Compliance Action, Volume 19, Number 10
August 15, 2014
HMDA: More Data, More Costs (7 Action Steps)
By Lucy Griffin
The CFPB has issued the long-awaited proposal with major proposed expansions to HMDA data collection that will likely involve system changes in order to collect, track, store and calculate the necessary elements. Your comments on this proposal have never been more important.
Compliance Notes
- Enforcing CFPB's Reg O
- Host State Loan-to-Deposit Ratios
- Distressed or Underserved List
- Independent Foreclosure Review Study
- Universal Loan Identifier
- Community Banks and Regulatory Burden
In the Editor's Opinion
Complaints About Complaints
By Lucy Griffin
The entry of the CFPB into the complaint business has changed things, with the burden of relief falling primarily on the financial institution and none on the consumer.
Compliance Q & A
- Executive Director:
- Lucy H. Griffin, Esq.
- Board of Advisors:
- Patti Blenden
John S. Byrne, Esq.
David Battle
Robert P. Chamness
David Dickinson
Phillips G. Gay, Jr.
Barbara Hurst
Robert G. Rowe, III, Esq.
Michael D. Maher
Andy Zavoina
Compliance Action
- Volume 28, Number 2
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