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Compliance Action, Volume 22, Number 11

November 03, 2017

What is a HMDA Dwelling? (3 Action Steps)

by Patti Blenden

The CFPB's new Home Mortgage Disclosure Act (HMDA) regulations require every HMDA-reportable loan to be secured by a dwelling. The new HMDA reporting includes decisive definitions of what constitutes a dwelling.

What is NOT a HMDA Dwelling? (4 Action Steps)

by Patti Blenden

Under the new HMDA reporting, some residences are excluded from HMDA's dwelling definition to prevent reporting loans secured by unusual residences.

Action Training
HMDA Reportable Transactions (Chart)

by Patti Blenden

We've prepared a chart for HMDA reporters who have identified Covered Loans (as defined under HMDA) to assist with determining the exact nature of the reportable activity.

Compliance Notes

Compliance Calendar

In the Editor's Opinion
Come Hell or High Water

by Patti Blenden

Major life events and crises often leave us with a reminder to treat others with respect and consideration. Most of our compliance laws and regulations call on us to do the same.

Compliance Q & A

Patti Blenden
Executive Editor:
Lucy H. Griffin, Esq.
Board of Advisors:
John S. Byrne, Esq.
Cliff E. Cook
David Dickinson
Julie Gliha, MBA
Michael D. Maher
Carl G. Pry
Robert G. Rowe, III, Esq.
Andy Zavoina

Compliance Action

Bankers' Hotline

Compliance Action