Skip to content

Comment deadline for FDIC's proposed assessment regs amendments


The FDIC has published a proposal at 84 FR 5380 that would amend its deposit insurance assessment regulations to apply the community bank leverage ratio (CBLR) framework to the deposit insurance assessment system.

The FDIC, the Federal Reserve and the OCC recently issued an interagency proposal to implement the community bank leverage ratio (the CBLR NPR). Under the proposal to amend its assessment regulations, the FDIC would assess all banks that elect to use the CBLR framework (CBLR banks) as small banks. Through the amendment and corresponding changes to the Call Report, CBLR banks would have the option of using either CBLR tangible equity or tier 1 capital for their assessment base calculation, and using either the CBLR or the tier 1 leverage ratio for the Leverage Ratio that the FDIC uses to calculate an established small bank's assessment rate. To assist banks in understanding the effects of the proposal, the FDIC plans to provide on its website an assessment estimation tool that estimates deposit insurance assessment amounts under the proposal.

Comments on the FDIC's proposal to amend its assessment regulations will be accepted through April 22, 2019.

Penalties View All

Banker Store View All

From training, policies, forms, and publications, to office products and occasional gifts, it’s available here:

Banker Store

hot right now

image description

Looking for effective, convenient training on a particular subject?

BOL Learning Connect offers more than 200 courses ON-DEMAND or on CD ROM from AML to Reg Z and every topic in between.

Compliance Deadlines

By Status