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Reg Z Rescission Calendar Calculator

After seeing fellow BOLers excited about a 12 page calendar that calculated rescission periods, Andy Zavoina of BOL decided that Excel should be able to do this easier. With a little scripting help from fellow Netizens, the final product is made available here. The prior versions are available for auditing older loans, and the 2012-2013 may be used for auditing and setting your rescission and disclosure dates coming up.

You will input the loan date and the rescission period is calculated according to the Reg. Z time tables. This does allow Sunday and holiday funding, since that is not uncommon in many banks today. If you do not close on these dates, move to your next business day.

This Excel file is ready for use by compliance, audit, lenders, loan representatives, etc., but you have to allow the macro to run for this application to work. This may require that you lower the security setting in Excel's Tools/Macro/Security menu (Developer/Code Tab in Office 2007) before loading the file.

Pub. 12/12/2014

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