Internet Gambling became legal in Colorado this year. Our bank is wondering how that affects our Reg GG Policy?
I would like to know if a check issued by a state university in the same state of our bank is considered a government check for Reg CC purposes?
If we price HELOCs based on the applicant's credit score and loan to value ratio, so some borrowers get a lower rate than other borrowers, can we disclose the lower rate in our advertisement, or do we need to disclose both rates? Do we also need to specify the criteria for receiving the lower rate?
Can a check be cashed if it's payable to Susie Q dba ABC Flowers?
Is there a matrix that shows training requirements for the different regulations? I know BSA is an annual event, but I'm looking for guidance on Reg O, Fair Lending, UDAAP, etc. and especially for the board of directors.