Compliance Action, Volume 12, Number 5

Risk Management & Risk Assessment (3 Action Steps)

By Lucy Griffin

Risk assessment is the core component of a risk management program. Defining what risk management really means and developing techniques for risk assessment is an integral part of the process.

RESPA and Z: Fees or Finance Charge? (4 Action Steps)

By Lucy Griffin

The complex area of mortgage lending is the hottest seat in the debate arena when it comes to earned and un-earned fees.

Measuring Risk Management (Chart)

The key to measuring and assessing risk management is knowing whether the process is successful.

Compliance Notes

• FinCEN Updates MSB List
• Expanding Exam Cycles
• Assess Risk Assessment
• Default Settings
• Financial Education Month
• Mailroom Training
• Consumer Fact Sheet
• Evaluating CIP

Compliance Calendar

In the Editor's Opinion
Changes in Risk Management

By Lucy Griffin

Using violations as the north star of risk management can guide us to measuring the effectiveness of our risk management system.

Compliance Q & A

• Flood Determination Rules
• Card Replacement Procedures
• Geocoding Deposit Accounts