by Thomas P. Della Torre
To almost no one's surprise, fiscal 1995 has been a record-breaker with respect to flood damage claims. As of January 1996:
The FRB has published its final commentary to Regulation C, Home Mortgage Disclosure. It takes effect on January 1, 1996 and will affect your data collection and reporting for 1996.
The Federal Reserve Board is requesting comments on a proposed check fraud survey.
Question: What is the difference between a co-applicant and a joint applicant? Are these different from a co-signer?