Most Popular Compliance Content
CRA Ratings
10/01/1997
The OCC recently posted its third quarter CRA ratings. Of 63 banks examined, 10 earned an Outstanding and 53 earned a Satisfactory. The Outstandings are spread throughout the nation.
Question & Answer
10/01/1997
Question: Given that Regulation B's signature requirements allow a lender to require the signature of a spouse to secure property pledged to support the commercial loan, could the bank requi
Question & Answer
09/01/1997
Question: We have a customer whose property is located in a flood hazard zone but the customer does not want to pay for flood insurance.
Question & Answer
09/01/1997
Question: We occasionally make bridge loans to customers that are purchasing a new principal residence but obtaining their new mortgage with a different lender.
Question & Answer
09/01/1997
Question: We sometimes get applications from applicants who are multi-racial.