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Comments due on FDIC rules cleanup proposal


The FDIC published a proposal at 84 FR 1653 in the February 5, 2019, Federal Register to:

  • rescind and remove from the Code of Federal Regulations rules entitled “Lending and Investment” (part 390, subpart P) that were transferred to the FDIC from the Office of Thrift Supervision (OTS) on July 21, 2011;
  • amend certain sections of existing FDIC regulations governing real estate lending standards to make it clear that such rules apply to all insured depository institutions for which the FDIC is the appropriate Federal banking agency; and
  • amend part 365 by rescinding ithe subpart concerning registration requirements for residential mortgage loan originators because supervision and rulemaking authority in this area was transferred to the Bureau of Consumer Financial Protection (Bureau) by the Dodd-Frank Act.

Comments on the proposal will be accepted through April 8, 2019.

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