Most Popular Compliance Content
Paperwork Reduction
10/01/1996
A provision buried in the regulatory burden act's section on "Regulatory Micromanagement Relies" requires the bank regulatory agencies to review requirements for internal written policies to identi
Finance Charge Ins and Outs
10/01/1996
Regulation Z's new finance charge rule treats charges imposed by third parties as finance charges when the creditor requires the borrower to use the third party.
Truth In Lending: Debt Cancellation Fees & Gap
10/01/1996
The final rule provides clear guidance on the treatment of debt cancellation fees, GAP, and similar items that function as alternatives to credit insurance or credit life insurance.
What is the Consumer Advisory Council?
10/01/1996
Buried in the Equal Credit Opportunity title of the Consumer Credit Protection Act, sits a provision which requires the Federal Reserve Board to establish a Consumer Advisory Council ("CAC") to adv
Question & Answer
10/01/1996
Question: One bank in our holding company takes and processes mortgage loan applications but the loans are funded by another bank in the holding company The loans are closed by an outside se