Any provision of § 229.55 may be varied by agreement of the banks involved. No other provision of this subpart may be varied by agreement by any person or persons.
Section 229.60 provides that banks involved in an interbank expedited recredit claim under §229.55 may vary the terms of that section by agreement, but otherwise no person may vary the terms of subpart D by agreement. A bank's decision to provide more generous protections for consumers than this subpart requires, such as by providing consumers additional time to submit expedited claims under §229.54 under non-exigent circumstances, would not be a variation prohibited by §229.60.