Compliance Action, Volume 11, Number 7

ECOA: The Many Facets of Discrimination (4 Action Steps)

By Lucy Griffin

Financial institutions must give adequate attention to business decisions and employment practices to assure equal and fair treatment of customers.

Flood: Non-Compliance Can Be Costly (4 Action Steps)

By Lucy Griffin

Whether violations from non-compliance to flood hazard requirements result from ignorance or attitude, the cost is high.

Action Training: Accounts: What Regulations Covers Which Accounts? (Chart)

By Lucy Griffin

Deposit regulations can be particularly confusing. Front line personnel should know when a customer does or does not have the protection of a particular regulation.

Compliance Notes

• Congratulations, Jim Byrne
• HMDA Fines
• Operation Home Sweet Home
• FEMA's New eLOMA
• Disaster Preparedness Lessons Learned
• CAC Nominations
• New" FEMA Form

Compliance Calendar

In the Editor's Opinion
What Makes a Compliance Manager

By Lucy Griffin

A successful Compliance Manager must have an interesting combination of skills.

Compliance Q & A

• Insurance Disclosure on HUD-1
• Fixed Cost Mortgages
• Obtaining Credit Report for CIP
• HMDA Refinancing of 1st Liens

HUD Settles Credit Discrimination Case

By Lucy Griffin

Once a fair housing discrimination complaint is opened, HUD looks at everything. In a recent case settled with one institution, the consent reaches far beyond the specific harm done to the complaintant.