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Mandatory implementation for the CFPB’s TILA RESPA Integrated Disclosure ("TRID") Rules


The August 1, 2015 is the mandatory implementation date for the CFPB’s TILA RESPA Integrated Disclosure (TRID) Rules. You will need current GFE/TIL/HUD-1 systems for consumer mortgages in process before October 3, 2015, non-covered HELOCs and reverse mortgages. New systems will be required for Loan Estimate and Closing Disclosures for covered closed-end consumer mortgage applications taken on or after October 3, 2015.

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