SA-233-2007
August 28, 2007
The items are reportedly associated with a sweepstakes scam. The counterfeit items display the routing number 062103482, which is assigned to First Lowndes Bank, and are similar to authentic cashier's checks except that they display a vertical security padlock icon and statement along the right side. The numerical dollar amount is printed inside a rectangle displayed on the right side. Authentic checks display ornate borders with a security padlock icon and statement embedded in the top-left corner.
First Madison Bank & Trust
Colbert, GA

Contact:
Eric Johnasen
Telephone: (706) 389-7977
Fax: (706) 389-7984

Counterfeit Teller's Checks


SA-289-2006
September 29, 2006
The counterfeit items are reportedly associated with a scam and are included with correspondence entitled "Certificate of Award." The award letters are mailed from Canada. The counterfeit items display the routing number 044015543, which is assigned to the account of Travelers Express at Huntington National Bank, Columbus, Ohio. First Madison Bank & Trust issues teller's checks through that Travelers Express account.

The counterfeit items are similar to authentic teller's checks. However, the counterfeit items display the word "REMITTER" below the bank's logo in the top-left corner. The counterfeit items also include security wording embedded within the top border. The "ISSUED BY" and "DRAWER" information appears in the top-center portion of the counterfeit items; on authentic checks, this information appears to the right of the center at the top.
First Minnetonka City Bank
Minnetonka, Minnesota

Contact:
Ms. Cindy Lindsley
Telephone: (952) 935-5995

Counterfeit Cashier's Checks


SA-8-2004
February 9, 2004
The counterfeit instruments are drawn upon the bank and display the bank's routing number of 091014458. The counterfeit items are significantly different from the bank's authentic checks. Specifically, the bank's logo and telephone number are not provided on the counterfeit items. In addition, the authentic checks require two signatures for amounts over $1,000.
First Morris Bank and Trust
Morristown, NJ

Contact: Kathleen Owsiany
Telephone: (973) 267-0900
Fax: (973) 267-3397
Counterfeit Cashier's Checks


SA-187-2006
July 5, 2006
The counterfeit items display the routing number 021205499, which is assigned to First Morris Bank and Trust. The counterfeit items also display the bank's name in the top-left corner adjacent to a bird logo and "CASHIER'S CHECK" in the top-center portion. On the left side of the items, on three separate lines, are the phrases "Purchased By," "The Sum Of" and "To The Order Of," with a blank space following each phrase. Printed in the bottom-left portion of the items are the bank's name, location and a toll-free telephone number, which is not associated with the bank.

Authentic checks display "TREASURER'S CHECK" in the lower-left portion of the checks. Authentic checks have printed lines below "REMITTER" and directly following "DATE" and "PAY TO THE ORDER OF." The bank's name and location are included in the top-center portion of the checks.
First Mutual Bank, Bellevue, Washington


Contact:
Marta H. Reed
Telephone: (425) 453-5301, extension 119
Fax: (425) 453-5302

Counterfeit Cashier's Checks


SA-182-2007
July 3, 2007
The counterfeit items display the routing number 325171232, which is assigned to First Mutual Bank, but are dissimilar to authentic official checks. The counterfeit items display "CASHIER'S CHECK" near the top center. The following security statement is displayed within a darkened top border: "THE DOCUMENT HAS A COLORED BACKGROUND AND MICROPRINTING. THE REVERSE SIDE INCLUDES AN ARTIFICIAL WATERMARK." "FIRST MUTUAL SAVINGS BANK, 10001 NE 8th St, Bellevue, WA 98004" appears in the top-left corner.
First National Bank
Hot Springs, AR

Contact: Maureen Burrow
Telephone: (870) 642-2212
Fax: (870) 642-7959

Counterfeit Cashier's Checks


SA-160-2008
August 11, 2008
Counterfeit cashier's checks bearing the institution's name are in circulation. The counterfeit items display the routing number 082901473, which is assigned to First National Bank. The counterfeit items are identical to authentic cashier's checks; however, the counterfeit items are green and authentic checks are blue.
First National Bank
Spearman, TX

Contact: Bill Pittman
Telephone: (806) 659-5544
Fax: (806) 659-5040

Fictitious Official Checks


SA-1-2008
January 15, 2008
The above-named bank has reported that two varieties of fictitious official checks are being presented for payment nationwide in connection with a lottery scam. The first version appears to be issued in the bank's name and uses a correct routing number of 111315794. The second version appears to be issued in the name of Compass Bank, but uses the routing number of First National Bank, 111315794.

These items are fictitious, as First National Bank does not issue official checks. Checks presented to date have been made payable in the amount of $3,700, are dated 12/20-22/07, and use a 6-digit serial number beginning within the "620000" series. Due to possible variations in appearance of the counterfeit items and scams, it is suggested that officials of First National Bank be contacted to verify authenticity of any of the bank's official items, if received from an unknown or questionable source.

Correspondence accompanying the fictitious instruments may be dated "20/18/2007" and contain the letterhead of "Royalty Financial Investment Services, 4900 Royal Lane, Suite 301, Niagara Falls, ON L5X3H7." The letter alerts the recipient that he or she is the winner of an unclaimed prize associated with a lottery sponsored by Readers Digest and Publishers Clearing. The letter further states that the enclosed check is to be used to pay the applicable insurance process fees. Once the check is deposited into the recipient's bank account, the recipient is instructed to contact, by a specific date, various claim agents, including Paul Martin, Nicole Wallace, Daniel Smith, Nancy Jones, Lisa Johnson, Frank Simmons, and Sharron Wunston. The contact telephone numbers provided may include 1-905-598-3471 or 1-905-598-3187, both of which originate in Brampton, Ontario. The letter may be signed by Lawrence Atkinson, International Claim "Cordinator."
First National Bank
Mountain View, MO

Contact: Denise Bohm
Telephone: (417) 934-2033
Fax: (417) 934-5481

Counterfeit Money Orders


SA-30-2007
May 31, 2007
Counterfeit money orders issued in the bank's name and using a correct routing number of 011007092 (payable through Boston Safe Deposit & Trust) are being presented for payment nationwide in connection with an unknown scam. The counterfeit money orders are similar to the authentic money orders, but may be identified by the following: the instruments are missing the bank's toll-free telephone number in the upper-left portion of the instrument. Items presented to date have been made payable in various amounts from $2,000.00 to $3,700.00. Due to possible variations of appearance, it is suggested that officials of First National Bank be contacted to verify authenticity of the bank's money orders if received from an unknown or questionable source.
First National Bank
Graford, TX

Contact: Cindy Singleton
Telephone: (940) 325-9821
Fax: (940) 325-3871

Fictitious Official Checks


SA-15-2008
February 29, 2008
The above-named bank has reported that fictitious official checks issued in the bank's name and using the bank's correct routing number of 111910762 are being presented for payment nationwide in connection with a mystery shopping scam.

These items are fictitious, as the First National Bank, Graford, does not issue official checks. Checks presented to date have been made payable in the amounts of $3,875 and $3,940 and may include a remitter name of "CSS." Due to possible variations in appearance between the bank's official items and scams, it is suggested that officials of the First National Bank, Graford, be contacted to verify authenticity of any of the bank's official items, if received from an unknown or questionable source.

The mystery shopper correspondence may contain the letterhead of "COMPARISON SHOPPING SOLUTIONS, PO Box 4800, Wildwood, NJ 08280, Tel: 1-905-920-6988, Fax: 1-888-380-8459." Note that the telephone number provided originates out of Hamilton, Ontario. The correspondence informs the recipient that he or she has been selected to be a secret shopper for the company. It explains that the enclosed check is to be used to purchase merchandise at various nationally known merchants as well as to transfer money using a nationally known wire service. The funds to be spent at each location are broken down by a specific dollar amount, with the shopper being allotted the remaining funds as payment for their mystery shopper service. The letter may be signed by Cathy Bradley. Another mystery shopper letter in circulation with this particular scam may contain the letterhead of "G&M Research Services, P.O. Box 7895, New York, NY 10040; Fax: 1-866-291-4199; Tel: 1-778-316-1597." Note that the telephone number provided in this correspondence originates out of British Columbia. This letter may be signed by James Newsman.
First National Bank
Lenoir, TN

Contact: Connie Smith
Telephone: (865) 988-2114
Fax: (865) 988-2118

Counterfeit Cashier's Checks


OCC Alert 2014-14
February 25, 2014
The above-named bank has reported that counterfeit cashier's checks using a correct routing number of 064201243 are being presented for payment nationwide in connection with a secret-shopper scam.

While the counterfeit checks resemble the bank's authentic checks, counterfeit items may be identified by several traits:
  • The check contains the words “PAY TO THE ORDER OF” next to the payee line.
  • The signature of Jamie Mayfield appears beneath the words “Authorized Signature” in the bottom right portion of the check.
  • A padlock icon and the letters “NP” appear in the bottom right-hand corner of the check.
  • On the reverse side of the check, a payee signature box appears at the top that includes this security statement: “WARNING: THE BACK OF THIS DOCUMENT CONTAINS A SIMULATED WATERMARK. HOLD AT 45° ANGLE TO VIEW.”
  • A security box with a padlock icon and security statement appears in the bottom portion of the reverse side of the check.
Counterfeit checks presented to date have been made payable in the amount of $2,250 and contain a remitter name of Jinni B. Redmond. The bank has reported that the secret-shopper scam works as follows. Potential victims are initially contacted through e-mails from Karen Scott [assignment@pineconesresearchs.com]. The e-mails inform the potential victims that their secret shopper applications were reviewed and that they were selected for assignments. The e-mails explain that they will receive checks in the mail for deposit into their bank accounts. Within 24 hours of the deposits, the potential victims are to use small amounts of the money to shop at a well-known retail store and to use the majority of the money to wire transfer funds to a third party, who is supposedly another secret shopper. Correspondence accompanying the counterfeit checks contains the letterhead of “PineCone Research, 250 East 5th Street, 9th Floor, Cincinnati, OH 45202.” Once their assignments are completed, the potential victims are to send text messages with 10-digit money-transfer control numbers to (202) 688-8936.
First National Bank
Vandalia, IL

Contact: Pam Yates
Telephone: (618)283-5261
Fax: (618)283-1692

Counterfeit Checks


SA-1-2007
January 16, 2007
Counterfeit cashier's checks issued in the bank's name and using a correct routing number of 081205112 are being presented for payment nationwide in connection with a lottery scam. While the counterfeit items resemble the authentic checks, counterfeits may be identified by the following traits: the checks may be a light grey in color with a green border or blue in color with a dark blue border. The following statement is contained within the top border: "THE FACE OF THIS DOCUMENT HAS A COLORED BACKGROUND ON WHITE PAPER AND ORIGINAL DOCUMENT SECURITY SCREEN ON BACK WITH PADLOCK SECURITY ICON." A padlock security icon is present in the right margin of the instrument, and the following words "Authorized Signature" appear beneath the signature line. Items presented to date have been made payable in the amount of $3,150.00 and contain a remitter name of "Kelly Ditmas" or "Philip Jones." Due to the possible volume and constant variation of counterfeit official items drawn on The First National Bank, approving officials should verify the authenticity of any such check directly with The First National Bank, Vandalia, IL.

Correspondence accompanying the checks may contain the letterhead of "Classic Lotto Commision Inc, 60 Subbase Suite 104, St. Thomas, Virgin Islands 00802." Note that the word "Commision" is misspelled in the correspondence. The letter alerts the recipient that he or she is the winner of an unclaimed prize and should contact the office immediately. The recipient is advised to keep all information confidential and is encouraged to act by a specific date or the winnings will be forfeited. Recipients are to contact North America claim agent David Johnson at 1-204-951-7980 or David Cohen at 1-204-952-1407 (Canadian telephone numbers) for further instruction. The correspondence may be signed by Margaret Adams.
First National Bank
Christiansburg, VA

Contact: Jo Lynn Price
Telephone: (540) 381-6750
Fax: (540) 382-0457

Counterfeit Cashier's Checks


SA-56-2007
October 9, 2007
Counterfeit cashier's checks drawn on the bank and displaying a correct routing number of 051402220 are being presented for payment nationwide in connection with a variety of Internet purchase scams. The counterfeit checks resemble authentic items with the exception of being white in color with a blue border and black printing.

Items presented to date have been made payable in varying amounts up to $21,800, have included unfixed date formats (MM/DD/YYYY, MM-DD-YYYY, or left blank), and display a 6-digit serial number beginning with the series of 209. Items have been received by potential victims via Federal Express and UPS. Due to possible variations in appearance of the counterfeit items, it is suggested that officials of First National Bank be contacted to verify authenticity of similar checks, if received from an unknown or questionable source.
First National Bank
Carlsbad, California

Contact: Doug Thompson
Telephone: (858) 522-5343
Fax: (858) 541-0741

Counterfeit Checks


SA-199-2006
July 19, 2006
The counterfeit items display the routing number 122238938, which is assigned to First National Bank and is used for bill payment checks. The counterfeit items are dissimilar to authentic bill payment checks. The following statement is embedded in the top border on counterfeit items: "THIS DOCUMENT HAS A COLORED BACKGROUND AND MICROPRINTING. THE REVERSE SIDE INCLUDES AN ARTIFICIAL WATERMARK." Counterfeit items display a table with four columns that are labeled "REFERENCE NO.," "DATE," "CHECK NO.," and "AMOUNT." Additionally, a tracking code is included to the left of the table. Authentic checks include "BILL PAYMENT CHECK" in block letters centered at the top. The bank's logo consisting of an eagle's head is displayed to the left of the bank's name in the top-left corner.
First National Bank
Detroit, Michigan

Contact: Jacquelyn T. Taylor
Phone (313) 256-8495 (or 8432)
FAX (313) 256-8444

Counterfeit Cashier's Checks


SA-11-2006
January 19, 2006
Some counterfeit items have a toll-free number printed below the address. Printed beneath the amount line is: "This document has security features. Absence of the security features will indicate a copy." The paper stock of the counterfeit checks is either green or blue with a marble design and a watermark on the reverse side.

Authentic cashier's checks have a foil security strip with leaf shapes across the top, a copy shield background, and a security lock to the right of the dollar amount line. Authentic checks are light green, bear the words "Deluxe Crestwood" in the lower-right-hand corner, and have a watermark on the reverse side.
The First National Bank
McConnelsville, Ohio

Contact:
Timothy Scholl
Phone (740) 962-3911
FAX (740) 962-6535

Counterfeit Cashier's Checks


SA-12-2006
January 19, 2006
The counterfeit items display the routing number 044106384, which is assigned to First National Bank; however, they are not similar to authentic items. On the counterfeit checks, "OFFICIAL CHECK" is printed in the top center and the bank name, city, state and zip code are printed in the upper-left corner. "Check No." is displayed in the upper-right corner.

Authentic items bear the words "OFFICIAL CHECK" in the lower-left corner and the bank's flag logo, name and full mailing address in the upper-left corner. Imbedded in the top border is: "The face of this check has a security void background pattern. Do not cash if the word void is visible." A padlock symbol appears on the right side of the items. Authentic items are printed on security paper with a wavy blue background and a border.
First National Bank
Hermitage, PA

Contact:
Charles R. Herdt
Telephone: (724) 983-4916
Fax: (724)983-3290

Counterfeit Cashier's Checks


SA-176-2005
November 29, 2005
The counterfeit items display the routing number 043001435, which is assigned to the Federal Home Loan Bank of Pittsburgh (Pennsylvania). The counterfeit items also display the bank's name in the top-center portion of the check. However, the bank's name is followed by an incorrect address and telephone number: 490 E. North Avenue, Pittsburg, PA 15212, 1-888-239-1658. The words "FIRST NATIONAL" appear in the upper-left corner of the check, and the words "CASHIER'S CHECK" appear in the lower-left corner of the check.

Authentic checks display the logo of shaking hands in front of a flag and the bank's name appears in the top-left portion of the check. The words "CASHIER'S CHECK" appear in an enclosed box in the top-center portion of the check, with the "Remitter" line directly beneath. Also, "DRAWER: FIRST NATIONAL BANK OF PENNSYLVANIA" appears in the lower- left portion of the check.
First National Bank
Cloverdale, Indiana

Contact:
Jana Pettit
Telephone: (765) 795-4221

Counterfeit Cashier's Checks


SA-58-2004
March 26, 2004
The counterfeit items display the proper routing number of 074907126; however, the counterfeit instruments are markedly dissimilar to authentic bank checks. Authentic cashier's checks are printed on a light blue weave background with a darker blue border design. Counterfeit items are printed on a light pink paper with a mountain scene in the background. Authentic cashier's checks contain the bank logo in the top left corner of the check. Counterfeit items display the bank name in the upper left corner but with no bank logo.
First National Bank,
Camdenton, MO

Contact:
Jimmy Laughlin or Debbie Franklin
Telephone: (573) 346-3311, Ext 146 or 162
Fax:(573) 346-0114,5

Counterfeit Cashier's Checks


SA-21-2009
December 9, 2009
Counterfeit cashier's checks issued in the bank's name and using a correct routing number of 081507425 are being presented for payment nationwide in connection with a sweepstakes scam. The counterfeit checks resemble the bank's authentic items but may be identified by the following traits: the instruments are blue in color and include the following security statement in the top border: "FOR SECURITY PURPOSES, THE FACE OF THIS DOCUMENT CONTAINS A COLORED BACKGROUND AND MICROPRINTING IN THE BORDER." The following security statement is printed in the bottom border between two padlock icons: "SECURITY FEATURES INCLUDED, DETAILS ON BACK." The verbiage above the signature lines indicate that two signatures are required for checks over $5,000. The words "Cashiers Check" are located in the top center portion of the instrument, are printed in black ink, and are missing appropriate punctuation. The endorsement line on the back of the check contains "Do Not Write/Sign/Stamp" verbiage and has spacing for two signatures.

Items presented to date have been made payable in the amounts of $4,975 and $4,975.75 and contain a remitter name of "John Snow." Due to possible variations between the appearance of the bank's authentic items and the counterfeit items associated with the scam, officials of First National Bank suggest they be contacted to verify authenticity of the bank's cashier's checks if received by an unknown entity. Correspondence accompanying the counterfeit checks may contain the letterhead of "Water Web Financial Services UK, 5548 Gateway Blvd, London, United Kingdom, Tel: 1-778-321-6692." The correspondence informs the recipient that he or she has been selected as a winner in a sweepstakes drawing. The letter states that the enclosed check is to be used to pay the applicable Government Service Tax for non-United Kingdom residents (GST). Recipients are advised to contact claims agent Edward Wright or Tracy Gold at 1-778-321-6692.
First National Bank,
Vandalia, Illinois

Contact:
Ingrid Andronis
Telephone: (618) 283-5254
Fax: (618) 283-1692

Counterfeit Cashier's Checks


Alert 2014-3
January 16, 2014
The above-named bank has reported that counterfeit cashier's checks using a correct routing number of 081205112 are being presented for payment nationwide in connection with an online job opportunity scam. While the counterfeit checks resemble the bank's authentic items, counterfeit items may be identified by several traits. Counterfeit checks are blue marbled in color throughout and contain the following security statement along with a padlock icon within the right-hand border: "Security Features Included. Details on Back." Within the "Notice to Customer" box in the top-center portion of the counterfeit check, a dash appears between "90" and "days."

Counterfeit checks presented to date have been made payable in the amount of $2,910.50 and include a purchaser name of Areli Ellsworth. Potential victims are contacted via e-mail by Mannello Perez about the job opportunity and informed that they will receive two checks for $2,910.50 each. Once the checks are received, the recipients are to deposit one of the checks into their bank accounts. Within 24 hours, they are to use $2,410 of the deposited funds to purchase Moneypak debit cards at various retail stores. Once the Moneypak cards are purchased, the recipients are then instructed to reveal the security numbers on the cards and to e-mail them back to Perez at pereznello@outlook.com or telephone them to Perez at either (415) 484-6953 or (347) 674-2318
First National Bank Albany/Breckenridge
Albany, TX

Contact:
Sharon Pendleton
Telephone: (254) 559-2222, Ext. 14
Fax: (254) 559­9805

Counterfeit Cashier's Checks


Alert 2013-23
November 12, 2013
The above-named bank has reported that counterfeit cashier's checks using a correct routing number of 111909663 are being presented for payment nationwide in connection with a mystery shopping scam as well as online auctions.

The counterfeit checks closely resemble the bank's authentic items but may be identified by the following: Counterfeit items contain a dark top border with the following security statement: "THIS DOCUMENT HAS A COLORED BACKGROUND AND MICROPRINTING. THE REVERSE SIDE INCLUDES AN ARTIFICIAL WATERMARK." Items presented to date in reference to the mystery shopping scam have contained a remitter name of Thompson Cleaver and are made payable in the amount of $1,850.

Correspondence accompanying the mystery shopping scam checks are signed by a Dr. Robert Walton and contain contact e-mails of evaluation-service@outlook.com and evaluation.shopping@globomail.com. The letter explains that the recipient is to use the majority of the funds to send a wire transfer to a specific individual and to use a small amount of the funds to shop at a local Walmart store.
First National Bank & Trust Co.
Beloit, WI

Contact:
Jodi Snively
Telephone: (608) 363-8078
Fax: (608) 363-8069

Counterfeit Cashier's Checks


SA-23-2007
March 30, 2007
Counterfeit cashier's checks issued in the bank's name and using a correct routing number of 075900973 are being presented for payment nationwide in connection with a lottery scam. While the counterfeit items have a slight resemblance to the authentic items, the counterfeit checks may be identified by the following: the instruments are either blue or yellow in color with a dark blue border, contain 6-digit serial numbers, and include an incorrect bank address of "1527 Madison Road, Beloit, WI 53540-3287." One of the following security statements may be located within the top border: "FOR SECURITY PURPOSES, THE FACE OF THIS DOCUMENT CONTAINS A COLORED BACKGROUND AND MICROPRINTING IN THE BORDER" or "THE FACE OF THIS CHECK IS PRINTED BLUE – THE BACK CONTAINS A SIMULATED WATERMARK." The payable amount is not encoded, but rather spelled out, and the dollar payable amount contains asterisks in front of the number. The signature line does not contain a security seal, and a padlock security icon follows the signature.

Items presented to date have been made payable in the amount of $2,975.00. Due to possible variations of appearance, it is suggested that First National Bank & Trust's officials be contacted to verify authenticity of the bank's official items, if received from an unknown or questionable source. Correspondence accompanying the checks may contain the letterhead of "Win-For-Me International Sweepstakes, 2593 Sheppard Ave, E North York, ON M2J5B4." The letter alerts the recipient that this is a final notice that he or she is the winner of an unclaimed prize sponsored by "Publisher's Clearing House, Reader's Digest, Online Casino, and Online Games." Recipients are urged to contact a claims agent at (705) 770-3153 prior to a specific deadline. Note that this telephone numbers is of Canadian origin. The letter further states that the enclosed check is to be used to pay "international taxes and clearance fees." The correspondence is signed by Dr. Jeffrey Forbes, PhD, Director of Marketing and Promotions.
First National Bank & Trust Co. of Ada, Oklahoma

Contact:
LaVonda Jones
Telephone: (410) 342-2600
(580) 436-8307

Counterfeit Cashier's Checks


Alert 2005-8
April 11, 2004
The counterfeit checks may be identified by the following. The checks usually list the remitter as Tandi Ray. They have a blue marble background with the bank's name and logo printed at the top center. The words "Pay Exactly" do not appear before the printed monetary amount, and common payment amounts are $2,980 and $40,950. The number "1" in the logo appears in a dark color enclosed by a box. An incorrect telephone number of 1-888-225-3873 appears below the bank's logo, and the recorded message begins with the greeting of "First National Bank" and informs callers that the counterfeit checks are valid.
First National Bank and Trust Company of Junction City, KS

Contact:
Darlene Ross
Telephone: (785) 762-4121
FAX (785) 762-4838

Counterfeit Cashier's Checks


Alert 2013-4
April 29, 2013
The above-named bank has reported that counterfeit cashier's checks issued in the bank's name and using a correct routing number of 101101303 are being presented for payment nationwide in connection with various scams.

The counterfeit items do not resemble the bank's authentic cashier's checks and may be identified by the following: Counterfeit items contain a darkened top border with a security statement that reads "THIS CHECK IS VOID WITHOUT A BLUE & GREEN BACKGROUND AND AN ARTIFICIAL WATERMARK ON THE BACK. HOLD AT ANGLE TO VIEW." The statement "TWO SIGNATURES REQUIRED OVER $10,000.00" appears above the authorized signature line in the lower right portion of the item, and the checks are missing the bank's telephone numbers in the top center portion. Items presented to date have included a remitter name of NPS, LLC and have been made payable for $3,970.60.
First National Bank in Alamogordo
Alamogordo, New Mexico

Contact:
Kelly Nichols
Telephone: (505)443-5272

Counterfeit Cashier's Checks


SA-145-2005
October 31, 2005
The counterfeit items display the routing number 112202123, which is assigned to First National Bank in Alamogordo, Alamogordo, New Mexico. The counterfeit items are similar to authentic items. However, authentic checks are printed on paper with a background design, and counterfeit items are printed on paper with graduated color. Authentic checks also have a description directly below the dollar amount line, which the counterfeit items do not. The counterfeit items describe the check background and watermark across the top of the check; authentic checks have no such wording there.
First National Bank in Quanah
Quanah, TX

Contact:
Yvonne Browder or Kenneth L. Horton
Telephone: (940) 663-5311,
Fax: (940) 663-6481

Counterfeit Cashier's Checks


SA-8-2008
February 7, 2008
The above-named bank has reported that counterfeit cashier's checks issued in the bank's name and using a correct routing number of 111303007 are being presented for payment nationwide in connection with various up-front fee schemes, which include: mystery shopper payments, award winnings, and inheritance payments.

Counterfeit items may be identified by the following traits: checks may be green in color with a dark green border and white edge, but lack any background design. The bank's logo, name, and address appear in the upper-left corner of the instrument, and the following security statement is printed within the top border: "FOR SECURITY PURPOSES, THE FACE OF THIS DOCUMENT CONTAINS A COLORED BACKGROUND AND MICROPRINTING IN THE BORDER." The checks appear to be computer generated, contain an 8-digit serial number in the upper-right corner, and contain the word "VOID" throughout when photocopied. The following statement is contained beneath the words "Cashier's Check:" "THE PURCHASE OF AN INDEMNITY BOND WILL BE REQUIRED BEFORE ANY CASHIER'S CHECK OF THIS BANK WILL BE REPLACED OR REFUNDED IN THE EVENT IT'S LOST, MISPLACED, OR STOLEN."

Items presented to date have been made payable in the amount of $3,695, contain an incorrect account number of "985632157," and lack any underscoring. Due to possible variations in appearance of the bank's cashier's checks and scams, it is suggested that officials of First National Bank in Quanah be contacted to verify the authenticity of any of the bank's official items, if received from an unknown or questionable source.

The prize award winning notification correspondence accompanying some of the checks may contain the letterhead of "Winners Capital Trust Financial To Improve The Way People Live, P .O Box 9088, Wildword, NJ 08260-9088, Telephone 1-905-920-1703" and contain the typos as underlined above. Note that the telephone number provided originates out of Hamilton, Ontario. The recipient is informed of his or her winning status of a large dollar amount and is instructed to deposit the enclosed check into his or her bank account immediately to assist with the local taxes and administrative fees. Once the fees are paid, the full winning amount will be released. The recipient is further instructed to contact claim agent Robert Elliot by a specific date or the prize will be forfeited.

The mystery shopper correspondence may contain the letterhead of "Maximum Paid Surveys Inc, www.maximumpaidsurveys.com, 5700 Will Clayton, Humble TX 77338, Tel: 1-905-921-0971, Fax: 1-866-544-7540." The correspondence informs the recipient that he or she has been selected to be a secret shopper for the company. It explains that the enclosed check is to be used to purchase merchandise at various nationally known merchants as well as to transfer money using a nationally known wire service. The funds to be spent at each location are broken down by a specific dollar amount, with the shopper being allotted the remaining funds as payment for his or her mystery shopper service.

The recipient is instructed to fax a completed acceptance form to 1-866-544-7540 before depositing the check. As noted in the letter, he or she will then be instructed as to who and where to wire transfer funds ("Paricia Allman, Fontana, CA; Carla Scott, Sanata Anna, CA; and Faith Synder, Santa Monica, CA"). Once the recipient has completed the shopping assignment, he or she is to contact the Accounts Manager immediately with the wire transfer control/reference number as well as for details on completing remittance forms. Note that this telephone number also originates out of Hamilton, Ontario.
First National Bank in Whitney
Whitney, TX

Contact:
Mary Helen Lane
Telephone: (254) 694-2209
Fax (254) 694-3839

Stolen Cashier's Checks


SA-222-2006
August 17, 2006
2,500 cashier's checks bearing the bank's name were stolen while being shipped to the bank. The stolen checks display the serial numbers 99951 through 102451. Authentically prepared cashier's checks are typewritten and bonded, while stolen items may be handwritten and may not be bonded. To date, stolen items have been presented for payment in the Dallas/Fort Worth, Texas, area.
First National Bank in Whitney
Whitney, TX

Contact:
Mary Helen Lane
Telephone: (254) 694-2209
Fax (254) 694-3839

Stolen Cashier's Checks


SA-39-2006
October 31, 2005
The above-named bank has reported that 2500 of its blank cashier's checks containing the serial numbers of 99951 through 102451 were stolen while being shipped to the bank. Authentically prepared cashier's checks are typewritten and bonded while stolen items may be handwritten and are not bonded. To date, stolen items have been presented for payment only in the Dallas/Fort Worth area.
First National Bank of Abilene
Abilene, Texas

Contact:
Mr. Paul J. Gibson
First National Bank of Abilene
Telephone: (325) 627-7116
FAX: (325) 627-7385

Counterfeit Cashier's Checks


SA-51-2003
September 3, 2003
The counterfeit instruments include the bank's routing number of 111301122 and appear to be exact duplicates of the bank's genuine checks. The bank modified its cashier's checks by revising its logo after becoming aware of the counterfeit instruments.
First National Bank of Alvin
Alvin, Texas

Contact:
Celeste Reeder
Telephone: (281) 331-3151
FAX: (281) 485-7968

Counterfeit Cashier's Checks


Alert 2013-16
August 22, 2013
The above-named bank has reported that counterfeit cashier's checks using a correct routing number of 113123654 are being presented for payment nationwide in connection with Internet-based employment and auction scams. The counterfeit checks resemble the authentic items but may be identified by the following: Counterfeit items are light blue in color, contain a faded bank logo, and include a security warning along the top border, which reads: "WARNING: THIS DOCUMENT HAS SECURITY FEATURES IN THE PAPER." Counterfeit items presented to date have been made payable in the amounts of: $2,509.67, $2,709.67, and $2,809.67. The items have contained a remitter name of Randy Schumann and are signed by Buddy Schroeder.
First National Bank of Baird
Baird, TX

Contact: Betsy Robbins
Telephone: (325) 854-1295
Fax: (325) 854-2442

Counterfeit Cashier's Checks


SA-101-2010
July 26, 2010
The counterfeit items display the routing number 111304912, which is assigned to First National Bank of Baird. The items display a security feature statement embedded in a darkened top border. The word "REMITTER" is displayed in the top-left corner. A "NOTICE TO CUSTOMERS" statement appears in the lower-left corner above a "MEMO" line. The words "Cashier's Check" appear below the amount line on the right side of the items. Authentic checks are tan and have ornate borders. A security padlock icon and vertical statement are embedded in the right border. Authentic checks do not bear a check-type designation.
First National Bank of Bellevue
Bellevue, OH

Contact: Lisa Ramey
Telephone: (419) 483-7340
Fax: (419) 483-0006

Counterfeit Official Checks


OCC Alert 2014-13
February 20, 2014
The above-named bank has reported that counterfeit official checks using a correct routing number of 041204726 are being presented for payment nationwide in connection with a mystery shopping scam. The counterfeit checks do not resemble the bank's authentic checks; counterfeit items may be identified by several traits:
  • The check is blue with a marbled background and dark-blue top border.
  • The bank's name appears in the top-left portion of the check, enclosed in a dark-blue box.
  • A remitter line appears beneath the bank address.
  • The following security statement is located in the top border: "TO VERIFY AUTHENTICITY SEE REVERSE SIDE FOR DESCRIPTIONOF THE 13 SECURITY FEATURES."
  • A heat-sensitive seal is located in the bottom-center portion of the check.
  • The bottom-center portion of the check contains an oval security feature with a padlock icon and the following statement: "HEAT SENSITIVE LOCK, FADES WITH HEAT ON TOUCH."
Counterfeit checks presented to date have been made payable in the amounts of $1,980 and $2,350 and contain remitter names of Daniel Bloomberg, David Wilson, or Alex Brown.

Potential victims are contacted by mail with a letter signed by Daniel Bloomberg. The correspondence accompanying the counterfeit check appears to be typed on a typewriter and does not include any letterhead. The letter states that the recipient has been chosen for the mystery shopping assignment for which he or she had previously applied. Recipients are instructed to immediately deposit the accompanying check and wire-transfer the majority of funds to a third party. Recipients are to contact Daniel Bloomberg at (832) 800-3607 or [hueyclerks@gmail.com].
First National Bank of Buffalo
Buffalo, WY
Contact: Diana Borgialli
Telephone: (800) 766-3641
Fax:(307) 684-5620
Counterfeit Cashier's Checks
SA-26-2008
June 16, 2008
Ccounterfeit cashier's checks issued in the bank's name and using a correct routing number of 102300459 are being presented for payment nationwide in connection with a mystery shopping scam. The counterfeit checks may be identified by the following traits: the words "CASHIER'S CHECK" are located in the top center portion of the instrument directly above the following security statement: "AN INDEMNITY AND/OR SURETY BOND MAY BE REQUIRED PRIOR TO REPLACEMENT OR REFUND OF THIS CHECK IF LOST OR DESTROYED." The following wording is located beneath the bank name in the upper-left section of the check: "Payable Through First National Bank of Buffalo, Buffalo, WY, For Inquiries call 1-866-495-3692." A remitter line is located in the bottom-left corner of the check, and the following security statement is located within the bottom border surrounded by padlock icons: "SECURITY FEATURES INCLUDED. DETAILS ON BACK." The words "Authorized Signature" and "Countersigned" are located under the signature lines in the bottom-right portion of the instrument.

Items presented to date have included a remitter of "Top Shop, Inc.," have been made payable in the amount of $4,985, include the words "Operator I.D..Cu9482101" towards the top-right area, contain a 9-digit check serial number beginning in the "254" series, and have been signed by "Thomas W. Casey" and "D D'Alessendro." Correspondence accompanying the counterfeit checks may contain the letterhead of "TOP SHOP INC., Suite 171, 404 S. Cannon Street, Bridgeville, DE 19933, Tel/Fax#: 1-905-599-6092." Note that this wireless telephone number originates in Oakville, Ontario. The letter may be signed by Kristy Hudson, Chief Assignment Co-Ordinator. The correspondence informs the recipient that he or she has been pre-selected to represent the company as a mystery shopper. It is explains that the enclosed cashier's check is to be used during the assignment to make purchases at various merchants and to transfer money using a nationally known wire service. Recipients are instructed to contact 1-905-599-6092 prior to depositing the check and are required to keep the assignment confidential in accordance with the Code of Business Conduct and Ethics, which is enclosed with the check.
First National Bank of Darlington
Darlington, WI

Contact: Amy Smith
Telephone: (608) 776-4071
Fax: (608) 776-4396

Counterfeit Cashier's Checks


SA-4-2010
March 26, 2010
The above-named bank has reported that counterfeit cashier's checks issued in the bank's name and using a correct routing number of 075903019 are being presented for payment nationwide in connection with a secret shopping scam. The counterfeit checks do not resemble the bank's authentic items and may be identified by the following traits: the instruments are pinkish-blue in color, include the bank's address in the top-center area, and contain the words "Authorized Signature" below the signature line. The following notification is located in the top-left portion of the check: "NOTICE TO CUSTOMER: THE FILING OF A DECLARATION OF LOSS" FORM AFTER 90 DAYS FROM THE DATE OF ISSUANCE CAN BE FILED FOR THE REPLACEMENT OF THIS CHECK IN THE EVENT IT IS LOST, STOLEN, OR DESTROYED." The top border of the item includes the following security statement: "THIS CHECK IS VOID WITHOUT A RED & GRAY BORDER AND BACKGROUND PLUS A KNIGHT & FINGERPRINT WATERMARK ON THE BACK. HOLD AT AN ANGLE TO VIEW." The backside of the check contains an enclosed endorsement area, an area for two fingerprints, and the statement: "TO VIEW WATERMARKS, HOLD AT ANGLE OR UNDER BLACKLIGHT."

Items presented to date have been made payable in the amounts of $1,492, $1,895, and $3,765.42, contain a remitter name of Mark Lisi, and do not exhibit the bank's logo. Because of possible variations between the appearance of the bank's authentic items and the counterfeit items associated with the scam, officials of First National Bank of Darlington suggest they be contacted to verify authenticity of the bank's cashier's checks if received from an unknown entity. Correspondence accompanying the counterfeit checks may contain the letterhead of "Hallmark Marketing & Research Management, Inc., Market Research & Logistics, 530-5th Ave., New York, NY Fax: 1-765-319-2266; Phone: 1-403-383-1048." The correspondence informs the recipient that he or she has been selected to represent the company as a secret shopper. It is explained that the enclosed cashier's check is to be used during the assignment to make purchases at various merchants and to transfer money using a nationally known wire service. Recipients are instructed to contact Sandra Anderson or Mike Campbell at 1-403-383-1048 for further information prior to cashing the check.
First National Bank of Dozier
Dozier, AL

Contact:
Linda R. Colquett
Telephone: (334) 496-3592
Fax: (334) 496-3752

Counterfeit Cashier's Checks


SA-21-2007
March 29, 2007
Counterfeit cashier's checks issued in the bank's name and using a correct routing number of 062102849 are being presented for payment nationwide in connection with a lottery scam. While the counterfeit items have a strong resemblance to the authentic items, the counterfeit checks may be identified by the following: the instruments are bluish-purple in color and contain watermarks, the payable dollar amount is enclosed in a rectangular-shaped box, and a padlock icon is located directly beneath the authorized signature line. The following security statement is contained within the top border of the item: "THIS CHECK VOID WITHOUT A COLORED BACKGROUND AND AN ARTIFICIAL WATERMARK CERTIFICATION SEAL ON THE BACK – HOLD AT ANGLE TO VIEW SEAL." The bank's logo does not appear anywhere on the instrument. Items presented to date have been made payable in various amounts, contain 5-digit serial numbers beginning in the 70000 series, include remitter names of Mary Clayton and Kelly Roberts, and show a facsimile signature of actual bank employee, Linda Colquett.
The First National Bank of Dozier,
Dozier, AL
Contact: Linda R. Colquett
Telephone: (334) 496-3592
Fax: (334) 496-3752
Counterfeit Cashier's Checks
SA-142-2008
July 9, 2008
The counterfeit items display the routing number 062102849, which is assigned to The First National Bank of Dozier. The items are dissimilar to authentic cashier's checks and have ornate side borders. Authentic cashier's checks are blue with ornate borders on all sides. The following security feature statement appears below the written dollar amount line: "THIS DOCUMENT HAS A MICRO-PRINT SIGNATURE LINE, WATERMARK AND A THERMOCHROMIC ICON; ABSENCE OF THESE FEATURES WILL INDICATE A COPY." A padlock icon and security statement are shown to the right of the word "DOLLARS" on the right side of the written dollar amount line.
The First National Bank of Durango,
Durango, CO
Contact: Kelsey Partridge
Telephone: (970) 382-5734
Fax: (970) 382-5834
Counterfeit Cashier's Checks
SA-32-2011
October 25, 2011
The counterfeit items display the routing number 102100552, which is assigned to First National Bank of Durango. The items are similar to authentic cashier's checks; however, authentic checks have a marbled background that fades in color from the left side to the right side from blue to pink.
First National Bank of Gillette
Gillette, WY
Contact: Bookkeeping Department
Telephone: (307) 686-3340
FAX: (307) 686-3390
Counterfeit Official Checks
SA-10-2010
August 30, 2010
The above-named bank has reported that counterfeit official checks issued in the bank's name and using a correct routing number of 102301050 are being presented for payment nationwide in connection with a mystery shopping scam. The counterfeit checks resemble the bank's authentic items but may be identified by the following traits: the instruments are blue in color and include the following security statement in the top border: "PRINTED WATERMARK PAPER COLORED BACKGROUND." Another security statement appears beneath the dollar amount line, which reads: "This document has a multi-color background, a micro-print signature line, and a holographic foil title; 'absent' of these features will indicate a copy." Items presented to date have been made payable in varying amounts, with the majority presenting for $3,250, contain a remitter name of Bart P Burrows, and include check numbers in the numbering range of 329629 and higher. The counterfeit items do not contain the hologram.

Potential victims are solicited via e-mail from an individual using the name of Neshan Balian. The solicitation purports to originate from Secret Shopper, alleges to be a member of the Mystery Shopping Providers Association (MSPA), and outlines the duties of a secret shopper. The assignment centers on investigating local wire services. The letter states that the check the victim receives is to be taken to the bank "for instant cashing" and then he or she is to proceed directly to the wire center to immediately wire money to the location that will be e-mailed to them. There is a short application form that is to be completed and e-mailed back. The letter may be signed by Trevor Williams, Recruiting Department.
First National Bank of Gillette
Gillette, Wyoming
Contact: Bookkeeping Department
Telephone: (307) 686-3300
FAX: (307) 686-3362
Counterfeit Cashier's Checks
SA-6-2007
February 6, 2007
Counterfeit cashier's checks issued in the bank's name, using a correct routing number of 102301050, and drawn on a closed account are being presented for payment nationwide in connection with an Internet purchase scam. Counterfeit items may be identified by the following traits: the checks vary in color, do not contain a holograph security feature, and contain the bank's name and logo in the top center portion of the instrument.

Items presented to date have been made payable in varying amounts less than $10,000 and have included a remitter name of "John Powell." Items have been received by the potential victims via DHL courier and would appear to be sent from Texas by a "Donna Walker."
First National Bank of Gillette
Gillette, Wyoming
Contact: Ms. Deb Watson
Telephone: (678) 989-1453
Fax: (770) 297-6202
Counterfeit Cashier's Checks
SA-9-2003
February 24, 2003
The items bear the bank's routing number of 102301050 and are quite similar in appearance to genuine bank official instruments. All of the counterfeit checks are numbered with a six-digit combination that begins "176."
First National Bank of Gwinnett
Duluth, GA
Contact: Ken Gurovich
Telephone: (307) 686-3300
FAX: (307) 686-3390
Counterfeit Cashier's Checks
SA-85-2007
April 2, 2007
The counterfeit items are reportedly associated with a job scam and accompanied by letters originating from Canada. The counterfeit items display the routing number 061119927, which is assigned to First National Bank of Gwinnett. The items, which are dissimilar to authentic official checks, display "CASHIER'S CHECK" below the bank's name, location and a telephone number, which is not associated with the bank, in the upper-left corner. Security statements are embedded within the top and bottom borders. On the right side of the counterfeit items, two "AUTHORIZED SIGNATURE" lines are displayed preceded by the word "PER." The word "REMITTER" is displayed in the lower-left corner. A security padlock symbol is incorporated within the right border.

First National Bank of Gwinnett, Duluth, Georgia, issues official checks, as designated in the upper-right corner of the check, rather than cashier's checks. Below the words "Official Check" are "DATE:" and "BRANCH." The bank's "FNBG" logo, name, address and telephone number and the words "MEMBER FDIC" are centered at the top of the checks. Incorporated within the right border are the statements "SECURITY FEATURES INCLUDED. DETAILS ON BACK."
First National Bank of Hereford
Hereford, TX

Contact: John Wood
Telephone: (806) 363-2265
Fax: (806) 363-6066

Counterfeit Cashier's Checks


SA-89-2010
June 21, 2010
The counterfeit items display the routing number 0111324293, which is assigned to First National Bank of Hereford. The items are similar to authentic cashier's checks, but reflect "Fiona" rather than "Friona," which is the correct spelling. Authentic cashier's checks have a burgundy background.
First National Bank of Holdrege
Holdrege, NE

Contact:
Diane Samuelson
Telephone: (877) 310-4411
Fax: (308) 995-8371

Counterfeit Cashier's Checks


Alert 53-2007
August 23, 2007
Ccounterfeit cashier's checks issued in the bank's name and using a correct routing number of 104900886 are being presented for payment nationwide in connection with a mystery shopping scam. Counterfeit items do not resemble the authentic items and may be identified by the following traits: The checks are blue/gray in color and contain a dark blue logo in the upper-left corner and a nine-digit check number printed in red ink. The following security statement is contained within the top border: "SECURITY NOTICE: RED PADLOCKS ARE HEAT SENSITIVE AND CHANGE COLOR WHEN RUBBED." The bank's name, city, state, and unassociated telephone number of 1-888-634-5623 are located to the right of the logo. The words "Cashier's Checks" are located on the left-hand side beneath the logo, and the word "Remitter" appears in the bottom-left section of the check.

Items presented to date contain an authorized signature of Kristy Hudson and a countersignature of William M. Gunther, are made payable in the amount of $4,997.00, are dated August 13, 2007, and contain a remitter name of "Get Paid To Shop Agency." Due to possible variations of appearance, it is suggested that officials of First National Bank of Holdrege be contacted to verify authenticity of the bank's cashier's checks if received from an unknown or questionable source.

Correspondence accompanying the checks may contain the letterhead of "GET PAID TO SHOP AGENCY, www.getpaid2.com, Tel/Fax # 1-905-559-4699, Suite 1200, 575 Argus Road, Oakville, ON L6J 8J3." Please note that this telephone number originates from Canada.

The letter informs the recipient that he or she has been chosen to represent the company as a secret shopper. A statement explains that the enclosed cashier's check is to be used to purchase merchandise at various nationally known merchants and to transfer money using a nationally known wire service. The funds to be spent at each location are divided into specific dollar amounts, with the shopper being allotted the remaining funds as payment for his or her mystery shopper service. The recipient is instructed to call 1-905-599-4699, ext. 100. He or she will then receive detailed instructions on how to proceed. The letter is signed by "David Hawkins, Chief Assignment Co-ordinator."
First National Bank of Hughes Springs
Hughes Springs, TX

Contact:
Lynda Shaddix
Telephone: (903) 639-2521
Fax: (903) 639-2836

Fictitious Official Checks


SA-10-2008
February 19,, 2008
The above-named bank has reported that fictitious official checks issued in the bank's name and using the bank's correct routing number of 111911033 are being presented for payment nationwide in connection with various up-front fee schemes, including lottery and mystery shopping scams.

These items are fictitious, as The First National Bank of Hughes Springs does not issue official checks. Checks presented to date have been made payable in varying amounts from $3,875 to $44,830 and may include remitter names of "CSS," "Comparison Shoppers Solution," or "Aspen Financial." Due to possible variations in appearance of the bank's official items and scams, it is suggested that officials of The First National Bank of Hughes Springs be contacted to verify authenticity of any of the bank's official items, if received from an unknown or questionable source.

The prize award winning notification correspondence accompanying some of the checks may contain the letterhead of "Winners Capital Trust Financial To Improve The Way People Live, P .O Box 9088, Wildword, NJ 08260-9088, Telephone 1-905-462-1328" and contain the typos as underlined above. Note that the telephone number provided originates out of Milton, Ontario. The recipient is informed of his or her winning status of a large dollar amount and is instructed to deposit the enclosed check into his or her bank account immediately to assist with the local taxes and administrative fees. Once the fees are paid, the full winning amount will be released. The recipient is further instructed to contact claim agent Robert Elliot by a specific date, or the prize will be forfeited. This letter may be signed by Edwin Brown.

The mystery shopper correspondence may contain the letterhead of "Comparison Shopping Solutions, P O Box 4800, Wildwood, NJ 08280; Tel: 1-905-462-1329; Fax: 1-888-280-8459." The correspondence informs the recipient that he or she has been selected to be a secret shopper for the company. It explains that the enclosed check is to be used to purchase merchandise at various nationally known merchants as well as to transfer money using a nationally known wire service. The funds to be spent at each location are broken down by a specific dollar amount, with the shopper being allotted the remaining funds as payment for their mystery shopper service. The letter may be signed by Cathy Bradley.
First National Bank of Hutchinson
Hughes Hutchinson, KS

Contact:
Carol Berger
Telephone: (620) 694-2270
Fax: (620) 694-2317

Counterfeit Cashier's Checks


SA-5-2009
March 19, 2009
The above-named bank has reported that counterfeit cashier's checks issued in the bank's name and using a correct routing number of 101100171 are being presented for payment nationwide in connection with a mystery shopping scam. The counterfeit checks resemble the authentic items, but may be identified by the following traits: the instruments are of unknown color and include the following security statement in the top border: "For security purposes, the face of this check contains a colored background and microprinting in the border." The following security statement is printed between two padlock icons in the bottom-center section: "Security Features Included. Details on Back."

Two series of items have been presented to date. The first has been made payable in the amount of $3,405 and includes a remitter name of Rachal Wilson; the second has been made payable in the amount of $3,962.11 and includes a remitter name of Rachel Santine. Due to possible variations between the appearance of the bank's authentic items and the counterfeit items associated with differing scams, officials of First National Bank of Hutchinson suggest they be contacted to verify authenticity of the bank's cashier's checks if received from an unknown or questionable source.

Correspondence accompanying the counterfeit checks may contain the letterhead of "Corporate Research International, 4581 Broad Street, Pleasantville, NJ 08232, Tel: 1-403-383-6027, Fax: 1-985-249-2732" and may be signed by Bolton Phillips, Director Operations (employment). The correspondence informs the recipient that he or she has been selected to represent the company as a mystery shopper. It is explained that the enclosed cashier's check is to be used during the assignment to make purchases at various merchants and to transfer money using a nationally known wire service. Recipients are instructed to deposit the check and contact the Accounts Manager for details.
First National Bank of Midland
Midland, TX

Contact:
George Reeves
Telephone: (806) 374-1000
Fax: (806) 374-6954

Counterfeit Cashier's Checks


Alert 254-2006
August 29, 2006
The items are reportedly associated with an Internet purchase scam. The counterfeit items display the routing number 116324201, which is assigned to First National Bank of Midland, and bear a strong resemblance to authentic cashier's checks. However, the counterfeit items have a black border around the entire check and asterisks precede and follow the dollar amount.
First National Bank of Jeffersonville
Jeffersonville, NY

Contact:
Rhonda L. Decker
Telephone: (845) 292-6300
Fax: (845) 292-6615

Counterfeit Cashier's Checks


SA-89-2008
April 14, 2008
The counterfeit items display the routing number 051900353, which is assigned to Branch Banking and Trust (BB&T), Charleston, West Virginia. The First National Bank of Jeffersonville issues cashier's checks through a BB&T account. The counterfeit items are markedly dissimilar to authentic cashier's checks and have a "VOID" background when copied. The counterfeit items display the following security feature statement embedded in a darkened top border with rounded corners: "FOR SECURITY PURPOSES THE FACE OF THIS DOCUMENT CONTAINS A COLORED BACKGROUND AND MICROPRINTING IN THE BORDER." A security feature statement is also shown along the bottom border between two padlocks. The word "RE" appears in the top-left corner.

Authentic checks have dark ornate borders on all sides with square corners. They display the following security feature statement in the top-left corner: "THIS DOCUMENT HAS AN ARTIFICIAL WATERMARK PRINTED ON THE BACK. THE FRONT OF THE DOCUMENT HAS A MICRO-PRINT SIGNATURE LINE. ABSENCE OF THESE FEATURES WILL INDICATE A COPY." The bank's slogan ("The Everybody Bank") is incorporated in the bottom of the rectangle containing the bank's name and logo in the top-center area.
First National Bank of Lipan
Lipan, TX

Contact:
Nancy Hutchins
Telephone: (254) 646-2244
Fax: (254) 646-2250

Counterfeit Cashier's Checks


Alert 2008-50
December 11, 2008
The above-named bank has reported that counterfeit cashier's checks issued in the bank's name and using a correct routing number of 111908758 are being presented for payment nationwide in connection with both an Internet-based mystery shopping scam and overpayment scam.

The counterfeit checks bear a strong resemblance to the authentic items but may be identified by the following traits: the instruments may be green in color and contain a remitter name of Mike McConathy. The address information following the bank name in the lower-left portion of the check contains "Box 188," verbiage above the signature line states "ASST. VICE PRESIDENT – CASHIER – LAMAN OFFICER," and while there is a padlock icon located in the right border, there is no security statement. Due to possible variations in the appearance of the bank's official items and differing scams associated with the counterfeit items, officials of First National Bank of Lipan suggest they be contacted to verify authenticity of the bank's cashier's checks if received from an unknown or questionable source. Items presented to date in relation to the overpayment scam have been made payable in large dollar amounts to various equipment and vehicle dealers. Items presented to date in relation to the mystery shopping scam have been made payable in the amount of $4,800.

E-mail correspondence related to the mystery shopping scam may contain a sender e-mail address of [lyordwilliams13@aol.co.uk]. The letter informs the recipient that he or she has been selected as a mystery shopper. It is explained that the check being mailed is to be used during the assignment to make purchases at various merchants and to transfer money using a nationally known wire service. Recipients are instructed to wire the funds to Kelvin Ball, 5 Fairoak Grove, Enfield, United Kingdom, London EN3 6LY.
First National Bank of McMinnville
McMinnville, TN

Contact:
Derita Reed
Telephone: (931) 473-4402
Fax: (931) 473-6952

Counterfeit Official Checks


SA-39-2009
February 25, 2009
The counterfeit items display the routing number 064101589, which is assigned to The First National Bank of McMinnville. The items are similar to authentic cashier's checks; however, the counterfeit items display the words "OFFICIAL CHECK" inside a box embedded in the center of the top border. A toll-free telephone number that is not associated with the bank is shown in the lower-left corner below the bank's name, city, state and ZIP code. The First National Bank of McMinnville does not issue official checks; however, it does issue cashier's checks. Authentic checks display the words "CASHIER'S CHECK" inside a box below the top border in the center of the check. A security feature statement embedded within the top border is also displayed
First National Bank of Midland
Midland, TX

Contact:
George Reeves
Telephone: (806) 374-1000
Fax: (806) 374-6954

Counterfeit Cashier's Checks


Alert 2006-43
August 17, 2006
Counterfeit cashier's checks issued in the bank's name and using a correct routing number of 116324201 are being presented for payment locally and nationwide in connection with an Internet purchase scam. While the counterfeit items have a strong resemblance to the authentic checks, the counterfeit items can be identified by the following: the instruments contain a black border around the entire check and asterisks preceding and following the dollar amount. Counterfeit items presented to date have been payable in the amount of $4,800.00, show the remitter as Sarah Adams, and are dated 8/11/06.
First National Bank of the Mid-Cities
Bedford, TX

Contact:
Amanda Sharp
Telephone: (817) 553-2522
Fax: (817) 553-2501

Counterfeit Cashier's Checks


SA-216-2007
August 8, 2007
The counterfeit items display the routing number 111910267, which is assigned to First National Bank of the Mid-Cities, but are dissimilar to authentic checks. The counterfeit items display the bank's name, address ("4009 Airport Pkwy, Bedford, TX 76021") and the statement "VOID AFTER 120 DAYS" near the upper-left corner. The bank's name, address and a telephone number - "(817)-715-6367" - which is not associated with the bank, also appear near the upper-right corner. Authentic checks have an ornate border. Only the bank's name appears in the top-center portion. The wording "CASHIER'S CHECK" is computer-generated and appears above the signature line. A padlock icon is placed between the statements "SECURITY FEATURES INCLUDED" and "DETAILS ON BACK," shown vertically within the right border.
First National Bank of Monahans
Monahans, TX

Contact:
Felix Hattler
Telephone: (432) 570-9330
Fax: (432) 620-6555

Counterfeit Cashier's Checks


Alert 2006-51
September 15, 2006
The above-named bank has reported that counterfeit cashier's checks issued in the bank's name and using a correct routing number of 112322634 are being presented for payment nationwide in connection with an up-front fee Internet scam. While the counterfeit items closely resemble authentic items, the counterfeit checks can be identified by an incorrect account number of 941190 in the MICR line and a fictitious telephone number of 888-259-5785 in the upper left-hand corner. In addition, the counterfeit instruments do not contain watermarks as do the authentic checks.

Items presented to date have been made payable in the amounts of $4,900 and $8,000; have been dated August 25, 2006; and show purchaser names of Greg Prewit or Cynthia Roberts. The variation of the appearance of the items may continue to change. As such, bank officials are encouraged to contact TexStar Bank to verify the authenticity of the item that is being presented.
First National Bank of Nevada
Scottsdale, AZ

Contact:
Patricia Coronado, AVP
Telephone: (480) 224-8243
FAX: (480) 224-8536

Counterfeit Cashier's Checks


SA-180-2006
June 29, 2006
counterfeit cashier's checks bearing the institution's name are in circulation. The counterfeit items are associated with a scam that includes a letter notifying recipients of winning a cash prize in a lottery drawing. Recipients are instructed to make immediate contact using the information listed below and arrange to wire transfer processing fees prior to having the winnings released:

Zenon Publishing Sweepstakes House, Winnings Processing Center, 7861 Victoria Drive, SW, Edmonton, AB–V3V-6C5, (780) 604-5806; or Century Link Pos, 555 Belleville Street, Suite 800, Victoria, BC V8V 2X5, (250) 813-0583. The counterfeit items display the routing number 0122401723, which is assigned to First National Bank of Nevada, and are similar to authentic cashier's checks. However, the counterfeit items are printed on check stock that fades from blue to purple (left to right). The statement "THIS CHECK IS VOID WITHOUT A COLORED BACKGROUND AND AN ARTIFICIAL WATERMARK CERTIFICATION SEAL ON THE BACK–HOLD AT ANGLE TO VIEW SEAL" is embedded in the top border. A blurred image of black mountains is embedded within the bank's logo and centered at the top of the item. The statement "SIGNATURE HAS A COLORED BACKGROUND" is located under the dual signature line at the bottom-right side of the item. The reverse side contains a watermark certification seal stating "ABA/ANSI SEAL Tested."

Authentic cashier's checks are printed on a multi-colored background of peach and light green with a purple image of mountains embedded within a logo. A security statement is contained under the dollar amount line, and a foil hologram security strip is located along the top border. The statement "FOIL STRIP HOLOGRAM" is printed in a continuous loop along the top border.
First National Bank of Nevada
Scottsdale, AZ

Contact:
Patricia Coronado, AVP
Telephone: (480) 224-8243
FAX: (480) 224-8536

Counterfeit Cashier's Checks


2006-30
June 13, 2006
The above-named bank has reported that counterfeit cashier's checks issued in the bank's name and using a correct routing number of 122401723 are being presented for payment nationwide in connection with a lottery scam.

While the counterfeit items have a strong resemblance to the authentic items, the counterfeit checks can be identified by the following: printed on standard check stock paper which changes from blue to purple in color (from left to right). The statement "THIS CHECK IS VOID WITHOUT A COLORED BACKGROUND AND AN ARTIFICIAL WATERMARK CERTIFICATION SEAL ON THE BACK - HOLD AT ANGLE TO VIEW SEAL" is contained within the top border of the check. The image of mountains contained in the bank's logo in the top-center portion of the instrument is black in color and appears blurred. The statement "SIGNATURE HAS A COLORED BACKGROUND" is located under the dual signature line at the bottom-right portion of the check, and the reverse side contains a watermark certification seal stating "ABA/ANSI SEAL Tested." All checks presented to date have been made payable in amounts varying from $3,600.00 - $4,800.00 and include a remitter name of "HEIDI ROWLAND."

The counterfeit items have been mailed to potential victims accompanied by letters from either:
  • Donald Coffman, Foreign Service Manager, Zenon Publishing Sweepstakes House, Winnings Processing Center, 7861 Victoria Drive, SW, Edmonton, AB - V3V-6C5, (780) 604-5806, or
  • Heidi Rowland, Account Services Department, Century Link Pos, 555 Belleville Street, Suite 800, Victoria, BC V8V 2X5, (250) 813-0583

    The letters notify the recipient that they have won a cash prize in a lottery drawing. The potential victim is instructed by the counterfeiters to make contact immediately to arrange a wire transfer of processing fees in order to have the remaining funds released.

    Authentic cashier's checks contain a multi-colored background of peach and light green, and the image of mountains contained in the bank's logo is purple. A security statement is contained under the dollar amount line, and a foil hologram security strip is located along the top border of the instrument, which contains a continuous loop of the statement: "FOIL STRIP HOLOGRAM."
First National Bank of New Holland
New HOlland, OH

Contact:
Ruth R. Murphy
Telephone: (740) 495-5307
Fax: (740) 495-5478

Counterfeit Cashier's Checks


SA-59-2007
November 16, 2007
The above-named bank has reported that counterfeit cashier's checks issued in the bank's name but using the routing number of Miami Valley Bank, 044111191, are being presented for payment nationwide in connection with a mystery shopping scam. The counterfeit checks are significantly different than the authentic items. The counterfeit checks may be identified by the following: the checks are of unknown color and contain a logo of an eagle in the top-left corner with the words "First National Bank." The bank name of "First National Bank of Holland, PO Box 348, New Holland, OH 43135" appears in the top-center section of the check with an incorrect abbreviated routing code of "60-119/441" to the right. A remitter section is located in the top-left portion of the instrument, the words "Cashier's Check" are located in the lower-left area, and the date section is preceded by the word "Date." The top border of the check includes the following security statement: "FOR SECURITY PURPOSES, THE FACE OF THIS DOCUMENT CONTAINS A COLORED BACKGROUND AND MICROPRINTING IN THE BORDER." An additional security statement is located within the bottom-center portion of the check and is enclosed with two padlock icons: "SECURITY FEATURES INCLUDED. DETAILS ON BACK."

Checks presented to date have been made payable in the amount of $4,999.99, contain an authorized signature of Katherine Bell, use a remitter name of Debra Brooks, and contain the following statement in the bottom-center portion of the check: "VOID OVER $4,999.99." Due to possible variations of appearance of the counterfeit items and scams, it is suggested that officials of The First National Bank of New Holland be contacted to verify authenticity of the bank's cashier's checks, if received from an unknown or questionable source.

Correspondence accompanying the counterfeit instruments may contain the letterhead of "Money-Op Market Research Inc., [www.money-op.com], P.O. Box 1400, New York, NY 10040, Tel: 1-226-200-0281, Fax: 1-866-544-7540." The letter informs the recipient that he or she has been selected to participate in a paid consumer research program. It is explained that the enclosed check is to be used to purchase merchandise at various nationally known merchants as well as to transfer money using a nationally known wire service. The funds to be spent at each location are broken down with a specific dollar amount, with the shoppers being allotted a portion as payment for their mystery shopper service. Recipients are instructed to contact the accounts manager at 226-200-0281 for details on how to complete the remittance forms. Note that this telephone number originates from Kitchener, Ontario. The offer has an expiration date to further entice potential victims to act quickly. The letter may be signed by Serge Burns, Director Human Resources.
First National Bank of Olathe
Olathe, KS

Contact:
Amy E. Thomas
Telephone: (913) 791-9120
Fax: (913) 791-9296

Counterfeit Cashier's Checks


SA-59-2009
May 21, 2009
The counterfeit items display the routing number 101001720, which is assigned to First National Bank of Olathe. The counterfeit items are nearly identical to authentic cashier's checks; however, in the upper-left corner the address is shown in Overland Park, Kansas. Authentic checks are multi-colored (blue-light red-blue) and display a security feature statement embedded in the darkened top border. The address (444 E. Santa Fe, KS 66061) is shown in the upper-left corner, and the words "PAYMENT IN FULL" appear along the bottom center of the check.
First National Bank of Park Falls
Park Falls, WI

Contact: Diane Miller
Telephone: (715) 762-2411,
Fax at (715) 762-2416

Counterfeit Cashier's Checks


SA-6-2008
February 1, 2008
The above-named bank has reported that counterfeit cashier's checks issued in the bank's name and using a correct routing number of 091508317 are being presented for payment nationwide in connection with a mystery shopper scam. Counterfeit items may be identified by the following traits: checks may be brown in color and contain the following security statement in the top border: "FOR SECURITY PURPOSES, THE FACE OF THIS DOCUMENT CONTAINS A COLORED BACKGROUND AND MICROPRINTING IN THE BORDER." The bank name and incorrect logo appear in the upper-left corner of the instrument as well as the following incorrect check address information: "110 North 2nd Avenue, PO Box 250, Park Falls, Wisconsin 54552." An incorrect abbreviated routing number of "55-915/831" is located in the upper-right portion of the check beneath an 8-digit serial number. The following statement is centered between two padlock icons within the bottom border of the check: "SECURITY FEATURES INCLUDED. DETAILS ON BACK." Please note that the counterfeits lack the words "CASHIER'S CHECK."

Items presented to date have been made payable for $3,950, contain an 8-digit check serial number, and are dated 01/09/2008. Due to possible variations in appearance of the bank's cashier's checks and scams, it is suggested that officials of First National Bank of Park Falls be contacted to verify the authenticity of any of the bank's official items, if received from an unknown or questionable source.

Correspondence accompanying the checks may contain the letterhead of "FOREMAN, 7 Clark Avenue, THORNHILL, Ontario, CANADA L3T 1S4, A Division of American Survey ResearchORG. 1928 Metcalf Street, Suite 725, HONOLULU, HAWAI 96823." Notice that Hawaii is, indeed, misspelled in the letterhead. The letter may be signed by "Sonia SANTANA, Manager, Human Resources."

The correspondence informs the recipient that he or she has been selected to be a secret shopper for the company. It explains that the enclosed check is to be used to purchase merchandise at various nationally known merchants as well as to transfer money using a nationally known wire service. The funds to be spent at each location are broken down with a specific dollar amount, with the shopper being allotted the remaining funds as payment for their mystery shopper service.

Recipients are instructed to fax a completed acceptance form to 1-866-205-7026 before depositing the check. Once the recipient has completed the shopping assignment, he or she is to contact the "co-ordinator" Natalia Noble at 1-902-412-1310 for verification of assignment completion. Note that this telephone number originates out of Halifax, Nova Scotia.
First National Bank of Peterstown
Peterstown, WV

Contact: Betty Brown
Telephone: (304) 753-4321
Fax: (304) 753-5863

Counterfeit Cashier's Checks


Alert 2009-16
September 8, 2009
The above-named bank has reported that counterfeit cashier's checks issued in the bank's name and using a correct routing number of 051503051 are being presented for payment nationwide in connection with a mystery shopping scam.

The counterfeit checks do not resemble the bank's authentic items and may be identified by the following traits: the instruments are blue in color, contain the name and color logo of FNB of Peterstown in the upper-left corner and the words "CASHIER'S CHECK" in the top-center followed by a Notice, which states: "Notice to Purchaser – In the event this check is lost, misplaced, or stolen a sworn statement and 90 day waiting period will be required prior to replacement. This check should be negotiated within 90 days." The following security statement is located in the top border: "FOR SECURITY PURPOSES, THE FACE OF THIS DOCUMENT CONTAINS A COLORED BACKGROUND AND MICROPRINTING IN THE BORDER." A security statement is also located in the bottom-center border surrounded by two pad-lock icons. A telephone number of 1-800-373-5098 appears in the bottom-left corner of the check. Please note that this telephone number is not associated with the bank.

Items presented to date have been made payable in the amount of $4,980, contain a remitter name of "B.V Inc," and display a signature of Thomas W. Casey.

Due to possible variations between the appearance of the bank's authentic items and the counterfeit items associated with the scam, officials of The First National Bank of Peterstown suggest they be contacted to verify authenticity of the bank's cashier's checks if received by an unknown entity.

Correspondence accompanying the counterfeit checks may contain the letterhead of "Buyers View Inc., Suite #224-635 Scenic Drive, Peterstown, WV 24963." The correspondence informs the recipient that he or she has been selected to represent the company as a mystery shopper. It is explained that the enclosed cashier's check is to be used during the assignment to make purchases at various merchants and to transfer money using a nationally known wire service. Recipients are instructed to contact an assignment coordinator at 1-905-861-1453 Ext. 103 or 1-647-890-2742 Ext. 103. The letter may display a signature of Jack A. Dill, Chief Assignment Co-Ordinator.
First National Bank of Pikeville (Bank of Crossville branch)
Pikeville, TN

Contact:
Tony Gervolino
Phone: (423) 447-2931
Fax: (423) 447-2319

Counterfeit Cashier's checks


Alert 2012-9
March 12, 2012
The above-named bank has reported that counterfeit cashier's checks issued in the bank's name and using a correct routing number of 064102944 are being presented for payment nationwide and internationally in connection with a variety of Internet auction and property rental scams. In all cases, recipients are paid a larger-than-necessary sum via the counterfeit checks. The sender then requests the recipient to wire the excess fees to a third party.

The counterfeit items closely resemble the bank's authentic cashier's checks. Items presented to date have been made payable for varying amounts between $2,857 and $6,000, have included the remitter name of Mark Wayne, and are signed by Christy Tollett. The signature appears to be a stamped image.
First National Bank of Pikeville
Pikeville, TN

Contact: Tony Gervolino
Telephone: (423) 447-2931
Fax: (423) 447-2319,

Counterfeit Cashier's Checks


Alert 2011-8
September 30, 2011
Re: Counterfeit Cashier's Checks of The Bank of Crossville, A Branch of the First National Bank of Pikeville, Pikeville, TN The above-named bank has reported that counterfeit cashier's checks issued in the bank's name and using a correct routing number of 064102944 are being presented for payment nationwide and internationally in connection with a potential variety of Internet auction scams and mystery shopping scams. The counterfeit items closely resemble the bank's authentic cashier's checks. Items presented to date have been made payable for varying amounts between $2,450 and $99,900 and have included the remitter name of Mark Wayne.
First National Bank of Seiling
Seiling, OK

Contact: Kirk Pittman
Telephone: (580) 922-4211
Fax: (580) 922-4213

Counterfeit Cashier's Checks


SA-110-2010
August 3, 2010
The counterfeit items display the routing number 103106283, which is assigned to The First National Bank of Seiling. The items are similar to authentic cashier's checks; however, when copied they have a "VOID" background. A security feature statement is embedded in a darkened top border and along the bottom border between two padlocks. The words "Cashier's Check" are shown below the written dollar amount line on the right side. An indemnity bond statement is in the lower-left corner. The bank's logo, name and "P.O. Box 10, Selling [misspelled], OK" are in the top-center area. Authentic cashier's checks display a padlock icon and vertical security statement along the right side. Cashier's checks with amounts greater than $1,000.00 will bear two signatures.
First National Bank of Shelby
Shelby, NC

Contact:
Telephone: (704) 484-6200
FAX: (704) 484-6279

Counterfeit Cashier's Checks


OCC:ALERT 2006-70
December 13, 2006
Items presented to date have been made payable in the amounts of either $3,880 or $4,950 and contain a remitter name of either Peter Murphy or Alexander Hutchingson. Due to the possibility of future appearance variations, it is suggested that First National Bank of Shelby be contacted to verify authenticity of their official items.
First National Bank of Sonora
Sonora, Texas

Contact:
Mr. Harold McEwen
Telephone: (325) 947-2100
FAX: (325) 947-2517

Counterfeit Cashier's Checks


SA-75-2003
November 17, 2003
The counterfeit checks display the bank's logo and routing number of 111313000. However, the counterfeit checks are printed on blue paper, while the authentic checks have a green background.
First National Bank of Suffield
Suffield, CT

Contact:
Carrie LeBlanc
Telephone: (860) 668-3950
Fax: (860) 668-3954

Counterfeit Cashier's Checks


SA-11-2008
February 20, 2008
The above-named bank has reported that counterfeit cashier's checks issued in the bank's name and using the bank's correct routing number of 011102353 are being presented for payment nationwide in connection with a mystery shopping scam. Counterfeit items may be identified by the following traits: checks are of unknown color but contain the following security statement within a darkened top border: "FOR SECURITY PURPOSES, THE FACE OF THIS DOCUMENT CONTAINS A COLORED BACKGROUND AND MICROPRINTING IN THE BORDER." The bank's logo is printed in the upper-left corner followed by the bank's name and following information: "Payable Through FNB of Suffield, Suffield, CT. For inquiries, call (886) 262-0398." Note that this telephone number does not belong to the bank. The words "CASHIER'S CHECK" are located in the top center portion of the instrument followed by a security statement, and a remitter section is printed in the lower-left corner. The bottom border contains the following security statement between two padlock icons: "SECURITY FEATURES INCLUDED. DETAILS ON BACK."

Items presented to date have been made payable in the amount of $4,985, contain an 8-digit serial number, an incorrect account number of "8978013581," lack the appropriate underscoring, include an abbreviated routing number of 39-514/9241, and use a remitter name of "S n' C Inc." Due to possible variations in appearance of the bank's cashier's checks and scams, it is suggested that officials of The First National Bank of Suffield be contacted to verify the authenticity of any of the bank's official items, if received from an unknown or questionable source.

The mystery shopper correspondence may contain the letterhead of "SHOP N' CHEK INC., The Worldwide Leader in Mystery Shopping, TEL/FAX# 1-905-599-7501, Suite 1200, 575 Ilalo Street, Honolulu, HI 96813." Note that the telephone number provided originates out of Oakville, Ontario. The correspondence informs the recipient that he or she has been selected to be a secret shopper for the company. It explains that the enclosed check is to be used to purchase merchandise at various nationally known merchants as well as to transfer money using a nationally known wire service. The funds to be spent at each location are broken down by a specific dollar amount, with the shopper being allotted the remaining funds as payment for their mystery shopper service. The letter may be signed by Kristy Hudson.
First National Bank of Syracuse
Syracuse, Kansas


Contact:
Jane Sharp
The First National Bank of Syracuse

Counterfeit Cashier's Checks


SA-67-2004
September 21, 2004
The counterfeit items display the proper routing number of 101103686 for The First National Bank of Syracuse and appear similar to authentic instruments. However, authentic cashier's checks state above the signature line that two signatures are required for amounts $1,000.00 and over, while the counterfeit items state that two signatures are required for amounts $10,000.00 and over.
First National Bank of Talladega
Talladega, AL


Contact:
Chad Thomas
The First National Bank of Syracuse
Phone: (256) 761-2298
Fax: (256) 362-3929
Counterfeit Cashier's Checks


SA-25-2008
June 12, 2008
The above-named bank has reported that counterfeit cashier's checks issued in the bank's name and using a correct routing number of 062200961 are being presented for payment nationwide in connection with a mystery shopping scam. The counterfeit checks are similar to the authentic items but may be identified by the following: the instruments are light blue in color and contain both a darker blue logo and top and bottom border. The following security statement as well as a padlock logo is located within the bottom border: "THIS DOCUMENT CONTAINS SECURITY FEATURES. SEE REVERSE." The MICR line is printed beneath the bottom border. Items presented to date have included a remitter of "Angela Newton," have been made payable in the amount of $4,955, and contain a 6-digit check serial number beginning with the "148" series.

Correspondence accompanying the counterfeit checks may contain the letterhead of "Shadow Shopper, 353 Sherbrook Street, Unit 12, Winnipeg, MB R3B 2W7; Tel: 1-905-462-1614; Fax: 1-484-952-4950." Note that this telephone number originates in Milton, Ontario, and the fax number originates in Pennsylvania. The letter may be signed by Scott Nicholson, Human Resource Manager. The correspondence informs the recipient that he or she has been selected to participate in a paid consumer research program as a "shadow shopper." It is explains that the enclosed cashier's check is to be used to transfer money using a nationally known wire service to "Gretchen Cline in Winnipeg, Manitoba Canada." Recipients are instructed to contact 1-905-462-1614 prior to depositing the check and are required to keep the assignment confidential in accordance with the Code of Business Conduct and Ethics, which is enclosed with the check. Due to possible variations in the appearance of the bank's official items and differing scams associated with the counterfeit or fictitious items, officials of The First National Bank of Talladega recommend that any recipient who receives any of the bank's official items from an unknown or questionable source should contact the bank to verify the item's authenticity.
First National Bank of Tennessee
Llivingston, TN


Contact:
Roger Brady
The First National Bank of Syracuse
Phone: (931) 403-4433
Fax: (931) 403-4475
Counterfeit Cashier's Checks


SA-11-2010
August 30, 2010
The above-named bank has reported that counterfeit cashier's checks issued in the bank's name and using a correct routing number of 064101233 are being presented for payment nationwide in connection with a mystery shopping scam. The counterfeit checks resemble the bank's authentic items but may be identified by the following traits: A security statement in the top border that reads, "TO VERIFY AUTHENTICITY SEE REVERSE SIDE FOR DESCRIPTION OF THE 11 SECURITY FEATURES;" The words "CASHIER'S CHECK" are printed in a dark ink and appear in the top center portion of the check; and the bank's Internet address does not appear under the logo in the top-left portion of the items. The color of the checks is unknown. Items presented to date have been made payable in the amount of $1,990.50 and include a remitter name of Keith Stanton. In another variation of this scam, counterfeit business checks using the name of "INSTINET" and appearing to be drawn on JPMorgan Chase Bank, N.A. are now being presented with First National Bank of Tennessee's routing number and GL account number. These items have been presented in the amount of $1,895.
First National Bank of Waynesboro
Waynesboro, GA


Contact:
Annette Bailey
Counterfeit Bank Checks


SA-162-2008
August 11, 2008
The counterfeit items display the routing number 061202245, which is assigned to First National Bank of Waynesboro. The items are similar to authentic bank checks; however, the counterfeit items display a security feature statement embedded in the top border. The words "AUTHORIZED SIGNATURE" appear below the signature line on the counterfeit items. Authentic checks display a vertical security statement and padlock symbol within the right border. The words "AUTHORIZED SIGNATURE" appear above the signature line.
First National Bank of Waynesboro
Waynesboro, GA


Contact:
Linda Swackhammer
Counterfeit Official Checks


SA-33-2008
July 29, 2008
Counterfeit official checks issued in the bank's name and using a correct routing number of 061202245 are being presented for payment nationwide in connection with on-line purchase overpayment scams. Counterfeit items are similar to the authentic checks, but may be identified by the following traits: checks may be either green or blue in color with a marbled background and contain the following security statement in the top border: "THIS DOCUMENT HAS A COLORED BACKGROUND AND MICROPRINTING. THE REVERSE SIDE INCLUDES AN ARTIFICIAL WATERMARK." The date section is located in the upper-right portion of the instrument and is not underscored. In addition, the Pay to the Order of section is not underscored, and the words "Authorized Signature" appear beneath the signature line. The words "CERTIFIED CHECK" may appear beneath the payable dollar amount line, and the items may be signed by Deborah Kogill.

Items presented to date have been made payable in the amounts of either $2,555 or $7,500 and may include a remitter name of Michael Siviter or a purchaser name of Doyle Lee Vaquez. Due to possible variations in the appearance of the bank's official items and differing scams associated with the counterfeit or fictitious items, officials of First National Bank of Waynesboro suggest they be contacted to verify authenticity of the bank's official items if received from an unknown or questionable source.
First National Bank of Weatherford
Weatherford, TX


Contact:
Linda Swackhammer
Fictitious Official Checks


SA-14-2008
February 20, 2008
The above-named bank has reported that fictitious official checks issued in the bank's name and using the bank's correct routing number of 111910267 are being presented for payment nationwide in connection with a mystery shopping scam. These items are fictitious, as the First National Bank of Weatherford does not issue official checks. Checks presented to date have been made payable in the amounts of $3,875 and $3,950 and may include a remitter name of "CSS." Due to possible variations in appearance of the bank's official items and scams, it is suggested that officials of the First National Bank of Weatherford be contacted to verify authenticity of any of the bank's official items, if received from an unknown or questionable source.

The mystery shopper correspondence may contain the letterhead of "COMPARISON SHOPPING SOLUTIONS, PO Box 4800, Wildwood, NJ 08280, Tel: 1-905-920-5618, Fax: 1-888-380-8459." Note that the telephone number provided originates out of Hamilton, Ontario. The correspondence informs the recipient that he or she has been selected to be a secret shopper for the company. It explains that the enclosed check is to be used to purchase merchandise at various nationally known merchants as well as to transfer money using a nationally known wire service. The funds to be spent at each location are broken down by a specific dollar amount, with the shopper being allotted the remaining funds as payment for their mystery shopper service. The letter may be signed by Cathy Bradley.
First National Bank of Wellston
Wellston, OH


Contact:
Brenda Branscom
Telephone (740) 384-2146
Fax at (740) 384-6925
Counterfeit Cashier's Checks


Alert 2014-8
February 5, 2014
The above-named bank has reported that two different versions of counterfeit cashier's checks, both using a correct routing number of 044203850, are being presented for payment nationwide. These payments are being made in connection with a variety of Internet overpayment scams, including but not limited to online auctions and fictitious job opportunities.

While the counterfeit checks resemble the bank's authentic checks, counterfeit items may be identified by several traits:
* The following security statement is located in the top border: "WARNING: THIS DOCUMENT HAS SECURITY FEATURES IN THE PAPER."
* The following security statements may be printed in the right-hand border, separated by a padlock icon: "Security Features Included" and "Details on Back."
* The words "AUTHORIZED SIGNATURE" may appear both above and below the signature line in the lower-right section.
* The authorized signature line may contain a double underscore.

Counterfeit cashier's checks presented to date have been made payable in varying amounts between $1,900 and $3,150 and contain a remitter name of Christina Minton.

Potential victims of the job opportunity scam may be contacted via e-mail by Sartaij Bal [sartaij.bal@gmail.com] and informed that they will receive a check by USPS Priority Mail. Once the checks are received, the recipients are instructed to deposit them into their bank accounts and contact Sartaij Bal for further instructions.

Potential victims of the Internet auction scam have been contacted via text messaging by John Grey with questions regarding the sale of goods that the potential victims have posted online. Once a price has been established, the potential victim is sent a check for a much greater amount than the agreed price. The potential victim is then instructed to wire the balance to a third-party individual.
First National Bank of Wyoming
Cheyennne, WY


Contact:
Susan Chisholm, Branch Operations, by mail at 2015 Central Avenue; Cheyenne WY 82001; by telephone at (307) 634-2483; by fax at (307) 635-7533.
Counterfeit Cashier's Checks


OCC Alert 2012-4
February 6, 2012
The above-named bank has reported that counterfeit cashier's checks issued in the bank's name and using a correct routing number of 107000233 are being presented for payment nationwide in connection with various Internet scams.

Counterfeit items closely resemble the bank's authentic cashier's checks but may be identified by the following: The checks may be green in color and contain a darkened top border with the following statement: "This document has a colored background and microprinting. The reverse side includes an artificial watermark." Items presented to date have been made payable in the amounts of $2,750 and $2,950 and contain remitter names of John Walker, Richard Joe, or Phillip Jones.

Potential victims are initially being contacted via e-mail and are then receiving the counterfeit checks via an overnight courier service. The e-mail messages contain specific information regarding the need to immediately wire funds derived from the counterfeit items to a third party. Scams may involve mystery shopping or travel services.
First National Bank of Wyoming
Wyoming, DE


Contact:
John J. Steele, Senior Vice President/Operations, by mail at 120 West Camden Wyoming Avenue, Wyoming, DE 19934; by telephone at (302) 398–3232; by fax at (302) 398-3289; or via e-mail at jsteele@fnbwyomingde.com.
Counterfeit Cashier's Checks


OCC Alert 2011-6
June 6, 2011
The above-named bank has reported that counterfeit cashier's checks issued in the bank's name and using a correct routing number of 031100636 are being presented for payment nationwide in connection with secret shopper and craigslist Internet purchase scams.

The counterfeit items strongly resemble the bank's authentic checks and contain what purport to be official bank employee signatures. The counterfeit checks may be identified by their green color and basket-weave background pattern.

Items presented to date relating to the secret shopper scam contain payment amounts of $3,330 and are dated 5/11/11.

Correspondence accompanying these items contains the following letterhead: "SH P'NCHEK, 6025 The Corners Parkway, Suite 200, Norcross, GA 30092. USA." and is signed by "David Bliss." The solicitation outlines the duties of a secret shopper. The letter states that the money order the victim receives should be taken to the bank and cashed. The holder should then deduct a $200 commission and wire the balance to a "Betty Jones." An evaluation is to then be completed and e-mailed to blissshopper@aol.com and aiisodjad015@aol.com.
First National Bank USA
Boutte, LA


Contact:
Kurt J. Dempster
Telephone: (985) 785-8411
Fax: (985) 785-3913

Counterfeit Cashier's Checks


SA-172-2005
November 22, 2005
The counterfeit items display the routing number 065402517, which is assigned to First National Bank USA. The counterfeit items are dissimilar to authentic checks in font and style. Authentic checks have a scroll border and display the wording "Original Financial Instrument" in the top center of the border. In the top border of the counterfeit items, the following wording is displayed: "This document has a colored background and microprinting. The reverse side includes an artificial watermark."
First National Community Bank
Dunmore, PA


Contact:
Sheila Hallinan
Telephone: (570) 348-6429
Fax:(570) 348-6414

Counterfeit Cashier's Checks


SA-22-2007
March 30, 2007
Counterfeit cashier's checks issued in the bank's name and using a correct routing number of 031303132 are being presented for payment nationwide in connection with a lottery scam. While the counterfeit items have a strong resemblance to the authentic items, the counterfeit checks may be identified by the following: the instruments are of unknown color, contain 6-digit serial numbers, and include the following security statement within the top border: "FOR SECURITY PURPOSES, THE FACE OF THIS DOCUMENT CONTAINS A COLORED BACKGROUND AND MICROPRINTING IN THE BORDER." The following statement is found in the bottom border: "THE REVERSE SIDE OF THIS DOCUMENT INCLUDES A UNIQUE CHECK IDENTIFY BAR CODE AND AN ARTIFICIAL WATERMARK – HOLD AT AN ANGLE TO VIEW."

Items presented to date have been made payable in the amounts of $2,850.00, $2895.93 and $2950.00 and have contained the following incorrect account numbers: 63-1124346, 74-1124346, 94-1124346 and 108-1124346. Due to possible variations of appearance and information, it is suggested that First National Community Bank officials be contacted to verify the authenticity of the bank's official items, if received from an unknown or questionable source.

Correspondence accompanying the checks may contain the letterhead of "Ideal Games Incorporated, 5012 E. Thomas Rd., Phoenix, AZ 85018." The letter alerts the recipient that he or she is the winner of a prize sponsored by "Publisher's Clearing House, Reader's Digest, and Online Games." Recipients are urged to contact contest managers Emma Wright at 613-255-2709 or Steve Bailey / Rose Daniel at 204-887-5478 prior to a specific deadline. Note that both telephone numbers are of Canadian origin. The letter further states that the enclosed check is to be used to pay "State" surcharges. The correspondence is signed by Perma Wilson, Payments Director.
First Nations Bank
Chicago, IL

Contact:
Paula Pandocchi
Telephone: (773) 594-5900
Fax: (773) 594-0600
Counterfeit Cashier's Checks


SA-150-2009
August 31, 2009
The counterfeit items display the routing number 07192430, which is assigned to First Nations Bank. A security feature statement is embedded in a darkened top border and a "NOTICE TO PURCHASER" statement appears in the top-left corner. A "For or Purchaser" box appears below the notice. Two signature lines are displayed in the lower-right corner. Authentic checks are mint green with foil guards on the left and right borders. An indemnity bond statement appears in the top-left corner and a security feature statement in an italic handwritten font appears above the words "CASHIER'S CHECK" toward the middle of the check. The bank's telephone number appears below the bank's name and location in the top-center of the check. One "AUTHORIZED SIGNATURE" line is displayed in the lower-right corner.
First Northern Bank of Dixon
Dixon, CA

Contact:
Karen P. Walker
Telephone: (707) 678-7864, Extension 2164
Counterfeit Cashier's Checks


SA-31-2009
February 25, 2009
The counterfeit items display the routing number 121105156, which is assigned to First Northern Bank of Dixon. The items are similar to authentic cashier's checks; however, the counterfeit items display a security feature statement embedded in the top border. Authentic cashier's checks display an ornate border on all four sides and a security statement below the written dollar amount. A watermark image of the bank's logo (the number 1 surrounded by wheat with a ribbon and the words "EST 1910") is also displayed.
First Northern Bank of Dixon
Dixon, California

Contact:
Sally Galindo
Telephone: (707) 678-3041
Fax: (707) 678-9734

Counterfeit Cashier's Checks


SA-161-2006
June 6, 2006
The counterfeit items include the routing number 121105156, which is assigned to First Northern Bank of Dixon. The counterfeit items are dissimilar to authentic checks in style. The counterfeit items display a "1" superimposed on top of a map of the United States, encircled by a globe. "First Bank" appears to the right of the globe logo, in the top-center portion of the item. Printed directly below the bank name is the location "Austin, Texas."

Authentic cashier's checks display "FIRST NORTHERN BANK" in the top-center portion of the check. Beneath the bank name, "OF DIXON" appears in a small font, and the bank's address is printed on the next two lines.
First Northwest Bank
Arlington Heights, Illinois

Contact:
Kathleen Siegel
Telephone: (847) 385-7044

Counterfeit Cashier's Checks


SA-55-2004
March 26, 2004
The counterfeit items display the proper routing number of 071925473 for First Northwest Bank. The counterfeit items and the authentic checks are similar. However, authentic cashier's checks are blue, and counterfeit items are mauve. Authentic cashier's checks have a banner at the bottom of the check under the micro encoding that states, "THE BACK OF THIS DOCUMENT CONTAINS AN ARTIFICIAL WATERMARK - HOLD AT AN ANGLE TO VIEW." The counterfeit items have a similar statement, but it is located at the top of the instrument.
First Premier Bank
Souix Falls, SD

Contact:
Jane Massmann Weber
Telephone: (605) 357-3941
Fax: (605) 367-1331

Counterfeit Checks


SA-18-2007
January 5, 2007
The counterfeit items are reportedly associated with a Canadian lottery scam. Counterfeit items display the routing number 092005411, which is assigned to First Interstate Bank, Helena, Montana. First Premier Bank issues checks through an account at First Interstate Bank. Counterfeit items are similar to authentic checks. However, counterfeit items include the following statement embedded within the top border: "THIS DOCUMENT HAS A COLORED BACKGROUND AND MICROPRINTING. THE REVERSE SIDE INCLUDES AN ARTIFICAL WATERMARK."

Authentic checks include the following security statement below the top border: "THIS DOCUMENT HAS AN ARTIFICIAL WATERMARK PRINTED ON THE BACK. THE FRONT OF THE DOCUMENT HAS A MICROPRINT SIGNATURE LINE. ABSENCE OF THESE FEATURES WILL INDICATE A COPY." Authentic checks have a weave-pattern background.
First Personal Bank
Orland Park, IL

Contact:
Janine Masny
Telephone: (708) 226-2727
Fax: (708) 226-9236

Counterfeit Cashier's Checks


SA-52-2010
May 13, 2010
The counterfeit items display the routing number 071925884, which is assigned to First Personal Bank. A security feature statement is embedded in a darkened top border with rounded corners. The bank's name and address are displayed near the top-left corner. The word "Remitter" is displayed on the right side of the items, near the numerical dollar amount box. Lines for the payee and written dollar amount appear on the items. Authentic cashier's checks have ornate borders and display the bank's logo, name and address in the top-center area. The word "Remitter" appears above the payee section on the left side. The words "CASHIER'S CHECK" appear in the lower-left corner above a security feature statement.
First Port City Bank
Bainbridge, GA

Contact:
Debra Middleton
Telephone: (229) 246-6200
Fax: (229) 248-2709

Counterfeit Cashier's Checks


SA-176-2006
June 28, 2006
The counterfeit items display the routing number 061202452, which is assigned to First Port City Bank, and are similar to authentic checks. The counterfeit items are tan and have white borders with rounded corners. The counterfeit items include the following statement embedded within the top border: "THIS DOCUMENT HAS A COLORED BACKGROUND AND MICROPRINTING. THE REVERSE SIDE INCLUDES AN ARTIFICIAL WATERMARK." Authentic checks have a light-blue background with black print and they include a patterned border with square corners. A security padlock symbol is inserted within the right border.
First Peoples Bank of Tennessee, Jefferson City, TN


Contact:
Clyde Byard
Telephone: (423) 587-2471
Fax: (423) 587-5312

Counterfeit Cashier's Checks


SA-293-2007
November 28, 2007
The counterfeit items display the routing number 053000196, which is assigned to Bank of America, N.A., and are markedly dissimilar to authentic cashier's checks. The counterfeit items display the words "CASHIER'S CHECK" in the top center. The bank's name appears between two dark lines in the top-left corner along with a branch address ("7100 Kingston Pike, Knoxville, Tennessee 37919"). The words "PURCHASED BY" are printed in the lower-left corner.

Authentic checks display the routing number 064202828, which is assigned to First Peoples Bank of Tennessee. The bank's name and logo (a Liberty Bell icon) are blue and centered below the top border. An indemnity bond notice appears in the top-right corner. The words "CASHIER'S CHECK" are red and appear in the lower-left corner. The checks have a blue marbled background with red check numbers.
First PREMIER Bank, Sioux Falls, SD


Contact:
Lori Kueter
Telephone: (605) 357-3404
Fax: (605) 357-3446

Counterfeit Expense Checks


SA-245-2007
August 31, 2007
Counterfeit expense checks bearing the name Premier Bankcard, Inc. are in circulation. The counterfeit items display the routing number 091408598, which is assigned to First PREMIER Bank. The items are similar to authentic expense checks. However, the counterfeit items have a security statement embedded within a darkened top border and the word "REFERENCE" is printed beneath the bank's name in the top-left corner.
First Priority Bank, Malvern, PA


Contact:
Larry Donato
Telephone: (610) 280-7100
Fax: (484) 527-4037

Counterfeit Official Checks


SA-88-2008
April 14, 2008
Counterfeit official checks bearing the institution's name are being circulated with several scam letters, including letters regarding employment, a consumer research entity and a rewards program.

The counterfeit items display the routing number 031918899, which is assigned to First Priority Bank, but are dissimilar to authentic cashier's checks. There are at least three different versions of the counterfeit items, including some with borders embedded with security wording. One version does not have borders and lacks security wording. However, all three versions display the wording "OFFICIAL CHECK" near the top and center of the item. The bank's logo, name and mailing address are shown in the top-left portion of the counterfeit items. Authentic cashier's checks show the bank name in the top center and "CASHIER'S CHECK" in the lower-left portion of the check.
First Republic Bank
Las Vegas, Nevada

Contact:
Fred J. Casissa or Janine Le
Telephone: (415) 296-3756/(415) 288-1450
Fax: (415)-296-3753
Counterfeit Cashier's Checks


SA-2-2007
January 4, 2007
Counterfeit cashier's checks bearing the Bank of Walnut Creek name are in circulation. Counterfeit items display the routing number 121138013, which is assigned to First Republic Bank. Counterfeit items are not similar to authentic cashier's checks. The top-left corner of the counterfeit items display the Bank of Walnut Creek name and address and a phone number not associated with the bank. Counterfeit items also have descriptions of security features embedded in the top and bottom borders.

Authentic cashier's checks display the routing number 122042205, which is a payable-through account with Preferred Bank, Los Angeles, California. Authentic cashier's checks display scroll borders in the top-right and top-left corners. The words "CASHIER'S CHECK" are printed in the top-left corner, and the Bank of Walnut Creek name, address and phone number appear in the top-center portion.
First Republic Bank
San Francisco, California, branch of First Republic Bank, Las Vegas, Nevada

Contact:
Fred J. Casissa or Janine Le
Telephone: (415) 296-3756 / (415) 288-1450

Counterfeit Cashier's Checks


SA-164-2005
November 18, 2005
The counterfeit items display the routing number 321081669, which is assigned to First Republic Bank, San Francisco, California. Although the counterfeit items appear similar to authentic checks in style and layout, the counterfeit items use a different print font. The counterfeit items also display a telephone number, which authentic checks do not. A copy of a counterfeit item and an authentic official check (VOID) are attached for your review.
First Republic Bank
Los Angeles, California
Also see: Bank of America, Chicago, Illinois
Contact: Ms. Sara Kurth
Telephone: (310) 407-7026
FAX: (310) 407-1300
Counterfeit Official Checks
FDIC SA-12-2003
March 3, 2003
The items bear First Republic Bank's routing number of 071923284. The reported counterfeit items, while similar in design to the genuine instrument, are smaller in size (length), do not display the branch's telephone number and incorrectly note the processing bank as "Bank of America Illinois" instead of "Bank of America."
First Resource Bank
Exton, PA
Contact: Natalie M. Carrozza
Telephone: (610) 363-9400
Fax: (610) 561-6037
Counterfeit Official Checks
SA-67-2008
March 28, 2008
The items are reportedly associated with a mystery shopper scam. The counterfeit items display the routing number 031918873, which is assigned to First Resource Bank, but are markedly dissimilar to authentic cashier's checks. The counterfeit items display security feature statements embedded in darkened top and bottom borders with rounded corners. The bank's logo (the number "1"), name and address appear in the top-left corner. The words "OFFICIAL CHECK" are shown in the top portion. The word "Remitter" appears below the written dollar amount line and the words "AUTHORIZED SIGNATURE" are below the signature line.

First Resource Bank does not issue official checks; however, it does issue cashier's checks. Authentic cashier's checks are light grey and have squared corners. A padlock icon and vertical security feature statement are incorporated into the right border. The bank's logo (the number "1"), name and address are in the top center. The words "Cashier's Check" are shown in the top-right corner and the word "REMITTER" is in the top-left corner.
First Savings Bank
Beresford, SD

Contact:
Rick Christensen
Telephone: (605) 763-4534
Fax: (605) 763-2010
E-mail: rick.christensen@firstsavingsbanks.com

Counterfeit Cashier's Checks


SA-14-2011
March 2, 2011
The counterfeit items display the routing number 091406833, which is assigned to First Savings Bank. The counterfeit items are markedly dissimilar to authentic cashier's checks. They have an ornate patterned background and display the words "MEMO" and "REMITTER" in the top-left corner. The words "Cashier's Check" are shown inside of a rectangle in the lower-left corner. The numerical dollar amount is also shown inside a rectangle.

Authentic cashier's checks are light green in color with ornate borders. A security padlock and vertical statement are embedded in the right border. The phrase "Express Line (24 Hour Banking)" and a toll-free telephone number are shown below the bank's name and address in the top-center area. The phrase "AN AUTHORIZED SIGNATURE" is above the signature line.
First Savings Bank of Hegewisch
Chicago, IL

Contact:
as Golas
Telephone: (800) 752-8382, extension 206
Fax: (773) 646-8205

Counterfeit Cashier's Checks


SA-72-2010
June 7, 2010
The counterfeit items display the routing number 271070814, which is assigned to First Savings Bank of Hegewisch. The items also display a security feature statement that is embedded in a darkened top border. The words "OFFICIAL BANK CHECK" appear below the bank's name in the top-left corner. An address, which is not associated with the bank, is in the top-center area. A "Memo" line is in the lower-left corner. Authentic official bank checks are light yellow and display a padlock security icon embedded in the right border. A "NOTICE TO CUSTOMER" statement appears to the right of the bank's logo, name and address in the top-left corner. The words "OFFICIAL BANK CHECK" and the statement "VOID AFTER 180 DAYS" appear above a microprint signature line in the lower-right corner.
First Security Bank,
Boseman, MT

Contact:
Cheri Johnson
Telephone: (406) 585-3947
Fax: (406) 585-3839

Counterfeit Cashier's Checks


SA-248-2006
August 29, 2006
The counterfeit items are associated with a sweepstakes scam involving Wagner Reid Investments & Trust Inc., London, United Kingdom, which claims to hold winnings from the International Sweepstakes, Ltd. The counterfeit items display the routing number 092101289, which is assigned to First Security Bank Malta, Malta, Montana. Authentic checks display the routing number 092900613, which is assigned to First Security Bank, Bozeman, Montana.

The counterfeit items display a bank logo of a large dollar sign turned sideways in the top-left corner. The bank's address and a telephone number, which is not associated with the bank, appear beneath the logo. The FDIC logo and the words "CASHIER'S CHECK" appear in the top-center portion. The counterfeit items include two signature lines. Authentic cashier's checks display a logo of a dollar sign turned sideways centered at the top with the bank's location directly below the logo. The words "CASHIER'S CHECK" are displayed in the bottom- left portion and only one signature line is shown above the lower-right corner.
First Security Bank, Batesville
Batesville, Mississippi

Contact:
Tina Allen
Telephone: (662) 563-9311
Fax: (662) 563-9337

Counterfeit Personal Money Orders


SA-101-2006
April 13, 2006
The counterfeit items display the routing number 084205915, which is assigned to First Security Bank, and are similar to authentic personal money orders in appearance. However, the counterfeit items bear a telephone number that is not associated with the bank in the lower-left corner below the bank's logo, name and address. Also, the following descriptions of security features are printed in the top border of the counterfeit items: "THIS DOCUMENT HAS A COLORED BACKGROUND AND MICROPRINTING. THE REVERSE SIDE INCLUDES AN ARTIFICIAL WATERMARK."

Authentic money orders do not include a telephone number in the lower-left corner, nor do they include a description of security features in the top border.
First Security Bank
Lake Benton, Minnesota

Contact:
Janel Stuefen
First Security Bank

Counterfeit Money Orders


SA-15-2005
February 22, 2005
The counterfeit items display the routing number of 092005411 assigned to First Security Bank, Lake Benton, Minnesota. The counterfeit money orders are similar to the authentic instruments; however, the bank's telephone number is not displayed on the counterfeit items.
First Security Bank and Trust Company
Oklahoma City, OK

Contact:
Patricia Culton
Telephone: (405) 424-4341, extension 248

Counterfeit Cashier's Checks


SA-44-2010
May 3, 2010
The counterfeit items display the routing number 103000677, which is assigned to First Security Bank and Trust Company. The items are similar to authentic cashier's checks; however; the counterfeit items display a security feature statement along the top border and have the word "MEMO" in the lower-left corner. Copies of a counterfeit item and an authentic check (VOID) are attached for your review. Be aware that the appearance of counterfeit items can be modified and that additional variations may be presented.
First Security Bank of Conway
Conway, Arkansas

Contact:
Nancy Kocourek
Telephone: (501) 450-1886
Fax: (501) 450-1899

Counterfeit Cashier's Checks


SA-76-2006
March 28, 2006
The counterfeit items display the routing number 082901774, which is assigned to First Security Bank of Conway, and are very similar to authentic cashier's checks. However, on the counterfeit items, the check amount shown beneath the "PAY TO THE ORDER OF" line appears to be printed; on authentic checks, the amount is embossed.
First Security State Bank
Evansdale, Iowa

Contact:
Ronald D. Andresen
E-mail: ron@fssbonline.com
Telephone: (319) 235-6731
Fax: (319) 235-0336

Counterfeit Money Orders


SA-320-2007
December 21, 2007
The counterfeit items display the routing number 073922377, which is assigned to First Security State Bank. The items are similar to authentic money orders; however, the counterfeit items have frayed edges.
First Sentinel Bank
Richlands, VA

Contact:
Serena McClanahan
Telephone: (276) 963-3000, Extension 230
Fax: (276) 964-4958


Counterfeit Cashier's Checks


SA-129-2006
April 28, 2006
The counterfeit items include the routing number 251473512, which is assigned to First Sentinel Bank, but are dissimilar to authentic checks. The counterfeit items display a negative image of the bank's logo in the top-left portion of the item that includes a dark background and light lettering. The counterfeit items also display the wording "CASHIER'S CHECK" on the left side of the item. In the top-center portion of the counterfeit item, the bank's name and location are printed, followed by a toll-free telephone number, which is not associated with the bank.

Authentic cashier's checks display the wording "Cashier's Check" in the upper-right corner of the check. The checks also display a logo, which is an image of a person superimposed over a large "1." The image of the person is light; the background color of the "1" is dark. To the right of the logo, "FIRST SENTINEL BANK" appears in a large font. Below the logo and the bank's name is the wording "Subsidiary of First Region Bancshares, Inc."
First Sentry Bank, Inc.
Huntington, WV

Contact:
Tom Ellis
Telephone: (304) 522-6400
Fax: (304) 522-6410


Counterfeit Cashier's Checks


SA-95-2008
April 22, 2008
The counterfeit items display the routing number 051502476, which is assigned to First Sentry Bank, and contain a security statement embedded in the top border. The following statement is shown beneath the words "CASHIER'S CHECK" in the top-center portion of the item: "AN INDEMNITY AND/OR SURETY BOND MAY BE REQUIRED PRIOR TO REPLACEMENT OR REFUND OF THIS CHECK IF LOST OR DESTROYED." A toll-free telephone number, which is not associated with the bank, is displayed below the bank's name and address in the top-left corner. Two signature lines are displayed. Authentic cashier's checks display the bank's logo, name and mailing address in the top center. Only one signature line is displayed.
First Sentry Bank, Inc.
Huntington, WV

Contact:
Tom Ellis
Telephone: (304) 522-6400
Fax: (304) 522-6410


Counterfeit Cashier's Checks


SA-86-2008
April 14, 2008
Counterfeit cashier's checks bearing the institution's name are being circulated with a mystery shopping scam letter. The counterfeit items display the routing number 051502476, which is assigned to First Sentry Bank. The counterfeit items contain a security statement embedded in the top border. Also, the following is shown beneath the words "CASHIER'S CHECK" in the top-center portion of the item: "AN INDEMNITY AND/OR SURETY BOND MAY BE REQUIRED PRIOR TO REPLACEMENT OR REFUND OF THIS CHECK IF LOST OR DESTROYED." A toll-free telephone number that is not associated with the bank is displayed below the bank's name and address in the top-left corner. The counterfeit items display two signature lines. Authentic cashier's checks display the bank's logo, name and mailing address in the top center. The checks display only one signature line.
First Southern Bank,
Florence, AL

Contact:
Cindy Schlosser
Telephone: (256) 718-4204
Fax: (256) 718-4277


Counterfeit Official Checks


SA-168-2009
September 30, 2009
The counterfeit items display the routing number 262283665, which is assigned to First Southern Bank. The items have a solid pink background and display a security feature statement along the bottom border between two padlocks. Authentic checks have a marbled pink background and display a security feature statement embedded in a darkened top border.
First Star Bank
Mesquite, TX

Contact:
Brenda Sanders
Telephone: (972) 285-6311
Fax: (972) 289-8042

Counterfeit Cashier's Checks


SA-103-2010
July 26, 2010
The counterfeit items display the routing number 111923898, which is assigned to First State Bank. The items are very similar to authentic cashier's checks; however, the payee name and date are handwritten. A security feature statement is embedded in darkened top and bottom borders. Authentic cashier's checks are blue/gray and display a telephone number in the top center.
First Star Bank
Arlington, Texas

Contact:
FDIC's Cyber-Fraud and Financial Crimes Section
550 17th Street, N.W.
Room F-4004
Washington, D.C. 20429

Fraudulent Checks


SA-336-2006
December 28, 2006
Financial institutions have contacted the Federal Deposit Insurance Corporation (FDIC) to report that fraudulent checks bearing the name First Star Bank, Arlington, Texas, using routing numbers assigned to various other financial institutions are in circulation. There is no federal- or state-chartered financial institution with the name First Star Bank operating in Texas.
First State Bank
Waynesboro, MS

Contact:
Sharon Bearc
Telephone: (601) 671-2058
Fax: (601) 735-4820

Counterfeit Cashier's Checks


SA-30-2011
October 18, 2011
The counterfeit items display the routing number 065304084, which is assigned to First State Bank. The items are blue and have ornate top and side borders. The words "CASHIER'S CHECK" are shown inside of a box in the top center. The items display the bank's logo, name, and address are in the top-left corner. The words "AUTHORIZED SIGNATURE" are shown below the signature line in the lower-right corner.

Authentic cashier's checks have the words "CASHIER'S CHECK" in the lower-left corner. The bank's name, logo, and address are in the top-center area. The words "AUTHORIZED SIGNATURE" are shown above the signature line in the lower-right corner.
First State Bank
Stockbridge, GA

Contact:
Lee Ann McCullough
Telephone: (770) 474-7293
Fax: (770) 474-8053

Counterfeit Checks


SA-21-2009
January 15, 2009
There are two different versions of counterfeit items: The first version displays a security feature statement embedded in the top and bottom borders and a padlock icon in the right border. The routing number 061101171, which is assigned to The First State Bank, is also displayed. The second version of counterfeit items shows a security feature statement embedded in a darkened top border and along the bottom border between two padlock icons. A logo is shown in the center of the item. The routing number 044015543, which is assigned to The Huntington National Bank, Columbus, Ohio, is also displayed. Authentic official checks display a security statement just below the top border and the routing number 044015543, which is assigned to The Huntington National Bank, Columbus, Ohio. The bank issues its official checks through a Moneygram Payment Systems, Inc. account at The Huntington National Bank.
First State Bank
Saint Robert, Missouri

Contact:
Laura Brock
E-mail: lbrock@firststatebankmo.com
Telephone: (573) 336-4411

Counterfeit Cashier's Checks


SA-309-2007
December 20, 2007
The counterfeit items display the routing number 081501353, which is assigned to First State Bank. The counterfeit items are very similar to authentic cashier's checks; however, they are green. Authentic checks are green and blue with maroon ornate borders.
First State Bank, Mesquite, TX

Contact:
Brenda Sanders
Phone: (972) 285-6311
Fax: (972) 289-8042

Counterfeit Cashier's Checks


SA-68-2008
March 28, 2008
The items are reportedly associated with a "Yahoo Lottery" scam. The counterfeit items display the routing number 111923898, which is assigned to First State Bank, but are dissimilar to authentic cashier's checks. The counterfeit items graduate in color (from blue to pink) with a dark blue top border. They display a security feature statement embedded in the top border and along the bottom border between two padlocks. A shaded rectangular signature area contains the title "Vice President."

Authentic checks are light blue with a black band across the middle containing the written dollar amount in white print. The bank's telephone number appears below its name, logo (the word "Mesquite" on a state of Texas image), and street address in the top-center area. A shaded rectangle signature area contains the title "Vice President and Cashier."
First State Bank, Warren, Arkansas

Contact:
Hugh Quimby
Phone: (870) 226-2601
Fax: (870) 226-2253

Counterfeit Cashier's Checks


SA-89-2007
April 5, 2007
The counterfeit items are reportedly associated with Canadian lottery and sweepstakes scams. The counterfeit items display the routing number 082901596, which is assigned to First State Bank of Warren, and are similar to authentic cashier's checks. The counterfeit items include security statements within the top and bottom borders, a security padlock embedded in the right border, and the appearance of a "VOID" background when the items are copied. Also, the items display a misspelling - the word "REMITER" - on the left side. Authentic checks include the bank's logo to the left of the bank's name, centered below the top border. The checks also have a security padlock to the right of the "DOLLARS" line.
First State Bank (also known as 1st State Bank), Saginaw, Michigan

Contact:
Tara Franz, AAP
Phone (989) 596-0832
Fax (989) 799-7648

Counterfeit Official Checks


SA-23-2007
January 8, 2007
The counterfeit items display the routing number 011007092, which is a payable-through account at Boston Safe Deposit and Trust Company, Boston, Massachusetts. The counterfeit items display the words "OFFICIAL CHECK" in the upper-left side above the word "REMITTER." The items also have security feature descriptions embedded in the top border, and the words "Check No." are printed in the upper-right side above the "Check Date" and "Check Amount" boxes.

Authentic checks display the words "OFFICIAL CHECK" on the upper-right side, and security feature descriptions are printed below the top border. A remitter line is printed in the lower-left corner, and "DRAWER: 1ST STATE BANK" appears above the official signature line in the lower right corner.
First State Bank, Noble, OK

Contact:
Sharlene Willenberg
Telephone: (405) 872-3434
Fax: (405) 872-5549

Counterfeit Cashier's Checks


SA-156-2007
June 20, 2007
The counterfeit items display the routing number 103008404, which is assigned to First State Bank, but are markedly dissimilar to authentic cashier's checks. The counterfeit items display the bank's name, "Oklahoma City," state and zip code in the upper-left corner. The bank's name, "Oklahoma City," and state are repeated in the lower-left corner above the word "For." The italicized words "CASHIERS CHECK" are located slightly to the left of the center near the bottom of the item. The following security statement is embedded within the top border: "THIS INSTRUMENT HAS A COLORED BACKGROUND. VOID PANTOGRAPH AND MICROPRINTING. THE REVERSE SIDE INCLUDES AN ARTIFICIAL WATERMARK." In addition, the items have a columned "VOID" background when copied.

Authentic checks display the bank's logo (the letters "F" and "S" inside of blocks), name, branch locations ("Noble-Norman-Wanette") and the words "***SINCE 1902***" in the top center. An indemnity bond "NOTICE TO CUSTOMERS" is displayed in the upper-left corner. The words "CASHIER'S CHECK" appear in the lower-left corner. The statement "TWO (2) SIGNATURES REQUIRED OVER $5000.00" appears above two signature lines in the lower-right corner. The statements "SECURITY FEATURES INCLUDED. DETAILS ON BACK" are printed vertically above a security padlock icon displayed within the right border.
First State Bank
Holly Springs, Mississippi

Contact:
Ms. Debra Sims
First State Bank
Telephone: (662) 252-4211

Counterfeit Cashier's Checks


SA-35-2004
April 23, 2004
The counterfeit instruments are drawn upon the bank and display the proper routing number of 084204628. However, they do not resemble the authentic official instruments. The authentic cashier's checks are printed on gray check paper stock, have a decorative border and display the bank's telephone number beneath the logo. The counterfeit items are printed on maroon check paper stock, have only a thin border at the top of the check, and do not display the bank's telephone number.
First State Bank of Munich
Munich, ND

Contact:
Maria Hoffman
Telephone: (800) 859-2035
Fax: (701) 682-5334

Counterfeit Cashier's Checks


SA-51-2010
May 13, 2010
The counterfeit items display the routing number 091302762, which is assigned to The First State Bank of Munich. The items also display the following security feature statement embedded within the darkened top border: "THIS DOCUMENT CONTAINS SECURITY FEATURES." The words "CASHIERS CHECK" (without an apostrophe) are displayed in the lower-left corner. Authentic cashier's checks display the following security feature statement embedded within the darkened top border with rounded corners: "ORIGINAL CHECK IS PRINTED ON CHEMICAL REACTICE PAPER AND HAS MICRO PRINTING IN THE SIGNATURE LINE." The words "CASHIER'S CHECK"(with an apostrophe) are displayed in the lower-left corner. The numerical dollar amount of the check is enclosed in a box on the right side of the checks.
First State Bank of Newcastle, Newcastle, WY

Contact:
Donna Bombeck
Telephone: (307) 746-4411
Fax: (307) 746-2936

Counterfeit Cashier's Checks


SA-225-2007
August 15, 2007
The counterfeit items display the routing number 102301775, which is assigned to First State Bank of Newcastle, but are markedly dissimilar to authentic cashier's checks. The counterfeit items display a security feature statement within the top and bottom borders. A security padlock icon is embedded within the right border. The bank's name (repeated twice), location and a toll-free telephone number, "(888)-405-4070," which is not associated with the bank, appear in the top-left corner. The words "Cashier's Check" are printed directly below the bank's name. The numerical dollar amount is printed inside a darkened rectangle on the right side, and the bank's name is shown below the rectangle. The words "Authorized Officer" appear below the first signature line, and the word "Countersigned" appears below the second signature line. The word "Remitter" is printed in the lower-left corner. A "VOID" background appears when the counterfeit item is copied.

Authentic cashier's checks display the bank's name and logo (a steer's head printed between the words "FIRST" and "STATE" in the bank name), post office box, telephone number, "(307) 746-4411," and location in the top center. The words "CASHIER'S CHECK" appear near the lower-left corner. A security feature statement is displayed below the written dollar amount line. A security padlock icon and statement appear after the word "DOLLARS" at the right end of the written dollar amount line. The words "AUTHORIZED SIGNATURES" are printed above two signatures on the right side. The word "REMITTER" is in the top-left corner. Authentic checks are yellow.
First State Bank, New Braunfels, Texas


Contact:
Walter A. Luce, Jr.
Telephone: (830) 625-5687
Fax: (830) 625-5807

Fraudulent Cashier's Checks


SA-178-2007
July 3, 2007
The fraudulent items display the routing number 111192354, which is not a valid routing number. The items also display a Texas state logo with 1st printed inside, and the name "FIRST STATE BANK" in the top center. The words "CASHIER'S CHECK" are printed in the lower-left corner. The top and bottom borders are darkened and have security feature descriptions embedded within. The items are green in color and have a "VOID" background when copied.
First State Bank
Holly Springs, Mississippi

Contact: Mr. David Morse
Telephone: (410) 822-1400
Fax: (410) 770-9068
Counterfeit Official Checks


SA-62-2003
October 7, 2003
The items utilize the bank's routing number: 084204628. The counterfeit items are quite dissimilar in appearance to the bank's genuine checks. Several key differences are the absence of a detailed border and bank logo on the counterfeit instruments.
First State Bank of California
Granada Hills, California
Contact: Ms. Mary Fisher
Telephone: (818) 366-2188 Fax: (818) 366-4093
Counterfeit Cashier's Checks
FDIC FIL-128-2002November 27, 2002
The counterfeit items bear the routing number 857639870.
First Suburban National Bank
Maywood, IL

Contact: Stella R. Kendziora
Telephone: (708) 450-4100, extension 317
Fax: (708) 450-1908
Counterfeit Cashier's Checks


SA-112-2010
August 3, 2010
The counterfeit items display the routing number 071921707, which is assigned to First Suburban National Bank. The items are markedly dissimilar to authentic cashier's checks. They display a security feature statement embedded in a darkened top border. The words "Cashier's Check" and a "Notice to Purchaser" statement appear in the top center. The bank's name and logo appear in the top-left corner within a darkened box. The bank's name and location are displayed in the lower-left corner. One signature line appears in the lower-right corner above the statement "Counter Signed if amount over $5,000." Authentic cashier's checks are green and display a padlock icon and vertical security feature statement along the right edge. The words "CASHIER'S CHECK," a purchase statement, and a "COMMENT" line are displayed in the lower-left corner. The bank's name and logo are in the top center. The bank's name is displayed below the numerical amount line and above the signature line on the right side of the checks.
First Tennessee Bank, National Association
Memphis, Tennessee

Contact:
Travis Wright
Telephone: (865) 971-2474
Fax: (865) 971-2786

Counterfeit Cashier's Checks


SA-23-2006
February 8, 2006
The counterfeit items display the routing number 064201324, which is assigned to First Tennessee Bank, National Association. The counterfeit items also display a logo of a red, white and blue square containing a white star in the top-left portion of the item. "FIRST TENNESSEE" is printed directly beneath the logo. "CASHIER'S CHECK" is displayed in the top-center portion of the counterfeit item, and the following statement appears within the bottom border of the item: "THIS DOCUMENT CONTAINS SECURITY FEATURES – SEE REVERSE- CE DOCUMENT CONTIENT DES CARACTERISTIQUES DE SECURITE- VOIR A LENDOS."

Authentic cashier's checks display the bank's logo in the top-left portion of the check, with "FIRST TENNESSEE" printed directly to the right. "CASHIER'S CHECK" is displayed in the top- center portion of the check. Authentic checks do not contain an actual signature line.
First Tennessee Bank, N.A.
Memphis, Tennessee

Contact:
OCC

Fax: (202) 874-5301

Counterfeit Cashier's Checks


Alert 2006-5
January 24, 2006
The above-named bank has reported that counterfeit cashier's checks, issued in the bank's name and using a correct routing number of 064201324, are being presented for payment. The counterfeit checks differ significantly from authentic checks issued by the bank.
First Texas Bank,
Round Rock, TX

Contact:
Lisa Garza

Telephone: (512) 255-2501
Fax: (512) 255-2349

Counterfeit Cashier's Checks


SA-186-2008
August 26, 2008
The counterfeit items display the routing number 251473088, which is not assigned to First Texas Bank. A security feature statement is embedded in the top border and the words "CASHIERS' CHECK" appear in the top center. The bank's logo, name and address are displayed in the lower-left corner. Authentic checks display the routing number 114904746, which is assigned to First Texas Bank. A "NOTICE TO CUSTOMERS" is shown in the top-left corner and a security statement is displayed below the written dollar amount line. The words "Cashier's Check" appear in the lower-left side.
First Texas Bank,
Georgetown, TX

Contact:
Lauri Tulloch

Telephone: (512) 863-2567
Fax: (512) 869-2387

Counterfeit Cashier's Checks


SA-260-2007
September 18, 2007
The counterfeit items are reportedly associated with a mystery shopper scam. The counterfeit items display the routing number 114903103, which is assigned to First Texas Bank, and are similar to authentic cashier's checks. However, the counterfeit items are green with a red star and blue number one in the bank's logo. The following security feature statement is embedded within the top border: "THIS CHECK IS VOID WITHOUT A COLORED BORDER AND BACKGROUND PLUS A KNIGHT & FINGERPRINT WATERMARK ON THE BACK - HOLD AT ANGLE TO VIEW." One signature line, the statement "SIGNATURE AREA CONTAINS A KNIGHT & FINGERPRINT CHECK WORDING" and an erroneous U.S. Patent Number are displayed in the lower-right corner.

Authentic cashier's checks are blue with black print and have ornate borders. The words "CASHIER'S CHECK" appear inside a rectangle with outward arrows on each end. The following statements are embedded within a curved top border: "Front of the document features color background inside this high resolution border and a white band outside of border. Back of document has grey printing on a white background. 'Security Document' is micro-printed in bottom border and Authorized Signature is in quotes in signature line." Authentic checks display a padlock icon and security statement on the right side. Two signature lines are shown in the lower-right corner.
First Texas Bank,
Killeen, TX

Contact:
Gordon Dungan

Telephone: (254) 634-2132
Fax: (254) 634-8454

Counterfeit Money Orders


SA-146-2007
June 6, 2007
The counterfeit items display the routing number 111923937, which is assigned to First Texas Bank. The items are light blue in color and have one signature line in the lower-right corner. Authentic money orders are blue/green in color and display the words "PAY," "REMIT TO," and "MEMO" on the left side. Two lines are printed in the lower-right corner above the word "PURCHASER."
First Trust Bank of Illinois,
Kankakee, IL

Contact:
Jennifer Draper

Telephone: (815) 929-4001, extension 239
Fax: (815) 929-4025

Counterfeit Official Checks


SA-34-2009
February 25, 2009
The counterfeit items display the routing number 071000505, which is assigned to Bank of America, N.A., Chicago, Illinois (formerly La Salle Bank, N.A.). First Trust Bank of Illinois issues its official checks through an account at Bank of America, N.A. The items are similar to authentic official checks; however, the counterfeit items display a security statement embedded within the top border. Authentic official checks display an ornate border on all sides. A vertical security feature statement and a padlock icon are shown along the right side.
First Tuskegee Bank,
Tuskegee, AL

Contact:
David Dalling

Telephone: (334) 262-0800
Fax: (334) 265-4333

Counterfeit Official Checks


SA-176-2007
July 3, 2007
The counterfeit items display the routing number 262286109, which is assigned to First Tuskegee Bank, but are markedly dissimilar to authentic official checks. The counterfeit items display ornate borders on three sides. The words "OFFICIAL CHECK" appear inside of a rectangle with rounded corners that is centered within the top border. The following security statement is displayed on each side of the rectangle: "HOLD THIS DOCUMENT UP TO THE LIGHT TO VIEW TRUE WATERMARK." The bank's logo, name, "ESTABLISHED IN 1894," address ("301 N. Elm Str Tuskegee, AL 36083") and a telephone number ("1 (888) 226-8286"), which is not associated with the bank, appear in the top-left corner. The bank's name is repeated as "DRAWER" above a computer-generated signature in the lower-right corner.

Authentic checks display the routing number 096016765, which is assigned to U.S. Bank, St. Paul, Minnesota. First Tuskegee Bank issues official checks through an account at U.S. Bank. The following security statements are displayed just below the top border: "THIS DOCUMENT HAS AN ARTIFICIAL WATERMARK PRINTED ON THE BACK. THE FRONT OF THE DOCUMENT HAS A MICRO- PRINT SIGNATURE LINE. ABSENCE OF THESE FEATURES WILL INDICATE A COPY." The words "OFFICIAL CHECK" appear in the top center above the bank's logo, name and address ("100 Commerce Street, Montgomery, AL 36104"). A "MEMO" line is included in the lower-left area and two signature lines appear in the lower-right corner.
First United Bank
Middletown, Indiana

Contact: Ms. Jean E. Real
Telephone: (765) 354-2291
FAX: (765) 354-6669
Counterfeit Cashier's Checks


SA-58-2003
October 1, 2003
The counterfeit cashier's checks have the institution's routing number of 071922557, display the bank's name in the upper left corner, and are titled "Cashier Check."

The counterfeit instruments include the bank's routing number of 323371076. While these items appear quite similar to the bank's genuine cashier's checks, the logo is larger and the phone number is not listed on the counterfeit items. In addition, the print fonts and item spacing are different.
First United Bank
Crete, Illinois

Contact:
Ms. Mary Beth Stout
Telephone: (708) 754-6161, ext. 246
FAX: (708) 754-5931
Counterfeit Money Orders


SA-53-2003
September 16, 2003
The counterfeit money orders have the institution's routing number of 071923750, display the bank's name in the upper left corner, and are titled "Money Order." The bank's genuine money orders display the bank's name in the bottom left corner and are titled "Personal Money Order."
First United Bank and Trust Company
Durant, OK

Contact:
Lisa Harris
Telephone: (580) 924-2211, extension 1352
Fax: (580) 920-4977
Counterfeit Cashier's Checks


SA-59-2007
March 13, 2007
The counterfeit items display the routing number 103100881, which is assigned to First United Bank and Trust Company. The items have a green background and security statements incorporated within the top and bottom borders. The wording "PAY TO THE ORDER OF" is printed in blue, and the check number is printed in red. The edges of the items are smooth. The signature is computer generated. Authentic checks have a blue background. A vertical security statement is incorporated within the right border. The wording "PAY TO THE ORDER OF" and the check number are printed in black. The edges of the checks are perforated.
First Union Bank
Raleigh, North Carolina
Contact: Ms. Kathy Kuzmicki
Telephone: (630) 571-1050, Ext. 242
Counterfeit Cashier's Checks
FDIC FIL-75-2002
July 9, 2002
Circulation appears to be nationwide. The routing number used on the counterfeit checks is 071923310,The routing number is assigned to Oak Brook Bank, Oak Brook, Illinois
Since these items bear the routing number of Oak Brook Bank, Oak Brook, Illinois, any information you have about this matter should be brought to the attention of the contact person listed in column 1.
First United Bank & Trust
Oakland, MD
Contact: Barbara A. Sweitzer
Phone: (301) 533-2348
Fax: (301) 334-6180

Counterfeit Checks
SA-214-2006
August 1, 2006
The counterfeit items display the routing number 102000979, which is payable through JP Morgan Chase Bank, N.A., Denver, Colorado. First United Bank & Trust issues official checks through Integrated Payment Systems, Inc., Englewood, Colorado, payable through JP Morgan Chase Bank, N.A., Denver, Colorado. The counterfeit items are not similar to authentic cashier's checks in appearance. The counterfeit items are printed on check stock that fades from green to blue, and they include a red logo next to the bank's name, city, state and zip code in the top-center portion of the items.

Authentic official checks display the words "My Bank!" above the bank's logo, name, city, state and zip code, and all are printed in black text in the top-center portion of the checks. The words "OFFICIAL CHECK" are printed in a box embedded in the top border. Authentic checks are blue and have ornate borders along the top and sides. A padlock symbol appears in the lower right.
First United Security Bank
Thomasville, Alabama
Contact: Janice Moody
Telephone: (334) 636-5424
Fax: (334) 636-1263

Counterfeit Cashier's Checks
SA-34-2007
January 24, 2007
The counterfeit items display the routing number 062103592, which is assigned to First United Security Bank, and are similar to authentic checks. On the counterfeit items, the bank's name and street address are centered at the top. The counterfeit items are printed on a light maroon-colored background with a padlock symbol and a security notice near the lower-right corner. The reverse side of the counterfeit items includes a padlock symbol and security feature descriptions.

Authentic checks display the bank's name, which is underlined, at the top center. The street address and telephone number are printed below the bank's name. The checks are printed on light green security paper, and security feature descriptions are embedded within the top and bottom borders.
First Volunteer Bank of Tennessee,
Chattanooga, TN
Contact: Sue A. Wilson
Telephone: (423) 668-4548
Fax: (423) 668-4838

Counterfeit Cashier's Checks
SA-8-2010
January 19, 2010
The counterfeit items display the routing number 061303348, which is assigned to First Volunteer Bank. The items are very similar to authentic cashier's checks. However, authentic checks are light blue and have ornate borders.
First Western Bank
Wall, SD
Contact: Melanie Shull
Telephone: 605) 279-2141
Fax: (605) 279-2250

Counterfeit Cashier's Checks
SA-241-2007
August 28, 2007
The items are reportedly associated with an "Award Claim Final Notification" scam and accompanied by correspondence from Canada and the Virgin Islands. The counterfeit items display the routing number 091409186, which is assigned to First Western Bank. The items are dissimilar to authentic cashier's checks. The counterfeit items display a security feature statement embedded within a darkened top border. The statements "SECURITY FEATURES INCLUDED. DETAILS ON BACK" are centered along the bottom border between two padlock icons. The bank's branch names appear below the bank's logo and name in the top center.

Authentic checks have ornate borders. A security feature statement is displayed below the written dollar amount line. A security padlock icon and statement are printed to the right of "DOLLARS." The bank's address ("P.O Box 402, 418 Main Street, Wall, SD 57790") appears below the bank's logo and name in the top center.
Fiserv Trust Company
Denver, CO

Contact:
Chris Peterson
Telephone: (303) 293-2223 Extension 5793
Fax: (303) 294-5751

Counterfeit Trust Checks


SA-80-2005
July 11, 2005
The counterfeit items display the proper routing number of 041203824 for processing Fiserv Trust Company checks, which are payable through Wells Fargo Bank Ohio N.A., Van Wert, Ohio; however, the fraudulent items are markedly dissimilar to authentic bank checks. The layout, style and fonts are different.
Fitchburg Savings Bank, FSB, Fitchburg, Massachusetts


Contact:
John E. Flores
Telephone: (978) 345-1061, extension 2324
Fax: (978) 343-2240

Counterfeit Official Checks


SA-181-2007
July 3, 2007
The counterfeit items display the routing number 211370736, which is assigned to Fitchburg Savings Bank, FSB, but are markedly dissimilar to authentic personal money orders. The counterfeit items have ornate borders on three sides and display the words "OFFICIAL CHECK" inside a rectangle with rounded corners centered within the top border. The following security statement appears on each side of the rectangle: "HOLD THIS DOCUMENT UP TO THE LIGHT TO VIEW TRUE WATERMARK." The bank's "FSB" logo, name and branch address ("9 Sack Blvd., Leominster, MA 01453") appear in the lower-left corner. The bank's name is repeated as "DRAWER" above the signature line.
Flagstar Bank
Troy, Michigan

Contact:
Nancy St. Louis
Telephone: (248) 312-6314
Fax: (248) 312-6971

Counterfeit Cashier's Checks


SA-22-2005
March 1, 2005
The counterfeit items display the proper routing number of 096016765, which is the routing number for the payable-through bank. The counterfeit items and the authentic checks are similar. However, authentic cashier's checks have a dark border along the top and bottom of the check that states the security features of the instrument. The counterfeit items have a decorative border that frames the check.
FlorenceSavings Bank
Florence, MA

Contact:
Michele Lawrence-Bennett
Telephone: (413) 587-4797
Fax: (413) 586-0241

Counterfeit Official Checks


SA-86-2010
June 21, 2010
The counterfeit items display the routing number 211871688, which is assigned to Florence Savings Bank. The items are nearly identical to authentic cashier's checks; however, the counterfeit items are aqua blue. Security feature statements are embedded in solid blue top and bottom borders. Authentic cashier's checks are printed on blue marbled paper. A security feature statement is embedded in a dark blue top border.
Florida Bank, N. A.
Tampa, Florida

Contact:
Ms. Elizabeth Goff
Telephone: (904) 296-8300

Counterfeit Cashier's Checks


SA-38-2004
May 24, 2004
The counterfeit instruments are drawn upon the bank and display the proper routing number of 063113442. Although the counterfeit instruments are similar to authentic checks, they display "Authorized Signature" beneath the signature line. The authentic checks have a microprint signature line and no text below the line.
Florida Community Bank
Weston, Florida

Contact:
Melissa Favorite
Telephone: (772) 225-5980

Counterfeit Cashier's Checks


Alert 2014-1
January 13, 2014
The above-named bank has reported that counterfeit cashier's checks using a correct routing number of 066016766 are being presented for payment nationwide in connection with a secret shopper scam.

While the counterfeit checks resemble the bank's authentic items, counterfeit items may be identified by several traits. Counterfeit checks do not contain any type of border; they do contain, however, the following security statement in the top portion of the check: "WARNING: THIS DOCUMENT HAS SECURITY FEATURES IN THE PAPER." A security padlock icon is also visible on the right-hand edge of the check.

Counterfeit checks presented to date have been made payable in the amounts of $1,976 or $3,380 and include a remitter name of either Ryan Plat or Robert Harrison. Correspondence accompanying the counterfeit checks contains the letterhead of "coraci market research, 2010 E. Randol Mill Rd, #602, Arlington, TX 76011 (571) 358-9159." The letter informs the recipients that they have been selected for "Secret Survey" assignments. The recipients are instructed to deposit the counterfeit checks into their bank accounts using their banks' automatic teller machines. They are further instructed to withdraw the funds after 24 hours, use the majority of the funds to purchase Green Dot prepaid cards, and send the 14-digit personal identification numbers on the cards to Ryan Plat at rr.plat@aol.com.
Florida Department of Financial Services
Baltimore, Maryland

Contact:
Carolyn Ballentine or Millicent Burns
Telephone: (850) 413-3163

Counterfeit warrants


SA-47-2004
July 29, 2004
The Florida Department of Financial Services has contacted the Federal Deposit Insurance Corporation (FDIC) to report that counterfeit warrants (checks) bearing the name "State of Florida, Department of Financial Services" are in circulation.

These warrants have "State of Florida, Department of Financial Services" imprinted near the top of the warrant and display the State of Florida Treasury routing number of 063000694. The statewide document numbers (SWDN#) - located at the top center - of the counterfeit items identified to date are "H4000112182" or "H3000128511." Another characteristic of these counterfeit warrants is that the font type and size used for the imprinted information across the top of the warrant, as well as for the amount and payee, are not consistent on all parts of the counterfeit warrants.
Florida Telco Credit Union
Jacksonville, FL

Contact:
Joan A. Bleacher
Telephone: (904) 723-6103 Fax: (904) 722-6603

Counterfeit Cashier's Checks


SA-63-2008
March 26, 2008
The counterfeit items display the routing number 263079043, which is assigned to Florida Telco Credit Union, but are markedly dissimilar to authentic cashier's checks. The counterfeit items are green with dark green borders and rounded corners. They display a security feature statement embedded in the top border and along the bottom border between two padlocks. "CASHIER'S CHECK Remitter:" is shown in the lower-left corner. "OVER $20,000 MUST BE COUNTERSIGNED" appears below the second of two signature lines in the lower-right corner.

Authentic cashier's checks are light blue with thin double borders and red check numbers. The bank's telephone number, "(904) 723-6300," is shown below that bank's name and address in the top-left corner. "OVER $20,000.00 MUST BE COUNTERSIGNED" appears below the first of two signature lines and "AUTHORIZED SIGNATURE" below the second.
Folsom Lake Bank
Folsom, CA

Contact:
John Olson
Telephone: (916) 235-4600
Fax: (916) 351-0427

Counterfeit Cashier's Checks


SA-289-2007
November 15, 2007
The counterfeit items display the routing number 121144625, which is assigned to Folsom Lake Bank. The counterfeit items are markedly dissimilar to authentic cashier's checks and have ornate borders. The counterfeit items display a security feature statement embedded in the top and bottom borders and a padlock icon in the right border. The bank's name, logo and the words "CASHIER'S CHECK" appear in the top-left corner. A toll-free telephone number ("(877) 446- 3108"), which is not associated with the bank, is displayed in the top center along with the bank's name (repeated), city and state. A darkened rectangle contains the numerical dollar amount. The items have two signature lines with "Authorized Officer" printed below the first line and "Countersigned" below the second line. The word "Remitter" is in the lower-left corner.

Authentic checks display the bank's name, logo, address, and telephone number ("916.985.8700") in the top-left corner. The words "CASHIER'S CHECK" appear in the top center. The words "Remitter," "Memo" and "Payee" are on the left side. Authentic checks have a "VOID" background when copied and one signature line with the words "Authorized Signature" printed below it.
Forcht Bank, N.A.
Lexington, KY

Contact:
Forcht Bank Deposit Operations
Telephone: (859) 266-0518
Fax: (859)266-0159

Counterfeit Cashier's Checks


SA-118-2010
August 11, 2010
The counterfeit items display the routing number 042108397, which is assigned to Forcht Bank, National Association. The items are similar to authentic cashier's checks; however, they display a vertical security feature statement and padlock icon along the right border. Authentic cashier's checks are green and printed black. The check number is red. The bank's Web site address is shown below the bank's address in the top-left corner. The words "ORIGINAL DOCUMENT" are displayed in white print on the back of the checks.
Fort Davis State Bank
Fort Davis, TX

Contact:
Bonnie Hamilton
Telephone: (432) 426-3211
Fax: (432) 426-3846

Counterfeit Cashier's Checks


SA-84-2009
June 3, 2009
The counterfeit items display the routing number 112314066, which is assigned to Fort Davis State Bank. The items are similar to authentic cashier's checks; however, the counterfeit items are cream in color and display a security feature statement along the bottom border between two padlocks. Authentic cashier's checks are greenish-blue and display a notice to customers regarding an indemnity bond in the top center. The bank's telephone number is shown in the upper-left corner with a logo, name, branch locations and P.O. Box address. Authentic checks also display a security feature that contains a knight and fingerprint check wording below the signature line in the lower-right corner.
Fort Knox Federal Credit Union
Radcliff, Kentucky

Contact:
Bob Roush
Telephone: (800) 285-5669, extension 6235
Fax: (270) 219-7305
E-mail: rhroush@fortknoxfcu.net

Counterfeit Cashier's Checks


SA-302-2007
December 19, 2007
The counterfeit items display the routing number 283978425, which is assigned to Fort Knox Credit Union. The items are markedly dissimilar to authentic checks and are light brown with dark borders and rounded corners. The counterfeit items display a security feature statement embedded in the top border and along the bottom border between two padlocks.

Authentic checks are light green with square corners. The credit union's telephone number, (502) 942-0254, appears below the credit union's name and address in the top-left corner. A watermark of the credit union's name with the slogan "People Helping People" is centered in the middle of the checks.
Fort Sill National Bank
Fort Sill, OK

Contact:
Wynona L. Cook
Telephone: (800) 749-4583, ext. 3824
Fax: (580) 354-3874

Counterfeit Cashier's Checks


OCC Alert 2014-32
October 30, 2014
The above-named bank has reported that counterfeit cashier's checks using a correct routing number of 103112675 are being presented for payment nationwide in connection with a mystery shopping scam.
The counterfeit checks resemble the bank's authentic checks, but the counterfeit items may be identified by the following traits:
  • The checks contain a blue marbled background with a darker-blue banner.
  • The following security statement appears in the top border of the check: "To Verify Authenticity, See Reverse Side for Description of the 11 Security Features."
  • The branch appears as "2035."
  • The check numbers are in the 970000 series.
Counterfeit checks presented to date have been made payable in amounts between $1,700 and $4,850 and have contained a variety of remitter names, including Paul Wood, Dianne North, Tamara Wittel, and Corey Powell. Correspondence related to the scam contains the contact information for James Smith, including an e-mail address of [jamessmithevaluatesecretshoppe@gmail.com] and a telephone number for text messages only of (623) 201-3059. The correspondence instructs the recipient to deposit the check into his or her bank account and then within 24 hours withdraw the funds to purchase three Green Dot Reloadable MoneyPak cards. Following the purchase, the recipient is to e-mail the pin numbers found on the cards to the e-mail address noted in the preceding paragraph.
Fort Sill National Bank
Fort Sill, OK

Contact:
Julie Cavazos
Telephone: (580) 357-9880 (ext. 3869)
Fax: (580) 355-0641

Counterfeit Cashier's Checks


SA-47-2004
June 21, 2007
Counterfeit cashier's checks issued in the bank's name and using a correct routing number of 103112675 are being presented for payment nationwide in connection with a lottery scam. The counterfeit checks resemble the authentic items, but may be identified by the following: the letters "FSNB" are located in the top left portion of the check, and the bank name, city, state, and zip code are printed in the top center portion. The following security text "Security features included. Details on back." is located along the bottom center border of the instrument between two padlock icons. An incorrect branch number of 2022 is located in the upper-right section of the check. The counterfeit items are missing the following features on the face of the check: the bank's globe logo, a security statement within the top border, and the dollar amount above the authorized signature lines.

Items presented to date have been made payable in the amount of $3,725.00, contain a 6-digit serial number beginning with the series "705," include a remitter name of Jillian LaFond, are dated 6/6/07, and contain the copied signatures of bank employees Britney Holmes and Susan Young. Correspondence accompanying the counterfeit items may contain the letterhead of "Diverse Gaming Commission, Sponsors: Readers Digest, Publishers Clearing House and Online Games, 25 Dronnigens Gade, St. Thomas, Virgin Islands 00802." The letter alerts the recipient that he or she is the winner of an unclaimed prize and instructs the recipient to contact claims agent Mrs. Rosanne Cash at 1-705-770-4017 by a specific date or the money will be forfeited. Note that this number originates in Canada. The letter further states that the enclosed check is to be used "…to pay for the applicable taxes on the winnings…" and that the amount is to be paid using either Moneygram or Western Union. The letter may be signed by Clyde Conner, Promotion Manager.
Fort Sill National Bank
Fort Sill, OK

Contact:
Julie Cavazos
Telephone: (580) 354-3869

Fax: (580) 355-0641

Counterfeit Cashier's Checks


SA-3-2008
January 24, 2008
The above-named bank has reported that counterfeit cashier's checks issued in the bank's name and using a fictitious routing number of 03112675 are being presented for payment nationwide in connection with a mystery shopper scam. Counterfeit items may be identified by the following traits: checks may be blue, tan, or pink in color and contain the following security statement in the top border: "THIS DOCUMENT HAS A GRADUATED BACKGROUND, DARK TO LIGHT. THE REVERSE SIDE INCLUDES AN ARTIFICIAL WATERMARK." The initials "FSNB" along with the bank name and address are located in the upper-left corner of the item, and the words "Cashier's Check" are located in the top-center portion of the check.

Items presented to date contain a remitter name of either Richard Woods or David Rainbolt, are made payable for either $3,850 or $4,550, and reference a branch number of 2028. Due to possible variations in appearance of the bank's cashier's checks and scams, it is suggested that officials of Fort Sill National Bank be contacted to verify the authenticity of any of the bank's official items, if received from an unknown or questionable source.

Correspondence accompanying the checks may contain the letterhead of "Mystery Shoppers PLC, www.money-op.com, P.O. Box 1301, New York, NY 10040, Tel: 1-226-200-0376; Fax: 1-646-248-6243." The letter may be signed by Richard Woods, Director Human Resources. The correspondence informs the recipient that he or she has been pre-qualified to be a secret shopper for the company. It is explained that the enclosed cashier's check is to be used to purchase merchandise at various nationally known merchants as well as to transfer money using a nationally known wire service. The funds to be spent at each location are broken down with a specific dollar amount, with the shopper being allotted the remaining funds as payment for their mystery shopper service. Recipients are instructed to fax a completed acceptance form before depositing the check. The letter states that the recipient will then be instructed to wire money to one of three people who are located in various cities, including one in Canada.
FORUM Credit Union,
Indianapolis, Indiana

Contact:
Sherry Fischer
Telephone: (317) 558-6236
Fax: (317) 558-6248

Counterfeit Cashier's Checks


SA-147-2010
December 21, 2010
The counterfeit items display the routing number 274074037, which is assigned to FORUM Credit Union. The items are dissimilar to authentic bank checks. A security feature statement is embedded within a darkened top border and along the bottom border between two padlock icons. The words "CASHIER'S CHECK" are in the top-center area. The word "REMITTER" is shown in the lower-left corner and the phrase "VOID AFTER 90 DAYS" is in the top-right corner. FORUM Credit Union does not issue cashier's checks; however, it does issue bank checks. Authentic bank checks are either blue or gray in color. They display the phrase "VOID AFTER 180 DAYS" in the top-right corner. A watermark displaying "FORUM Credit Union" and "Original Document" are on the reverse side of authentic bank checks.
The Foster Bank
Chicago, Illinois

Contact:
Rosa Chun
Telephone: (773) 202-4980
Fax: (773) 736-2081

Counterfeit Cashier's Checks


SA-103-2006
April 13, 2006
The counterfeit items display the routing number 071006282, which is assigned to The Foster Bank, but are dissimilar to authentic checks in style. The counterfeit items do not display a logo, but display the wording "CASHIER'S CHECK" beneath the bank name in the top-right third portion of the item. In the top-left third, the counterfeit items display "REMITTER," with "FOSTER BANK, #1000646" on the next line. On the lines that follow, the counterfeit items display the names of cities where the bank operates branch offices; however, the counterfeit items incorrectly state "Arlington Height" rather than the correct "Arlington Heights," and "kedzie" rather than the correct "Kedzie."

Authentic cashier's checks display the wording "CASHIER'S CHECK" in large font in the lower-left portion of the check. The checks also display a logo of a negative image of the letter "f" across a circular shape in the top-center portion of the check. The bottom-right side of the logo displays lines; the remainder is dark shaded. A watermark of the logo appears across the center of the check. Directly beneath the logo is the bank's name. To the right of the logo are the names of cities where the bank operates branch offices.
Founders Bank
Chesterfield, Missouri
Contact: Ms. Amy Reilly
Telephone: (636) 530-1550
Counterfeit Cashier's Checks
FDIC FIL-86-2002
August 12, 2002
The counterfeit items bear the routing number assigned to the Bank of Ste. Genevieve, Ste. Genevieve, Missouri 081903456.The checks appear to be part of series of counterfeit items drawn on different banks deposited by unsuspecting customers who have taken the items as payment for automobiles and other merchandise.
Founders Bank
Worth, Illinois
Contact: Ms. Patricia Gentzen
Telephone: (773) 298-5901
Counterfeit Cashier's Checks
FDIC FIL-75-2002
July 9, 2002
Circulation appears to be nationwide. The routing number on the counterfeit checks is 071923213.
Fox Chase Bank
Hatboro, Pennsylvania
Contact: Barry Zalesky
Telephone: (215) 953-9600
Fax: (215) 355-0849
Counterfeit Cashier's Checks
SA-174-2006
June 26, 2006
The counterfeit items display the routing number 236073830, which is assigned to Fox Chase Bank. However, Fox Chase Bank issues official checks through an Integrated Payment Systems, Inc. account held at Citibank, N.A., Buffalo, New York, and those checks display the routing number 022000868. The counterfeit items display "FOX CHASE FEDERAL SAVINGS BANK" near the top edge, and "CASHIER CHECK" in the top-left portion of the item.
Franklin Bank
Pilesgrove, NJ

Contact:
Christine O. Kugler
Phone: (856) 769-4400, extension 1141
Fax: (856) 769-5571

Counterfeit Official Checks


SA-73-2010
June 7, 2010
The counterfeit items display the routing number 011007092, which is assigned to The Bank of New York Mellon, Everett, Massachusetts. Franklin Bank issues its checks through a MoneyGram Payment Systems, Inc. account, payable at The Bank of New York Mellon. A security feature statement is embedded in a darkened top border and along the bottom border between two padlock icons. The statement "Benefit From Our Experience" is displayed between the bank's name and address in the top-left corner. The words "OFFICIAL CHECK" are in the top center. One "AUTHORIZED SIGNATURE" line appears in the lower-right corner. Authentic checks are green and display a solid darkened top border and two microprint "AUTHORIZED SIGNATURE" lines in the lower-right corner.
Franklin Federal Savings Bank
Glen Allen, VA

Contact:
Star Garone
Phone: (804) 967-7000
Fax: (804) 967-7043

Counterfeit Cashier's Checks


SA-99-2010
July 26, 2010
Franklin Federal Savings Bank does not issue cashier's check; however, it does issue an undesignated type bank check. The counterfeit items display the routing number 251072968, which is assigned to Franklin Federal Savings Bank. The items are markedly dissimilar to authentic checks. The counterfeit items are light blue with a star design background. A security feature statement is embedded in a darkened top border and along the bottom border between two padlock icons. The words "CASHIER'S CHECK" and "MEMBER FDIC" are displayed near the top-right corner. Fields for "CHECK DATE," "CHECK NUMBER" and "CHECK AMOUNT" appear within a box on the right side. The statement "VOID IF NOT CASHED IN 90 DAYS" appears above the box.

Authentic checks are speckled gray/blue on a white background. The bank logo (a gold column), name, address and telephone number are in the top-left corner. A security feature statement is embedded within a darkened top border. The check number is printed in red. The statement "Over $25,000.00 TWO SIGNATURES REQUIRED" appears above two signature lines in the lower-right corner.
Franklin Savings Bank
Franklin, New Hampshire

Contact:
Kenneth S. Duguay
Phone: (603) 934-8345
Fax: (603) 934-6538

Counterfeit Official Checks


SA-155-2006
May 31, 2006
The counterfeit items display the routing number 096016765, which is assigned to U.S. Bank, St. Paul, Minnesota. Franklin Savings Bank issues official checks through U.S. Bank. The counterfeit items are very similar in appearance to authentic checks and include the number "02" above the bank's name and address on the upper-left side.

Authentic official checks have a watermark consisting of the bank's logo, which includes two leaves directly above the letters "fsb." The watermark is located in the center of the check. Authentic official checks also display small serial numbers printed vertically along the left margin.
Freedom Bank
Columbia Falls, MT

Contact:
Jerry S. Burley
Phone: (406) 892-6625
Fax: (406) 892-6620

Counterfeit Cashier's Checks


SA-69-2008
March 31, 2008
The items are reportedly associated with a sweepstakes scam and are accompanied by correspondence purportedly sent by the Star Luck Casino in Canada. The counterfeit items display the routing number 092905456, which is assigned to Freedom Bank, but are dissimilar to authentic cashier's checks. On the counterfeit items, the words "CASHIERS CHECK" (without an apostrophe) are centered inside a rectangle in the top-center area. The items are pink with rounded maroon top and bottom borders. A security feature statement is embedded in the top border and along the bottom border between two padlocks. The bank's logo, name and "P.O. Box 2076, Columbia Falls, MT 59912" are in the lower-left corner. The words "AUTHORIZED SIGNATURE" appear below the signature line.

Authentic cashier's checks are blue with ornate borders. The words "CASHIER'S CHECK" (with an apostrophe) are inside a rectangle with outward-pointing ornate arrows at each end in the top-center area. The words "NOTICE TO CUSTOMER" appear above an indemnity bond statement in the top-left corner. A security padlock icon and statement are below the numeric amount box on the right side. The bank's logo, name, street address, P.O. Box, and telephone number appear in the lower-left corner. The words "AUTHORIZED SIGNATURE" appear above the signature line.
Freedom Bank
Huntington, IN

Contact:
Caye McManaway
Phone: (812) 649-9000, extension 407
Fax: (812) 649-8558

Counterfeit Cashier's Checks


SA-52-2008
March 11, 2008
The items are reportedly associated with a secret shopping scam. The counterfeit items display the routing number 083914236, which is assigned to Freedom Bank, but are markedly dissimilar to authentic cashier's checks. The bank's name (displayed inside a dark bordered rectangle) and "Huntingburg, IN 47542" appear in the top-left corner of the counterfeit items.

Authentic cashier's checks have ornate borders on all sides. The bank's name and address appear in the top-center area. The security feature statement "THIS DOCUMENT HAS A MICRO- PRINT SIGNATURE LINE, WATERMARK AND A THERMOCHROMIC ICON; ABSENCE OF THESE FEATURES WILL INDICATE A COPY" is centered below the written dollar amount line. A padlock icon and security feature statements are shown to the right of "DOLLARS" on the written dollar amount line.
Fremont Bank
Fremont, CA

Contact:
Mark Spillner
Phone: (510) 723-5678
Fax: (510) 259-4505

Counterfeit Cashier's Checks


SA-181-2008
August 22, 2008
The counterfeit items display the routing number 121107882, which is assigned to Fremont Bank. The items are similar to authentic cashier's checks; however, the counterfeit items display a security feature statement embedded in the top border and along the bottom border between two padlocks. Authentic cashier's checks display a security statement beneath the name of the bank and below the word "PREPARER."
Fremont Bank
Fremont, CA

Contact:
Mark Spillner
Phone: (510) 723-5678
Fax: (510) 259-4649

Counterfeit Cashier's Checks


SA-255-2007
September 14, 2007
The counterfeit items display the routing number 121107882, which is assigned to Fremont Bank. The items are dissimilar to authentic cashier's checks and display a scalloped border across the top and along the sides. The words "CASHIER'S CHECK" are shown inside a rectangle centered within the top border. A circle is displayed in the top-right corner with "RUB HERE" printed twice above it. A logo and the bank's name and address appear in the lower-left corner. A security padlock icon and the statement "TWO SIGNATURES REQUIRED FOR OVER $5,000.00" are printed above two signature lines on the right side. "Remitter" is printed in the top-left corner.

Authentic checks display "CASHIER'S CHECK" centered at the top, below the border. The bank's logo, name, Web site address and telephone number appear in the top-left corner. A "Notice to Purchaser" regarding an indemnity bond is shown in the lower-left corner. "NO.," "DATE," "PREPARER" and a security padlock icon and statement are printed in the top-right corner. Authentic checks have one signature line and display the word "PURCHASER" in the upper-left corner.
Frontenac Bank
Earth City, MO

Contact:
Maureen Nelson
Phone: (314) 298-8200
Fax: (314) 569-5301

Counterfeit Cashier's Checks


SA-118-2007
May 3, 2007
The counterfeit items display the routing number 081018833, which is assigned to Frontenac Bank. The items also display a sea shell design along the top and side borders. "CASHIER'S CHECK" is embedded inside a rectangle centered within the top border. The following security statement is printed on either side of the rectangle and directly below the top border: "HOLD DOCUMENT UP TO THE LIGHT TO VIEW TRUE WATERMARK." The bank's name is printed above the "AUTHORIZED SIGNATURE" line near the lower-right corner, and a "MEMO" line appears above the lower-left corner.

Authentic cashier's checks display "CASHIERS CHECK" centered at the top, directly below a security feature description. The statement "TWO SIGNATURES REQUIRED OVER $50,000.00" appears above the "AUTHORIZED SIGNATURE" lines near the lower-right corner. A security padlock symbol appears in the lower-right corner. The word "FOR" is displayed in the upper-left corner below the bank's logo, name and address.
Frontier Bank, Madison, NE


Contact:
Janet Albracht
Telephone: (402) 454-3381
Fax: (402) 454-2349
E-mail: jalbracht@frontbank.com

Counterfeit Cashier's Checks


SA-9-2011
January 3, 2011
The counterfeit items display the routing number 104913381, which is assigned to Frontier Bank. The items display a security feature statement embedded within a darkened top border and along the bottom border between two padlock icons. The bank's name and address appear in the top-left corner and the words "CASHIER'S CHECK" are in the top-center area. The word "REMITTER" appears in the lower-left corner, and the phrase "AUTHORIZED SIGNATURE" appears below the signature line in the lower-right corner. Frontier Bank does not issue cashier's checks; however, it does issue bank money orders. Authentic bank money orders have an ornate top border and display the bank's name and location in the lower-left corner. The words "BANK MONEY ORDER" are in the top-center area, and the word "REMITTER" appears in the top-left corner.
Frontier Bank, Everett, WA


Contact:
Security Department
Telephone: (360) 598-8065

Counterfeit Cashier's Checks


SA-86-2007
April 2, 2007
The counterfeit items are reportedly associated with fraudulent award scams. The counterfeit items display the routing number 125107626, which is assigned to Frontier Bank, but are dissimilar to authentic cashier's checks. The counterfeit items have the following security statement embedded within the top border: "THIS CHECK CONTAINS THE FOLLOWING SECURITY FEATURES: MULTI-COLOR PRINTING ON FACE, WATERMARK IN PAPER AND MICROPRINTING ON BORDER." The words "CASHIER'S CHECK" are displayed in the top center. A telephone number, which is not associated with the bank, appears below the bank's name and address in the upper-left corner.

Authentic checks have the following security statement embedded within the top border: "ORIGINAL DOCUMENT HAS A MICRO PRINTED SIGNATURE LINE AND A GOLD BACKGROUND ON FRONT, ARTIFICIAL WATERMARK ON BACK." A watermark consisting of the bank's "F" logo is centered in the middle of the check. The bank's logo also appears to the left of the bank's name and address in the upper-left corner. The abbreviations "IC," "CC," "INTLS" and "CHG" and the "AUTHORIZED SIGNATURE" line are incorporated in the bottom border.
Frontier Bank, Everett, WA


Contact:
Marilee Paddock
Telephone: (425) 514-3722
Fax: (425) 514-0849

Counterfeit Cashier's Checks


SA-62-2005
June 13, 2005
The counterfeit items display the proper routing number of 125107626 for Frontier Bank. The counterfeit items and the authentic checks are similar. However, authentic cashier's checks display the Frontier Bank logo in green and gold, while the counterfeit items display the Frontier Bank logo in green.
Frost National Bank

Also see:Huntington National Bank Columbus, Ohio
San Antonio, Texas
Contact: Ms. Sandy Sullivan
Telephone: (210) 220-5935
FAX: (210) 220-5855
Counterfeit Cashier's Checks
FDIC SA-12-2003
March 3, 2003
The items bear Frost National Bank's routing number of 044015543. The items appear to be quality forgeries. However, several differences have been noted, including the use of different fonts, the absence of the bank's three-horse logo on some items, and the lack of a watermark on the back of the counterfeit checks.
Frost National Bank
San Antonio, Texas
Contact: Mrs. Sandy Sullivan
Senior Vice President
Phone: (210) 220-5935
Fax: (210) 220-5855
e-mail: ssullivan@frostbank.com
Counterfeit Cashier's Checks
OCC Alert 2003-3
February 21, 2003
The counterfeit cashier's checks are high quality documents containing: the bank's routing number; a copy of the bank's three horses heads logo; the facsimile signature of Rebecca Huckabee;" and, are usually numbered between 12268452 and 12309856.
FSGBank, National Association
Chattanooga, Tennessee
Contact: Michael Sarkowski
Senior Vice President
Telephone: (706) 428-2524
Fax: (706) 226-1606
E-mail: msarkowski@fsgbank.com

Counterfeit Cashier's Checks
OCC Alert 2003-3
December 19, 2007
The counterfeit items display the routing number 064208589, which is assigned to FSGBank. The items are dissimilar to authentic cashier's checks and are pink with burgundy borders. The counterfeit items display the security feature statement "FOR SECURITY PURPOSES, THE FACE OF THIS DOCUMENT CONTAINS A COLORED BACKGROUND AND MICROPRINTING IN THE BORDER" embedded in the top border, as well as a statement along the bottom border between two padlock icons. A telephone number, which is not associated with the bank ("1-289-892-2794"), is displayed in the bottom-left corner. The bank's initials are incorrectly printed as "FSBBANK" when embossed on the written dollar amount line.

Authentic checks are pale yellow. Displayed above the top border are a padlock icon and the security statement: "The Security Features on This Document Include a Microprint Signature Line, Bleed-through Micr, a True Watermark & Visible Fibers."
Fulton Bank, Lancaster, PA


Contact: Michael Boyd
Telephone: (856) 415-4114
Fax: (856) 415-1912

Counterfeit Cashier's Checks


SA-235-2006
August 22, 2006
The counterfeit items display the routing number 031301422, which is assigned to Fulton Bank. The items fade in color from blue near the edge to pink in the center, and have a marbled background. The counterfeit items also have a blue border, with the following statement embedded in the top border: "THIS CHECK CONTAINS THE FOLLOWING SECURITY FEATURES: MULTI-COLOR PRINTING ON FACE, WATERMARK IN PAPER, AND MICROPRINTING ON BORDER." The legal amount is printed in blue ink, but is not imprinted.

Authentic cashier's checks display a cubed pattern background that fades in color from maroon near the edge to teal in the center. The checks also display the following security statement along the top: "THIS CHECK IS VOID WITHOUT A MULTICOLORED BACKGROUND, MICROPRINT LINES IN THE BORDER, A TRUE WATERMARK, AND VISIBLE PLUS INVISIBLE FLUORESCENT FIBERS."
Fulton Savings Bank, Fulton, NY


Contact: Roberta Dunn
Telephone: (315) 592-3104
Fax: (315) 592-3177

Counterfeit Treasurer's Checks


SA-96-2005
August 9, 2005
The counterfeit items display the proper routing number of 221370496 for Fulton Savings Bank; however, the fraudulent items are markedly dissimilar to authentic bank checks. The layout, style and fonts are different. In addition, the counterfeit items use the term "CASHIER'S CHECK," which is located in the lower-left portion of the item. Authentic checks use the term "TREASURER'S CHECK," which is located at the top-center of the check.
Information concerning these items also may be forwarded to the FDIC's Special Activities Section, 550 - 17th Street, NW, Room F-6012, Washington, DC 20429. Information also may be transmitted electronically to alert@fdic.gov.