Compliance Action, Volume 18, Number 11
September 23, 2013
Qualified Mortgages: What's All the Fuss About? (4 Action Steps)
By Lucy Griffin
The Ability to Repay (ATR) and Qualified Mortgage (QM) rules set the standard for sound underwriting to protect both consumers and lenders.
Action Training
Putting ATR and QM in the Right Places (Chart)
By Lucy Griffin
As the January, 2014 effective date approaches for new ATR and QM rules, we look at the requirements governing ATR and the basic Qualified Mortgage rules side by side.
Compliance Notes
- FTC's New Do-Not-Call Fees
- COPPA Comment Request
- Sentencing Guidelines
- FEMA's Flood Tools
- FDIC's Help for Seniors
- Validating CFPB Actions
- And There's More From CFPB
In the Editor's Opinion
Reg Z Isn't Fun Anymore
By Lucy Griffin
New ways of making mortgage loans called for new regulations. Those new regulations took the fun out of Regulation Z.
Compliance Q & A
- Executive Director:
- Lucy H. Griffin, Esq.
- Board of Advisors:
- Patti Blenden
John S. Byrne, Esq.
David Battle
Robert P. Chamness
David Dickinson
Phillips G. Gay, Jr.
Barbara Hurst
Robert G. Rowe, III, Esq.
Michael D. Maher
Andy Zavoina
Compliance Action
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