Most Popular Compliance Content
Joint owners without signatures and FDIC insurance?
08/13/2023
What if our joint owner did not sign the signature card? That used to be a thing which caused the insurance to revert to single party.
Aggravated ignorance doesn’t void a Reg E claim
08/13/2023
Why can't we hold a member liable for having the PIN with the card?
Creative customers and POD insurance
08/06/2023
We have a customer that set up an account Spouse A or Spouse B POD Spouse A or Spouse B. How will that be insured?
Oral Disputes Allowed
08/06/2023
Are financial institutions required to have a cardholder sign a dispute letter when filing a Reg E dispute on a debit card, or can a dispute be filed verbally and with no signature?
Risk assessments, controls, templates
08/06/2023
When you look at risk assessment templates, do you typically see inherent risk with granular controls for each? Or in the alternative are you seeing a shift to stating the inherent risk with an overall residual risk statement, and less granular controls narrative?