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85 FR 11842
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2/28/20 |
Interpretive Rule, eff. 2/28/20 |
This interpretive rule reverts Q&A #2 back to the wording of the 8/26/16 interpretive rule and adds one Q&A. |
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82 FR 58739
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12/14/17 |
Interpretive Rule, eff. 12/14/17 |
This interpretive rule updates three of the Q&As in the 8/26/16 interpretive rule and adds one Q&A. |
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81 FR 58840
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8/26/16 |
Interpretive Rule, eff. 8/26/16 |
This interpretive rule provides guidance on certain questions the Department has received regarding compliance with the July 2015 Final Rule. |
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80 FR 43559
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7/22/15 |
Final rule |
extending the protections of the MLA to a broader range of closed-end and open-end credit products. Among other amendments, the Department modifies the provisions relating to the optional mechanism a creditor could use when assessing whether a consumer is a “covered borrower,” modifies the disclosures that a creditor must provide to a covered borrower, and implements the enforcement provisions of the MLA. Effective 10/1/15. Compliance required by 10/3/2016; by 10/3/2017 for certain credit card accounts. |
| 78 FR 36134 | 6/17/13 | Advance notice of proposed rulemaking | Requests comment by 8/1/13 on the need to revise the Department's existing regulation that, in general, imposes certain limits on and requires certain disclosures relating to the provision of consumer credit to a covered borrower |
| 72 FR 50580 | 8/31/07 | Final Rule; eff. 10/1/07 | Implements § 670 of Pub. L. 109-364 (John Warner National Defense Authorization Act for Fiscal Year 2007) |