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Compliance Action, Volume 12, Number 3

March 20, 2007

Fresh From OTS: Gift Card Guidance (6 Action Steps)

By Lucy Griffin

Final guidance for gift cards issued from OTS focuses on safe and sound practices and consumer protection.

Subprime Mortgage Lending: Proposed Guidance (4 Action Steps)

By Lucy Griffin

Subprime borrowers and non-traditional mortgages are a combination with very high risk. The agencies propose guidance on particularly risky practices.

Action Training: Gift Cards: A Risk Management Approach (Chart)

By Lucy Griffin

The popularity of gift cards have associated risks, and risk management beyond the OTS guidance is called for.

Compliance Notes

Compliance Calendar

In the Editor's Opinion
Why All the Fuss About Predatory Lenders?

By Lucy Griffin

The effects of Predatory lending to the housing market can be as damaging as global warming.

Compliance Q & A

Enforcement Based on Risk

By Lucy Griffin

A recent FDIC Cease and Desist Order shows that compliance failures can be cited as unsafe and unsound practices.

Executive Director:
Lucy H. Griffin, Esq.
Board of Advisors:
Patti Blenden
John S. Byrne, Esq.
David Battle
Robert P. Chamness
David Dickinson
Phillips G. Gay, Jr.
Barbara Hurst
Robert G. Rowe, III, Esq.
Michael D. Maher
Andy Zavoina

Compliance Action