Threads About the Lending Compliance Changes

This is a compilation of links to some of the liveliest recent threads relating to the lending compliance challenges bankers are dealing with at this time.

• Fed says Balloons 7yr can be done
  
• RESPA changes 1-1-10
  
• Reg. Z T-I-L H.R. 3606 Tech. Amend Credit Card
  
• Reg. Z Redisclosures/Closing
  
• Card system and UIGEA
  
• Relevant Pending Legislation
  
• New Reg Z & loans getting ready to mature
  
• Balloon Payments ? Clarification Needed
  
• HMDA & RESPA on a Lot Loan?
  
• FRB 3/11 ANPR Reg Z Amend on College Student Loans
  
• Credit line reinstatement on credit cards
  
• UIGEA Notifications?
  
• Revised GFE & HUD - Disclose Property Taxes?
  
• HMDA Refinances - The Commentary Rules
  
• GFE issued before AND after 1/1/10
  
• HPML 5 Yr Balloon
  
• Regulation Z changes - 10-01-09
  
• Regulation Z - Open End changes - 7-1-10
  
• Reg Z - credit card payments - 2/2010
  
• Gift Card Title IV of Credit CARD Act
  
• New RESPA Rule FAQ - Question #10
  
• Private Education Loans
  
• Avoiding the HPML Threshold
  
• HPML Balloon loan question
  
• HPML Avoidance - Disparate Impact?
  
• Renewals and disclosure timing
  
• HPML - Multi collateral loans
  
• RESPA and Cash Secured Loan
  
• Question regarding 7-30-09 Reg Z Changes
  
• Reg Z - credit card payments - 2/2010
  
• Rate changed and didn't re-disclose
  
• RESPA - GFE & Lawyer's Fees
  
• HPML - Date interest set
  
• MDIA - Collection of Appraisal Fee
  
• Credit CARD Act - Dec 1 implementation date?
  
• Business Acct -Credit Card Act
  
• New GFE
  
• Failing High Cost loan test
  
• HPML - one year note
  
• New GFE Questions
  
• High Priced Mtg - Construction/Perm
  
• Construction Loans v. MDIA, HPML, RESPA
  
• Reg. Z High Priced Mortgage Loans
  
• Cite of Maturity Date and HPML
  
• GFE & No Closing Cost Loans
  
• New GFE Block 3
  
• HPML Avoidance
  
• 1YR Balloon HPML Question
  
• Credit CARD Act
  
• MDIA on Construction Loans
  
• APR out of tolerance due to finance charge change
  
• TIL Disclosure on ARMs
  
• HPML - ARM loans
  
• Current obligations and HPML
  
• MDIA-Evidence of Receipt
  
• MDIA and HELOCs
  
• New GFE & Credit Reports
  
• Balloon Loans
  
• Revised TIL question
  
• HELP!! QUESTION ABOUT HPML BRIDGE LOAN
  

First published on BankersOnline.com 11/10/09