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Compliance Action, Volume 18, Number 11

September 23, 2013

Qualified Mortgages: What's All the Fuss About? (4 Action Steps)

By Lucy Griffin

The Ability to Repay (ATR) and Qualified Mortgage (QM) rules set the standard for sound underwriting to protect both consumers and lenders.

Action Training
Putting ATR and QM in the Right Places (Chart)

By Lucy Griffin

As the January, 2014 effective date approaches for new ATR and QM rules, we look at the requirements governing ATR and the basic Qualified Mortgage rules side by side.

Compliance Notes

Compliance Calendar

In the Editor's Opinion
Reg Z Isn't Fun Anymore

By Lucy Griffin

New ways of making mortgage loans called for new regulations. Those new regulations took the fun out of Regulation Z.

Compliance Q & A

Executive Director:
Lucy H. Griffin, Esq.
Board of Advisors:
Patti Blenden
John S. Byrne, Esq.
David Battle
Robert P. Chamness
David Dickinson
Phillips G. Gay, Jr.
Barbara Hurst
Robert G. Rowe, III, Esq.
Michael D. Maher
Andy Zavoina

Compliance Action