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Compliance Action, Volume 13, Number 1

January 17, 2008

RESPA: HUD Hits §8 Homers (3 Action Steps)

By Lucy Griffin

HUD's investigation into §8 violations nets significant civil money penalties and more.

Disclosures: What Consumers Really Want (7 Action Steps)

By Lucy Griffin

Hearings and consumer tests conducted by the Fed reveal what information consumers most need to know and the best way to present it to them.

Calculating Price Spreads (Chart)

By Lucy Griffin

In light of The Fed's revised Reg Z proposal, there would be three techniques for calculating the price spread of a mortgage.

Compliance Notes

Compliance Calendar

In the Editor's Opinion
Could Less Be More?

By Lucy Griffin

Concentrating less on what the law requires and more on what consumers can understand could help provide more effective disclosures.

Compliance Q & A

FDIC on Flood

By Lucy Griffin

The institution and the borrower is exposed to risk if flood insurance coverage lapses.

Executive Director:
Lucy H. Griffin, Esq.
Board of Advisors:
Patti Blenden
John S. Byrne, Esq.
David Battle
Robert P. Chamness
David Dickinson
Phillips G. Gay, Jr.
Barbara Hurst
Robert G. Rowe, III, Esq.
Michael D. Maher
Andy Zavoina

Compliance Action