Have the October 2019 proposed changes for the Community Bank Leverage Ratio (CBLR) Framework been finalized?
Can we advertise a drawing on social media only?
Will opting-in to the Community Bank Leverage Ratio (CBLR) Framework change how my bank's assessment rate is calculated?
Is all of the quality control for mortgages done upfront?
I understand that you must report the FCRA info on adverse actions if you used information from a credit report to deny the loan, but does this include using the debt listed on the credit report as well? We did not deny based on the credit score (over 700) but did deny due to excessive obligations in relation to income.