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Effective date of FDIC's relaxed Stress Testing rule


The FDIC has published [84 FR 56929] a final rule amending its regulation on Stress Testing (12 CFR Part 325) for state nonmember banks and state savings associations, consistent with section 401 of the Economic Growth, Regulatory Relief, and Consumer Protection Act (EGRRCPA). The final rule revises the minimum threshold for applicability from $10 billion to $250 billion, revises the frequency of required stress tests by FDIC-supervised institutions, and reduces the number of required stress testing scenarios from three to two. The final rule also makes certain conforming and technical changes.

The rule amending Part 325 will be effective November 25, 2019.

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