Adverse Action Notice for Credit Scores
Question: Our bank pulls credit reports on loan applicants during the application process. The credit report is pulled from Equifax and contains the consumer's credit score.
This content is for Premium Subscribers only.
If you are already a Premium Subscriber please login to view this content.
Compliance Action
- Volume 28, Number 2
- Volume 28, Number 1
- Volume 27, Number 12
- Volume 27, Number 11
- Volume 27, Number 10
- Volume 27, Number 9
- Volume 27, Number 8
- Volume 27, Number 7
- Volume 27, Number 6
- Volume 27, Number 5
- Volume 27, Number 4
- Volume 27, Number 3
- Volume 27, Number 2
- Volume 27, Number 1
- Volume 26, Number 12
- Volume 26, Number 11
- Volume 26, Number 10
- Volume 26, Number 9
- Volume 26, Number 8
- Volume 26, Number 7
- Volume 26, Number 6
- Volume 26, Number 5
- Volume 26, Number 4
- Volume 26, Number 3
- Volume 26, Number 2
- Volume 26, Number 1
- Volume 25, Number 12
- Volume 25, Number 11
- Volume 25, Number 10
- Volume 25, Number 9
- Volume 25, Number 8
- Volume 25, Number 7
- Volume 25, Number 6
- Volume 25, Number 5
- Volume 25, Number 4
- Volume 25, Number 3
- Volume 25, Number 2
- Volume 25, Number 1
- Volume 24, Number 12
- Volume 24, Number 11
- Volume 24, Number 10
- Volume 24, Number 9
- Volume 24, Number 8
- Volume 24, Number 7
- Volume 24, Number 6
- Volume 24, Number 5
- Volume 24, Number 4
- Volume 24, Number 3
- Volume 24, Number 2
- Volume 24, Number 1
- Volume 23, Number 12
- Volume 23, Number 10/11
- Volume 23, Number 8/9
- Volume 23, Number 7
- Volume 23, Number 6
- Volume 23, Number 5
- Volume 23, Number 4
- Volume 23, Number 3
- Volume 23, Number 2
- Volume 23, Number 1
- Volume 22, Number 16
- Volume 22, Number 14/15
- Volume 22, Number 12/13
- Volume 22, Number 11
- Volume 22, Number 10
- Volume 22, Number 9
- Volume 22, Number 7/8
- Volume 22, Number 6
- Volume 22, Number 5
- Volume 22, Number 4
- Volume 22, Number 3
- Volume 22, Number 2
- Volume 22, Number 1
- Volume 21, Number 16
- Volume 21, Number 15
- Volume 21, Number 14
- Volume 21, Number 13
- Volume 21, Number 12
- Volume 21, Number 11
- Volume 21, Number 10
- Volume 21, Number 9
- Volume 21, Number 8
- Volume 21, Number 7
- Volume 21, Number 6
- Volume 21, Number 5
- Volume 21, Number 4
- Volume 21, Number 3
- Volume 21, Number 2
- Volume 21, Number 1
- Volume 20, Number 16
- Volume 20, Number 15
- Volume 20, Number 14
- Volume 20, Number 13
- Volume 20, Number 12
- Volume 20, Number 11
- Volume 20, Number 10
- Volume 20, Number 9
- Volume 20, Number 8
- Volume 20, Number 7
- Volume 20, Number 6
- Volume 20, Number 5
- Volume 20, Number 4
- Volume 20, Number 3
- Volume 20, Number 2
- Volume 20, Number 1
- Volume 19, Number 16
- Volume 19, Number 15
- Volume 19, Number 14
- Volume 19, Number 13
- Volume 19, Number 12
- Volume 19, Number 11
- Volume 19, Number 10
- Volume 19, Number 9
- Volume 19, Number 8
- Volume 19, Number 7
- Volume 19, Number 6
- Volume 19, Number 5
- Volume 19, Number 4
- Volume 19, Number 3
- Volume 19, Number 2
- Volume 19, Number 1
- Volume 18, Number 16
- Volume 18, Number 15
- Volume 18, Number 14
- Volume 18, Number 13
- Volume 18, Number 12
- Volume 18, Number 11
- Volume 18, Number 10
- Volume 18, Number 9
- Volume 18, Number 8
- Volume 18, Number 7
- Volume 18, Number 6
- Volume 18, Number 5
- Volume 18, Number 4
- Volume 18, Number 3
- Volume 18, Number 2
- Volume 18, Number 1
- Volume 17, Number 16
- Volume 17, Number 15
- Volume 17, Number 14
- Volume 17, Number 13
- Volume 17, Number 12
- Volume 17, Number 11
- Volume 17, Number 10
- Volume 17, Number 9
- Volume 17, Number 8
- Volume 17, Number 7
- Volume 17, Number 6
- Volume 17, Number 5
- Volume 17, Number 4
- Volume 17, Number 3
- Volume 17, Number 2
- Volume 17, Number 1
- Volume 16, Number 16
- Volume 16, Number 15
- Volume 16, Number 14
- Volume 16, Number 13
- Volume 16, Number 12
- Volume 16, Number 11
- Volume 16, Number 10
- Volume 16, Number 9
- Volume 16, Number 8
- Volume 16, Number 7
- Volume 16, Number 6
- Volume 16, Number 5
- Volume 16, Number 4
- Volume 16, Number 3
- Volume 16, Number 2
- Volume 16, Number 1
- Volume 15, Number 16
- Volume 15, Number 15
- Volume 15, Number 14
- Volume 15, Number 13
- Volume 15, Number 12
- Volume 15, Number 11
- Volume 15, Number 10
- Volume 15, Number 9
- Volume 15, Number 8
- Volume 15, Number 7
- Volume 15, Number 6
- Volume 15, Number 5
- Volume 15, Number 4
- Volume 15, Number 3
- Volume 15, Number 2
- Volume 15, Number 1
- Volume 14, Number 16
- Volume 14, Number 15
- Volume 14, Number 14
- Volume 14, Number 13
- Volume 14, Number 12
- Volume 14, Number 11
- Volume 14, Number 10
- Volume 14, Number 9
- Volume 14, Number 8
- Volume 14, Number 7
- Volume 14, Number 6
- Volume 14, Number 5
- Volume 14, Number 4
- Volume 14, Number 3
- Volume 14, Number 2
- Volume 14, Number 1
- Volume 13, Number 16
- Volume 13, Number 15
- Volume 13, Number 14
- Volume 13, Number 13
- Volume 13, Number 12
- Volume 13, Number 11
- Volume 13, Number 10
- Volume 13, Number 9
- Volume 13, Number 8
- Volume 13, Number 7
- Volume 13, Number 6
- Volume 13, Number 5
- Volume 13, Number 4
- Volume 13, Number 3
- Volume 13, Number 2
- Volume 13, Number 1
- Volume 12, Number 16
- Volume 12, Number 15
- Volume 12, Number 14
- Volume 12, Number 13
- Volume 12, Number 12
- Volume 12, Number 11
- Volume 12, Number 10
- Volume 12, Number 9
- Volume 12, Number 8
- Volume 12, Number 6/7
- Volume 12, Number 5
- Volume 12, Number 4
- Volume 12, Number 3
- Volume 12, Number 2
- Volume 12, Number 1
- Volume 11, Number 16
- Volume 11, Number 15
- Volume 11, Number 14
- Volume 11, Number 13
- Volume 11, Number 12
- Volume 11, Number 11
- Volume 11, Number 10
- Volume 11, Number 9
- Volume 11, Number 8
- Volume 11, Number 7
- Volume 11, Number 6
- Volume 11, Number 5
- Volume 11, Number 4
- Volume 11, Number 3
- Volume 11, Number 2
- Volume 11, Number 1
- Volume 10, Number 16
- Volume 10, Number 15
- Volume 10, Number 14
- Volume 10, Number 13
- Volume 10, Number 12
- Volume 10, Number 11
- Volume 10, Number 10
- Volume 10, Number 9
- Volume 10, Number 8
- Volume 10, Number 7
- Volume 10, Number 6
- Volume 10, Number 5
- Volume 10, Number 4
- Volume 10, Number 3
- Volume 10, Number 2
- Volume 10, Number 1
- Volume 9, Number 16
- Volume 9, Number 15
- Volume 9, Number 14
- Volume 9, Number 13
- Volume 9, Number 12
- Volume 9, Number 11
- Volume 9, Number 10
- Volume 9, Number 9
- Volume 9, Number 8
- Volume 9, Number 7
- Volume 9, Number 6
- Volume 9, Number 5
- Volume 9, Number 4
- Volume 9, Number 3
- Volume 9, Number 2
- Volume 9, Number 1
- Volume 8, Number 16
- Volume 8, Number 15
- Volume 8, Number 14
- Volume 8, Number 13
- Volume 8, Number 12
- Volume 8, Number 11
- Volume 8, Number 10
- Volume 8, Number 9
- Volume 8, Number 8
- Volume 8, Number 7
- Volume 8, Number 6
- Volume 8, Number 5
- Volume 8, Number 4
- Volume 8, Number 3
- Volume 8, Number 2