Nacha: Same Day ACH limit set at $1,000,000
Nacha announced on April 5, 2021, that Nacha members had approved an increase in the Next Day ACH per-payment maximum from the current $100,000 to $1 million effective March 18, 2022. It will apply to all eligible Same Day ACH payments, including credits and debits for both businesses and consumers. Nacha's news release said the $1 million limit "will be beneficial for many types of payments, from insurance claim payments and payroll funding, to business-to-business and tax payments, and many more."
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