Failed Verifications in Online Identity Verification Databases
Question: Why do online identity verification databases produce so many failed verifications?
Answer:
Online databases allow the user to scan the stored information from a drivers license (Bar-code or mag-strip), combined with other personal identifiers (such as Social Security number) and then “ping” the information against public-records to determine whether the identity is real. However, several states (Georgia, Texas, Maine, Pennsylvania and New Hampshire) do not allow the stored information to be read from the license, or they prohibit access to the personal information in their databases. This means that many of the IDs cannot be verified through such public-records based verification tools. Also, because the information used to verify identity is based on public records, the information can be obtained by the ID thief, and forged documents containing accurate information can be created.
uVeritech Boilerplate
The U.S. leader in counterfeit fraud detection, FraudFighter™ Products offers equipment used to verify the authenticity of almost every type of document presented in FI branch offices - negotiable instruments, currency, ID documents and more - allowing our customers to detect forged documents during the transaction and prevent fraud losses. Learn more by visiting www.fraudfighter.com or call us at 800-883-8822, or email us at sean@uveritech.com.
BankersOnline is a free service made possible by the generous support of our advertisers and sponsors. Advertisers and sponsors are not responsible for site content. Please help us keep BankersOnline FREE to all banking professionals. Support our advertisers and sponsors by clicking through to learn more about their products and services.
Print Friendly!
Email This Article!
Discuss NOW!
