Alerts & Counterfeits Chart S

Institution Name	Type of Item Date of Alert	Details
Saehan Bank Los Angeles, California Contact: Ms. Chang He Lee Telephone: (213) 637-4816 Fax: (213) 637-9899	Counterfeit Cashier's Checks SA -4 -2004 January 15, 2004	The counterfeit instruments are drawn upon the bank and display the bank's routing number of 122042069. However, the authentic official checks are payable through a third party and display the routing number of the third party and not that of the bank. Additionally, the authentic check has several security features, including a watermark on the back and a microprint signature line, and displays "void" on the front of the check when copied.
San Angelo National Bank San Angelo, TX Contact: Reba Priddy Telephone: (325) 659-5922 Fax: (325) 659-5916	Counterfeit Cashier's Checks SA-177-2005 November 29, 2005	The counterfeit items display the routing number 111306871, which is assigned to San Angelo National Bank. The counterfeit items are very dissimilar to authentic cashier's checks in style, font and format. Authentic checks display the wording "Cashier's Check" in the bottom-left portion of the check, while the counterfeit items display the wording across the left side of the check. Authentic checks also display the logo of offset rectangles adjacent to the bank's name. Directly beneath the bank's name, San Angelo's Bank appears in a box. The counterfeit items display a logo consisting of an outline of the United States inside of an oval. In the top-left corner of the counterfeit items is a notice to customers.
Sanborne Savings & Trust Company P.O.Box 1475 Birmingham, Alabama	Fictitious "certified" Checks FDIC FIL-94-2001 October 29, 2001	Sanborne Savings & Trust Company does not exist in the state of Alabama. A telephone number, 205-250-7151, is also printed on the checks. The routing number used on the checks is assigned to Sanborn Savings Bank, Sanborn, IA, a legitimate banking institution.
The Sanborne Trust Company Bank Birmingham, Alabama	Fictitious "Certified" Checks FDIC FIL- 108-2001 December 21, 2001.	The checks are being negotiated nearly nationwide. The Sanborne Trust Company Bank does not exist. A telephone number, 205-250-7151, is printed on the checks as well as "Member FDIC." The routing number used on the fictitious "certified" checks is assigned to Sanderson State Bank, Sanderson, TX, a legitimate banking institution.
S&T Bank Indiana, PA	Counterfeit Treasurer's Checks SA-232-2007 August 28, 2007.	The items are reportedly associated with a lottery scam. The counterfeit items display the routing number 043306855, which is assigned to S&T Bank, but are dissimilar to authentic treasurer's checks. The counterfeit items show the numerical dollar amount inside of a rectangle on the right side, and have a "VOID" background when copied. Authentic checks display a security feature statement directly below the written dollar amount line and a security padlock and statement following the word "DOLLARS."
Sandy Spring Bank Olney, MD	Counterfeit Official Checks SA-158-2007 June 20, 2007.	The counterfeit items are reportedly associated with a lottery scam involving "Mega Lotto Link, Las Vegas, Nevada." The counterfeit items display the routing number 102000979, which is assigned to JP Morgan Chase Bank, N.A., Denver, Colorado. Sandy Spring Bank issues official checks through an Integrated Payment System Inc. account held at JP Morgan Chase Bank, N.A. The counterfeit items are dissimilar to authentic official checks. The counterfeit items are green and have the following security feature description printed across the top: "THIS DOCUMENT HAS A GRADUATED BACKGROUND. DARK TO LIGHT. THE REVERSE SIDE INCLUDES AN ARTIFICIAL WATERMARK." Authentic checks are blue/gray in color and have ornate borders. The words "OFFICIAL CHECK" are encapsulated in a rectangle with rounded corners in the top center. The following security statement is printed above the bank's logo in the top-left corner: "HOLD DOCUMENT UP TO THE LIGHT TO VIEW THE WATERMARK." Authentic checks display a padlock key icon above the word "DOLLARS" to the right side of the written dollar line.
St. Martin Bank and Trust Company St. Martinville, Louisiana Contact: Ms. Cindy Johnstone Telephone: (337) 394-7800	Counterfeit Cashier's Checks SA-32-2004 April 12, 2004	The counterfeit instruments are drawn upon the bank and display the proper routing number of 051900353. The counterfeit instruments closely resemble the authentic official checks; however, the counterfeit checks are printed on tan check paper stock, while the authentic official checks are printed on green check paper stock.
St. Mary's Bank Manchester, NH Contact: Shirley Bhutto Telephone: (603) 629-1371 Fax: (603) 629-1335	Counterfeit Treasurer's Checks SA-284-2006 September 26, 2006	The counterfeit items are reportedly associated with overpayment scams originating via the Internet. The counterfeit items display the routing number 011400149, which is assigned to St. Mary's Bank, and are quite similar to authentic treasurer's checks. However, the counterfeit items display the word "Exeactly," rather than "Exactly," on the face of the check.
San Francisco, California, Branch of First Republic Bank Las Vegas, NV Contact: Fred J. Casissa Telephone: (415) 296-3756 Fax: (415) 296-3756	Counterfeit Cashier's Checks SA-164-2005 November 18, 2005	The counterfeit items display the routing number 321081669, which is assigned to First Republic Bank, San Francisco, California. Although the counterfeit items appear similar to authentic checks in style and layout, the counterfeit items use a different print font. The counterfeit items also display a telephone number, which authentic checks do not.
Santa Barbara Bank & Trust, Santa Barbara, California Contact: Marco Uriarte Telephone: (805) 339-3724 Fax: (805) 339-4281	Counterfeit Trust Checks SA-63-2005 June 13, 2005	The counterfeit items display the proper routing number of 122220593; however, the fraudulent items are markedly dissimilar to authentic bank checks. The layout, style and fonts are different. Counterfeit items enclose the number dollar amount of the check in a rectangle; authentic checks do not use this format. Authentic trust checks include the wording "THE FACE OF THIS DOCUMENT HAS A COLORED BACKGROUND ON WHITE PAPER" under the authorized signature line.
Santa Paula Valley Bank, N.A., Santa Paula, California Contact: Ms. Marla DeZavala Telephone: (805) 525-1999	Counterfeit Cashier's Checks SA-39-2004 June 8, 2004	The counterfeit items are drawn upon the bank and display the proper routing number of 122242827. The counterfeit items are similar to the authentic cashier's checks; however, the authentic instruments have two signature lines, and above those lines is printed "NOTICE TO CUSTOMERS." Additionally, the authentic cashier's checks have a thin border across the top of the check. The counterfeit items have a single signature line and full decorative border, and do not have the printed notice above the signature line.
Santa Paula Valley Bank, N.A., Santa Paula, California Contact: Barbara L. Doane Telephone: (805) 525-1999 Fax: (805) 525-1512	Counterfeit Cashier's Checks SA-14-2007 March 7, 2007	Counterfeit cashier�s checks issued in the bank�s name and using a correct routing number of 122242827 are being presented for payment nationwide in connection with a lottery scam. Counterfeit items are printed on the bank�s retired check stock and may be identified by the following traits: the checks are green in color with a darker border and contain the bank�s logo of a valley between two mountains in the top-left portion of the instrument. Directly beneath the logo is the bank�s name in all capital letters and the phrase �Your Locally Owned Bank� in a signature font. A PURCHASER line is located in the top-left quadrant, and the words �CASHIER�S CHECK� are located in the top-center section of the check. The instrument is missing security features. Items presented to date have been made payable in the amount of $3,500, contain the purchaser information of �Santa Clara Valley Bank/CL Bernice Olsen,� have been dated February 12, 2007, and contain check numbers ranging from 9937-9970. Due to possible variations of appearance, it is suggested that Santa Clara Valley Bank, N.A. officials be contacted to verify authenticity of the bank�s official items if received from an unknown or questionable source. Correspondence accompanying the checks may contain the letterhead of �ACCESS INTERNATIONAL INC, 1-888-251-2743.� The letter alerts the recipient that he or she is the winner of an unclaimed prize and should contact the office immediately. The recipient is advised to keep all information confidential and is encouraged to act by a specific date or the winnings will be forfeited. Recipients are to contact account representative Dorothy Perkins or Martin Allen of Pacific Capital Inc. at 1-800-426-1076. The correspondence may be signed by Mary Jane Russell, Vice President.
Savannah Bank, N.A, Savannah, NY Contact: Thomas M. Endres Telephone: (315) 365-6045 Fax: (315) 365-3137	Counterfeit Cashier's Checks SA-260-2006 September 8, 2006	Counterfeit cashier's checks bearing the institution's name are in circulation. The items are reportedly associated with a lottery scam. Correspondence accompanying the counterfeit items contains the letterhead of "Switzerland Lottery." Letters notify recipients of their winning status and instruct the recipients to "kindly deposit or cash the [$2,400.00] check to pay for tax and clearance fees." Recipients are further instructed to contact Kingston Financial Management Group, subsidiary of Switzerland Trust Corporation, 40 Melwood Ave, Halifax, Nova Scotia B3H 1A1, Telephone: 1-780-695-3962. The mailing envelopes are postmarked in Canada. The counterfeit items display the routing number 022311117, which is assigned to Savannah Bank, N.A. They are printed on a blue-speckled paper and contain security statements within both the top and bottom borders. The following security statement is printed along the top border: "FOR SECURITY PURPOSES, THE FACE OF THIS DOCUMENT CONTAINS A COLORED BACKGROUND AND MICROPRINTING IN THE BORDER." The following statement is printed along the bottom border: "THE REVERSE SIDE OF THIS DOCUMENT INCLUDES A UNIQUE CHECK IDENTITY BAR CODE AND AN ARTIFICIAL WATERMARK- HOLD AT AN ANGLE TO VIEW." A toll-free telephone number, printed as 1-800-963-2491, which is not associated with the bank, appears in the top-center portion of the counterfeit items.
Savannah Bank, N.A, Savannah, NY Contact: Thomas M. Endres Telephone: (315) 365-6045 Fax: (315) 365-3137	Counterfeit Cashier's Checks SA-46-2006 August 24, 2006	Counterfeit cashier's checks issued in the bank's name and using a correct routing number of 022311117 are being presented for payment nationwide in connection with a lottery scam. The counterfeit items can be identified by the following: the checks are printed on a blue-speckled paper and contain security statements within both the top and bottom borders. The following statement is printed along the top: "For security purposes, the face of this document contains a colored background and microprinting in the border." The following statement is printed along the bottom: "The reverse side of this document includes a unique check identity bar code and an artificial watermark - hold at an angle to view." A toll-free telephone number, printed as 1-800-963-2491, which is not associated with the bank, appears in the top-center portion of the instrument. Checks presented to date have been payable in the amount of $2,400.00, contain a remitter name of Kristyn M. Brocious, and are dated August 14, 2006. Correspondence accompanying the counterfeit items is dated August 10, 2006, and displays the letterhead of "Switzerland Lottery." The letter notifies the recipient of his or her winning status and instructs the party to "...kindly deposit or cash the [$2,400.00] check to pay for tax and clearance fees." The recipient is further instructed to contact Kingston Financial Management Group, subsidiary of Switzerland Trust Corporation, 40 Melwood Ave, Halifax, Nova Scotia B3H 1A1, Telephone: 1-780-695-3962. Contact names provided to date include: Rachel James, Rita Jones, and Kathy Francis. Envelopes are postmarked out of Canada.
Savings Bank of Danbury Danbury, CT Contact: Charles Williams Telephone: (203) 746-7995 Fax: (203) 746-7996	Counterfeit Cashier's Checks SA-177-2006 June 28, 2006	The counterfeit items bear the routing number 221172238, which is assigned to Savings Bank of Danbury, but are dissimilar to authentic checks. The counterfeit items are pink with square corners. Printed in the top-center portion of the item, directly above a telephone number that is not associated with the bank, are the bank's name, city and state. The words "Cashier's Check" are centered on the left side of the item. Authentic checks are blue and display the bank's logo, name and address in the upper-left corner. The words "OFFICIAL CHECK" are printed in the upper-right corner. Security feature descriptions are embedded in the top and bottom borders.
Savings Bank of Walpole Walpole, New Hampshire Contact: Peter T. Whittemore Telephone: (603) 355-1606 Fax: (603) 355-1630	Counterfeit Cashier's Checks SA-120-2006 April 28, 2006	The counterfeit items display the routing number 211770093, which is assigned to Savings Bank of Walpole, but are dissimilar to authentic checks. The counterfeit items display the bank's name above an address in the upper-left corner. The words "CASHIER'S CHECK" and "Remitter" appear in the top center. A statement describing security features, including reference to a watermark on the reverse side, is embedded within the top border. Authentic checks display the words "OFFICIAL CHECK" in the top center and the bank's weather vane logo and name on the upper-left side. Authentic checks are issued through Integrated Payment Systems and include the routing number 022000868, which is assigned to a payable-through account at Citibank, Buffalo, New York. Authentic checks have ornate borders on the top and sides.
Savings Institute Bank and Trust Company Willimantic, Connecticut Contact: Robert A. Blankenship Telephone: (860) 456-6530	Counterfeit Official Checks SA-130-2005 September 30, 2005	The counterfeit items display the routing number 211174181, which is assigned to Savings Institute Bank and Trust Company, Willimantic, Connecticut. The items are quite similar. However, on authentic checks, the background behind the logo is the same color as the remainder of the check. On counterfeit checks, the background behind the logo is dark and the lettering for the logo is light.
Schertz Bank & Trust Schertz, Texas Contact: Wendy Griffin Telephone: (210) 945-7400, extension 230 Fax: (210) 945-7424	Counterfeit Cashier's Checks SA-110-2006 April 20, 2006	The counterfeit items are dissimilar to authentic checks in style. The counterfeit items display a logo consisting of a "1" superimposed on a map of the United States, encircled by a globe. "Northridge Bank" is printed to the right of the logo. Authentic cashier's checks display the wording "CASHIER'S CHECK" in a large font in the lower- left portion of the check. The checks also display a logo of an eagle to the left of the bank's name, telephone number and address in the top center.
Seaport Bank Seadrift, Texas Contact: Shirley Caldwell Telephone: (361) 785-5321 Fax: (361) 785-2162 E-mail: seaport@tisd.net	Counterfeit Cashier's Checks SA-145-2006 May 15, 2006	The counterfeit items include the routing number 113103768, which is assigned to Seaport Bank, but are dissimilar to authentic cashier's checks. Displayed near the top border of the counterfeit items is a logo consisting of "1" superimposed on a map of the United States, encircled by a globe. To the right of the logo are the words "Farmers Bank, San Antonio, Texas" printed on two lines. Authentic cashier's checks include Seaport Bank's logo, name, address and telephone number in the top-center portion of the check. The words "CASHIER'S CHECK" and a notice to customers are displayed in the lower-left corner.
Security Bank of Pulaski County, Saint Robert, Missouri Contact: Teresa Tinsley Telephone: (573) 774-6417 Fax: (573) 774-6465	Counterfeit Cashier's Checks SA-306-2007 December 20, 2007	The counterfeit items display the routing number 081518045, which is assigned to Security Bank of Pulaski County. The counterfeit items are similar to authentic cashier's checks; however, the bank's name is incorrectly embossed as "SECURITY BANK OF PULASKI CITY" on the written dollar amount line. To date, the "DATE," "REMITTER" and "PAY TO THE ORDER" fields have been handwritten.
Security First Bank of North Dakota, New Salem, North Dakota, Contact: J.D. Bubel Telephone: (701) 794-8758 Fax: (701) 794-8751	Counterfeit Cashier's Checks SA-45-2005 April 22, 2005	Security First Bank of North Dakota does not offer cashier's checks. The counterfeit items currently in circulation display the routing number of 091310819, which is the routing number for Security First Bank of North Dakota. The counterfeit item has the bank logo in the upper left-hand corner. The bank's branch address and a fraudulent toll-free telephone number are printed below the logo.
Security State Bank, Odessa, Texas Contact: Kathy Hughes Phone: (432) 333-9901 Fax: (432) 333-4774	Counterfeit Cashier's Checks SA-339-2006 December 28, 2006	The counterfeit items display the routing number 11321270, which is assigned to Security State Bank, and are similar to authentic cashier's checks. However, authentic checks include security wording embedded within the top border and above the routing number on the bottom of the checks.
Security State Bank, Anahuac, Texas, Contact: Debbie Standley Phone: (409) 267-3171 Fax: (409) 267-6749	Counterfeit Cashier's Checks SA-244-2006 August 24, 2006	The counterfeit items display the routing number 113109128, which is assigned to Security State Bank. There are two versions of counterfeit items. Neither version is similar to authentic cashier's checks in appearance. One version is printed on paper with a solid blue background. The other version has a marbled background with the following security description embedded in the top border: "THIS DOCUMENT HAS A COLORED BACKGROUND AND MICROPRINTING. THE REVERSE SIDE INCLUDES AN ARTIFICIAL WATERMARK." Both versions of counterfeit items display a square logo centered at the top next to the bank's name and address. Authentic cashier's checks are grey and display an oval logo centered at the top next to the bank's name and address. Printed below the dollar amount line is the statement: "THIS DOCUMENT HAS A COLORED BACKGROUND, FOIL ACCENT AND A BACKSIDE AUTHENTICATION WATERMARK. ABSENCE OF THESE FEATURES WILL INDICATE A COPY."
Sentry Bank & Trust, Cheraw, SC, Contact: Michelle Stanley Phone: (843) 537-7656 Fax: (843) 537-4380	Counterfeit Official Checks SA-223-2007 August 10, 20076	The counterfeit items display the routing number 021309379, which is invalid. The items are markedly dissimilar to authentic official checks. On the counterfeit items, the words "Serial Number" are printed below "OFFICIAL CHECK" near the top-right corner. The bank's name is printed in the top-left corner. "SENTRY BANK, N.A. - CHERAW, SC" and "PAYABLE THROUGH SENTRY BANK, N.A. CHERAW, SC" are printed in the lower-left corner. "VOID AFTER 60 DAYS" is in the lower-center area. The word "DATE" appears to the left of "PAY THIS AMOUNT" on the right side. Authentic official checks display the routing number 253271987, which is assigned to Sentry Bank & Trust. The checks have ornate borders and contain security feature statements in the top and bottom borders. A crisscross-patterned thumb area appears in the top portion with "PATENT#" printed above and "TamperSafe" below. The bank's logo and name appear in the top-left corner. "ACCOUNT NUMBER" appears to the left of "PAY THIS AMOUNT" on the right side.
Sevier County Bank, Sevierville, TN, Contact: Catherine Wolfe Telephone: (865) 453-6101 Fax: (865) 429-1314	Counterfeit Cashier's Checks SA-150-2007 June 7, 2007	The counterfeit items display the routing number 064202763, which is assigned to Sevier County Bank. The items display "Cashier's Check" on the left side and a telephone number, which is not associated with the bank ("888-634-5623"), in the upper-left corner below the bank's name, city and state. The security statements "THE FACE OF THIS DOCUMENT HAS A COLORED BACKGROUND ON WHITE PAPER" and "THE BACK OF THIS DOCUMENT CONTAINS AN ARTIFICIAL WATERMARK � HOLD AT AN ANGLE TO VIEW" are embedded in the top and bottom borders, respectively. The items are pale blue and have two signature lines on the right side. Authentic checks are yellow with blue borders and display the words "Cashier's Check" in script in the lower-left corner. The bank's telephone number ("865-453-6101") is printed in the upper- left corner below the bank's name and post office box address. The security statement "THIS DOCUMENT HAS A MICRO-PRINT SIGNATURE LINE AND AN ARTIFICIAL WATERMARK. ABSENCE OF THESE FEATURES WILL INDICATE A COPY" appears just below the top border. Authentic checks have one authorized signature line in the lower-right corner.
Shamrock Bank, N.A., Coalgate, OK, Contact: Kathryn Ivey Phone: (580) 927-2311 Fax: (580) 927-3322,	Counterfeit Cashier's Checks SA-29-2007 May 31, 2007	Counterfeit cashier�s checks issued in the bank�s name and using a correct routing number of 103101547 are being presented for payment nationwide in connection with a lottery scam as well as an insurance settlement scam. The counterfeit checks are similar to the authentic checks but may be identified by the following: the instruments are brown in color, contain a nonbank telephone number of �(306) 880-1809� under the bank�s name and logo in the upper-left portion of the check, and include the words �CHECK NO.� preceding the check serial number in the upper-right corner of the item. The words �Authorized Signature� appear below the signature line in the lower-right section of the instrument. The counterfeit items do not contain remitter information. Items presented to date have been made payable in the amount of $1,998.00, contain a 6-digit serial number beginning with the series 118, and have been dated 5/19/07. Due to possible variations of appearance, it is suggested that officials of Shamrock Bank, N.A. be contacted to verify authenticity of the bank�s cashier�s checks if received from an unknown or questionable source. Correspondence accompanying the counterfeit checks may contain the letterhead of �Romega International Lotto, 8756 LeBeau Strasse S.V. Amsterdam, Netherlands.� The letter alerts the recipient that he or she is the winner of an unclaimed prize and instructs the recipient to contact the international claim agent at (204) 951-5689 (a Canadian telephone number) prior to a specific date. The letter further states that the enclosed check is to be used to pay for taxes and service charges, which are to be paid prior to the release of the cash prize. The letter may be signed by �Peter Kane, President.�
Shell Lake State Bank, Shell Lake, WI Contact: Ray Witte Telephone: (715) 468-7858 Fax: (715) 468-7941	Counterfeit Money Orders SA-108-2005 August 18, 2005	The counterfeit items display the proper routing number of 091809472 for Shell Lake State Bank. The counterfeit items and the authentic items are similar. However, authentic money orders have an amount box outline, which the counterfeit items are missing. The authentic and counterfeit items are light tan in color with light blue borders.
Sheridan State Bank Sheridan, WY Contact: Kelli Campbell Telephone: (307) 672-0706 Fax: (307)-674-7746	Counterfeit Cashier's Checks SA-171-2005 November 22, 2005	The counterfeit items display the routing number 102305412, which is assigned to Sheridan State Bank. The counterfeit items are very similar to authentic cashier's checks. However, authentic checks have a plain background, while counterfeit checks have a swirl pattern in the background.
ShoreBank Chicago, Illinois Contact: Theresa M. Clarke ShoreBank Telephone: (773) 420-5452	Counterfeit Cashier's Checks SA-18-2005 February 22, 2005	The counterfeit items display the proper routing number of 022000868, which is the clearing institution for ShoreBank. The counterfeit items and the authentic checks are similar. However, authentic cashier's checks have the words �Official Check� prominently displayed at the top of the check and the ShoreBank logo in the upper left-hand corner. The counterfeit items have the words �Cashier's Check� over the lower left side, the ShoreBank logo centered at the top of the check, and a decorative border outlining the check number.
Shoreline Bank Shoreline, Washington Contact: Mr. Dan Forgey Telephone: (206) 546-8485 FAX: (206) 546-8430	Counterfeit Cashier's Checks SA-75-2003 November 17, 2003	The counterfeit instruments are drawn upon the bank and display the bank's routing number of 125108573. The authentic check has a micro-print signature line, a watermark, and a thermochromic icon. The absence of these features will indicate a counterfeit check.
Signature Bank New York, New York Contact: Mr. Patrick Manzi Telephone: (646) 822-1717 Fax: (212) 782-2354	Counterfeit Official Checks FIL-113-2002 September 23, 2002	The routing number used on the checks is 102000979 which is the routing number of Oak Brook Bank, Oak Brook, Illinois
Silver State Bank, Henderson, Nevada Contact: Nirla Afenir Telephone: (702) 433-8300 Fax: (702) 949-6768	Counterfeit Cashier's Checks SA-37-2005 March 31, 2005	The counterfeit items display the proper routing number of 122401833. The counterfeit items and authentic items are markedly dissimilar. The counterfeit checks only have the partial bank name of Silver State; the address of 691 North Valley Verde Drive is incorrect for the Main Office; and the check is identified as an official check. An authentic check has the full bank name of Silver State Bank; does not contain an address; and is identified as a Cashiers Check.
Silver State Bank Henderson, Nevada Contact: Mr. Peter Linder Telephone: (516) 683-4112 FAX: (516) 683-8099	Counterfeit Cashier's Checks SA-65-2003 October 17, 2003	These instruments are drawn upon the bank and display another institution's routing number: 022463110. The counterfeit instruments do not resemble the bank's genuine cashier's checks. The layout, style and fonts are different
Simmons First National Bank Pine Bluff, AR Contact: Lulu Mitchell Telephone: (870) 541-1191 Fax: (870) 850-2543	Fictitious Official Checks SA-2-2008 January 15, 2008	The above-named bank has reported that fictitious cashier�s checks issued in the bank�s name but using the routing number of Citibank, 022000868 are being presented for payment nationwide in connection with various Internet purchase or overpayment schemes. These items are fictitious, as Simmons First National Bank does not issue cashier�s checks. Checks presented to date have been made payable in varying amounts from $2,000 to $180,000 and may include a bank identifying number on the micr line of 565501 or 565602. Due to possible variations in appearance of the bank�s official items and scams, it is suggested that officials of Simmons First National Bank be contacted to verify authenticity of any of the bank�s official items, if received from an unknown or questionable source. Some of the fictitious instruments are being distributed as payment for properties rented via the Internet. The potential victim will receive a counterfeit check in payment of an offer advertised on the Internet; however, the amount of the check will be for a greater amount than the agreed-upon price. The potential victim is instructed to cash the check at their bank and wire the difference out of the country. Other fictitious checks are being distributed as payment for large dollar items purchased via the Internet. These transactions are targeting companies such as large equipment and truck dealers.
Simmons First National Bank Pine Bluff, AR Contact: Lulu Mitchell Telephone: (870) 541-1191 Fax: (870) 850-2543	Counterfeit Official Checks SA-66-2006 November 20, 2006	The above-named bank has reported that counterfeit official checks issued in the bank�s name and using a correct routing number of 022000868 are being presented for payment nationwide in connection with an overpayment scheme. While the counterfeit checks are very similar to the authentic items, they can be identified by the following traits: the checks may be blue in color with red trim and contain a 9-digit serial number beginning with the series of "60949." Counterfeit checks are very similar to the authentic items. However, items presented to date have been made payable in varying amounts in the $4,000 range, contain a remitter name of Jane Harry, and include a 9-digit serial number beginning with the series of �60949.� The checks are presented in varying color schemes: blue with red trim and pink with black trim. Some checks may include a different dollar amount in the typed payable line vs. what appears on the cut line. Due to the constant variation of appearance, it is suggested that Simmons First National Bank officials be contacted to verify authenticity of the bank�s official items. Counterfeit items are being distributed as payment for items purchased via the Internet. The potential victim will receive a counterfeit check in payment of an item advertised on the Internet; however, the amount of the check will be for a greater amount than the purchase price. The potential victim is instructed to cash the check at his or her bank and wire the difference out of the country.
The Simsbury Bank & Trust Company Simsbury, Connecticut Contact: Denny Keyes Telephone: (860) 651-2090	Counterfeit Official Checks SA-134-2005 October 3, 2005	The counterfeit items display the routing number 011104351, which is assigned to The Simsbury Bank & Trust Company, Simsbury, Connecticut. However, the counterfeit items are markedly dissimilar to authentic checks. Authentic checks are referred to as Treasurer Checks, while counterfeit items are referred to as Official Checks. Authentic checks have the bank's logo displayed prior to the bank name in the top-left portion of the check. Counterfeit items do not have a logo. The format, style and font are also different. Counterfeit items display a telephone number, while authentic checks do not.
Skagit State Bank Burlington, Washington Contact: Ms. Nadine Springer Telephone: (360) 755-1510, Ext. 3177 FAX: (360) 755-9224	Counterfeit Cashier's Checks SA-62-2007 March 16, 2007	The counterfeit items display the routing number 125105631, which is assigned to Skagit State Bank. The items also display an address ("30407 68th Ave NW � Stanwood, WA 98292") below the words "CASHIER'S CHECK" in the top-center portion. The following statements are embedded within the top border: "THIS CHECK IS VOID WITHOUT A GREEN & BLUE BORDER AND BACKGROUND PLUS A KNIGHT & FINGERPRINT WATERMARK ON THE BANK � HOLD AT ANGLE TO VIEW." The following statements are embedded within the bottom border: "ABSENCE OF PINK U.S. PATENT NUMBERS UNDER SIGNATURE INDICATES CHECK IS FRAUDULENT. PATENT NUMBERS ARE PRINTED WITH HEAT SENSITIVE INK & WILL DISAPPEAR WHEN BLOWING OR RUBBING." The counterfeit items also include the statement "VOID AFTER 90 DAYS" just below the right side of the written dollar amount line. Printed along the lower-right border is the statement: "SIGNATURE AREA CONTAINS A KNIGHT & FINGERPRINT CHECK WORDING." Authentic checks display the names of eight towns where branches are located directly below the words "CASHIER'S CHECK" in the top-center portion. The following security statement is embedded within the top border: "FRONT OF DOCUMENT FEATURES COLORED BACKGROUND INSIDE THIS HIGH RESOLUTION BORDER AND A WHITE BAND OUTSIDE OF BORDER." The words "OFFICE" and "REMITTER" appear in the top-left corner. "AUTHORIZED SIGNATURE" is printed above the signature line in the lower-right corner of authentic checks.
Skagit State Bank Burlington, Washington Contact: Ms. Nadine Springer Telephone: (360) 755-1510 FAX: (360) 755-9595	Counterfeit Personal Money Orders SA-9-2003 February 24, 2003	The items bear the bank's routing number of 125105631; however, the counterfeit items do not include the bank's eagle logo, the locations of its branches or the name of the instrument centered along the top border.
Skagit State Bank, Burlington, Washington Contact: Nadine Springer Telephone: (360) 755-0411 Fax: (360) 755-9695	Counterfeit Cashier's Checks SA-126-2005 September 19, 2005	The counterfeit items display the proper routing number of 125105631 for Skagit State Bank; however, the fraudulent items are markedly dissimilar to authentic bank checks. The layout, style and fonts are different. Authentic cashier's checks have a scroll design around the top corners of the check and a scroll design box around the words �Cashier's Check.� Authentic checks also have a box around the printed dollar amount; the counterfeit items do not. The logo on the authentic checks is smaller than the logo used on the counterfeit items.
Sky Bank, Findlay, Ohio, Contact: Jennifer Weaver Telephone: (419) 429-4664 Fax: (419) 422-5601	Counterfeit Checks SA-17,2007 January 5, 2007	The counterfeit items are reportedly associated with a Canadian scam. The counterfeit items display the routing number 011007092, which is assigned to Boston Safe Deposit & Trust Company, Boston, Massachusetts. Sky Bank issues official checks through Moneygram Payment Systems, Inc., Minneapolis, Minnesota, payable through Boston Safe Deposit & Trust Company. Counterfeit items are dissimilar to authentic checks. Counterfeit items display "FILIDITY TRUST, 262 Neil Ave., Columbus, OH 43215" in the upper-left corner and the following security statement is embedded within the top border: "THIS DOCUMENT HAS A COLORED BACKGROUND AND MICROPRINTING. THE REVERSE SIDE INCLUDES AN ARTIFICIAL WATERMARK." Counterfeit items have an error in the reference to the FDIC as shown in "MEMBER EDIC" in the upper-right corner directly below "SALINEVILLE, OHIO." Also, a "MEMO" field is located in the bottom-left corner. Authentic checks display "OFFICIAL CHECK" in the bottom-left corner with the following beneath: "ISSUED BY: MONEYGRAM PAYMENT SYSTEMS, INC., P.O. BOX 9476, MINNEAPOLIS, MN" and "DRAWEE: BOSTON SAFE DEPOSIT & TRUST COMPANY, BOSTON, MASSACHUSETTS." Authentic checks include the following security statement beneath the top border: "THIS DOCUMENT HAS AN ARTIFICIAL WATERMARK PRINTED ON THE BACK. THE FRONT OF THE DOCUMENT HAS A MICRO- PRINT SIGNATURE LINE. ABSENCE OF THESE FEATURES WILL INDICATE A COPY."
Sky Bank, Salineville, Ohio, Contact: Dick Compton Telephone: (419) 249-3360 Fax: (419) 249-7849	Counterfeit Cashier's Checks SA-36-2005 March 30, 2005	The counterfeit items display the routing number of 011007092, which is the routing number for the payable-through bank for Sky Bank. The counterfeit items are similar to authentic checks. The authentic checks are light blue in color and contain "Sky Bank" in micro print on the legal (signature) line. The counterfeit checks are light green and contain "The Sum" in microprint on the legal (signature) line. Authentic instruments also have a decorative border framing the check.
Skylands Community Bank, Hackettstown, NJy, Contact: Liz Trillo Telephone: (908) 850-9010 Fax: (908) 684-2482	Counterfeit Treaurer's Checks SA-208-2007 August 6, 2007	The counterfeit items are reportedly associated with a lottery scam. The counterfeit items display the routing number 021209990, which is assigned to Skylands Community Bank. The items are similar to authentic treasurer's checks, except that the letter "K" in the bank's name in the top-left corner is larger than the rest of the word. In addition, a toll-free telephone number ("1-877-764-6245"), which is not associated with the bank, appears below the bank's city, state and zip code in the top-left corner. The following security feature statement is embedded within the top border: "FOR SECURITY PURPOSES, THE FACE OF THIS DOCUMENT CONTAINS A COLORED BACKGROUND AND MICROPRINTING IN THE BORDER." The statements "SECURITY FEATURES INCLUDED. DETAILS ON BACK" are centered along the bottom border with a padlock icon printed on each side. Authentic checks display the following statement embedded within the top border: "THIS CHECK IS VOID WITHOUT A MULTICOLORED BACKGROUND, MICROPRINT SIGNATURE LINES, A TRUE WATERMARK AND VISIBLE PLUS INVISIBLE FLUORESCENT FIBERS." The checks have a gold background and black print. When copied, the checks display a "VOID" background.
Somerset Trust Company Somerset, Pennsylvania Contact: Mike Whipkey Phone Number: (814) 443-9381 Fax Number: (814) 443-9220	Counterfeit Treasurer's Checks SA-3-2006 January 19, 2006	The counterfeit items display the routing number 043308691, which is assigned to Somerset Trust Company, but are not similar to authentic checks. On the counterfeit checks, "TREASURER'S CHECK" is printed in the center below the amount line, and "Somerset Trust Company � Your Bank in the Highlands" is printed in the upper-left corner with an incorrect phone number directly below the city and state. Authentic items bear the words "TREASURER'S CHECK" surrounded by a border with rounded corners in the center of the check below the amount line. Also, the bank's sun logo, along with "Somerset Trust Company � Your Bank in the Highlands" and the city, state and zip code, are located in the upper-left corner of authentic items. No phone number is displayed on authentic checks.
The Somerville National Bank Somerville, Ohio Contact: Jodie Hunsucker Telephone: (937) 456-5588 Fax: (937) 456-5145	Counterfeit Cashier's Checks SA-156-2006 May 31, 2006	The counterfeit items include the routing number 042211572, which is assigned to The Somerville National Bank, and are virtually identical to authentic checks. Some, but not all, authentic checks display a hologram of an eagle encircled with eight stars (four stars on the top and four stars on the bottom of the circle) in the top-center portion of the check.
Sonabank, N.A., Clifton Forge, VA Contact: Diane Wilcher Telephone: (540) 862-4782 Fax: (540) 862-4255	Counterfeit Cashier's Checks SA-36-2007 June 12, 2007	Counterfeit cashier�s checks issued in the bank�s name and using a correct routing number of 051409278 are being presented for payment nationwide in connection with a lottery scam. The counterfeit checks do not resemble the authentic items and may be identified by the following: the instruments are of unknown color, include the bank�s name and address under the bank logo in the upper-left corner of the instrument, and contain a 4-digit serial number in the upper-right corner. The words �CASHIER�S CHECK� are located in the top center portion of the check and are enclosed in a box. Similarly, the date information and numerical dollar amount are also enclosed in boxes. Items presented to date have been made payable in the amount of $2,500.00 and have been dated 05/29/2007. Due to possible variations of appearance, it is suggested that officials of Sonabank, N.A. be contacted to verify authenticity of the bank�s cashier�s checks if received from an unknown or questionable source. Correspondence accompanying the counterfeit checks may contain the letterhead of �Heritage Lottery Fund, 28 Vincent Close, Westminster, London, SW1 10BT, UK, Tel: 011447788431299.� The letter alerts the recipient that he or she is the winner of an unclaimed prize and instructs the recipient to contact agent Mr. Anthony Wright at 011-44-7908848115 within 14 days to remain eligible to claim the winnings. The letter further states that the enclosed check is to be used �for the payment of tax clearance fees� and that the recipient is to keep all winning information confidential. The letter may be signed by Dame Liz Forgan (Chairperson Heritage Lottery Fund).
Sonoma Valley Bank Sonoma, CA Contact: Cathleen Gorham Telephone: (707) 935-3200 Fax: (707) 935-5814	Counterfeit Cashier's Checks SA-61-2005 June 13, 2005	The counterfeit items display the proper routing number of 121141615; however, the fraudulent items are markedly dissimilar to authentic bank checks. The counterfeit items display the bank name and address centered near the bottom of the check. The counterfeit items also include the wording "Cashier's Check" in the lower-left portion of the check. Authentic cashier's checks display the wording "Cashier's Check" centered at the top of the check.
South Adams Savings Bank Adams, Massachusetts Contact: Steve Jankowski Telephone: (413) 743-0040, extension 160 Fax: (413) 743-9548	Counterfeit Cashier's Checks SA-58-2006 March 15, 2006	The counterfeit items display the routing number 211871523, which is assigned to South Adams Savings Bank. In addition, the counterfeit items have one signature line and display the bank's name in block lettering, but they do not display a logo or indicate a payable-through bank. Authentic treasurer's checks contain two signature lines for amounts over $10,000; display a logo of a pine tree; and use different font styles for the bank's name. Authentic checks are payable through South Adams Savings Bank.
Southern Bank and Trust Company Mount Olive, North Carolina Contact: Mr. David A. Bean Telephone: (919) 658-7007 FAX: (919) 658-7065	Counterfeit Cashier's Checks FDIC SA-6-2003 February 13, 2003	The counterfeit cashier's checks are currently in circulation. All of the known counterfeit items bear the bank's routing number of 053102586 and include one signature line. Some of counterfeit items do not have the phrase "Since 1901" above the bank name. The word "VOID" appears four times along the base of the check when copied.
South Carolina Bank and Trust, N.A., Orangeburg, SC Contact: Dennis Chapman Telephone: (803) 531-0902 Fax: (803) 531-4389	Counterfeit Official Checks SA-58-2007 November 7, 2007	The above-named bank has reported that counterfeit official checks issued in the bank�s name and using a correct routing number of 011007092 are being presented for payment both locally and nationwide in connection with a mystery shopping scam. While counterfeit items have a strong resemblance to authentic items, the counterfeit checks may be identified by the following: the checks are blue and green in color and printed on versa paper. The following security statement is located within the top border: �FOR SECURITY PURPOSES, THE FACE OF THIS DOCUMENT CONTAINS A COLORED BACKGROUND AND MICROPRINTING IN THE BORDERS.� The following statement can be found in the bottom-center portion of the instrument enclosed by padlock icons: �SECURITY FEATURES INCLUDED. DETAILS ON BACK.� The counterfeit items are devoid of the thermal-heat security feature contained within the authentic items. Checks presented to date have been made payable in the amount of $3,999.99, contain an authorized signature of Ann Anderson, and use a remitter name of Steve Collins. Due to possible variations of appearance of the counterfeit items and scams, it is suggested that officials of South Carolina Bank & Trust, N.A. be contacted to verify authenticity of the bank�s official checks, if received from an unknown or questionable source. Correspondence accompanying the counterfeit instruments may contain the letterhead of �Money-Op Market Research Inc., www.money-op.com, P.O. Box 1400, New York, NY 10040, Tel: 1-226-200-0281, Fax: 1-866-544-7540.� The letter informs the recipient that he or she has been selected to participate in a paid consumer research program. It is explained that the enclosed check is to be used to purchase merchandise at various nationally known merchants as well as to transfer money using a nationally known wire service. The funds to be spent at each location are broken down with a specific dollar amount, with the shoppers being allotted a portion as payment for their mystery shopper service. The total breakdown of expenses equates to $4,999.99, which is $1,000 less than what the counterfeit check is made payable. Recipients are instructed to contact the accounts manager at 226-200-0281 for details on how to complete the remittance forms. Note that this telephone number originates from Kitchener, Ontario. The offer has an expiration date to further entice potential victims to act quickly. The letter may be signed by Serge Burns, Director Human Resources.
The South Financial Group Greenville, South Carolina Contact: Ted Conroy Telephone: (864) 239-4600	Counterfeit Cashier's Checks SA-28-2005 March 11, 2005	The South Financial Group, Greenville, South Carolina, a multi-bank holding company, has contacted the Federal Deposit Insurance Corporation (FDIC) to report that counterfeit cashier's checks bearing the name of Citrus Bank, Orlando, Florida, are in circulation. Citrus Bank is no longer in operation as it was acquired by Mercantile Bank, Orlando, Florida, a subsidiary of The South Financial Group, on July 1, 1999.
South Georgia Bank Glennville, Georgia Contact: Brenda Crosby Telephone: (912) 654-1051	Counterfeit Checks SA-337-2006 December 28, 2006	The counterfeit items display the routing number 261291247, which is assigned to South Georgia Bank, but are dissimilar to authentic cashier's checks. The counterfeit items display the bank's name, a post office box number, and a toll-free telephone number, which is not associated with the bank, in the top-left corner.
Southbridge Savings Bank Southbridge, Massachusetts Contact: Cheryl A. Caouette Telephone: (508) 764-0073 Fax: (508) 764-0793	Counterfeit Official Checks SA-91-2005 July 29, 2005	The counterfeit items display a proper routing number of 096016765 for Southbridge Savings Bank; however, authentic official checks are payable through Travelers Express Company, Inc., Minneapolis, Minnesota. The fraudulent items are markedly dissimilar to authentic bank checks. The layout, style and fonts are different. In addition, the counterfeit items use the term "OFFICIAL BANK DRAFT," which is located in the bottom-left portion of the check; Southbridge Savings Bank checks use the term "OFFICIAL CHECK," which is also located in the bottom-left portion of the check.
Southeastern Bank Darien, Georgia Contact: Ms. Sandy Hilton Darien, Georgia 31305 Telephone: (912) 437-4141	Counterfeit Cashier's Checks SA-18-2004 February 4, 2004	The counterfeit instruments are drawn upon the bank and display the bank's routing number of 061205844. The counterfeit instruments are very similar to the authentic official checks and do not show any apparent deviations.
Southern Bank & Trust Company Aiken, SC Contact: Judith Thompson Telephone: (706) 739-1659 Fax: (706) 826-7395	Counterfeit Cashier's Checks SA-87-2007 April 5, 2007	The counterfeit items are reportedly associated with a mystery shopping scam. The counterfeit items display the routing number 053274139, which is assigned to Southern Bank & Trust. However, Southern Bank & Trust issues official checks through an account at U.S. Bank, St. Paul, Minnesota. The counterfeit items are dissimilar to authentic official checks. Centered at the top of the counterfeit items are the words "CASHIER'S CHECK." In the upper-left corner are the bank's logo, name, city, state and a toll-free telephone number, which is not associated with the bank. The counterfeit items display the following security statement embedded within the top border: "THE FACE OF THIS DOCUMENT HAS A COLORED BACKGROUND ON WHITE PAPER." Embedded within the bottom border are the following statements: "THE BACK OF THIS DOCUMENT CONTAINS AN ARTIFICIAL WATERMARK - HOLD AT AN ANGLE TO VIEW." On the right side of the items, the bank is listed as the "DRAWER." The word "REMITTER" is printed in the lower-left corner. Authentic checks display the wording "OFFICIAL CHECK" in the upper-right corner and include "PAYABLE THROUGH, U.S. BANK, ST. PAUL, MN" on three lines in the lower-left corner. The following statements are printed directly below the top border: "THIS DOCUMENT HAS AN ARTIFICIAL WATERMARK PRINTED ON THE BACK. THE FRONT OF THE DOCUMENT HAS A MICRO- PRINT SIGNATURE LINE. ABSENCE OF THESE FEATURES WILL INDICATE A COPY." The phrase "MEMBER FDIC" and the word "REMITTER" appear below the bank's logo in the upper-left corner. To the right of the logo are the bank's name, address, city, state and zip code.
Southern Bank & Trust Company Mt. Olive, NC Contact: David Bean Telephone: (919) 658-7007 Fax: (919) 658-7087	Counterfeit Cashier's Checks SA-279-2006 September 21, 2006	The counterfeit items display the routing number 053102586, which is assigned to Southern Bank and Trust Company. The counterfeit items also display "BANK FUND STAFF FEDERAL CREDIT UNION" and the phrase "Serving the Staffs and Families of The World Bank Group and International Monetary Fund, Washington, D.C." in the top-left corner. Authentic cashier's checks have no association with the World Bank or the International Monetary Fund. Additionally, in the top-left corner, authentic cashier's checks display "Since 1901" and "SouthernBank" on two lines. Next to "1901" is the bank's authentic logo.
Southern Missouri Bank & Trust Co. Poplar Bluff, Missouri Contact: Lorna Brannum Telephone: (573) 778-1804	Counterfeit Bank Money Orders SA-101-2004 December 16, 2004	The counterfeit items display the proper routing number of 281573259 for Southern Missouri Bank & Trust Co. Two different styles of counterfeit items have been identified. The first counterfeit item (counterfeit item #1) is markedly dissimilar from an authentic bank money order. The second counterfeit item (counterfeit item #2) is similar to an authentic bank money order. Authentic bank money orders are printed on a blue background and have a single authorized signature line. Counterfeit item #2 is printed on a tan color paper and has two signature lines.
Sovereign Bank Dallas, TX Contact: Melody Marshall Telephone: (972) 713-1113 Fax: (214) 234-1974	Counterfeit Official Checks SA-106-2008 May 13, 2008	The counterfeit items display the routing number 011007092, which is assigned to Boston Safe Deposit & Trust Company, Boston, Massachusetts. Sovereign Bank issues official checks through Moneygram Payment Systems, Inc., Minneapolis, Minnesota, payable through Boston Safe Deposit & Trust Company. The counterfeit items are dissimilar to authentic official checks. Counterfeit items are light blue and display the following security statement embedded in a darkened top border: "FOR SECURITY PURPOSES, THE FACE OF THIS DOCUMENT CONTAINS A COLORFUL BACKGROUND AND MICROPRINTING IN THE BORDER." A security statement is also shown along the bottom border between two padlocks. Counterfeit items display a "VOID" background when copied. Authentic official checks are light green and display the following security statement within the top border: "THIS DOCUMENT HAS AN ARTIFICIAL WATERMARK PRINTED ON THE BACK. THE FRONT OF THE DOCUMENT HAS A MICRO-PRINT SIGNATURE LINE. ABSENCE OF THESE FEATURES WILL INDICATE A COPY." The bank's logo (a horseman with a sword icon encircled by the bank's name) is to the left of the bank's name and location in the top-center area.
Sovereign Bank Dallas, TX Contact: Melody Marshall Telephone: (972) 713-1113 Fax: (214) 234-1974	Counterfeit Cashier's Checks SA-77-2008 April 11, 2008	The counterfeit items display the routing number 111925676, which is assigned to Sovereign Bank; however, it is not the correct routing number used by the bank in the issuance of cashier's checks. The counterfeit items are markedly dissimilar to authentic cashier's checks. The counterfeit items display a security feature statement in the top and bottom borders and the words "CASHIER'S CHECK" in the top center. An unassociated logo (a lamp post icon), the bank's name and address, and a toll-free number ("1-866-228-7063"), which is not associated with the bank, are in the top-left corner. The bank's name is repeated above the signature line and "AUTHORIZED SIGNATURE" is printed below the line. The words "DATE," "CHECK NO" and "Amount" are parallel on the top-right side. Authentic cashier's checks display the routing number 111924994, which is assigned to Sovereign Bank. They have a light burgundy background with dark burgundy borders. The bank's logo (a horseman with a sword icon encircled by the bank's name), name, city and state appear in the top center. The words "Cashier's Check" are in the top-right corner above "Date" and "Branch." A padlock icon and vertical security statement are embedded in the right border and the word "REMITTER" appears in the top-left corner.
Sovereign Bank Wyomissing, Pennsylvania Contact: Carolyn McFadden Telephone: (610) 526-6254	Counterfeit Official Checks SA-85-2004 November 12, 2004	The counterfeit items display the proper routing number of 096016765 for Sovereign Bank. The counterfeit items and the authentic checks are almost identical. To date, the check numbers on the counterfeit items have been seven digits with the first four digits being "3555." Also, the wording "Branch: 240" is included near the left center of the counterfeit item. Both the counterfeit items and the authentic checks are pink in color. However, the counterfeit items are a pale pink color, while the authentic checks are a brighter pink.
Spencer Savings Bank, SLA Elmwood Park, New Jersey Contact: Paul Tone Telephone: (201) 703-3800, extension 8270 Fax: (201) 797-5473	Counterfeit Cashier's Checks SA-32-2006 February 9, 2006	The counterfeit items display the routing number 221271951, which is assigned to Spencer Savings Bank, SLA. However, Spencer Savings Bank, SLA, issues official checks through US Bank, St. Paul, Minnesota, and the official checks display the routing number 096016765. The counterfeit items display "CASHIER'S CHECK" in the top-center portion of the item, and one of two addresses � "230 Ridge Road, Lyndhurst, NJ" or "618 Bayway Avenue, Elizabeth, NJ" � directly below the bank's name in the top-left corner. Authentic official checks display the Main Office address of "611 River Dr., Elmwood Park, NJ 07407" below the bank's name in the top-left corner of the check. "OFFICIAL CHECK" is displayed in the top-center portion of authentic checks.
Stafford Savings Bank Stafford Springs, CT Contact: Rosanne G. Roszczewski Telephone: (860) 684-6321, Extension 7041 Fax: (860) 684-8044	Counterfeit Cashier's Checks SA-127-2006 April 28, 2006	The counterfeit items include the routing number 211174262, which is assigned to Stafford Savings Bank, but are dissimilar to authentic checks. The counterfeit items are printed on pink paper and display the Stafford Savings Bank logo in the upper-left corner above "Cashier's Check." The items also include the bank's name, city, state and a toll-free telephone number, not associated with the bank, in the top center. Descriptions of security features are embedded in the top border. Authentic checks display the bank's name, city and state, as well the wording "CENTRE ACCOUNT" in the upper-left corner. The checks are printed on blue, green or yellow paper with descriptions of security features embedded in the top and bottom borders.
Stafford Savings Bank Stafford Springs, CT Contact: Rosanne G. Roszczewski Telephone: (860) 684-6321, Extension 7041 Fax: (860) 684-8044	Counterfeit Cashier's Checks SA-118-2005 September 7, 2005	The counterfeit items display the proper routing number of 211174262 for Stafford Savings Bank; however, the fraudulent items are markedly dissimilar to authentic bank checks. The layout, style and fonts are different. On the counterfeit items, "STAFFORD SAVINGS BANK" is printed in the top-center portion of the item in large, bold type, with "Cashier's Check" printed directly beneath it. Authentic checks have the bank name printed in the upper-left portion of the check in smaller font and do NOT include the words "cashier's check" on the check.
Star Bank of Texas Lake Worth, Texas Contact: Ada Young Telephone: (817) 238-7827 Fax: (817) 238-7820 E-mail: ada@starbanktexas.com	Counterfeit Cashier's Checks SA-319-2007 December 21, 2007	The counterfeit items display the routing number 111924075, which is assigned to Star Bank of Texas. Star Bank of Texas issues cashier's checks, not official checks. The counterfeit items are markedly dissimilar to authentic cashier's checks. The counterfeit items display the security feature statement "THIS CHECK IS VOID WITHOUT A COLORED BORDER AND BACKGROUND PLUS A KNIGHT & FINGERPRINT WATERMARK ON THE BACK � HOLD AT ANGLE TO VIEW" embedded in the top border. The words "OFFICIAL CHECK" are displayed in the top-center area. A logo appears inside a darkened rectangle above the bank name, street address and location in the top-left corner.
STAR Financial Bank Fort Wayne, IN Contact: Jeremy J. Vance Telephone: (260) 479-2528 Fax: (260) 479-2529	Counterfeit Cashier's Checks SA-25-2008 January 31, 2008	The counterfeit items have been reportedly associated with a Secret Shopper scam. The counterfeit items display the routing number 074901672, which is assigned to STAR Financial Bank. The items are similar to authentic cashier's checks; however, counterfeit items display a security feature statement embedded in a darkened top border and along the bottom border between two padlocks. The wording "CASHIER'S CHECK" is shown with an apostrophe. Authentic checks are borderless and are green on the top and bottom before fading to white in the middle. The wording "CASHIERS CHECK" is shown without an apostrophe.
The State Bank La Grange, Texas Contact: Steven Serapin Telephone: (979) 968-7259 Fax: (979) 968-7159	Counterfeit Cashier's Checks SA-54-2006 March 9, 2006	The counterfeit items display the routing number 113104521, which is assigned to State Bank, and are similar to authentic expense checks. The counterfeit items display the bank's logo with a dark background. Although the counterfeit items display two signature lines, the items submitted for payment generally include only one signature. Additionally, the counterfeit items have boxes on the reverse side for endorsement and security features. Authentic expense checks display the bank's logo with a light background. They also include the bank's telephone number directly beneath the bank's name and logo in the top-left portion of the check. In addition, authentic checks display two signatures lines and generally require two signatures for amounts over $10,000. The checks do not have boxes on the reverse side for endorsement.
State Bank La Grange, Texas Contact: Steven Serapin Telephone: (979) 968-7259 Fax: (979) 968-7159	Counterfeit Cashier's Checks SA-185-2005 December 8, 2005	The counterfeit items display the routing number 113104521, which is assigned to State Bank, and are dissimilar to authentic cashier's checks in style and format. The border surrounding the counterfeit item is different than the border on the authentic check. Authentic checks display the bank's logo of a partial star inside a tilted box, placed between the words "State" and "Bank" in the top-center portion of the check; the counterfeit items do not display a logo. The words "cashier's check" are in the upper-right corner of an authentic check; the counterfeit item displays the wording in the top-center portion of the check.
State Bank La Grange, Texas Contact: Steven Serapin Telephone: (979) 968-8451, Extension 7259 Fax: (979) 968-9574	Counterfeit Cashier's Checks SA-90-2005 July 28, 2005	The counterfeit items display the proper routing number of 113104521 for State Bank; however, the fraudulent items are markedly dissimilar to authentic bank checks. The layout, style and fonts are different. In addition, the counterfeit items include an address and telephone number; authentic checks do not include an address or telephone number.
State Bank Fenton, Michigan Contact: The State Bank Telephone: (810) 629-2263 FAX: (810) 629-2880	Counterfeit Cashier's Checks SA-68-2003 October 24, 2003	The counterfeit instruments appear to be altered copies of an authentic check; however, the bank's phone number has been removed from the counterfeit items.
The State Bank Michigan Contact: Dee Bedell AVP Security / Compliance 1-810-714-3922	Official Check September 16, 2003	Click here for details.
State Bank & Trust Fargo, ND Contact: Jim Martin Telephone: (701) 298-1607 Fax: (701) 451-7505	Counterfeit Cashier's Checks SA-24-2007 January 8, 2007	The counterfeit items are reportedly associated with a Canadian sweepstakes scam. The counterfeit items display the routing number 091310521, which is assigned to State Bank & Trust, but are dissimilar to authentic checks. On the counterfeit items, the words "CASHIER'S CHECK" and "SECURITY FEATURES INCLUDED: DETAILS ON BACK" are printed directly below the dollar amount line. The items also include the following statement embedded within the top border: "FOR SECURITY PURPOSES, THE FACE OF THIS DOCUMENT CONTAINS A COLORED BACKGROUND AND MICROPRINTING IN THE BORDER." Authentic checks display the word "REMITTER" on the upper-left side. The following statement is embedded in the right border: "SECURITY FEATURES INCLUDED: DETAILS ON BACK." The bank's name appears directly above the words "AUTHORIZED SIGNATURE" on the lower-right side.
State Bank & Trust of Seguin Texas, Seguin, Texas Contact: Cindy Berger Telephone: (830) 401-1106	Counterfeit Cashier's Checks SA-29-2005 March 14, 2005	The counterfeit items do not display the correct routing number for State Bank & Trust of Seguin, Texas, but instead list 112004916. In addition, the counterfeit items are markedly dissimilar to authentic checks. Authentic cashier's checks prominently display the bank logo, along with the institution's telephone number and address. Authentic instruments also display "Cashier's Check" at the top of the check along with "Member FDIC."
State Bank of Alcester Alcester, SD, Contact: Adele Buum Telephone: (605) 934-2500 Fax: (605) 934-2515	Counterfeit Cashier's Checks SA-39-2007 February 1, 2007	The counterfeit items display the routing number 091403292, which is assigned to the State Bank of Alcester. The counterfeit items include the bank's logo in the top-left corner; authentic cashier's checks display the logo in the top center. A security statement is embedded in the top border of the counterfeit items; authentic checks display the security statement beneath the amount line. Displayed in the middle of the counterfeit items are six large arrows, which are associated with the amount, and all are pointing toward the right border.
State Bank of India (California) Los Angeles, California, Contact: Shaila Patankar Telephone: (213) 623-7250 Ext. 35	Counterfeit Bank Drafts SA-80-2004 October 26, 2004	The counterfeit items display the proper routing number of 122039344 for State Bank of India (California). The bank no longer issues these bank drafts.
State Bank of Kimball St. Cloud, Minnesota Contact: Ms. TyLynn Theis Telephone: (320) 398-2500; FAX: (320) 398-2122	Counterfeit Cashier�s Checks SA-3-2003 January 24, 2003	The items are drawn on the bank and are in circulation. The counterfeit items bear the routing number 091908179 and note that they were originated by the Saint Augusta Branch. Most of the counterfeit instruments are similar in appearance to the bank's cashier's checks; however, none of the counterfeit checks includes the "lock" symbol on the right-hand side of the word "DOLLARS" on the amount line.
State Bank of Long Island Jericho, New York Contact: Mr. Joseph Crispino Telephone: (516) 822-4105 Fax: (516) 822-3446	Counterfeit Official Checks FIL-113-2002 September 23, 2002	The routing number used on the checks is 131000359. The telephone number on the checks, 516-707-1172, is registered to a wireless phone service.
State Bank of Park Rapids Park Rapids, MN Contact: Ann Lempola Telephone: (218) 732-3366, extension 119 Fax: (218) 732-3982	Counterfeit Cashier's Checks SA-136-2008 June 27, 2008	The counterfeit items display the routing number 091202338, which is assigned to State Bank of Park Rapids. The items are dissimilar to authentic cashier's checks and have darkened top and bottom borders with rounded corners. A security feature statement is embedded in the top border and the Web site address "www.laserPrinterChecks.com" is centered along the bottom border. A padlock icon and a security statement are displayed along the right border. The bank's Web site logo (a half circle containing a horizon centered above a rectangle containing the bank name), name and address, "200 East 1st Street, Park Rapids, MN 56470-1508," appear in the top-left corner. "CASHIER'S CHECK," an indemnity bond statement and a toll-free telephone number ("1 (866) 471-8240"), which is not associated with the bank, appear in the lower-left corner. "AUTHORIZED SIGNATURE" is shown below the signature line. Authentic cashier's checks have thin double-lined borders with square corners. The bank's logo (columned vertical blocks), the bank's name, the Minnesota state icon, location ("PARK RAPIDS, MINNESOTA 56470") and telephone number ("1-216-732-3366") are displayed in the top center. "CASHIER'S CHECK" appears in the lower-left corner. "REMITTER" is shown in the top-left corner and "AUTHORIZED SIGNATURE" is shown above the signature line.
State Bank of Park Rapids Park Rapids, MN Contact: Darcey Fritze Telephone: (218) 732-3366, Extension 115	Counterfeit Bank Money Orders SA-224-2006 August 17, 2006	Counterfeit bank money orders bearing the institution's name are reportedly in circulation. The items are reportedly associated with a fraudulent employment scam. The counterfeit items display the routing number 091202338, which is assigned to the State Bank of Park Rapids. The counterfeit items are nearly identical to the authentic bank money orders. However, the authentic money orders display the bank's telephone number below the logo in the lower-left corner. In addition, payee and remitter information are always typed on authentic money orders.
The State Bank of Viroqua Viroqua, Wisconsin Contact: Tom Trautsch Telephone: (608) 637-3127 Fax: (608) 637-3394	Counterfeit Cashier's Checks SA-56-2006 March 15, 2006	The counterfeit items display the routing number 075910905, which is assigned to The State Bank of Viroqua; however, they are dissimilar to authentic cashier's checks. The counterfeit items display the wording "CASHIER'S CHECK" in the upper-left portion of the item and the bank's name in the top-left corner. The counterfeit items also display a telephone number not associated with the bank. Authentic cashier's checks display a semicircle logo above the bank's name in the top-center portion of the check. Authentic checks also display the wording "CASHIER'S CHECK" in the bottom-left portion of the check. The checks do not display a telephone number. The following statement is displayed along the top of authentic checks: "THIS DOCUMENT HAS A MICRO-PRINT SIGNATURE LINE, WATERMARK AND A THERMOCHROMIC ICON. ABSENCE OF THESE FEATURES WILL INDICATE A COPY."
State of Florida Contact: Mary Garvin Telephone:(850) 413-3379	Counterfeit State of Florida Checks SA-315-2006 November 17, 2006	The State of Florida has contacted the Federal Deposit Insurance Corporation (FDIC) to report that counterfeit checks are in circulation. These checks appear to be drawn on a Bank of America account and display "Division of Treasury, 200 East Gaines Street, Tallahassee, FL 32399" as the accountholder. To date, the counterfeit checks have been presented in New York and New Jersey. Also, it appears these counterfeit checks are being deposited at automated teller machines (ATMs).
State of Florida Florida Contact: Mary Garvin Telephone: (850) 413-3379	Counterfeit State of Florida Warrants (Checks) SA-201-2006 July 27, 2006	The State of Florida has contacted the Federal Deposit Insurance Corporation (FDIC) to report that counterfeit warrants (checks) are in circulation. These warrants have "State of Florida, Department of Financial Services" imprinted near the top and display the round state seal of Florida in the upper-left corner. A State Wide Document Number (SWDN) is located in the top middle and, to date, the counterfeit items have displayed "H4000112182" as the SWDN. The counterfeit items also display a MICR encoded line, beginning with "4." The wording "Chief Financial Officer" appears beneath the signature line.
State Street Bank and Trust Company Quincy, IL Contact: Barb Trenter Telephone: (217) 223-6480 Fax: (217) 223-8770	Counterfeit Checks SA-53-2008 March 11, 2008	The counterfeit items display the routing number 011302836, which is not valid. The counterfeit items are markedly dissimilar to authentic cashier's checks and do not bear the wording "Cashier's Check." They display the following security feature statement embedded in a darkened top border: "THIS DOCUMENT HAS A COLORED BACKGROUND AND MICROPRINTING. THE REVERSE SIDE INCLUDES AN ARTIFICAL WATERMARK." "State Street Bank & Co., Quincy, IL 62301" is printed in the top-center area. An unassociated logo and "State Street" appear in the top-left corner. Authentic checks display the routing number 081200528, which is assigned to State Street Bank and Trust Company. They are yellow with a darkened foil band across the top. The bank's logo (initial "S") and "State Street Bank AND TRUST COMPANY, QUINCY, ILLINOIS 62301" are in the top-center area. The words "CASHIER'S CHECK" and a "NOTICE TO CUSTOMER" regarding an indemnity bond appear in the lower-left corner. The security feature statement "The document has a colored background, Foil Accent and a backside authentic watermark; absence of these features will indicate a copy" is in italics below the written dollar amount line. A padlock icon and vertical security statement appear along the right side. The statement "TWO SIGNATURES REQUIRED FOR ANY AMOUNT MORE THAN ONE THOUSAND DOLLARS" is printed above two signature lines in the lower-right corner.
The Stephenson National Bank and Trust Marinett, WI Contact: Laura Phelps Telephone: (715) 732-1732 Fax: (715) 732-1327	Counterfeit Cashier's Checks (Checks) SA-7-2008 February 1, 2008	The above-named bank has reported that counterfeit cashier�s checks issued in the bank�s name and using a correct routing number of 075901011 are being presented for payment nationwide in connection with a variety of up-front fee scams. While some of the counterfeit checks may be similar to the authentic items, counterfeit items may be identified by the following traits: checks may be yellow-orange or burgundy in color, do not contain the appropriate bank telephone number of (715) 732-1732, and may include a handwritten date and/or �payable to� information. Items presented to date have been made payable for varying amounts from $2,845 to $6,500. Due to possible variations in appearance of the bank�s cashier�s checks and scams, it is suggested that officials of The Stephenson National Bank & Trust be contacted to verify the authenticity of any of the bank�s official items, if received from an unknown or questionable source. The checks are being distributed as part of various up-front fee scams, including overpayment on Internet purchases and house rentals as well as pre-payment of taxes and fees associated with job offers and other bogus contractual obligations. While the scams may be initiated via e-mail, the counterfeit checks have generally been sent to the recipient via a private overnight courier service. Contact information contained within the fictitious e-mails may include one of the following: Payment Notification E-mail � Mrs. Elizabeth Jame, Remittance Manager, Halifax Bank Plc, +44 7024013922, e-mail: [elizarjame@inbox.com] or [jdd121@hd21juk1uk.net]. Recipients of this message are instructed to deposit a check into their bank account and then wire-transfer the proceeds in order to pay for a variety of taxes and fees so that a larger dollar amount may be released. Job Opening E-mail � Doris Peter Staffing and Recruiting Department, e-mail: [dorispeter2000562@gmail.com]. The recipient of this message is asked to deposit customer payment checks into their personal bank account and then wire transfer 90 percent of the total amount to a location generally outside of the United States. Recipients are instructed to retain 10 percent as their payment.
The Stephenson National Bank and Trust Marinett, WI Contact: Laura Phelps Telephone: (715) 732-1732 Fax: (715) 732-1327	Counterfeit Cashier's Checks (Checks) SA-21-2008 January 23, 2008	The counterfeit items display the routing number 075901011, which is assigned to The Stephenson National Bank and Trust. The counterfeit items are similar to authentic cashier's checks. However, the counterfeit items are handwritten and the word "PAY" is misspelled as "PAT" in "PAT TO THE ORDER OF." Authentic cashier's checks are blue and display a security feature statement embedded in darkened top and bottom borders. When copied, the authentic checks display a "VOID" background.
Sterling National Bank New York, NY Contact: Jospeh McGee Telephone: (212) 575-5232 Fax: (212) 575-3485	Counterfeit Checks SA-14-2007 January 5, 2007	The counterfeit items are reportedly associated with a Canadian lottery scam. The counterfeit items display the routing number 026007773, which is assigned to Sterling National Bank. Counterfeit items are markedly dissimilar to authentic checks. The counterfeit items display the bank's name, an incorrect address and a phone number that is not associated with the bank in the center below the top border. Counterfeit items display a box for the amount and a "MEMO" line in the lower-left corner that references "S & B ASSET MGMT." Authentic checks display the bank's "S" logo, name and address of "650 Fifth Avenue, New York, NY 10019-6108" centered below the top border. Authentic checks have ornate borders with the words "OFFICIAL CHECK" centered and embedded within the top border. The word "PURCHASER" is printed in the upper-left corner and the following disclosure notice is included in the upper-right corner: "NOTICE - IN THE EVENT THIS CHECK IS LOST, MISPLACED OR STOLEN, THE PURCHASE OF AN INDEMNITY BOND FOR TWICE THE AMOUNT WILL BE REQUIRED BEFORE IT IS REPLACED OR REFUNDED." The authentic checks are blue in color and display two authorized signature lines, one in the bottom-left corner and the other in the bottom-right corner.
Sterling National Bank New York, NY Contact: Jospeh McGee Telephone: (212) 575-5230 Fax: (212) 575-3485	Counterfeit Official Checks SA-61-2006 November 3, 2006	Counterfeit official checks issued in the bank's name and using a correct routing number of 026007773 are being presented for payment nationwide in connection with a lottery scam. Counterfeit items do not resemble authentic items, but rather have an overall appearance of a personal check. The counterfeit items contain the name of the bank with an incorrect address of "108-01 Queens Blvd, Forest Hills, NY 11375-4840" and an unassociated telephone number of "(877) 533-8183" in the top-center portion of the item. The instrument does not contain the words "Official Check," nor does it contain the bank's logo. A 5-digit serial number is located in the upper-right corner of the check, followed by the date and payable dollar amount, which is enclosed in a rectangular-shaped box. The fractioned routing number is located in the upper-center portion of the instrument and appears as 50-777/260. The following statement is located within the darkened top border: "THIS DOCUMENT HAS A COLORED BACKGROUND AND MICROPRINTING. THE REVERSE SIDE INCLUDES AN ARTIFICIAL WATERMARK." A memo section appears in the lower-left section of the check with an authorized signature line to the right. Items presented to date have contained a memo line of "S&B Asset Management," have been payable in the amount of $2,896.64, show the authorized signature as L. Grossman, and display the date of 10/20/06. Correspondence accompanying the checks may contain the letterhead of "S&B Asset Management Corp" and be signed by C