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Compliance Action, Volume 21, Number 7

June 30, 2016

ATR and CRA: High LTV Loans (4 Action Steps)

By Lucy Griffin

The OCC's proposed guidance on making high LTV loans in designated revitalization areas seeks to strike a balance between safety and soundness concerns and meeting community credit needs.

The Federal Register: Reading CFPB's Documents (4 Action Steps)

By Lucy Griffin

Being new at the rulemaking process, carefully studying the documents published by the CFPB in the Federal Register may provide some insight into the Bureau's thought process.

Action Training: Getting Signatures Right on Mortgage Closing Documents (Charts)

By Lucy Griffin

In the mortgage application process, determining the titled ownership of the property so that all persons with the right to rescind are identified and sign the necessary documents is essential.

Compliance Notes

Compliance Calendar

In the Editor's Opinion
Dueling Regs: CRA and Fair Lending

By Lucy Griffin

Under current regulations and examination procedures, a fair lending problem can have a drastic effect on a bank's CRA rating.

Compliance Q & A

Executive Editor:
Lucy H. Griffin, Esq.
Associate Editor:
Patti Blenden
Board of Advisors:
John S. Byrne, Esq.
David Battle
Robert P. Chamness
David Dickinson
Phillips G. Gay, Jr.
Barbara Hurst
Robert G. Rowe, III, Esq.
Michael D. Maher
Andy Zavoina

Compliance Action