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Servicemembers Civil Relief Act Notice

UPDATED 01/06/2015 - We have updated the HUD-92070 to reflect the change to the expiration date. HUD's current version (as of 01/06/2015) does not allow for the extension of the protection period of one year for the foreclosure and related actions. The President signed a bill on 12/18/2014 extending the one-year post-active duty foreclosure protections.

On January 26, 2011, HUD published a revised SCRA Notice. This was necessary due to changes in Sections 527 and 533 of the SCRA. There were expanded protections under the Housing and Economic Recovery Act and Helping Heroes Keep Their Homes Act. 

This notice updates the previous version issued under Mortgagee Letter 2006-28. This Mortgagee Letter refers to the requirements and the prior form. Absent other instructions, we recommend use of the new form immediately as it reflects the requirements of the current laws.

Don't let the name fool you, this form should be sent to all homeowners whether they are in the service or not, when they are in default. It is impossible for you to know if your borrowers are just now protected under the SCRA. This notice must be sent within 45 days of becoming delinquent unless the loan has since paid current.
  • Word document (docx) to be customized as required in the form. (Right click on the link to save the file.)
  • PDF document This is for review. The form requires customization to your bank. (Right click on the link to save the file.)

Pub. 01/26/11, updated 01/26/2013

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