It's funny, don't you think? Besides the common bond of criminality they share, each of the individuals pictured in our inaugural edition of the BOL Bank Fraud Gallery is wearing a smile. Our goal is to ferret out their whereabouts and help the authorities put them away in a place where they won't find much to be cheery about.
Any one of these ordinary-looking folks could be your neighbor, someone you chat with at the grocery store, someone who seeks to open an account at your institution or obtain a loan. Remember their faces. And learn from the methods they used to defraud.
This unknown suspect has been known to use the alias Shannon M. Whyte. She was allegedly involved in a fraudulent checking writing scheme and is currently on the loose -- perhaps coming soon to a new account desk near you.
She is believed to have secretly gained account information on an advertising agency, then used the information to create counterfeit checks on its account with her name added to the title of the account. Using several of the counterfeit checks, she opened two personal bank accounts under the alias Shannon M. Whyte.
VERNON WESLEY CALDWELL
With a list of aliases a mile long, Caldwell is allegedly a master check kiter. He opens new accounts, deposits forged checks, then cashes checks against the accounts. He has reportedly conducted his scheme in six different states thus far -- Florida, Alabama, Oklahoma, Washington, Tennessee, and Minnesota. He has ties to many other locales in the U.S. and Canada. Make sure your new accounts personnel are alert to him.
As his list of aliases indicates, he is likely to be using an assumed name. It may or may not be one of the following he has used in the past: David M. Andrews, J. David Bright, Jeffrey Bright, Jeffrey David Bright, Jeffrey Michael Bright, Vernon W. Caldwell, Vernon William Caldwell, Wesley Caldwell, William Caldwell, Eric Vernon Cromwell, Vernon Cromwell, Jack Dabbs, Jack W. Dabbs, Jack Dobbs, Jack W. Dobbs, Jack Wesley Dobbs, James E. Dobbs, James Edward Dobbs, John Dobbs, William Grim, Nick Grimm, Shadow Grimm, Vern Grimm, Vern W. Grimm, Vern William Grimm, Vernon Grimm, Vernon Wesley Grimm, Vernon William Grimm, Wesley Grimm, William Grimm, Geoffrey D. Wright, Geoffrey P. Wright, Jeffrey Wright, Jeffrey David Wright.
Indicted in September, 1999 on three counts of bank embezzlement by an employee, Terri Johnson is on the lam. Law enforcement authorities believe she may be in Trinidad where she has family.
Her embezzlment allegedly resulted in a loss of approximately $100,000 from three South Florida banks. She claims to have had ovarian cancer, but that may just be one more lie from this 28 year old fugitive.
JON CHRISTIAN MAGGIO
We've include two pictures of this suspect because his appearance is so different in each one. Jon Christian Maggio allegedly cashed a stolen check from his place of employment in the amount of approximately $200,000 and used part of the proceeds to purchase a 1999 Chevrolet Tahoe from a car dealership. He was indicted in late 1999 and is on the run.
Maggio may be in possession of a Louisiana State Police badge and credentials.
WILLIAM KENNETH CLINGERMAN
This average-looking guy was allegedly part of a scam that caused losses of more than $10 million dollars to banks in Huntsville and Birmingham, Alabama. He vanished from that area sometime in July, 2001 and could now be anywhere -- perhaps even in your area.
According to the FBI, William Kenneth Clingerman has been in the automobile business for a great deal of his life. He is known to frequent auto auctions. He and several others in the auto business allegedly swapped checks between various banks on a daily basis, caliming the checks were for car sales. What they were actually doing was check kiting. There others have pled guilty to bank fraud charges relating to this scheme and others may face charges. Clingerman has not been brought to justice.
This fugitive, Shahrooka Talati, was indicted for bank fraud, false statements, and conspiracy in 1994 and is on the loose. He may have returned home to India.
Talati allegedly was involved fraudulently removing over $500,000 in checks from a Florida power and light company in November of 1990. He disappeared before the theft was discovered.
Known aliases: Shahrokh Talati, Shah R. Talati, Shah Rookh Talati
Several of the individuals described above have used aliases, obscuring their identity in order to perpetrate crimes. Keep on top of identity fraud matters by accessing BOL's ID Fraud Center -- featuring articles, resources and links.
ID Theft Prevention Training: Access a 10 minute sample of our on-demand training "I.D. Fraud Facts: What Every Bank MUST Know", or order the complete program on audio tape (with materials) or for delivery via the Web. Click here.
Copyright, 2002, BankersOnline. First published 10/03/02.
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