Should my appraiser be including an “As Is” value in all appraisal reports for Federally Related Transactions?
Can we do an internal raffle (selling tickets for a chance to win a prize) to benefit a non-profit organization?
We have a “spin the wheel” promotion. To spin, a customer must donate $1 that the bank donates to a charity. All the prize amounts on the wheel are more than $1 therefore all customers will get more than they donate. The amount won is then sent to the customer via our e-wallet app. We set a certain number of spins and it is done on a first-come-first-served basis.
Will the $100 next-day availability rule be updated?
Our private banking area is requesting to add two higher balance tiers on an investment savings account. There is no regulation or rule that would hinder this correct? The only thing I can see is if we are not offering this to other bank customers, but only to these high end customers.