Click to return to BOL home page
Banker Store Read A Reg BOL Insiders Career Connect Learning Connect Bankers Information Network

Search BankersOnline
using Google









Alphabet Soup


Banker Store

Bankers Info Ntwk


Career Connect

Learning Connect

Guru Central


Ask a Guru

Bankers Threads

Contact Us

Give Us Feedback


About Our Sponsors

About Us

Fair Credit Reporting Act/FACT Act

Paul Hallquist of Beacon Bank in Shorewood, MN, has created a Notice to Home Loan Applicant and Credit Score Disclosure form, plus a separate instruction sheet so that users can easily understand it. The codes are for the Experian Fair Isaac Score 2.

Paul created a document so that the lenders can comply with Section 212 of the FACT Act without having to stop, pull out the credit bureau code sheet, type it all in, and finish the disclosure. He wanted efficiency that would help avoid errors while meeting the FCRA/FACT Act requirements.

Provided below in Word and PDF formats - you may want to review it in PDF, but save the Word files so you can use the "form features" of Word. This is where the efficiencies are most evident.

To save these files to your computer, right click on link select "Save Target As" in Internet Explorer, "Save Link As" in Firefox or follow your browser's instructions.

Access other Banker Tools on

Privacy Policy    Disclaimer   Recommend This Site !   Contact Us

BankersOnline is a free service made possible by the generous support of our advertisers and sponsors. Advertisers and sponsors are not responsible for site content. Please help us keep BankersOnline FREE to all banking professionals. Support our advertisers and sponsors by clicking through to learn more about their products and services.