Compliance Action, Volume 19, Number 6

Compliance Management: Risks in Today's Environment (3 Action Steps)

By Lucy Griffin

In today's environment, fair lending and UDAAP are two of the most significant regulatory concerns banks face when promoting new products and services.

Small Dollar Loans: Big Regulatory Issues (3 Action Steps)

By Lucy Griffin

Many consumers today are turning to payday and small dollar loans to make ends meet. The challenge for banks is meeting that need in a fair and equitable way for the lender and the borrower.

Action Training
Flood Insurance Insurable Value (Chart)

By Lucy Griffin

Flood Insurance Insurable Value (Chart)

Compliance Notes

• International Wires
• More Proposals on Regulation Z
• It's Not Nice to Fool FinCEN
• Credit Reports & Foster Care
• Electronic Privacy Notices
• Complaints on the Run

Compliance Calendar

In the Editor's Opinion
The Real Challenge of Discrimination

By Lucy Griffin

In the world of compliance, we focus on fair lending. But fair and equal treatment of all customers, in all situations, is what the goal should be.

Compliance Q & A

• Electronic Images and Reg CC
• HELOC for New Residential Loan
• Documenting Intent for Joint Application
• Consumers' Use of LOC Proceeds
• Disclosing Deferred Fees