Alerts & Counterfeits Chart K

Institution Name	Type of Item Date of Alert	Details
K Bank Randallstown, Maryland Contact: Mary C. Baus Telephone: (410) 654-2708 email: mbaus@kbank.net	Counterfeit Cashier's Checks SA-85-2006 April 11, 2006	The counterfeit items display the routing number 255072427, which is assigned to K Bank, but are dissimilar to authentic checks in appearance. The counterfeit items display the following wording on four lines on the top left side: "OFFICIAL DOCUMENT, OFFICIAL CASHIER CHECK, FOR CASH ONLY, CROWNSVILLE, MD 21032." "Key Bank & Trust, Owings Mills, MD 21117-3533" is printed on two lines in the top center. Authentic cashier's checks have a blue background and display the "K BANK" logo and "Owings Mills, MD" on two lines in the upper- left corner. "FDIC INSURED" appears in the top center, and "CASHIERS CHECK" is printed in the middle of authentic cashier's checks. Security feature statements appear in the top and bottom borders.
The Kaw Valley State Bank and Trust Company, Topeka Topeka, KS Contact: Josh Martin Telephone: (785) 232-0995 Extension 340 Fax: (785) 232-6513	Counterfeit Cashier's Checks SA-226-2006 August 17, 2006	Counterfeit cashier's checks bearing the institution's name are in circulation. The counterfeit items are associated with a lottery scam involving the Universal Blueprint International Lotto in Australia. The counterfeit items display the routing number 101100142, which is assigned to The Kaw Valley State Bank and Trust Company, but are dissimilar to authentic cashier's checks. The counterfeit items have security wording embedded in the top border and include one signature line. Authentic cashier's checks display security wording below the "DOLLARS" line. The checks have two signature lines. In addition, authentic checks have ornate (scroll-designed) corners framing the check on each of the top corners and on the lower-left corner.
Kearny Federal Savings Bank Kearny, New Jersey Contact: Mr. Allen Cronheim Telephone: (732) 606-0864	Counterfeit Cashier's Checks SA-32-2004 April 12, 2004	The counterfeit instruments are drawn upon the bank and display the proper routing number of 044015543. However, the counterfeit instruments are markedly different from the authentic official checks. The authentic official checks have a bank logo in the upper left-hand corner of the check that is printed in solid blue, and the check number in the upper right-hand corner of the check is printed in black. Conversely, the bank logo on the counterfeit instruments has red stripes following the blue star, and the check number is printed in red.
Kent County State Bank Jayton, TX Contact: Linda Daniels Telephone: (806) 237-2644 Fax: (806) 237-3068	Counterfeit Cashier's Checks SA-234-2006 August 22, 2006	The counterfeit items display the routing number 111323809, which is assigned to Kent County State Bank, but are dissimilar to Kent County State Bank's authentic checks. The counterfeit items display a logo consisting of the letters "NB" followed by the words "North Laredo Bank" in the top-center portion of the items. Printed directly below the bank name are the words "Laredo, Texas." The words "CASHIER'S CHECK" are displayed vertically along the left-hand side of the counterfeit items and a "NOTICE TO CUSTOMERS" is included in the top-left corner. The counterfeit items include only one printed line, which is for the authorized signature. Authentic checks include the words "BANK MONEY ORDER" within a box in the top-center portion. Printed below the box is the statement: "The Purchase of an Indemnity Bond will be Required before any official check of this bank will be Replaced or Returned in the event it is Lost, Misplaced, or Stolen." The bank's name, address and logo are displayed in the bottom-left corner. Authentic checks have printed lines for the remitter, date, payee, amount and authorized signature fields.
Kent County State Bank Jayton, TX Contact: Linda Daniels Telephone: (806) 237-2644 Fax: (806) 237-3068	Counterfeit Cashier's Checks SA-204-2006 July 27, 2006	The counterfeit items display the routing number 111323809, which is assigned to Kent County State Bank, and are dissimilar to Kent County State Bank's authentic checks in style. The counterfeit items display a logo consisting of "NB" followed by the words "Newton Bank" in the top-center portion of the items. Printed directly below the bank name are the words "Newton, Texas." The words "CASHIER'S CHECK" are displayed vertically on the left-hand side of the counterfeit items. Authentic checks bear the words "BANK MONEY ORDER" in a box in the top-center portion of the checks. Printed below the box is the statement "The Purchase of an Indemnity Bond will be Required before any official check of this bank will be Replaced of Returned in the event it is Lost, Misplaced or Stolen." The bank's name, address and logo, consisting of a half-moon circle with the word "Jayton" printed across it, are displayed in the bottom-left corner. Authentic checks have printed lines for the remitter, date, payee and amount fields.
Keybank National Association Highland Heights, KY Contact: Corporate Investigations Division Telephone: 1-800-433-0124	Counterfeit Money Orders SA-19-2008 March 10, 2008	The above-named bank has reported that counterfeit money orders issued in the bank�s name and using the bank�s correct routing number of 102003918 are being presented for payment nationwide in connection with various up-front fee scams involving Internet purchases, work-at-home job offers, and charitable Internet sites. While the counterfeit items strongly resemble the authentic items, counterfeits may be identified by the following traits: items are a consistent green and white in color, with no fading tones and contain a remitter name of either Keith Corry or Louis Harry. Checks presented to date have been made payable in the amounts of $350 and $2,450 and contain hand-written payable-to names. Due to possible variations in appearance of the bank�s official items and scams, it is suggested that officials of KeyBank, National Association be contacted to verify authenticity of any of the bank�s official items, if received from an unknown or questionable source.
Keybank National Association Niagara Falls, NY Contact: Helene Bolibrzuch Telephone: (716) 834-8059 Fax: (716) 834-4498	Counterfeit Official Checks SA-45-2007 July 25, 2007	Counterfeit official checks issued in the bank�s name and using a correct routing number of 102003918 are being presented for payment nationwide in connection with a variety of lottery scams. The counterfeit checks may be identified by the following: the checks are either pink-gray in color or gold-white in color and do not contain any watermarks. In addition, the font style differs throughout the face of the check. The following address appears in the top-left portion of the instrument directly under the KeyBank logo: �KEY BANK NATIONAL ASSOCIATION, 800 MAIN STREET, NIAGARA FALLS, NY 14301.� The following statement appears along the top border of the check: �FOR SECURITY PURPOSES, THE FACE OF THIS DOCUMENT CONTAINS A COLORED BACKGROUND AND MICROPRINTING IN THE BORDER,� and the following statement is present in the bottom-center portion of the check: �SECURITY FEATURES INCLUDED. DETAILS ON BACK.� One group of counterfeit items being presented may be issued in the amount of $4,885.00 and accompanied by a letter from �WINDSOR FINANCIAL GROUP, LOTTO, PUBLISHERS CLEARING HOUSE, READERS DIGEST, SWEEPSTAKES, INTERNET CASINO� notifying the recipient that he or she has won the grand prize in an international promotion program. The recipient is instructed to telephone the claims broker at 519-991-4201 or 519-992-0833. Note that these telephone numbers originate out of Windsor, Ontario. These letters may be signed by Mrs. Susan Kirland, Vice President. Another group of counterfeit items being presented may be issued in the amount of $3,755.00 and be accompanied by a letter from �BLUE DIAMOND JACKPOT, LOTTO, PUBLISHERS CLEARING HOUSE, READERS DIGEST, SWEEPSTAKES & INTERNET CASINO� notifying the recipient that he or she has won the grand prize in the North American Promotions Program. The recipient is instructed to telephone the claims agent at 613-261-6109 or 613-261-2492. Note that these telephone numbers originate out of Ottawa, Ontario. These letters may be signed by Ms. Lydia Vidic, Director of Promotions.
Keybank National Association East Syracuse, NY Contact: Corporate Security Division - KeyBank National Association Telephone: (800) 433-0124	Counterfeit Official Checks SA-130-2006 May 1, 2006	The counterfeit items display the proper routing number 102003918, and are associated with both lottery and Internet purchase scams. One group of counterfeit items is accompanied by a letter from "Hanson Public Relations, 20 St - Margaret's Bay, Halifax, Nova Scotia H3H IJ4," which notifies recipients of being the grand prize winner of an international promotion program. The recipients are instructed to call 1-902-412-0370 for further information. The counterfeit items are printed on versa check paper in various colors. The following address appears in the upper-left portion of the counterfeit items, directly beneath the KeyBank logo: "KEY BANK NATIONAL ASSOCIATION, 121 W MANLIUS ST., EAST SYRACUSE, NY 13057." Along the top border, the following statement is displayed: "THIS CHECK IS VOID WITHOUT A COLORED BORDER AND BACKGROUND PLUS A KIGHT & FINGERPRINT WATERMARK ON THE BACK � HOLD AT ANGLE TO VIEW." Below the signature line is the following statement: "SIGNATURE AREA CONTAINS A KNIGHT & FINGERPRINT CHECK WORDING." Authentic official checks are printed on blue check stock, with a blue scroll border printed on both sides and on the top of the check. The body of the checks contains light blue-lined cubes. In the top center portion of the check, "OFFICIAL CHECK" is displayed in black block lettering, inside of a contrasting blue-colored box. The following statement is displayed below the top border on each side of the box: "OFFICIAL CHECK: HOLD DOCUMENT UP TO THE LIGHT TO VIEW TRUE WATERMARK." A black key is printed in the top-left portion of the check, followed by "KeyBank National Association" and the address of the issuing branch. The following statement appears under the memo line: "Issued by Integrated Payment Systems, Inc. Englewood, Colorado," and is followed by "KeyBank National Association, Denver Colorado." The correct verification telephone number of 1-800- 223-7520 appears of the reverse side of the check.
Keybank National Association East Syracuse, NY Contact: OCC Fax: (202) 874-5301	Counterfeit Official Checks Alert 2006-20 April 17, 2006	The above-named bank has reported that counterfeit official checks issued in the bank's name and using a correct routing number of 102003918 are being presented for payment nationwide in connection with both lottery and Internet purchase scams.
KeyBank National Association Cleveland, OH Contact: Corporate Security Division Telephone: (800) 433-0124	Counterfeit Official Checks SA-66-2006 March 17, 2006	Two groups of counterfeit items display the proper routing number 102003918 and are reportedly in circulation. The first group of counterfeit checks is accompanied by a letter from "Bono Sweepstakes Lottery," which contains instructions to call 1-905-265-8952 to claim a prize. The second group of checks is accompanied by a letter from "International Trust Company" with the same telephone number, 1-905-265-8952. The counterfeit items are very similar to authentic official checks. A 1-800 telephone number is displayed on the reverse side of the check and is not associated with KeyBank or Integrated Payment Systems. Authentic official checks are blue with a blue scroll border printed on both sides and the top of the instrument. The body of the checks contains light blue lined cubes. The following statement appears under the memo line: "Issued by Integrated Payment Systems, Inc., Englewood, Colorado," and is followed by "KeyBank National Association, N.A., Denver, Colorado." The correct verification number of 1-800-223-7520 appears on the reverse side of the check.
KeyBank National Association Cleveland, OH Contact: Corporate Security Division Telephone: (800) 433-0124	Counterfeit Official Checks SA-9-2006 January 19, 2006	The counterfeit items display the routing number 122037171. In the top-left portion of the checks is the bank's name followed by an incorrect address (23250 Pacific Hwy S, Kent WA 98032) and an incorrect telephone number (1-866-909-9189). The term "OFFICIAL CHECK" is displayed in the top-center portion of the items. The counterfeit checks also contain the following statement embedded in the top border: "THIS DOCUMENT HAS A COLORED BACKGROUND AND MICROPRINTING. THE REVERSE SIDE INCLUDES AN ARTIFICIAL WATERMARK." Authentic official checks display the term "OFFICIAL CHECK" in white block letters inside a gray box in the top-center portion of the check. A black key is located in the top-left portion of the check and the following statement is displayed below the top border: "THE BACK OF THIS DOCUMENT HAS AN ARTIFICIAL WATERMARK PRINTED IN A SPECIAL WHITE INK. HOLD THE DOCUMENT AT A SMALL ANGLE TO SEE THIS SECURITY FEATURE." A dark blue strip below the routing number line states: "THE VARIABLE TONE BACKGROUND AREA OF THIS DOCUMENT CHANGES COLOR GRADUALLY AND SMOOTHLY FROM DARKER TONES AT BOTH TOP AND BOTTOM TO THE LIGHTEST TONE IN THE MIDDLE." Authentic official checks feature blue lined cubes that fade in color from both the top and the bottom, with the lightest shading in the center portion of the check.
KeyBank National Association Cleveland, OH Contact: OCC Fax: (202) 874-5301	Counterfeit Official Checks Alert 2006-14 March 9, 2006	The above-named bank has reported that two groups of counterfeit official checks issued in the bank's name and using a correct routing number of 102003918 are being presented for payment nationwide. The first group of counterfeit checks is being issued in the amount of $4,300.00. Each check in this group is accompanied by a letter from "Bono Sweepstakes Lottery" instructing recipients to call 1-905-265-8952 to claim a prize. The second group of checks is being issued in larger amounts ($25,000 - $125,000). Each check in this group is accompanied by a letter from "International Trust Company" with the same telephone number referenced above. These checks appear to be sent in connection with an Internet solicitation; however, the exact nature of the Internet solicitation is unknown. The counterfeit checks are very similar to the authentic items and may be identified by the following: a standard check stock with a light blue background and a darker blue ribbon border along the sides and the top of the check. The words "OFFICIAL CHECK" are printed in black letters inside of a contrasting blue-colored box located in the top-center portion of the instrument. A black key followed by "KEYBANK NATIONAL ASSOCIATION, 33275 AURORA RD., Solon, OH 44139" is printed in the upper-left portion of the check. This address is a valid address for the Solon branch of KeyBank. All counterfeit items contain the name of Sandra Taylor in the memo line followed by a statement "Issued by KeyBank National Association, Denver, Colorado." The verification number, 1-800-932-3901, located on the bottom portion of the reverse side of the check, is not a telephone number associated with KeyBank or Integrated Payment Systems. A security statement "HOLD DOCUMENT UP TO THE LIGHT TO VIEW TRUE WATERMARK" appears in the top border of the check. Authentic cashier's checks issued by the bank are blue in color with a blue scroll border printed on both sides and the top of the instrument. The words "OFFICIAL CHECK" appear in black block letters inside of a contrasting blue-colored box in the top-center portion of the check. The following statement appears below the top border on each side of the box: OFFICIAL CHECK: "HOLD DOCUMENT UP TO THE LIGHT TO VIEW TRUE WATERMARK." A black key is printed in the top-left portion of the instrument, followed by KeyBank National Association and the address of the issuing branch. The body of the checks contains light blue lined cubes. The following statement appears under the memo line: "Issued by Integrated Payment Systems Inc. Englewood, Colorado," and is followed by "KeyBank National Association, N.A., Denver Colorado." The correct verification number, which appears on the back of the instrument, is 1-800-223-7520.
Keybank National Assn. Cleveland, OH Contact: OCC Fax: (202) 874-5301	Counterfeit Cashier's Checks SA-1-2006 January 3, 2006	Counterfeit official checks issued in the bank�s name and using a correct routing number of 122037171 are being presented for payment.
Keystone Nazareth Bank & Trust Company Bethlehem, PA Contact: Henry D. Farabaugh Telephone: (610) 807-5884 Fax: (610) 861-7892	Counterfeit Cashier's Checks SA-204-2007 August 6, 2007	The counterfeit items display the routing number 096016765, which is a payable-through account at U.S. Bank, Saint Paul, Minnesota. Keystone Nazareth Bank & Trust Company issues cashier�s checks through U.S. Bank. The counterfeit items are dissimilar to authentic cashier�s checks and display the following security statement embedded within a darkened top border: �THE FACE OF THIS DOCUMENT HAS A COLORED BACKGROUND ON WHITE PAPER AND ORIGINAL DOCUMENT SECURITY SCREEN ON BACK WITH PADLOCK LOCK SECURITY ICON.� A security padlock icon and the statements �SECURITY FEATURES INCLUDED. DETAILS ON BACK� are printed vertically along the right border. The counterfeit items have one signature line. Authentic checks display the following security feature statements below the top border: �THIS DOCUMENT HAS AN ARTIFICIAL WATERMARK PRINTED ON THE BANK. THE FRONT OF THE DOCUMENT HAS A MICRO-PRINT SIGNATURE LINE. ABSENCE OF THESE FEATURES WILL INDICATE A COPY.� The words �VOID AFTER 180 DAYS� are centered below the words �CASHIERS CHECK� in the top center. The bank�s street address (�90 HIGHLAND AVENUE�) is printed below the bank�s �KNBT� logo in the top-left corner. The word �REMITTER� is printed above �PAYABLE THROUGH US BANK, ST. PAUL, MN� in the lower-left corner. Authentic checks have two signature lines.
Keystone Nazareth Bank & Trust Company Bethlehem, Pennsylvania Contact: Henry D. Farabaugh Telephone: (610) 807-5884	Counterfeit Cashier's Checks SA-52-2005 May 9, 2005	The counterfeit items display the proper routing number of 096016765, which is the routing number for the clearing bank for Keystone Nazareth Bank & Trust Company. The counterfeit items and the authentic checks are similar. However, authentic cashier's checks have the bank logo between the words "Keystone" and "Nazareth" in the bank name. The authentic checks do not have any security wording within the top border. The counterfeit items are missing the logo between the two words and have a top border that contains a description of the security notice.
King Southern Bank Chaplin, Kentucky Contact: Mike Bennett Telephone: ((502) 515-2265 FAX: (502) 266-9600	Counterfeit Cashier's Checks SA-126-2003 April 28, 2006	The counterfeit items display the routing number 083907052, which is assigned to King Southern Bank, and are similar in appearance to authentic checks. The counterfeit items are printed on blue check stock paper with blue borders. A telephone number, not associated with the bank, is displayed below the bank's name and address in the top center. The following statement is printed in the top border: "THE DOCUMENT CONTAINS SECURITY FEATURES & MICROPRINTING." King Southern Bank issues two kinds of authentic cashier's checks, both on different colors of check stock paper. Authentic checks have ornate black borders on all sides and display a security lock symbol in the upper-left corner. The checks that are printed on blue safety paper include the bank's name and address in the top center. The checks that are printed on yellow paper display the telephone number 1-502-673-3154 below the bank's name and address in the top-left corner.
KleinBank Big Lake, MN Contact: Gary Motzko Telephone: (952) 361-5219 Fax: (952) 556-8597	Counterfeit Personal Money Orders SA-47-2007 February 27, 2007	The counterfeit items display the routing number 091915654, which is assigned to KleinBank, and are virtually identical to authentic money orders. However, on the counterfeit items, "USDOllars" is printed with a capital "O"; on authentic money orders, the "o" in "USDollars" is not capitalized.
Klein Bank Spring, Texas Contact: Ms. Terri Moore Telephone: (281) 320-1702 FAX: (281) 320-1728	Counterfeit Cashier's Checks SA-46-2003 August 8, 2003	The counterfeit instruments include the bank's routing number of 113008012. The counterfeit items display a layout similar to the bank's genuine checks. However, when photocopied, a genuine check will display the word "void" continuously across the copy. Additionally, the back of the genuine check has a security box and a control number printed in red ink, while the counterfeit item has neither.
L&N Federal Credit Union, Louisville, KY Contact: Sharon Cummings Telephone: (502) 515-8329 Fax: (502) 515-8390	Counterfeit Cashier's Checks SA-133-2008 June 20, 2008	The items are reportedly associated with a secret shopping scam. L&N Federal Credit Union does not issue cashier's checks. It does, however, issue official checks. The counterfeit items display the routing number 011007092, which is assigned to Boston Safe Deposit & Trust Company, Boston, Massachusetts. L&N Federal Credit Union's official checks are issued by Moneygram Payment Systems, Inc., Minneapolis, Minnesota, through an account at Boston Safe Deposit & Trust Company. The counterfeit items are dissimilar to authentic cashier's checks. The counterfeit items display the following security feature statement embedded in a darkened top border: "FOR SECURITY PURPOSES THE FACE OF THIS DOCUMENT CONTAINS A COLORED BACKGROUND AND MICROPRINTING IN THE BORDER." A security statement is also shown along the bottom border between two padlocks. The words "CASHIER'S CHECK" appear inside of a rectangle in the top-right area. The items have a "VOID" background when copied. Authentic cashier's checks are dark blue and have a block-patterned background. The top and side borders are scroll with solid squares in the top corners and solid circles in the bottom corners. A rectangle containing the words "OFFICIAL CHECK" is below the top border and centered between the following security feature statements: "THIS DOCUMENT HAS AN ARTIFICIAL WATERMARK PRINTED ON THE BACK. THE FRONT OF THE DOCUMENT HAS A MICRO-PRINT SIGNATURE LINE. ABSENCE OF THESE FEATURES WILL INDICATE A COPY."
Laconia Savings Bank Laconia, NH Contact: Shaun Sanborn Telephone: (603) 527-5095 Fax: (603) 527-5205	Counterfeit Treasurer's Checks SA-109-2005 August 18, 2005	The counterfeit items display the proper routing number of 211770271 for Laconia Savings Bank; however, the fraudulent items are markedly dissimilar to authentic bank checks. The layout, style and fonts are different. The counterfeit items use the term "CASHIER'S CHECK"; authentic checks are called "TREASURER'S CHECKS."
Lafayette Ambassador Bank Easton, Pennsylvania Contact: John P. Illes, IV Telephone: (610) 758-7351 Fax: (610) 758-7338 E-mail: Jilles@fult.com	Counterfeit Official Checks and Cashier's Checks SA-303-2007 December 19, 2007	The counterfeit items display the routing number 031302133, which is assigned to Lafayette Ambassador Bank. However, the counterfeit items are markedly dissimilar to authentic official checks. There are two versions of the counterfeit items. One is referred to as an "OFFICIAL CHECK" while the other is a "CASHIER'S CHECK." The counterfeit items display the security statement "THIS CHECK IS VOID WITHOUT A BLUE & GREEN BACKGROUND AND AN ARTIFICIAL WATERMARK ON THE BACK-HOLD AT AN ANGLE TO VIEW" embedded within a darkened top border. Lafayette Ambassador Bank does not issue cashier's checks; however, it does issue official checks. Authentic official checks have a multi-colored background and ornate borders. The security feature statement "THIS CHECK IS VOID WITHOUT A MULTICOLORED BACKGROUND, MICROPRINT LINES IN THE BORDER, A TRUE WATERMARK, AND VISIBLE PLUS INVISIBLE FLUORESCENT FIBERS" appears below the top border. The bank's waving-flag logo precedes the bank's name in a darkened rectangle with rounded corners in the top center.
Lafayette Bank & Trust Company, N.A. Lafayette, IN Contact: Renee D. Reed Telephone: (765) 423-7202 Fax: (765) 423-7198	Counterfeit Official Checks SA-57-2006 October 25, 2006	Counterfeit cashier's checks issued in the bank's name and using a correct routing number of 022000868 are being presented for payment nationwide in connection with a lottery scam. Counterfeit items may be identified by the following traits: The checks are green in color and contain a darkened top border containing the following statement: "THIS DOCUMENT HAS A COLORED BACKGROUND AND MICROPRINTING. THE REVERSE SIDE INCLUDES AN ARTIFICIAL WATERMARK." The words "OFFICIAL CHECK" are enclosed in a rectangular-shaped box and located in the top-center portion of the instrument. The checks are missing other security features as well as decorative borders, which are found on authentic items. Checks presented to date have included serial numbers found within the series of 707113696 and 707118899, have been made payable in various amounts greater than $2,000, and include a forged signature of Lisa Vos. Correspondence accompanying the checks may contain the letterhead of "Omega Lotto E-Payment Inc., P.O. Box 68112, St. Thomas, Virgin Island 00802." Note that the address is misspelled as "Virgin Island" vs. "Virgin Islands." The letter alerts the recipient that he or she is the winner of an unclaimed prize and should contact Mr. David Cohen at 1-902-412-8818 upon receipt of the notice. The recipient is informed to keep all information confidential and is encouraged to act by a specific date or the winnings will be forfeited. The correspondence is signed by Ronald Winston, Director Claim Management. Consumers who have called the telephone number were instructed to wire money to Canada in order to pay processing fees and international taxes.
Lafayette Savings Bank, FSB Lafayette, IN Contact: Kris Lowe Telephone: (765) 429-2862 Fax: (765) 742-1507	Counterfeit Cashier's Checks SA-276-2006 September 19, 2006	Counterfeit cashier's checks bearing the institution's name are in circulation. The counterfeit items are reportedly associated with a Canadian lottery scam. The counterfeit items display the routing number 274971761, which is assigned to Lafayette Savings Bank, FSB, but are dissimilar to authentic cashier's checks. The counterfeit items display "CASHIER'S CHECK" in the top-center portion of the items. Some of the counterfeit items display "LAFAYETTE AMERICAN BANK" in a large font in the top-left corner, along with a mailing address and a toll-free telephone number, which are not associated with the bank. The following statement appears in the middle section of the counterfeit items: "MATCH THE AMOUNT IN WORDS WITH THE AMOUNT IN NUMBERS." Authentic checks display "CASHIER'S CHECK" in the bottom-left corner. "Lafayette Savings Bank" is printed in a stair-step format centered at the top of the checks, directly adjacent to the bank's logo. The following statement appears below the dollar line on authentic checks: "A DECLARATION OF LOSS WILL BE REQUIRED TO REPLACE THIS INSTRUMENT. VOID AFTER 90 DAYS FROM DATE OF ISSUE."
Lafayette State Bank Mayo, Florida Contact: Mary Beth Hamlin Telephone: (386) 294-1901	Counterfeit Cashier's Checks SA-63-2004 September 2, 2004	The counterfeit items display the proper routing number of 063105515 and are very similar to authentic instruments. However, authentic cashier's checks contain a security watermark on the reverse side, which is not evident on the counterfeit items.
Lake Area Bank Lindstrom, MN Contact: Chad Lindgren Phone Number: (651) 464-9001 Fax Number: (651) 464-9006	Counterfeit Cashier's Checks SA-29-2007 January 11, 2007	The counterfeit items display the routing number 091912521, which is assigned to Lake Area Bank. The items are dissimilar to the authentic checks and display the bank's name, address and a telephone number, not associated with the bank, in the upper-left corner. The counterfeit items are printed on marbled green paper and have security feature descriptions embedded in the top and bottom borders. Authentic checks display the bank's logo, name and slogan in the top-left corner, and the bank's address at the top center. Authentic checks are blue, and the words "EXPENSE CHECK" or "INTEREST CHECK" appear above the signature line on the lower-right side.
Lake Forest Bank and Trust Company, Lake Forest, IL Contact: Mary Ann Gannon Phone Number: (847) 615-4075 Fax: (866) 458-6048	Counterfeit Cashier's Checks SA-12-2008 January 11, 2008	The counterfeit items display the routing number 071925334, which is assigned to Lake Forest Bank and Trust Company, but are markedly dissimilar to authentic cashier's checks. The counterfeit items are light blue and white with a gold square in the middle and dark blue borders. A security feature statement is embedded within the top border and the bank's name is printed in the top-left corner. The words "CASHIER'S CHECK," the bank's address and several telephone numbers, which are not associated with the bank, are shown in the top-center area. A grid containing the words "Account Number," "Record Date," "Payment Date," "Rate" and "Purchaser" appears near the middle portion. "Payable At Lake Forest Bank, U.S.A., NA, Lake Forest, Illinois" and a security padlock are shown in the lower-right corner. A "VOID" background is displayed when the counterfeit item is copied. Authentic cashier's checks are mint green in color and have white outer borders. The words "Cashier's Check" and "Remitter" are printed in the top-left corner. The bank's name, address, and telephone number ("847/234 2882") are displayed near the top center.
Langley Federal Credit Union, Hampton, VA Contact: Tricia Driscoll Telephone: (757) 827-7200, extension 2253	Counterfeit Checks SA-43-2008 February 25, 2008	The items are reportedly associated with Internet sales and overpayment scams. The counterfeit items display the routing number 096016765, which is assigned to U.S. Bank, St. Paul, Minnesota. Langley Federal Credit Union issues official checks through Moneygram Payment Systems, Inc., Minneapolis, Minnesota, using a payable-through account at U.S. Bank. The counterfeit items are very similar to authentic checks; however, the counterfeit items display an incorrect word usage ("This") in the security feature statement embedded in the top border: "THIS FACE OF THIS DOCUMENT HAS A MULTICOLOR BACKGROUND ON WHITE PAPER." Authentic checks display the security feature statement "THE FACE OF THIS DOCUMENT HAS A MULTICOLOR BACKGROUND ON WHITE PAPER" embedded in the top border.
Lamar National Bank Paris, TX Contact: Linda Belcher Telephone: (903) 784-0701 Fax: (903) 784-6222	Counterfeit Cashier's Checks SA-9-2007 January 5, 2007	Counterfeit items display the routing number 111909870, which is assigned to Lamar National Bank. The counterfeit items are virtually identical to the authentic checks. Be aware that the appearance of counterfeit items can be modified and that additional variations may be presented.
Landmark Bank Clinton,LA Contact: Virdie B. "Chip" Moeller Telephone: (225) 683-3371 Fax: (225) 683-5141	Counterfeit Cashier's Checks SA-81-2008 April 11, 2008	The counterfeit items display the routing number 065201624, which is assigned to Landmark Bank. The items are similar to authentic cashier's checks. However, the counterfeit items are printed on blue and white check stock, while authentic checks are printed on light green check stock. Authentic cashier's checks also have ornate side borders with a padlock icon embedded in the right border.
Latimer State Bank Wilburton, OK Contact: Klancy Walker Telephone: (918) 465-2327 Fax: (918) 465-2078	Counterfeit Cashier's Checks SA-113-2007 May 2, 2007	The counterfeit items are reportedly associated with a secret shopper scam and are included with correspondence from The Apex Evaluation and Marketing Services, Ontario, Canada. The counterfeit items display the routing number 103102300, which is assigned to Latimer State Bank. The items include the words "CASHIER'S CHECK" inside of a rectangle with rounded corners in the top center. Printed on either side of the rectangle is the following security statement: "HOLD DOCUMENT UP TO THE LIGHT TO VIEW TRUE WATERMARK." The counterfeit items have ornate borders along the top and sides. Authentic checks display the wording "CASHIER'S CHECK" in the lower-left corner. A logo is included in the top-left corner, along with the bank's name and location.
Lawrence Bank Lawrence, KS Contact: Vickie L. Knight Telephone: (785) 856-9411 Fax: (785) 865-2999	Counterfeit Cashier's Checks SA-127-2008 June 18, 2008	The counterfeit items display the routing number 101114895, which is assigned to The Lawrence Bank. The items are markedly dissimilar to authentic cashier's checks. The items are green and display a "VOID" background when copied. The security feature statement "FOR SECURITY PURPOSES THE FACE OF THIS DOCUMENT CONTAINS A COLORED BACKGROUND AND MICROPRINTING IN THE BORDER" is centered and embedded in a darkened top border. A security statement is also shown along the bottom border between two padlocks. The words "CASHIER'S CHECK" and an indemnity bond statement are in the top center. The bank's name and logo are shown in a darkened rectangle in the top-left corner. The bank's name (repeated) and the statements "Payable Through Lawrence Bank, Lawrence, KS" and "For Inquires call 1-800-373-0868" are in the top-left corner. The toll-free telephone number is not associated with the bank. Two signature lines are in the lower-right corner. "AUTHORIZED SIGNATURE" is shown below the first signature line and "COUNTERSIGNED" below the second. "REMITTER" appears in the lower-left corner and "Operator I.D." in the top-right corner. Authentic checks are blue and have a foil strip across the top. The security feature statement "This document has a colored background, Foil Accent and a backside authentic watermark; absence of these features will indicate a copy" is in italic print and centered below the written dollar amount line. A padlock icon and vertical security statement appear on the right side. "CASHIER'S CHECK" appears in the lower-left corner. The bank's logo (a dark rounded square containing a four-point white star), name, location and telephone number, "785-838-9704," are top centered. The word "REMITTER" appears in the top-left corner and one signature line is displayed in the lower-right corner.
Lea County State Bank Hobbs, New Mexico Contact: Ms. D'Dee Ottino-Winters Telephone: (505) 397-6645 Fax: (505) 397-6618	Counterfeit Official Checks FIL-113-2002 September 23, 2002	The routing number used is 112201836
Lebanon Valley Farmers Bank Lebanon, PA Contact: Glynnis M. Kofler Telephone: (717) 274-6860	Counterfeit Cashier's Checks SA-70-2007 March 16, 2007	The counterfeit items display the routing number 031302780, which is assigned to Lebanon Valley Farmers Bank. The counterfeit items are virtually identical to authentic treasurer's checks. Authentic treasurer's checks have a hidden "VOID" pantograph throughout and a cubed patterned background with vibrant colors changing from maroon to teal in the center.
Lee Bank Lee, MA Contact: Peter W. Brown Telephone: (413) 243-9226 Fax: (413) 243-1524	Counterfeit Checks SA-20-2008 January 23, 2008	The counterfeit items are reportedly associated with a mystery shopping scam. The counterfeit items display the routing number 211870870, which is assigned to Lee Bank and used for bill payment checks. The counterfeit items are dissimilar to authentic checks and have rounded corners. They display the security feature statement "FOR SECURITY PURPOSES THE FACE OF THIS DOCUMENT CONTAINS A COLORED BACKGROUND AND MICROPRINTING IN THE BORDER" in a darkened top border and the statement "SECURITY FEATURES INCLUDED DETAILS ON BACK" between two padlock icons along the bottom border. The words "CHECK" and "DATE" are printed to the left of the numeric dollar amount and the word "PAYOR" is printed below the written dollar amount line. Authentic checks have dark blue borders on all sides and squared corners. They display the security feature statement "ORIGINAL CHECK IS PRINTED ON CHEMICAL REACTIVE PAPER WHICH CONTAINS A WATERMARK" embedded in the top border.
Legacy Bank Milwaukee, WI Contact: Camille Lumpkin Telephone: (414) 343-3031 Fax: (414) 343-6906	Counterfeit Cashier's Checks SA-160-2005 November 8, 2005	The counterfeit items display the routing number 075017853, which is assigned to Legacy Bank, Milwaukee, Wisconsin. The counterfeit items are markedly dissimilar to authentic cashier's checks in style, font and layout. The counterfeit items display a telephone number that is not associated with the bank; authentic checks do not have a telephone number printed on the checks.
Legends Bank Linn, MO Contact: Mary Lou Katnik Telephone: (573) 897-2204 Fax: (573) 897-4202	Counterfeit Official Checks SA-74-2008 March 31, 2008	The items are reportedly associated with a sweepstakes scam. The counterfeit items display the routing number 081514010, which is assigned to Legends Bank, but are markedly dissimilar to authentic cashier's checks. The counterfeit items have dark borders and display a security feature statement embedded within the top border. A padlock icon is shown in the lower-right corner. The words "OFFICIAL CHECK" are shown inside a rectangle with rounded corners in the top center. The bank's name and "SAINT LOUIS, MISSOURI" appear in the top-left corner. The phrase "NAME OF REMITTER" is in the lower-left corner. The words "AUTHORIZED SIGNATURE" precede the signature line and "Drawer: Legends Bank, Saint Louis, Missouri" is shown below the signature line. Legends Bank does not issue official checks; however, it does issue cashier's checks. Authentic cashier's checks are light blue and have ornate borders. The bank's logo (a tree image), name, "Linn, Missouri 65051" and Web site address are in the top�center area. The words "CASHIER'S CHECK" and a "NOTICE TO CUSTOMER" regarding an indemnity bond appear in the lower-left corner. The word "REMITTER" is in the top-left corner. A padlock icon and vertical security feature statement are centered and incorporated in the right border. The statement "TWO SIGNATURES REQUIRED ON AMOUNTS OVER $5,000.00" appears above two signature lines. A rectangular box is displayed on the right side containing the numeric dollar amount.
Lenox Bank Lenox, MA Contact: Joseph E. Leskovitz Telephone: (413) 637-0017 Fax: (413) 637-0844	Counterfeit Official Checks SA-168-2007 July 2, 2007	The counterfeit items are reportedly associated with a secret shopper scam. The counterfeit items display the routing number 011805388, which is assigned to The Lenox National Bank, but are markedly dissimilar to authentic cashier's checks. The counterfeit items have ornate blue borders on three sides. They also display the words "OFFICIAL CHECK" inside a rectangle with rounded corners centered within the top border. The following security statement appears on each side of the rectangle: "HOLD THIS DOCUMENT UP TO THE LIGHT TO VIEW TRUE WATERMARK." "LENOX NATIONAL BANK, 7 Main Street, Lenox, MA 01240-1532" appears in the lower-left corner. The Lenox National Bank issues cashier's checks, rather than official checks. Authentic checks display the words "CASHIER'S CHECK" inside a green rectangle in the lower-left corner below an indemnity bond statement. The bank's name, city and state are printed inside a rectangle in the top center. "MEMBER FEDERAL DEPOSIT INSURANCE CORPORATION" appears directly below the rectangle. An image of the bank's historical office building appears as a watermark in the center. Authentic checks are green in color; the center is gray.
Liberty Bank Alton, IL Contact: Paige Beilsmith Phone: (618) 462-7000 Fax: (618) 462-7094	Counterfeit Cashier's Checks SA-242-2007 August 29, 2007	The items are reportedly associated with Canadian secret shopper and sweepstakes scams. The counterfeit items display the routing number 081025415, which is assigned to Liberty Bank. The items are dissimilar to authentic cashier's checks. The counterfeit items display a security feature statement embedded within a darkened top border. The statements "SECURITY FEATURES INCLUDED. DETAILS ON BACK" are centered along the bottom border between two padlock icons. Authentic checks have ornate side borders and display a security feature statement below the written dollar amount line. A security padlock icon and statement appear above the word "DOLLARS."
Liberty Bank Geraldine, AL Contact: Elaine Gilbert Phone: (256) 659-2175 Fax: (256) 659-4882	Counterfeit Cashier's Checks SA-200-2007 August 3, 2007	The counterfeit items display the routing number 062201847, which is assigned to Liberty Bank. The items display a security statement embedded in the top border. A toll-free telephone number ("1-866-382-9163"), which is not associated with the bank, is shown beneath the bank's logo, name and address. A padlock icon is included in the bottom border.
Liberty Bank Middletown, Connecticut Contact: Gary Mackiewicz Phone: (860) 638-2902 Fax: (860) 638-2901	Counterfeit Cashier's Checks SA-172-2006 June 23, 2006	The counterfeit items include the routing number 211170282, which is assigned to Liberty Bank. However, Liberty Bank issues official checks through an Integrated Payment Systems, Inc. account held at JP Morgan Chase Bank, NA, Denver, Colorado, and those checks display the routing number 102000979. The counterfeit items display "LIBERTY SAVINGS BANK, Middletown, CT., 1-866-802-4458" on three lines located in the top-center portion of the item. The toll-free telephone is not associated with the Liberty Bank. Additionally, a liberty bell logo appears in the top-left corner of the item with the words "Cashier's Check" displayed beneath the logo. Authentic checks display "OFFICIAL CHECK" inside a box with rounded corners in the top-center portion of the check. The words "LIBERTY BANK" appear in the top-left corner and the "I" in "LIBERTY " is displayed as a torch.
Liberty Bank Middletown, Connecticut Contact: Gary Mackiewicz Phone: (888) 570-0773 Fax: (860) 638-2934	Counterfeit Cashier's Checks SA-15-2006 January 25, 2006	The counterfeit items display the routing number 211174356, which is assigned to Liberty Bank. The counterfeit items bear the name of Hometown Bank and display an address of 26 Killingworth Road, Higganum, CT 06441. Authentic checks bearing the name Hometown Bank are no longer issued.
Liberty Bank of Arkansas Jonesboro, AR Contact: Karen Tilley Telephone: (870) 268-2313 Fax: (870) 268-1514	Counterfeit Cashier's Checks SA-40-2007 February 1, 2007	The counterfeit items display the routing number 084108795, which is assigned to Liberty Bank of Arkansas. The counterfeit items also display a flag logo to the right of the bank's name in the top center; authentic checks display the bank's flag logo above the bank's name in the top center. The counterfeit items are printed on check stock with rounded corners; authentic checks have squared corners. On the counterfeit items, a security statement is embedded in the top border; on authentic checks, it is below the dollar amount line. One signature line is shown on the counterfeit items; two signature lines are displayed on authentic checks.
Lincoln County Bank Merrill, WI Contact: Karen M. Nelson Phone: (715) 536-8301 Fax: (715) 536-8306	Counterfeit Cashier's Checks SA-120-2007 May 7, 2007	The items are reportedly being used for Internet-based purchases. The counterfeit items display the routing number 091501411, which is assigned to Lincoln County Bank. The items are similar to authentic checks; however, on some of the items the bank's name is misspelled as "Loncoln County Bank."
Lone Star Bank HOuston, TX Contact: Kathy Stuckey Phone: (713) 358-9421 Fax: (713) 358-9478	Counterfeit Cashier's Checks SA-174-2007 July 2, 2007	The counterfeit items display the routing number 113025299, which is assigned to Lone Star Bank, but are markedly dissimilar to authentic cashier's checks. The counterfeit items display security feature statements within the top and bottom borders. The bank's logo, name (repeated twice), city, state and a toll-free telephone number ("1.888.461.6614"), not associated with the bank, appear in the top-left corner. The bank's name is repeated as "DRAWER" below the words "CASHIER'S CHECK" in the top-right corner and below the printed dollar amount line. Two signature lines are preceded by "PER" on the lower-right side. The phrases "NAME OF PAYEE" and "REMITTER" appear on the left side. Authentic checks display the bank's logo and name in the top center. An indemnity bond statement and "REMITTER" and "PAY TO THE ORDER OF" are printed on the left side. A security feature description is printed vertically within the right border. The statement "TWO SIGNATURES REQUIRED OVER $5,000.00" is displayed below two signature lines.
Long Island Commercial Bank Islandia, New York Contact: Mr. Thomas Buonaiuto Telephone: (631) 348-0888	Counterfeit Cashier�s Checks FDIC FIL-83-2002 August 1, 2002	The items appear to be circulating nationwide. The routing number on the counterfeit checks is 021000021. The routing number is assigned to JP Morgan Chase Bank, Tampa, Florida
Lorain National Bank Lorain, Ohio Contact: Mr. Jim Long Telephone: (440) 244-7255 FAX: (440) 244-4815	Counterfeit Cashier's Checks SA-18-2003 April 2, 2003	The counterfeit checks are in circulation. All of the known counterfeit items include the bank's routing number of 041201114. The counterfeit instruments are almost exact copies of an authentic item; however, they do not contain a reflective watermark on the reverse side.
Lotus Bank Novi, MI Contact: Jeremy J. Runyon Telephone: (248) 735-1000, extension 106 Fax: (248) 735-3830	Counterfeit Cashier's Checks SA-72-2008 March 31, 2008	The counterfeit items display the routing number 072414284, which is assigned to Lotus Bank but not used for the issuance of cashier's checks. The counterfeit items are nearly identical to authentic cashier's checks. However, authentic cashier�s checks display the routing number 072414242 and are light pink in the middle with receding darker outer edges. The micro data line and all fill-in lines on authentic checks are computer-generated in black ink.
Louisa Community Bank Louisa, KY Contact: Stacy L. DeRossett Telephone: (606) 638-0007 Fax: (606) 638-9877	Counterfeit Cashier's Checks SA-251-2007 September 13, 2007	The items are reportedly associated with a mystery shopping scam. Louisa Community Bank, Louisa, Kentucky, does not issue cashier's checks. The counterfeit items display the routing number 042108520, which is assigned to Louisa Community Bank. The counterfeit items have a security feature statement embedded within the top and bottom borders and a security padlock icon within the right border. The words "CASHIER'S CHECK" appear in the top center. The bank's name, logo, city, state and a toll-free telephone number ("1-888-360-9571"), which is not associated with the bank, are printed in the top-left corner. The bank's name is also shown below the written dollar amount line. Two signature lines preceded by the word "PER" appear on the right side. The words "Signing Officer" are printed beneath each signature line and the word "REMITTER" is displayed in the lower-right corner.