Compliance Action, Volume 16, Number 4

Regulation CC: Going Electronic (4 Action Steps)

By Lucy Griffin

The Federal Reserve has proposed amendments to Reg CC to encourage electronic processing of check items and shorten hold periods on deposited funds.

SAR Reporting: CREF? (5 Action Steps)

By Lucy Griffin

FinCEN advises commercial lenders to be on the lookout for increasing incidents of Commercial Real Estate Lending Fraud (a.k.a. CREF).

Action Training
Preventing Commercial Loan Fraud (Checklist)

By Lucy Griffin

There are basic steps in loan documentation commercial lenders can take to help prevent fraud.

Compliance Notes

• Leveling the Playing Field?
• Foreign Accounts & Risk
• SARs and Bankruptcy
• New Numbers for BSA
• New Adddress for FDIC
• Data Collection Delayed

Compliance Calendar

In the Editor's Opinion
The Difference Between Enforcement and Supervision

By Lucy Griffin

Like children who will go into the cookie jar when no-one's looking, enforcement actions alone aren't enough to deter predatory lenders left unsupervised.

Compliance Q & A

• Risk Based Pricing Notices for Check Cards
• Risk Based Notices for Consumer Loans?
• Loan Origination and Loan Document Fees
• Grading Online Compliance Training

Reg Q: Wherefore Art Thou?

By Lucy Griffin

The Fed is seeking industry comments on the impact eliminating Reg Q under the Dodd-Frank Act will have.