Alerts & Counterfeits Chart M

Institution Name	Type of Item Date of Alert	Details
Machias SAvings Banak, Machias, ME Contact: Compliance Department Telephone: (207) 255-3347 Fax: (207) 255-9438	Counterfeit Cashier's Checks SA-10-2008 January 11, 2008	The counterfeit items display the routing number 211274531, which is assigned to Machias Savings Bank. The items are dissimilar to authentic treasurer checks. The counterfeit items display a security feature statement embedded in a darkened top border and a crown icon at the right end of the signature area. Authentic treasurer checks are blue with red check numbers. They display an �X� at the beginning of the signature line and the statement �VOID AFTER 60 DAYS� below the signature line. A �NOTICE TO CUSTOMER� statement is printed below the right side of a �MEMO� line, which extends across the bottom portion.
MB Financial Bank, N.A., Chicago, Illinois Contact: Linda Ray Telephone: (847) 653-2778 Fax: (847) 653-0411	Counterfeit Cashier's Checks SA-144-2006 May 15, 2006	The counterfeit items display the routing number 071001737, which was assigned to MB Financial Bank, N.A., and have a patterned background with the blurred letters "mb" enclosed in gray boxes. The check number is printed in black; the "mb" logo and "Cashier's Check" are printed in red. Many of the items presented do not include MICR ink. The following statement appears on the left side of the counterfeit items: "FISERV DOCUMENT SOLUTIONS 1-800-826-1636." Authentic cashier's checks are white with a patterned background. However, the letters "mb" are crisp and clear. The bank's "mb financial bank NA" logo is followed by the address of either 800 or 801 West Madison Street, Chicago, IL 60607 in the top-left corner. "CASHIERS CHECK" appears in the upper-right portion of the check. The "mb" logo, "CASHIERS CHECK" and the check number are printed in red.
MB Financial Bank,N.A. Chicago, IL Contact: OCC Fax: (202) 874-5301	Counterfeit Cashier's Checks Alert 2006-21 September 15, 2006	The above-named bank has reported to the Office of the Comptroller of the Currency (OCC) that counterfeit cashier's checks, issued in the bank's name and using a correct routing number of 071001737, are being presented locally and nationwide for payment in connection with a check fraud scam involving Internet purchases.
Macatawa Bank Holland, MI Contact: Annette Hall Phone: (616) 494-1408 Fax: (616) 820-1439	Counterfeit Cashier's Checks SA-270-2006 September 15, 2006	The counterfeit items display the routing number 072413845, which is assigned to Macatawa Bank. The counterfeit items are dissimilar to authentic checks and display the words "PAYABLE TO" centered on the left side. The letters "MP" appear below a padlock symbol to the right of the signature line in the lower-right corner. Authentic checks display the words "PAY TO THE ORDER OF" in a script font centered on the left side. The statement "THIS DOCUMENT HAS A COLORED BACKGROUND, FOIL ACCENT, AND A BACKSIDE AUTHENTIC WATERMARK; ABSENCE OF THESE FEATURES WILL INDICATE A COPY" is printed in script font below the dollar amount line. Printed above the signature line in the lower right is the statement "VOID AFTER 90 DAYS."
Main Street Bank Covington, Georgia Contact: Carol M. Capell, AVP Telephone: (770) 385-2418	Counterfeit Official Checks SA-103-2004 December 16, 2004	The counterfeit items display the proper routing number of 044015543 for Main Street Bank. The counterfeit items and the authentic checks are similar. However, authentic official checks have the Travelers Express hologram that reads "Prime Link" and is seen as the white oval spot to the left of the wording OFFICIAL CHECK. The counterfeit items do not have this hologram
MainSource Bank Greensburg, IN Contact: Michael, Riley Telephone: (812) 663-0132 Fax: (812) 662-3210	Counterfeit Official Checks SA-90226-2007 August 15, 2007	The counterfeit items display the routing number 022000868, which is assigned to Citibank, N.A., Buffalo, NY. MainSource Bank issues official checks through an Integrated Payment Systems Inc. account held at Citibank, N.A. The items are dissimilar to authentic official checks. The counterfeit items display a "VOID" background when copied, and the following security feature statement is shown within a darkened top border: "FOR SECURITY PURPOSES, THE FACE OF THIS DOCUMENT CONTAINS A COLORED BACKGROUND AND MICROPRINTING IN THE ORDER." The statements "SECURITY FEATURES INCLUDED. DETAILS ON BACK" are centered along the bottom border between two padlock icons. Authentic checks have three scroll borders on the top and sides. The words "OFFICIAL CHECK" are displayed inside of a rectangle with rounded corners in the top center. Displayed on each side of the rectangle is the following security feature statement: "HOLD DOCUMENT UP TO THE LIGHT TO VIEW TRUE WATERMARK." A security padlock icon and statement appear on the right side below the "DATE" line.
MainSource Bank Greensburg, IN Contact: Michael, Riley Telephone: (812) 663-0132 Fax: (812) 662-3210	Fraudulent Cashier's Checks SA-90-2007 April 5, 2007	Fraudulent cashier's checks bearing the name The Madison Bank and Trust Company are in circulation. The Madison Bank and Trust Company, Madison, Indiana, was acquired by MainSource Bank and became inactive in August 2005. The fraudulent items display the routing number 022000868, which is assigned to Citibank (New York State), Buffalo, New York. The items also display ornate scroll-design top and side borders and a solid bottom border. "CASHIER'S CHECK" is printed inside a rectangle with rounded corners and is centered within the top border. "THE MADISON BANK & TRUST COMPANY" and "A National City Company" are displayed above the lower-left corner. On the right side of the items, located directly above the "AUTHORIZED SIGNATURE" line, is the wording "Drawer: The Madison Bank & Trust Company." Printed below the "AUTHORIZED SIGNATURE" line is the wording "Issued by Integrated Payment Systems Inc., Englewood Colorado" and "To Citibank (New York State): Buffalo, N.Y." Security feature descriptions are printed below the top border and are also embedded in the bottom border.
Manhattan State Bank Manhattan, MT Contact: Sara Platisha Telephone: (406) 284-3255 Fax: (406) 284-3276	Counterfeit Cashier's Checks SA-298-2006 October 16, 2006	The counterfeit items display the routing number 092902132, which is assigned to The Manhattan State Bank, but are dissimilar to authentic cashier's checks. The counterfeit items display the bank's name and logo in the top-left corner. The following wording is displayed above the "Memo" line: "VOID AFTER 90 DAYS OF ISSUANCE." There is one signature line shown. Authentic checks display "CASHIER'S CHECK" encapsulated in a box in the top-center portion of the item. The bank's name and logo appear in the bottom left-corner, and two signature lines are shown.
Marblehead Savings Bank Marblehead, MA Contact: Christine Speliotis Telephone: (781) 476-0321 Fax: (781) 476-0421	Counterfeit Cashier's Checks SA-127-2007 May 11, 2007	The counterfeit items display the routing number 211372996, which is assigned to Marblehead Savings Bank. The items also display the bank's seagull logo, name and address in the upper- left corner. "CASHIER'S CHECK" appears above the lower-left corner. Authentic checks display the bank's seagull logo, name, city and state centered below the top border. In the lower-left section, "TREASURER'S CHECK" is printed inside of a rectangular box. Security feature descriptions are embedded within the top and bottom borders. The bank's name is printed as a background pattern across the front of the checks and along the borders.
Marco Community Bank Marco Island, FL Contact: Colette Heft Telephone: (239) 389-5200 Fax: (239) 389-5273	Counterfeit Cashier's Checks SA-134-2008 June 27, 2008	The items are reportedly associated with a secret shopper scam. The counterfeit items display the routing number 067015478, which is assigned to Marco Community Bank. Marco Community Bank does not issue cashier's checks; however, it does issue official checks. The counterfeit cashier's checks are dissimilar to authentic official checks. The counterfeit items are green and display the following security feature statement embedded in a darkened top border: "FOR SECURITY PURPOSES THE FACE OF THIS DOCUMENT CONTAINS A COLORED BACKGROUND AND MICROPRINTING IN THE BORDER." The words "CASHIER'S CHECK" are in the top-left corner. A toll-free telephone number, which is not associated with the bank and typically begins with "1-888," is below the bank's name, city, state and ZIP code in the top-center area. The numeric dollar amount is contained inside of a printed rectangle. The word "PER" precedes the signature line. The words "AUTHORIZED SIGNATURE" are printed below the signature line. Authentic official checks have a hexagon background and ornate top and side borders with solid squares in the top corners and solid circles in the bottom corners. The following security feature statements are repeated below the top border: "THIS DOCUMENT CONTAINS A CHAINLINK WATERMARK" and "HOLD TO LIGHT TO VERIFY WATERMARK." The bank's logo, address and telephone number, "(239) 389-5200," are in the top-left corner.
Marine Bank Springfield, Illinois Contact: Mary Coy Telephone: (217) 726-0600	Counterfeit Cashier's Checks SA-144-2005 October 31, 2005	The counterfeit items display the bank's routing number of 071109406; however, the fraudulent items are dissimilar to authentic checks. The counterfeit items contain the term �CASHIER'S CHECK,� while authentic items are labeled �OFFICIAL CHECK.� The counterfeit items show an address of 470 N. Main Paza (sic), Chatham, IL 62629 and a phone number of 1-800-745-5555. Authentic official checks are blue, fading from a darker shade at the top to a lighter shade at the bottom, with black lettering.
Mascoma Savings Bank Lebanon, New Hampshire Contact: Peter E. Begin Telephone: (603) 443-8664 FAX: (603) 448-1470	Counterfeit Cashier's Checks SA-105-2006 April 14, 2006	The counterfeit items display the routing number 211770213, which is assigned to Mascoma Savings Bank. However, the bank issues authentic official checks through MoneyGram International, Inc. (formerly known as Travelers Express Company, Inc.) and are drawn on an account at U.S. Bank National Association, St. Paul, Minnesota. Authentic official checks display the routing number 096016765, which is assigned to U.S. Bank National Association. The counterfeit items are dissimilar in appearance to authentic checks. In the top-left corner of the counterfeit item, the bank's name and logo are displayed in light print on a shaded background, and they appear to be a negative image. The bank's name, an incorrect branch address and a telephone number not associated with the bank are printed in the top center. "Cashier's Check" is printed in the lower-left corner. Printed in the top border is the statement "THIS DOCUMENT HAS SECURITY FEATURES - THE REVERSE SIDE INCLUDES AN ARTIFICIAL WATERMARK." Authentic checks display the bank's name and logo in dark print against a light background in the upper-left corner. "OFFICIAL CHECK" is printed in the top center. Two authorized signature lines are displayed. The checks are printed on green security paper, with ornate borders on the top and sides. The following statement appears across the bottom: "THE VARIABLE TONE BACKGROUND AREA OF THIS DOCUMENT CHANGES COLOR GRADUALLY AND SMOOTHLY FROM DARKER TONE AT THE TOP TO THE LIGHTEST TONE AT THE BOTTOM."
McAllen National Bank McAllen, Texas Contact: Ms. Belinda Cantu Telephone: (956) 661-4202 FAX: (956) 972-5419	Counterfeit Trust Checks SA-15-2003 March 21, 2003	The counterfeit trust checks are in circulation. All of the known counterfeit items include the bank's routing number of 114911616.
McIntosh State Bank Jackson, Georgia Contact: Mr. Jesse Roberts, Jr. Telephone: (770) 775-8316 Fax: (770) 775-5229	Counterfeit Official Checks FIL-113-2002 September 23, 2002	The counterfeit items are reportedly associated with a sweepstakes scam and are being mailed with correspondence originating in Canada. The counterfeit items display the routing number 096016765, which is a payable-through account at U.S. Bank, St. Paul, Minnesota. McIntosh Bank issues checks through an account at U.S. Bank. The counterfeit items are similar to authentic official checks. However, the counterfeit items have rounded corners and display the following security statement embedded within the top border: "FOR SECURITY PURPOSES THE FACE OF THIS DOCUMENT CONTAINS A COLORED BACKGROUND AND MICROPRINTING ON THE BORDER." Authentic checks display the following security statements printed below the top border: "THIS DOCUMENT HAS AN ARTIFICIAL WATERMARK PRINTED ON THE BACK. THE FRONT OF THE DOCUMENT HAS A MICRO-PRINT SIGNATURE LINE. ABSENCE OF THESE FEATURES WILL INDICATE A COPY."
McIntosh State Bank Jackson, Georgia Contact: Mr. Jesse Roberts Telephone: (770) 775-8316 Fax: (770) 775-5229	Counterfeit Official Checks SA-82-2007 March 27, 2007	The routing number used on the checks is 096016765.
Mechanics & Farmers Bank Durham, North Carolina Contact: Ms. Julie V. Banks Telephone: (919) 683-1521 extension 818 FAX: (919) 687-7807	Counterfeit Cashier's Checks December 23, 2002	The counterfeit items bear the routing number 053100452. Another element that indicates that the instrument is probably counterfeit is the absence of a second signature requirement, specifically on large dollar amount checks. The counterfeit instruments appear to be quality copies of a cashier's check recently purchased from the bank.
Melrose Co-operative Bank Melrose, MA Contact: Shirley Kelley Telephone: (781) 665-2500 Fax: (781) 665-2871	Counterfeit Official Checks SA-119-2005 September 7, 2005	The counterfeit items display the proper routing number of 211370833 for Melrose Co-operative Bank. While the fraudulent items use a similar layout, the style and fonts are different from authentic checks.
Mercantile Bank Orlando, Florida Contact: Deborah Drake Telephone: (813) 207-5210 Fax: (813) 207-5239	Counterfeit Cashier's Checks SA-107-2007 April 25, 2007	The counterfeit items display the routing number 063113772, which is assigned to Mercantile Bank. The items, which are dissimilar to authentic checks, include the statement "Issued by Integrated Payment Systems, Inc." Below that statement, in the lower-left corner, is a telephone number, which is not associated with the bank or Integrated Payment Systems. Security feature descriptions are embedded within the top border and in the bottom-right corner. Above the "AUTHORIZED SIGNATURE" lines is the statement "TWO SIGNATURES REQUIRED OVER $10,000.00." The items also have scroll-design borders on the left and right sides.
Mercantile Bank Orlando, Florida Contact: Ted Conroy Telephone: (864) 239-4600	Counterfeit Cashier's Checks SA-94-2004 November 23, 2004	The counterfeit items in the name of CNB National Bank display the routing number of 063112281, and the counterfeit items in the name of Citrus Bank display the routing number of 063113772. CNB National Bank and Citrus Bank no longer exist as separate operating entities. These banking entities merged with Mercantile Bank on July 16, 2004, and July 1, 1999, respectively.
Mercantile-Safe Deposit and Trust Company Baltimore, Maryland Contact: J. C. Swinson Telephone (410) 347-8319 FAX: (410) 347-8263	Counterfeit Treasury Checks SA-61-2006 March 17, 2006	The counterfeit items display the routing number 052000618, which is assigned to Mercantile-Safe Deposit and Trust Company. The counterfeit items are not similar to authentic treasurer's checks in appearance. The counterfeit items bear the name "Mercantile Bank and Trust," an address, and a telephone number not associated with the bank in the lower-left corner. The words "TREASURY CHECK" are in a solid box in the top center, and a logo is displayed in the upper-left corner. The words "PAY EXACTLY" are displayed on the left side and a padlock symbol on the far right side. Printed above the signature lines in the lower-right corner is the following statement: "CHECKS OVER $25,000 MUST HAVE TWO SIGNATURES." Printed in the bottom border is the following statement: "THE VARIABLE TONE BACKGROUND AREA OF THIS DOCUMENT CHANGES COLOR GRADUALLY AND SMOOTHLY AT BOTH TOP AND BOTTOM TO THE LIGHTEST TONE IN THE MIDDLE." Authentic treasurer's checks display the bank's logo next to the name "Mercantile Bank and Trust," the city, and the state in the upper-left corner. The words "TREASURER'S CHECK" appear in the lower-left corner. "TWO SIGNATURES REQUIRED IF $10,000 OR GREATER" is printed below the top signature line, and "AUTHORIZED SIGNATURE" is printed below the second signature line on the lower-right side. Authentic checks have a medium grey background.
Mercantile Southern Maryland Bank Leonardtown, Maryland Contact: Paul Reamy Telephone: (301) 737-3742	Counterfeit Cashier's Checks SA-116-2007 May 4, 2007	counterfeit items display the routing number 055001122, which is assigned to Mercantile Southern Maryland Bank. The items have ornate borders and display "CASHIER'S CHECK" inside a rectangle incorporated within the top border. The following security statement is printed below the top border on both sides of the rectangle: "HOLD DOCUMENT TO THE LIGHT TO VIEW TRUE WATERMARK." A "NOTICE TO CUSTOMER" and a toll-free telephone number, which is not associated with the bank, appear near the lower-left corner above the "PURCHASER" line. Above two "AUTHORIZED SIGNATURE" lines near the lower-right corner is the statement: "TWO SIGNATURES REQUIRED OVER $10,000.00." Authentic checks display the wording "CASHIER'S CHECK" above the lower-left corner. The bank's logo, name, city and state are centered across the top of the check.
Mercantile Southern Maryland Bank Leonardtown, Maryland Contact: Paul Reamy Telephone: (301) 737-3742	Counterfeit Teller Checks SA-137-2006 May 4, 2006	The counterfeit items display the routing number 053101121, which is assigned to Branch Banking and Trust (BB&T). The former Calvert Bank and Trust Company issued cashier's checks using a payable-through account at BB&T. The counterfeit items display the name and address of the former Calvert Bank and Trust Company and a telephone number, not associated with the bank, in the upper-left corner. "TELLER CHECK" is printed in the top center of the counterfeit items. Authentic Mercantile Southern Maryland Bank checks display the routing number 055001122. The bank's logo, name, city and state are printed across the top of the check, and "CASHIER'S CHECK" is printed in the lower-left corner.
Mercantile Trust & Savings Bank Quincy, IL Contact: Tanya Wietholder or Cheryl Terwelp Telephone: (217) 223-7300 Fax: (217) 223-5032	Counterfeit CAshier's Checks SA-270-2007 October 3, 2007	The counterfeit items display the routing number 081200531, which is assigned to Mercantile Trust & Savings Bank. The items are similar to authentic cashier's checks; however, they have ornate borders. Authentic cashier's checks are light blue with a diamond background. A security padlock appears within the right border. The checks have pre-printed lines denoting the "REMITTER," "DATE," "PAY TO THE ORDER OF" and written dollar-amount fields.
Merchants Bank Burlington, VT Contact: Gary W. Dean Telephone: (802) 865-1903 Fax: (802) 865-1912	Counterfeit Treasurer's Checks SA-227-2007 August 15, 2007	The counterfeit items display the routing number 011600020, which is assigned to The Merchants Bank, but are dissimilar to authentic treasurer's checks. The counterfeit items have ornate side borders and the following security feature statement is embedded within the top border: "THIS CHECK IS VOID WITHOUT A RED AND GRAY BORDER AND BACKGROUND PLUS A KNIGHT & FINGERPRINT WATERMARK ON THE BACK � HOLD AT AN ANGLE TO VIEW." Along the bottom border is the statement "ABSENCE OF PINK U.S. PATENT NUMBERS UNDER SIGNATURE INDICATES CHECK IS FRAUDULENT, PATENT NUMBERS ARE PRINTED WITH HEAT SENSITIVE INK & WILL DISAPPEAR WHEN BLOWING OR RUBBING." A logo of a running lynx appears in the center of the bank's name with an apostrophe ("merchant's BANK") in the top-left corner. The items are light red and gray, and the quality of the paper stock is poor. Authentic treasurer's checks display the following security feature statement below the top border: "THIS MULTI-TONE AREA OF THE DOCUMENT CHANGES COLOR GRADUALLY AND EVENLY FROM DARK TO LIGHT." The statement "THE ORIGINAL DOCUMENT HAS A REFLECTIVE WATERMARK ON THE BACK. HOLD AT AN ANGLE TO VIEW" is embedded within a darkened bottom border. The bank's logo of a lynx head and its name without an apostrophe ("merchants BANK") appear in the top-left corner. The word "OFFICE" is displayed below the location of issuance near the center. The checks are light blue.
Merchants Bank Jackson, AL Contact: Tracy Hall Telephone: (251) 246-4425, Extension 111 Fax: (251) 246-1533	Counterfeit Official Checks SA-95-2005 August 9, 2005	The counterfeit items display a proper routing number of 062106256 for Merchants Bank. However, the fraudulent items are markedly dissimilar to authentic bank checks. The layout, style and fonts are different. In addition, the counterfeit items do not include the bank logo.
The Merchants & Citizens Bank, McRae, GA Contact: Terry Giddens Telephone: (229) 868-5656 Fax: (229) 868-5261	Counterfeit Cashier's Checks SA-268-2007 October 1, 2007	The counterfeit items display the routing number 061203778, which is assigned to The Merchants & Citizens Bank, but are dissimilar to authentic cashier's checks. The counterfeit items are blue and have a basket-weave background with dark blue top and bottom borders. The items also have a gold foil guard in the lower-center portion. The statement "THIS DOCUMENT CONTAINS SECURITY FEATURES- SEE REVERSE" and a security padlock icon are centered within the bottom border. Authentic cashier's checks are green and have ornate corners with dark green top and bottom borders. A security padlock icon and statement appear on the right side.
Merchants and Farmers Bank Kosciusko, Mississippi Contact: Internal Audit Department or Security Department Telephone: (662) 289-5121 Fax: (662) 289-7950 or (662) 290-6786	Counterfeit Cashier's Checks SA-51-2007 Februaary 27, 2007	The counterfeit items display the routing number 022000868, which is assigned to Integrated Payment Systems, Inc., Englewood, Colorado. Merchant and Farmers Bank issues official checks through an Integrated Payment Systems, Inc., account held at Citibank, N.A., Buffalo, New York. The counterfeit items also display the wording "CASHIER'S CHECK," which is incorporated into the center of the top border. The bank's name and location are shown in the lower-left corner above the reference to Integrated Payment Systems, Inc. The counterfeit items include two signature lines above the lower-right corner. Authentic checks display the wording "OFFICIAL CHECK," which is incorporated into the center of the top border. Only one signature line appears on authentic checks, above the lower-right corner.
Merchants and Manufacturers Bank Joliet, Illinois Contact: William F. Schraeder, II Telephone (Direct) (815) 467-3645 Telephone (Receptionist) (815) 467-4386	Counterfeit Cashier's Checks SA-54-2004 March 26, 2004	Counterfeit items closely resemble authentic cashier's checks. Both the counterfeit items and the authentic cashier's checks are printed on blue safety check paper; however, counterfeit items display an incorrect routing number of 079019190. Additionally, authentic instruments have a small decorative border.
Merchants & Planters Bank Toone, TN Contact: Richard Wetherbee Phone: (731) 659-2325 Fax: (731) 659-2878	Counterfeit Money Orders SA-106-2007 April 25, 2007	The counterfeit items display the routing number 084304793, which is assigned to Merchants & Planters Bank, but are dissimilar to authentic personal money orders. The counterfeit items include the phrase "PAY TO THE ORDER" in the left-center area. The city name is misspelled as "TONNE." The city and state are printed in upper case letters below the bank's name in the lower-left corner. Authentic money orders display "PAY TO THE ORDER OF" in the left-center area. A padlock security symbol is centered above the bottom border. Two microprint security lines appear in the lower-right corner. The city name is spelled correctly as "Toone" in the lower-left corner.
Merchants & Southern Bank Gainesville, Florida Contact: Roger L. Snare Telephone: (352) 264-7100 Fax: (352) 378-1452	Counterfeit Cashier's Checks SA-57-2005 May 20, 2005	The counterfeit items display the proper routing number of 051900353, which is the routing number for the clearing bank for Merchants & Southern Bank. The counterfeit items and the authentic checks are similar. However, the counterfeit checks have the words "Merchants & Southern Bank" printed on the amount line just before the amount and on the Drawer line. The counterfeit check is also missing the dark shading along the top of the MICR line and the left side of the check. Authentic checks have the dark shading along the left side of the check and above the numbers on the MICR line.
Merchants Commercial Bank St. Thomas, Virgin Islands Contact: Kathleen St Luce Telephone: (340) 779-2265, extension 33 Fax: (340) 779-2266 E-mail: kathleenstluce@mcbvi.com	Counterfeit Official Checks SA-295-2007 December 19, 2007	The counterfeit items display the routing number 021606742, which is assigned to Merchants Commercial Bank. The items are markedly dissimilar to authentic cashier's checks. The counterfeit items display the security feature statement "FOR SECURITY PURPOSES THE FACE OF THIS DOCUMENT CONTAINS A COLORED BACKGROUND AND MICROPRINTING IN THE BORDER" embedded in a darkened top border. Centered along the bottom border is a security feature statement with a padlock symbol on each side. The words "OFFICIAL CHECK" are printed inside of a rectangle above a "Notice to Purchaser" in the top-center area. "ST THOMAS, VI 00526" is printed below the bank's logo and name in the top-left corner. Authentic cashier's checks display the routing number 011007092, which is assigned to Boston Safe Deposit & Trust Company. Merchants Commercial Bank issues cashier's checks through Moneygram Payment Systems, Inc., Minneapolis, Minnesota, payable through Boston Safe Deposit & Trust Company, Boston, Massachusetts. The following security feature statements are below the top border: "THIS DOCUMENT HAS AN ARTIFICIAL WATERMARK PRINTED ON THE BACK. THE FRONT OF THE DOCUMENT HAS A HOLOGRAM AND HEAT REACTIVE THERMOCHROMIC ICON. ABSENCE OF THESE FEATURES WILL INDICATE A COPY." The words "CASHIER'S CHECK" are in the top-right corner. A foil hologram is in the top center. A heat sensitive octagon appears at the end of the signature line. The checks are white and blue and have a "VOID" background when copied.
Merchants National Bank Hillsboro, OH Contact: Linda Siders Telephone: (937) 393-1993 Fax: (937) 393-9425	Counterfeit Cahsier's Checks SA-16-2008 February 29, 2008	The above-named bank has reported that counterfeit cashier�s checks issued in the bank�s name and using the bank�s correct routing number of 042205009 are being presented for payment nationwide in connection with an Internet-based overpayment scam. The counterfeit items are exact replications of the bank�s authentic cashier�s check. As such, the counterfeit items have no distinguishing features. It is suggested that officials of Merchants National Bank be contacted to verify authenticity of any of the bank�s official items, if received from an unknown or questionable source.
Meridian Bank Paoli, PA Contact: Timothy J. Mahan Telephone: (484) 568-5018 Fax: (484) 582-0650	Counterfeit Official Checks SA-83-2008 April 11, 2008	Counterfeit official checks bearing the institution's name are being circulated with a mystery shopping scam letter. The counterfeit items display the routing number 031918828, which is assigned to Meridian Bank. The items also display "OFFICIAL CHECK" in a large font near the top. The bank's logo, name and location are shown in the top-left corner. Authentic checks, which are referred to as "Cashier's Checks," display the bank's logo, name, location and local telephone number in the top center portion of the check.
Meridian Bank Texas Fort Worth, TX Contact: Gordon Bruks Telephone: (817) 334-4673 Fax: (817) 810-0272	Counterfeit Cashier's Checks SA-171-2007 July 2, 2007	The counterfeit items display the routing number 111000615, which is not a valid routing number, and are markedly dissimilar to authentic cashier's checks. The counterfeit items display the following security statement embedded within the top border: "THIS DOCUMENT HAS A COLORED BACKGROUND AND MICROPRINTING. THE REVERSE SIDE INCLUDES AN ARTIFICIAL WATERMARK." "Meridian Bank, Ft. Worth, Texas" is printed in the upper-left corner and "MEMO" is printed in the lower-left corner. The dollar amount appears inside a rectangle on the right side. Authentic checks display the routing number 111925508, which is assigned to Meridian Bank Texas. The top border contains the words "CASHIER'S CHECK" printed six times. The bottom border contains the following security feature description: "THE BACK OF THIS DOCUMENT HAS AN ARTIFICAL WATERMARK. HOLD AT AN ANGLE TO VIEW." The bank's logo, name, P.O. Box, city, state, zip code, and the word "REMITTER" appear in the upper-left corner. A "NOTICE TO CUSTOMERS REGARDING OFFICIAL BANK CHECKS" and a "PURPOSE" line are printed in the lower- left corner. Authentic checks have a "VOID" background when copied.
Merrill Lynch Trust Company, FSB Pennington, NJ Contact: John Clark Telephone: (609) 274-2089 Fax: (609) 274-0826-2739	Counterfeit Checks SA-219-2006 August 2, 2006	Counterfeit checks bearing the institution's name are being circulated with an award claim letter from the Atlantic Lottery Corporation. The lottery address appears to be in New Brunswick, Canada. Merrill Lynch Trust Company, FSB, issues checks solely for trust account distributions, and those checks bear the routing number 031100225. The trust company does not offer checking accounts to the public. The counterfeit items display the routing number 044000804, which is assigned to JPMorgan Chase Bank in Michigan. The counterfeit items display a bank location in Somerset, New Jersey, and are purportedly drawn on a business account at Merrill Lynch Trust Company, FSB. Be aware that the appearance of counterfeit items can be modified and that additional variations may be presented.
Merrimac Savings Bank Merrimac, MA Contact: Judy Denno Telephone: (978) 346-8661, extension 2213 Fax: (978) 346-7155	Counterfeit Cashier's Checks SA-132-2007 May 16, 2007	The counterfeit items display the routing number 211374062, which is assigned to Merrimac Savings Bank. However, Merrimac Savings Bank does not issue cashier's checks. Instead, the bank issues treasurer's checks. Counterfeit items are markedly dissimilar to authentic checks. The counterfeit items display the words "CASHIER'S CHECK" in the top center, below an ornate top border. The bank's name and address appear in the top-left corner. The bank's name is repeated above the signature line in the lower-right corner and a "REMITTER" line is displayed in the lower-left corner of counterfeit items. Authentic checks are light burgundy and display the words "TREASURER'S CHECK" in the top- center portion. The bank's name and slogan "Traditions of the past, services of the future..." appear in the top-left corner. "PAYABLE THROUGH MERRIMACK SAVINGS BANK, MERRIMACK, MA 01860" is printed below a "MEMO" line in the lower-left corner of authentic checks.
Metcalf Bank Overland Park, KS Contact: Janice Biggs Telephone: (913) 901-3299 Fax: (913) 648-4627	Counterfeit Cashier's Checks SA-126-2007 May 11, 2007	The counterfeit items display the routing number 101014733, which is assigned to Metcalf Bank, and have ornate top and side borders. The bank's logo, name, and address are displayed in the lower-left corner. "DRAWER: Empire Bank" appears above the "Authorized Signature" line near the lower-right corner. "CASHIER'S CHECK" is printed within a rectangular box that has rounded corners. The box is embedded within the top border and has the following security statement printed on both sides: "HOLD DOCUMENT UP TO THE LIGHT TO VIEW TRUE WATERMARK." Authentic checks display the bank's logo, name, "An Employee-Owned Community Bank," "Member FDIC" and telephone number centered below the top border. A foil security strip appears along the top border, and security feature descriptions are printed below the "Dollars" line. "CASHIER'S CHECK" is printed above the lower-left corner. A padlock security symbol appears on the right side.
Metropolitan National Bank Little Rock, AK Contact: Mike Shepard Telephone: (501) 377-7635 Fax: (501) 377-7640	Counterfeit Cashier's Checks SA-42-2006 August 10, 2006	The bank has reported that counterfeit cashier's checks issued in the bank's name and using a correct routing number of 082001247 are being presented for payment nationwide in connection with a lottery scam. While the counterfeit items have a strong resemblance to the authentic checks, the counterfeit items can be identified by the following: a dark border at the top of the instrument contains a security statement that reads "THIS DOCUMENT HAS A COLORED BACKGROUND AND MICROPRINTING. THE REVERSE SIDE INCLUDES AN ARTIFICIAL WATERMARK." In addition, the top border contains rounded corners which drop off toward the sides of the check. Correspondence accompanying the counterfeit items contains the letterhead of "British International Lotto, 11500 New Cross Road, London SE 16, England" and is signed by James Langford, Prize Director. The letter alerts recipients of their winning status and provides instructions to contact their agent, Elsie Fingate of Apex Financial Company at 011-44-7717-146-335 or via e-mail at [lottoinquiries@yahoo.com]. This entity represents itself as a subsidiary of British Lotto Corporation.
Metropolitan National Bank Little Rock, AK Contact: Mike Shepard TTelephone: (501) 377-7635 Fax: (501) 377-7640	Counterfeit Cashier's Checks SA-209-2006 July 27, 2006	The counterfeit items display the routing number 082001247, which is assigned to Metropolitan National Bank, and are similar to authentic checks. The counterfeit items are printed on green check stock and the border has rounded corners. The following statement is embedded in the top border of counterfeit items: "THIS DOCUMENT HAS A COLORED BACKGROUND AND MICROPRINTING. THE REVERSE SIDE INCLUDES AN ARTIFICIAL WATERMARK." Authentic checks are printed on light-blue check stock.
Metropolitan National Bank Little Rock, AK Contact: Mike Shepard TTelephone: (501) 377-7635 Fax: (501) 377-7640	Counterfeit Cashier's Checks SA-241-2006 August 23, 2006	Counterfeit cashier's checks bearing the bank's name are in circulation. The items are reportedly associated with a lottery scam. Correspondence accompanying the counterfeit items contains the letterhead of "British International Lotto, 11500 New Cross Road, London SE 16, England." The letter alerts recipients of their winning status and provides instructions to contact their agent. The counterfeit items display the routing number 082001247, which is assigned to Metropolitan National Bank. The counterfeit items presented to date have been similar to authentic checks. However, the counterfeit items have a dark top border with the following security statement embedded: "THIS DOCUMENT HAS A COLORED BACKGROUND AND MICROPRINTING. THE REVERSE SIDE INCLUDES AN ARTIFICIAL WATERMARK." In addition, the top border contains rounded corners that drop off toward the sides of the check.
Mid-America Bank, Inc. Baldwin City, KS Contact: Renae Cowley Telephone: (785) 594-2100 Fax: (785) 594-7099	Counterfeit Cashier's Checks SA-230-2007 August 17, 2007	The items are reportedly associated with a sweepstakes scam. The counterfeit items display the routing number 263179914, which is assigned to Country Federal Credit Union, and are markedly dissimilar to authentic cashier's checks. The counterfeit items display a "NOTICE TO MEMBERS" regarding an indemnity bond and the words "CASHIER'S CHECK" in the top center. The bank's logo, an incorrect name ("Mid-American Bank"), street address, and P.O. Box appear in the top-left corner. The statements "VOID AFTER 90 DAYS" and "NOT VALID OVER $10,000.00" are printed to the left of the signature line. Authentic cashier's checks display the routing number 101114934, which is assigned to Mid-America Bank. The words "CASHIER'S CHECK" and the statement "VOID AFTER 180 DAYS" are displayed in the lower-left corner. The bank's logo, name and address are in the top center. The following security feature statement appears below the written dollar amount line: "THIS DOCUMENT HAS A MICRO-PRINT SIGNATURE LINE, AUTHENTIC WATERMARK, AND CHLOROSTAIN PAPER; ABSENCE OF THESE FEATURES WILL INDICATE A COPY." The statement "TWO SIGNATURES REQUIRED" is printed above the signature lines.
Mid City Bank, Inc. Omaha, Nebraska Contact: Mr. Kenneth A. Grigsby, Sr. Telephone: (402) 558-8000	Counterfeit Cashier's Checks and Altered Cashier's Checks FIL-101-2002 September 3, 2002	The items bear the routing number 104000870. One counterfeit item was deposited by an unsuspecting customer who accepted the item as payment for an automobile. Banks should encourage their customers to verify the validity of cashier's checks before releasing any merchandise or before sending a part of the proceeds of the checks to any third party.
Middlesex Savings Bank Natick, MA Contact: Richard Russo Telephone: (508) 652-3475 Fax: (508) 652-4432	Missing, Lost, or Stolen Treasurer's Checks SA-100-2005 August 16, 2005	Middlesex Savings Bank, Natick, Massachusetts, has contacted the Federal Deposit Insurance Corporation (FDIC) to report that 601 treasurer's checks bearing the institution's name were missing, lost, or stolen in transit to a branch office. These instruments were issued for an account number of which the last three digits are 001. The missing, lost, or stolen items have the following serial numbers: 3044500 1 3045001 to 3045100 100 3045401 to 3045500 100 3045701 to 3045800 100 3045901 to 3046000 100 3046501 to 3046600 100 3046701 to 3046800 100
MidSouth Bank Beaumont, TX Contact: Ed Lampman Telephone: (409) 838-4781, extension 204	Counterfeit Cashier's Checks SA-75-2007 March 19, 2007	The counterfeit items display the routing number 113123447, which is assigned to MidSouth Bank; however, they are dissimilar to authentic cashier's checks. The counterfeit items are gray in color, have rounded corners, and display a security statement embedded within the top border. In addition, the counterfeit items display the words "Cashier's Check" (with an apostrophe) in the upper-right corner and have one signature line in the lower-right corner. Authentic checks are green and display security wording printed vertically along the right border. The words "Cashiers Check" (without an apostrophe), "Date," and "Branch" are printed in the upper-right corner. Authentic checks have two signature lines in the lower-right corner.
Mid-Wisconsin Bank Medford, Wisconsin Contact: Sandy Lukas Telephone: (715) 748-8349 FAX: (715) 748-6553	Counterfeit Cashier's Checks SA-67-2006 March 23, 2006	The counterfeit items display the routing number 092005411, which is a pass-through account held at First Interstate Bank, Helena, MT, that is no longer used by Mid-Wisconsin Bank. The counterfeit items are not similar to authentic checks in appearance. The counterfeit items bear the bank's logo, name and address in the upper-left corner and display the words "CASHIER'S CHECK" in both the top-center area and in the lower-left corner. "PAYABLE THROUGH FIRST INTERSTATE BANK, HELENA, MT" is also printed in the lower-left corner. The bank's logo appears in the center of the counterfeit items. The following appears in the top border: "THIS DOCUMENT HAS A COLORED BACKGROUND AND MICROPRINTING. THE REVERSE SIDE INCLUDES AN ARTIFICIAL WATERMARK." Authentic cashier's checks display the bank's logo, name and address in the top-center area, and "CASHIER'S CHECK" appears once in the lower-left corner. Below the amount line appears the following: "THIS DOCUMENT HAS A MICRO-PRINT SIGNATURE LINE, WATERMARK AND A THERMOCHROMIC ICON: ABSENCE OF THESE FEATURES WILL INDICATE A COPY." A padlock security symbol appears to the right of the word "Dollars." Authentic items are light blue with blue borders.
The Milford Bank Milford, CT Contact: Ric Biroscak Telephone: (203) 783-5700 Fax: (203) 783-5755	Counterfeit Cashier's Checks SA-223-2005 August 17, 2006	Counterfeit checks bearing the institution's routing number and a similar name are reportedly in circulation. The counterfeit items display the routing number 211170211, which is assigned to The Milford Bank, but are dissimilar to authentic checks. The counterfeit items display "Cashier's Check" in the top center, just below the wording "THIS DOCUMENT CONTAINS SECURITY FEATURES. SEE REVERSE." A telephone number, which is not associated with the bank, appears in the upper-left corner below "Milford Savings Bank" and the correct bank address. Authentic checks display "OFFICIAL CHECK" in the bottom center. The checks also display the routing number 096016765, which is assigned to U.S. Bank, St. Paul, Minnesota. The Milford Bank issues checks through MoneyGram Payment Systems, using an account at U.S. Bank. The following statements are embedded in the top border: "THIS DOCUMENT HAS AN ARTIFICIAL WATERMARK PRINTED ON THE BACK. THE FRONT OF THE DOCUMENT HAS A MICRO-PRINT SIGNATURE LINE. ABSENCE OF THESE FEATURES WILL INDICATE A COPY." The bank's logo appears in the upper-left corner, with "THE MILFORD BANK" printed below it. The following statement is displayed in the top center: "NOTICE: In the event this check is lost or stolen, an affidavit of loss and indemnity agreement may be required before a replacement is issued. An indemnity bond for twice the amount may be required." The following is displayed on three lines in the upper-right corner: "ISSUED BY: MONEYGRAM PAYMENT SYSTEMS, INC., P.O. BOX 9476 MINNEAPOLIS, MN 55480, DRAWEE: US BANK, ST. PAUL, MN."
Millbury Savings Bank Millbury, Massachusetts Contact: Bonny M. Dattis Telephone: (508) 865-5811	Counterfeit Cashier's Checks SA-151-2005 November 1, 2005	The counterfeit items display the routing number 211370639, which is assigned to Millbury Savings Bank, Millbury, Massachusetts. The counterfeit items are dissimilar to authentic checks, with a different layout, style and font. In addition, the counterfeit checks are referred to as official checks, with the wording included in a box located at the top-center portion of the check. Authentic checks are not referred to as any specific type of check.
Millennium State Bank of Texas, Dallas, TX Contact: Karen Frizell Telephone: (972) 241-8200 Fax: (972) 241-4880	Counterfeit Cashier's Checks SA-123-2007 May 7, 2007	The counterfeit items display the routing number 111024755, which is assigned to Millennium State Bank of Texas. The items are dissimilar to authentic checks and include the bank's name, address and a telephone number, which is not associated with the bank, in the upper-left corner. The counterfeit items also include the words "CASHIER'S CHECK" centered below the top border. Security feature descriptions are embedded within the top border. Authentic checks include the bank's logo, name and address centered below the top border. "Cashier's Check" is printed in the upper-right corner, and an indemnity bond statement is printed in the upper-left corner.
Mills County State Bank Goldthwaite, TX Contact: Priscilla Muse Vice President or Sue Buck Cashier Telephone: (325) 648-2216 Fax: (325) 648-2773	Counterfeit Cashier's Checks SA-174-2005 November 22, 2005	The counterfeit items display the routing number 111906747, which is assigned to Mills County State Bank. The counterfeit items are very dissimilar to authentic cashier's checks in style, font and format. Authentic checks are printed on multi-color background paper, while the counterfeit items are printed on blue check on white paper. Authentic checks display the wording "Cashier's Check" in the bottom-left portion of the check, while the counterfeit items display the wording across the left-side of the check.
Mineola Community Bank, S.S.B., Mineola, TX Contact: Leslie Donohoe Telephone: (903) 569-2602 Fax: (903) 569-6366	Counterfeit Cashier's Checks SA-285-2007 November 15, 2007	The counterfeit items are reportedly associated with sweepstakes and lottery scams. The counterfeit items display the routing number 311972526, which is assigned to Mineola Community Bank, S.S.B. The counterfeit items are dissimilar to authentic cashier's checks and display security statements embedded in both the top and bottom borders. The top and bottom borders are dark and have rounded corners. Authentic checks have ornate borders on all sides with a padlock and vertical security statement embedded in the right border. The bank's flag logo appears along with the bank's name, address and telephone number in the top-center area.
Mission Community Bank San Luis Obispo, CA Contact: Karen Campbell Telephone: (805) 269-0017 Fax: (805) 782-5034	Counterfeit Cashier's Checks SA-998-2007 April 25, 2007	The counterfeit items are reportedly associated with a sweepstakes scam. The counterfeit items display the routing number 044000037, which is not assigned to Mission Community Bank. The items, which are markedly dissimilar to authentic cashier's checks, display the words "CASHIER'S CHECK" in the top center. The name "Mission Community Bank, N.A." and the bank's address are printed in the upper-left corner. Embedded within the top border is the statement "THE FACE OF THIS DOCUMENT HAS A COLORED BACKGROUND ON WHITE PAPER." Embedded within the bottom border is the statement "THE BACK OF THIS DOCUMENT CONTAINS AN ARTIFICIAL WATERMARK-HOLD AT AN ANGLE TO VIEW." The counterfeit items include a tiled-rectangular grid for the printed dollar amount, with the following statement directly below the grid: "NOT VALID FOR AMOUNTS GREATER THAN $3,500.00." Above the signature line, the following statement is printed: "NOT NEGOTIABLE AFTER MAY 31, 2007." The counterfeit items also have a padlock symbol within the right border and display a "VOID" background when copied. Authentic checks display the routing number 122242649, which is assigned to Mission Community Bank. "Cashier's Check," in scroll print, appears in the lower left. The bank's "m" logo, name and address are displayed in the top-left corner. Embedded within the top border is the statement: "THE FACE OF THIS DOCUMENT HAS A COLORED BACKGROUND AND MICROPRINT." Embedded within the bottom border is the statement: "THE BACK OF THIS CHECK MUST CONTAIN AN ARTIFICIAL WATERMARK OR IS VOID." Authentic checks also include the word "REMITTER" in the lower-left corner.
Montgomery County Teacher�s Federal Credit Union (MCT Federal Credit Union), Rockville, MD, Contact: Fraud Department Telephone: (301) 948-9880 Fax: (240) 599-7589	Counterfeit Checks SA-32-2008 February 8, 2008	The counterfeit items are reportedly associated with a European lottery scam. The counterfeit items display the routing number 255077888, which is assigned to Montgomery County Teacher's Federal Credit Union, but are markedly dissimilar to authentic cashier�s checks. The counterfeit items are tan and have ornate design borders with brown squares in each corner. The statement "THE FACE OF THIS DOCUMENT HAS A COLORED BACKGROUND ON WHITE PAPER" is embedded in the top border and the statement "THE BACK OF THIS DOCUMENT CONTAINS AN ARTIFICIAL WATERMARK-HOLD AT AN ANGLE TO VIEW" is embedded in the bottom border. A padlock icon is centered within the right border and another appears inside a pink rectangle in the lower-right corner. An erroneous logo (a darkened rectangle containing a tree image and "MCT CREDIT UNION") and "Federal Credit Union, P.O. Box [missing number], Rockville, Maryland 20849-1250" appear in the top-left corner. The words "DATE" and "AMOUNT" are centered inside two shaded boxes in the right side. Authentic checks are shaded pink and gray with dark gray borders. Embedded in the top border is the security feature statement "WARNING: DO NOT ACCEPT THIS DOCUMENT UNLESS YOU CAN SEE A WATERMARK VISIBLE FROM FRONT AND BACK WHEN HELD AT A 45 DEGREE ANGLE TO THE LIGHT. THIS DOCUMENT ALSO CONTAINS VISIBLE FIBERS AND INVISIBLE FLUORESCENT FIBERS." The institution's logo (a zigzag line and "MCT FEDERAL CREDIT UNION") and "P.O. Box 1250, Rockville, Maryland 20849-1250, (301) 938-9880" appear in the top-left corner. The statement "VOID 90 DAYS AFTER ISSUE" and the institution's name appear above the "AUTHORIZED SIGNATURE" line in the lower-right corner.
The Monongahela Valley Bank, Inc. Fairmont, West Virginia Contact: Ms. Pam Loughery Telephone: (304) 363-4800 FAX: (304) 366-8600	Counterfeit Money Orders SA-47-2003 August 14, 2003	The counterfeit money orders have the institution's correct routing number of 051504597, but the city is misspelled as "Fairmount." The counterfeit money orders are blue-gray in color and printed on high-quality paper, while the valid money orders are printed on a light green paper. All of the counterfeit items have been for amounts of $1,000; however, the valid money orders are issued for amounts of $500 or less.
Monroe Bank & Trust Monroe, Michigan Contact: Thomas A. Scott Telephone: (734) 240-2350	Counterfeit Official Checks SA-84-2004 November 12, 2004	The counterfeit items display the proper routing number of 072402157 for Monroe Bank & Trust. The counterfeit items and the authentic checks are similar.
Monson Savings Bank Monson, Massachusetts Contact: Karen M. Cartier Telephone: (413) 267-1212 Fax: (413) 267-3705	Counterfeit Cashier's Checks SA-87-2006 April 12, 2006	The fraudulent items display the routing number 211871219, which is assigned to Monson Savings Bank; however, Monson Savings Bank does not issue cashier's checks. The fraudulent items also bear the bank's logo and name in the upper-left corner above the words "Cashier's Check." The bank's name, a branch address and a telephone number, not associated with the bank, are printed in the top-center portion. A statement describing security features, including a reference to a watermark, is printed in the top border.
Monson Savings Bank Monson, Ma Contact: Karen M. Cartier Telephone: (413) 267-1212 Fax: (413) 267-3705	Counterfeit Money Orders and Cashier's Checks SA-153-2005 November 3, 2005	The counterfeit money orders display the routing number 211871219, which is assigned to Monson Savings Bank, Monson, Massachusetts. The counterfeit money orders are dissimilar to authentic money orders, with a different layout, font and style. Monson Savings Bank is also reporting that counterfeit cashier's checks are in circulation. These checks are dissimilar to authentic checks.
Morton Community Bank Morton, IL Contact: Gary Shawgo Telephone: (309) 266-5337 Fax: (309) 266-8242	Counterfeit Cashier's Checks SA-296-2006 October 16, 2006	The counterfeit items display the routing number 071123204, which is assigned to Morton Community Bank, and are similar to authentic checks. The counterfeit items display the following statement embedded within the top border: "THIS DOCUMENT HAS A COLORED BACKGROUND AND MICROPRINTING. THE REVERSE SIDE INCLUDES AN ARTIFICIAL WATERMARK." Additionally, counterfeit items have rounded corners. Authentic checks have thin border lines with square corners. No security statements are displayed on the face of authentic checks.
Mountain 1st Bank & Trust Company, Hendersonville, NC Contact: G. Thomas Snyder Telephone: (828) 694-6767 Fax: (828) 698-0547	Counterfeit Cashier's Checks SA-37-2008 February 19, 2008	The counterfeit items display the routing number 053112521, which is assigned to Mountain 1st Bank & Trust Company. The items are very similar to authentic cashier's checks. However, the counterfeit items display the security feature statement "THIS CHECK IS VOID WITHOUT A BLUE & BURGUNDY BACKGROUND AND AN ARTIFICIAL WATERMARK ON THE BACK � HOLD AT ANGLE TO VIEW" embedded in the top border. In addition, the statement "SIGNATURE HAS A COLORED BACKGROUND - BORDER CONTAINS MICROPRINTING" appears along the bottom border below "AUTHORIZED SIGNATURE." The counterfeit items are light blue and burgundy, and have a "VOID" background when copied. Authentic cashier's checks have a multi-colored background (light blue-pink-light blue) and dark blue top and bottom borders. Embedded in the top border is the security feature statement "THIS CHECK CONTAINS THE FOLLOWING SECURITY FEATURES: MULTI-COLOR PRINTING ON FACE, WATERMARK IN PAPER, AND MICROPRINTING ON BORDER."
Mountain National Bank Sevierville, TN Contact: Elaine Ely Telephone: (865) 908-1630 Fax: (865) 428-9103	Counterfeit Cashier's Checks SA-70-2006 March 23, 2006	The counterfeit items display the routing number 064208437, which is assigned to Mountain National Bank. The counterfeit items are included with a letter notifying the recipient that he or she is a winner of the European Lottery Foundation. The letter states that the "France government" is charging a notarization and stamp duty tax; therefore, an entity known as The Royal Columbia Board of Commissions is supposedly advancing part of the winnings in the form of a cashier's check from its U.S. bank to be deposited and then wired via Western Union to China. The counterfeit items are somewhat similar to authentic cashier's checks. However, the counterfeit items are printed in black on standard mint-green check stock. The counterfeit items do not display a border around the edge of the items, and the logo is slightly different from the logo on authentic cashier's checks. Authentic cashier's checks are printed on standard mint-green check stock, and use green print for all wording; the logo is printed in gold. The following statement appears below the payment amount line: "This document has a micro-print signature line and a watermark. Absence of these features will indicate a copy."
Mountain National Bank Sevierville, TN Contact: OCC Fax: (202) 874-5301	Counterfeit Cashier's Checks Alert 2006-11 March 2, 2006	The above-named bank has reported that counterfeit cashier's checks, issued in the bank's name and using a correct routing number of 604208437, are being presented nationwide for payment in connection with a lottery scam.
Muenster State Bank Muenster, TX Contact: Kevin Sebade Telephone: (940) 759-2257 Fax: (940) 759-2243	Counterfeit Cashier's Checks SA-222-2007 August 9, 2007	The counterfeit items are reportedly associated with a Canadian lottery scam. The counterfeit items display the routing number 111920684, which is assigned to Muenster State Bank, and are similar to authentic cashier's checks. However, the counterfeit items display a security feature statement within the top and bottom borders and are blue. The counterfeit items also display an incorrect highway number ("32") and a toll-free telephone number ("1-877- 643-0660"), which is not associated with the bank, in the top center. The statement that appears below the written dollar amount line contains a typographical error. The word "MICRO" in the statement "THIS DOCUMENT HAS A MICRO PRINT SIGNATURE..." is shown as "MACRO." Authentic checks have ornate borders and are yellow. The correct highway number ("82") and the bank's telephone number ("(940) 665-7903") and fax number ("(940) 665-7903") are displayed in the top center. A security padlock icon is displayed to the right of the word "DOLLARS" at the end of the written dollar amount line.
Municipal Credit Union New York, NY Contact: Michael Rosano Telephone: (212) 238-3597 Fax: (212) 416-7037	Counterfeit Official Checks SA-116-2008 May 30, 2008	The counterfeit items display the routing number 044000804, which is assigned to JP Morgan Chase Bank, N.A., Columbus, Ohio. Municipal Credit Union official checks are issued by Integrated Payment Systems Inc., through an account held at JP Morgan Chase Bank, N.A. The items are nearly identical to authentic official checks; however, the counterfeit items are solid green and the authentic checks are two-tone green with darker borders. Authentic checks have a telephone number printed on the back; counterfeit items do not.